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How Does YouTrip Remain Free For You?

How Does YouTrip Remain Free For You?
Aravind Mano
  • Aravind Mano
  • 21 August 2020
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YouTrip allows you to pay in over 150 currencies worldwide through Wholesale Exchange Rates without any fees, but how does it remain free for you to use?

There’s been a lot of speculation from experts and the everyday man about what travel could look like in the future. For now, let’s take a moment to look back at what travel looked like in the past – two years to be exact.

Before YouTrip launched, charging foreign transaction fees was (and still is to banks) simply a standard practice and to be accepted by us. Nobody had ever heard of Wholesale Exchange Rates, but all that changed when YouTrip came onto the scene.

The promise was, and remains to this day, simple: A free multi-currency account that allows you to pay in over 150 currencies with no fees.

You’re probably wondering, “how?”, and surely this business model isn’t sustainable. Could this be just another sales pitch with bait-and-switch tactics? Is there a catch in the fine print? If foreign payments come with no fees, and if there aren’t any markups on exchange rates, then how exactly does YouTrip make money?

It’s time to put an end to all these questions, and give you some answers with a peek behind the scenes of how it all works at YouTrip.

💜 How Does YouTrip Work?

YouTrip is a multi-currency account which comes with a linked Mastercard. You can store up to S$5,000 at any one time across the 10 currency wallets, and make payments with the card in-store or online.

You can make top-ups to your account with any Singapore debit or credit card, and perform currency exchanges at any time through the YouTrip app. This allows you to exchange currencies whenever you spot the best rates, and store them for as long as you like.

💰 How is My Money Stored with YouTrip?

The most important thing you should know about storing your money with YouTrip is that it cannot be used in any way by us and is not part of our revenue. Your funds are deposited into dedicated customer segregated accounts that we hold with Standard Chartered Bank (Singapore).

These funds are entirely separate from YouTrip’s company bank accounts, and we can’t touch them for other purposes, such as investments. To put it simply, your money can never become our money. We can’t do anything with your money other than deposit it into the corresponding bank accounts, so there’s no chance of any money being compromised.

✈️ How Does the Money Travel with YouTrip?

Now you know what happens whenever you make top-ups and currency exchanges. What about getting down to making a payment? Here’s where the magic happens:

1. When You Pay the Merchant, Mastercard Takes a Cut From the Merchant 💸

Whenever you make a transaction, Mastercard takes a portion of the amount from the merchant you’re purchasing from, and not from you. This amount is a commission that merchants pay Mastercard for facilitating that transaction.

In fact, this would also explain why you may have seen some stores with big, prominent signs on their storefront that say “CASH ONLY”, as some merchants don’t want to pay that commission. However, the prominence and widespread preference of cashless payments is clear and, for most merchants, unavoidable.

2. YouTrip Takes a Commission From the Merchant Through Mastercard 💰

This Mastercard commission is where YouTrip takes a small bit which in turn, contributes to our revenue. This is how we make money, without ever charging our users a single cent, because our goal is always to pass the cost savings to you.

Now that you know what we do, and how we do it. What’s in it for you, then?

🤔 How Much Money Do I Save With YouTrip?

Many of us tend to brush off terms like transaction fees, as the very presence of such fees are typically hidden away in the T&Cs of bank cards, and you’ll only realise how much extra you’re paying when you receive your credit card statement – if you even notice at all.

This makes people assume that such fees are negligible, especially when these cards offer seemingly sweet perks in the form of miles and cashback.

In our opinion, this could not be further from the truth. As more and more people shop in foreign currency online, this is a fallacy that should be addressed. Let’s assume you’re making a US$500 (~S$693.20) purchase online.

Here’s how much you’ll end up paying, depending on which card you choose to make that payment with, based on the typical foreign transaction fee of 3.25% imposed on bank cards:

Debit/Credit CardYouTrip Card
Cost of ItemUS$500
(~S$693.20)
US$500
(~S$693.20)
Fees~S$22.50No fees
Total Payment~S$715.70~S$693.20

~S$22.50 in savings with a YouTrip card, on a single purchase. Now imagine what that figure could add up to over multiple purchases on a vacation overseas, or from shopping on overseas-based online stores.

The truth is: people are discovering that many products are cheaper on overseas online stores, like cheaper Muji products on its official Taobao store, cheaper iPad Pro and Apple AirPods from Amazon US, and also cheaper A&F clothes if you use a VPN to access its US store. Plus, there are plenty of unique products which aren’t even available locally too, from exclusive American snacks to their elusive beauty products.

With all of these shopping options, it’s all the more important that anyone paying in foreign currencies know their payment options as well.

😮 Okay, Where Do I Sign Up For My YouTrip Card?

Fortunately, a free YouTrip card is just 3 minutes away, and when you use <BLOG5> promo code to sign up, you’ll receive a sweet S$5 in your YouTrip account upon first top-up.

While we await commercial travel to fully resume, you can still rely on your trusty YouTrip card and Wholesale Exchange Rates to help you stack up even more cost savings, when you shop online for cheaper goods on overseas stores.

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15% off at iShopChangi

15% off with no min. spend (For traveller purchases only)

  • Valid till 31 December 2023
  • Pay with YouTrip and apply code 'YOUTRIP15' during checkout
  • Enjoy 15% off with no min. spend
Terms & conditions
  1. Valid for traveller purchases only.
  2. Payment must be made with YOUTRIP Mastercard.
  3. Only one Promo Code may be used at a time.
  4. Promotion is valid until 31 December 2023.
  5. Promotion is not exchangeable for cash, prizes, products or other vouchers.
  6. Promotion is not valid in conjunction with privilege holder discounts.
  7. Chanel and Dior are excluded from this promotion.
  8. The Shilla Duty Free reserves the right to amend or withdraw any terms & conditions without any prior notice.
Redeem Deal

$20 cashback at Circles.Life!

$20 cashback (For new Circles.Life customers)

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
Terms & conditions
  1. Only purchases made through the Circles.Life affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Circles.Life whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
  7. Not applicable for purchases made via the Circles.Life mobile application
Redeem Deal

Up to 7% cashback at Sephora!

7% cashback (New Sephora users)

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout

2.5% cashback (Existing Sephora users)

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
Terms & conditions
  1. Only purchases made through the Sephora affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Sephora whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
Redeem Deal

Up to 10% cashback at Shopee!

Up to 10% cashback (New Shopee users)

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout

3% cashback (Existing Shopee users)

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
Terms & conditions
  1. All cashback will be capped at S$5.00
  2. Only purchases made through the Shopee affiliate link provided by YouTrip will be eligible for cashback.
  3. Return to YouTrip Perks and clickthrough to Shopee whenever you are making a new transaction.
  4. Purchase must be made within the same window.
  5. Cookies must be enabled on your browser for cashback to be tracked.
  6. Cashback will not be awarded for cancelled or refunded orders.
  7. Cashback will be awarded after 45 days from the date of purchase.
  8. Please refer to the table below for product cashback rates
Cashback Rates
CategoryNew  Customers (%)Existing Customers (%)
All Electronics103
All Fashion52
TELCO, Tickets & Vouchers, Vouchers, Others103
Hobbies & Sports, All Others103
Toys, Kids & Babies103
Health & Beauty52
Home & F&B103
Redeem Deal

10% cashback at Taobao!

10% cashback with min S$50 spend

  • Valid till 31 January 2022
  • Register and spend a minimum of $50 and pay with YouTrip during checkout
  • Register for promotion here
  • For first 750 users only
Terms & conditions
 
  1. 10% cashback with minimum spend of $50.
  2. Limited to the first 750 users on a first come, first served basis. 
  3. Payment must be charged to a YouTrip Mastercard. 
  4. The required minimum spend must be in a single transaction before any other promo codes, vouchers or coupons. Minimum spend excludes all taxes and fees, including but not limited to shipping and handling, unless otherwise stated.
  5. All purchases made in conjunction with the Offer are subject to prevailing taxes and service charges where applicable. 
  6. YouTrip makes no warranty or representation as to the quality, merchantability or fitness for purpose of any goods or services purchased from the merchant. Any dispute about the same must be resolved directly with the merchant. 
  7. YouTrip shall not be responsible for any loss, injury, claim, damage or expense arising from the redemption of the Offer or the use of the goods and services purchased from a merchant.
  8. YouTrip is not an agent of Taobao or any merchant, or vice versa.
  9. All information is correct at time of print. YouTrip will not be responsible for any
    changes which occur after print.
  10. YouTrip reserves the right to vary the terms and conditions of the Offer or withdraw
    or discontinue the Offer by providing written notice to the other party at least 7 days
    in advance and indemnify the direct economic loss of the other party caused by
    YouTrip’s behavior under the clause.
Redeem Deal

10% off at SweatSpot!

10% off all packages

  • Valid till 12 April 2022
  • Pay with YouTrip and apply code 'YOUTRIP' upon checkout
  • Enjoy 10% off upon checkout
Terms & conditions
  1. Promo code only applicable when using your YouTrip Mastercard upon checkout.
Redeem Deal

Up to 5% cashback at ASOS

Up to 5% cashback (New ASOS users)

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout

3% cashback (Existing ASOS users purchases via Web)

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout

2% cashback (Existing ASOS users purchases via App)

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
Terms & conditions
 
  1. Only purchases made through the ASOS affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to ASOS whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
Redeem Deal

Up to 6% cashback at JD Sports!

6% cashback (Regular-priced items)

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout

2% cashback (Sale Items)

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
Terms & conditions
 
  1. Only purchases made through the JD Sports affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to JD Sports whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
Redeem Deal

Up to $260 cashback and KrisShop e-Vouchers at Singapore Airlines!

$20 cashback with min $500 spend

  • Valid till 26 November 2021
  • Pay using YouTrip at checkout
  • Register through YouTrip's campaign registration form
  • Enjoy up to 4x cashback rewards per booking
  • Receive cashback by 31 December 2021
Terms & conditions
  1. Limited to the first 1,000 redemptions
  2. Only bookings made via the SIA website, Mobile App or selected list of SIA appointed travel agents within the campaign period and redemption limit will be eligible for cashback.
  3. For full T&Cs, please visit https://www.you.co/sg/youtrip-singapore-airlines-cashback-tnc/

$30 KrisShop e-Voucher with min $500 spend

  • Valid till 26 November 2021
  • Pay using YouTrip at checkout
  • Register through YouTrip's campaign registration form
  • Enjoy up to 6x KrisShop e-Vouchers per booking
Terms & conditions
  1. Limited to the first 4,000 redemptions
  2. Only bookings made via the SIA website, Mobile App or selected list of SIA appointed travel agents within the campaign period and redemption limit will be eligible for KrisShop e-Voucher rewards
  3. Offer is strictly applicable to flights to and from the following destinations only: Frankfurt, Munich, Amsterdam, Barcelona, Copenhagen, London, Los Angeles, Milan, New York, PAris, Rome, San Francisco, Seattle or Vancouver
  4. For full T&Cs, please visit https://www.you.co/sg/youtrip-singapore-airlines-krisshop-tnc/
Redeem Deal

Up to 6% cashback at Charles & Keith!

6% cashback (New Charles & Keith users)

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout

3% cashback (Existing Charles & Keith users)

  • Valid from 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
Terms & conditions
  1. Only purchases made through the Charles & Keith affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Charles & Keith whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
  7. Purchases made via the Charles & Keith mobile app will not be eligible for cashback.
Redeem Deal

25% off at Table Matters!

25% off min $60 spend

  • Valid till 31 December 2021
  • Pay with YouTrip and apply code 'YOUTRIP25' during checkout
  • Enjoy 25% off min $60 spend upon checkout
Terms & conditions
  1. Promo code only applicable when using your YouTrip Mastercard upon checkout.
  2. Only 1 promo code may be used at a time.
  3. Promo codes are not exchangeable for cash.
  4. Valid only for original price items.
  5. Not stackable with existing promotions.
  6. Exclusions Apply.
Redeem Deal

25% off at HOUZE!

25% off min $60 spend

  • Valid till 31 December 2021
  • Pay with YouTrip and apply code 'YOUTRIP25' during checkout
  • Enjoy 25% off min $60 spend upon checkout
Terms & conditions
  1. Promo code only applicable when using your YouTrip Mastercard upon checkout.
  2. Only 1 promo code may be used at a time.
  3. Promo codes are not exchangeable for cash.
  4. Valid only for original price items.
  5. Not stackable with existing promotions.
  6. Exclusions Apply.
Redeem Deal

Up to 5% cashback at Trip.com!

Up to 5% cashback

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
Terms & conditions
  1. Only purchases made through the Trip.com affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Trip.com whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
  7. Please refer to the table below for full cashback rates.
Cashback Rates
Product TypeSub-Product TypeCashback Rate
Hotels–5%
FlightsInternational Flight0.50%
China Domestic FlightUSD 0.6/ticket
Trains–USD 1.5/order
Tours & TicketsOther Activities4%
Attraction & Shows1.50%
Presale–5%

 

Redeem Deal

4% cashback at UNIQLO!

4% cashback

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
Terms & conditions
  1. Only purchases made through the UNIQLO affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to UNIQLO whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
Redeem Deal

3% cashback at Dyson!

3% cashback

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
Terms & conditions
  1. Only purchases made through the Dyson affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Dyson whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
  7. Dyson accessories will not be eligible for cashback.
Redeem Deal

8% off at SGPomades!

$8 off min S$50 spend

  • Valid till 31 December 2021
  • Pay with YouTrip and apply code 'YOUTRIP8' during checkout
  • Enjoy 8% off min S$50 spend upon checkout
Terms & conditions
  1. Promo code only applicable when using your YouTrip Mastercard upon checkout.
  2. 1 redemption per customer only
  3. Promo codes are not exchangeable for cash.
  4. Valid only for original price items.
  5. Not stackable with existing promotions.
  6. Exclusions Apply.
Redeem Deal

Up to 10% off at Expedia!

Up to 10% off

  • Valid till 30 Jun 2023
  • Pay with YouTrip and apply code 'MASTER10' during checkout
  • Enjoy 10% off (Capped at S$70) upon checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
Terms & conditions
  1. Booking period Now till 30 Jun 2023
  2. Stay period: Now till 31 September 2023
  3. Participating “Expedia Rate” hotels refer to hotels labelled “Expedia Rate” and are not on the exclusion list available at the booking page.
  4. Up to 10% discount coupon on hotel bookings at thousands of participating properties globally.
    10% savings with promo code MASTER10
    – Singapore: Discount value capped at SGD70 per transaction
  5. No minimum stay requirement.
  6. Coupon only applies to first room in the booking.
  7. Promo code only applicable when using your YouTrip Mastercard upon checkout.
  8. Only 1 promo code may be used at a time.
  9. Promo codes are not exchangeable for cash.
Redeem Deal

S$15 off at The Shilla!

S$15 off min S$150 spend in store

  • Valid till 31 December 2022
  • Flash this at the counter and pay with YouTrip during checkout in store
  • Enjoy S$15 off min S$150 nett spend
Terms & conditions
  1. Valid until 31 December 2022.
  2. Limited to one redemption per customer.
  3. Any outstanding balance after deducting the face value of the voucher must be paid in full using YouTrip Card
  4. The promotion must be fully utilised and any unutilised amount will be forfeited.
  5. Not exchangeable for cash, prizes, products or other vouchers.
  6. Not valid in conjunction with privilege holder discounts.
  7. Chanel and Dior are excluded from this promotion.
  8. The Shilla Duty Free reserves the right to amend or withdraw any terms & conditions without any prior notice.
Redeem Deal

Up to 12% cashback at AirAsia Food

12% cashback (New AirAsia Food Customers)

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout

6% cashback (Existing AirAsia Food Customers)

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
Terms & conditions
  1. Only purchases made through the AirAsia Food affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to AirAsia Food whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
Redeem Deal

5% cashback at AirAsia Grocer!

5% cashback

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
Terms & conditions
  1. Only purchases made through the AirAsia affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to AirAsia whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
Redeem Deal

$10 off at Beauty Emporium!

$10 off (No min spend)

  • Valid till 30 November 2021
  • Pay with YouTrip and apply code 'YOUBF10' during checkout
  • Enjoy $10 off upon checkout
Terms & conditions
  1. Limited to one time use per transaction.
  2. Discount will be given to total bill spend. Discounted products and services are eligible for this redemption.
  3. Discount cannot be used in Strip Merchandise and Clean Beauty Brands.
  4. Shipping fees apply if the minimum spend for free shipping is not met.
  5. Cannot be used in-conjunction with any other voucher, codes or redemption of Beauty Rewards points.
  6. Promotion ends on 30 Nov 2021 2359 hrs.
Redeem Deal

$19 cashback at Starhub!

$19 cashback (For new broadband signups)

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
Terms & conditions
  1. Only purchases made through the Starhub affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Starhub whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will be awarded after 45 days from the date of purchase.
  6. Cashback will not be awarded for cancelled or refunded orders.
  7. Only new broadband sign-ups are eligible for cashback
Redeem Deal

20% off at noah!

20% off supplements

  • Valid till 31 December 2022
  • Pay with YouTrip and apply code 'NOAHYT' during checkout
  • Enjoy 20% off supplements upon checkout
Terms & conditions
  1. Promo code only applicable when using your YouTrip Mastercard upon checkout.
  2. 1 redemption per customer only
  3. Promo codes are not exchangeable for cash.
  4. Valid only for original price items.
  5. Not stackable with existing promotions.
  6. Exclusions Apply.
Redeem Deal

20% off at Zoey!

20% off supplements

  • Valid till 31 December 2022
  • Pay with YouTrip and apply code 'ZOEYYT' during checkout
  • Enjoy 20% off supplements upon checkout
Terms & conditions
  1. Promo code only applicable when using your YouTrip Mastercard upon checkout.
  2. 1 redemption per customer only
  3. Promo codes are not exchangeable for cash.
  4. Valid only for original price items.
  5. Not stackable with existing promotions.
  6. Exclusions Apply.
Redeem Deal

2% cashback at Razer!

2% cashback

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
Terms & conditions
  1. Only purchases made through the Razer affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Razer whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will be awarded after 45 days from the date of purchase.
  6. Cashback will not be awarded for cancelled or refunded orders.
Redeem Deal

Up to $12 off at FairPrice Online!

$10 off min $135 spend

  • Valid till 22 December 2021
  • Pay with YouTrip and apply code 'MCXMAS21' during checkout
  • Enjoy $10 off min $135 spend
  • First 2,500 redemptions only

$12 off min $150 spend

  • Valid till 22 December 2021
  • Pay with YouTrip and apply code 'MCXMAS21' during checkout
  • Enjoy $12 off min $150 spend
  • First 2,500 redemptions only
Terms & conditions
  1. Redemption of promo code is applicable only for purchases made on FairPrice online at www.fairprice.com.sg and FairPrice Mobile App upon login, and for home delivery only.  
  2. Only one promo code can be used for each transaction. FairPrice reserves the right to reject any order that has violated this.
  3. Promo code is to be used for one-time redemption only.
  4. Promo code cannot be used for the purchase of certain restricted products, for example, certain infant milk formulas. Please visit FairPrice online for more details.
  5. Qualifying spend refers to a nett spend of at least S$135.00 (excluding delivery fee, service fee, and any other surcharge) in a single transaction at NTUC FairPrice online during the promotional period.
  6. Using a promo code in conjunction with other free gift promotions, may alter the minimum amount for delivery.
  7. Additional charges, service fees and minimum nett purchase amount for free home delivery may be required and may differ for promotional periods and will be in accordance to that stated on FairPrice online.
  8. It is advisable to have at least S$5 nett purchase amount in cart after application of promo code in order to be able to checkout.
  9. Promo codes are not exchangeable or refundable for cash or other goods and services.
  10. FairPrice reserves the rights to vary/amend the privileges or terms and conditions of this promotion without prior notice. 
  11. Other terms and conditions on FairPrice online (https://help.fairprice.com.sg/hc/en us/categories/360001184571-FairPrice-Online) apply.
  12. Mastercard does not assume any responsibility for the products and services offered under this promotion. The products are sold and services are provided solely by the relevant vendors, under such terms and conditions as determined by such vendors, and Mastercard accepts no liability whatsoever in connection with such products and services. The products and services have not been certified by Mastercard and under no circumstances shall the inclusion of any product or service in this promotion be construed as an endorsement or recommendation of such product or service by Mastercard
Redeem Deal

8% cashback at On The List!

8% cashback

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
Terms & conditions
  1. Only purchases made through the On The List affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to On The List whenever you are making a new transaction.
  3. Purchases made via the On The List mobile site or app are not eligible for cashback.
  4. Purchase must be made within the same window.
  5. Cookies must be enabled on your browser for cashback to be tracked.
  6. Cashback will be awarded after 45 days from the date of purchase.
  7. Cashback will not be awarded for cancelled or refunded orders.
Redeem Deal

10% cashback at Puma!

10% cashback

  • Valid till 30 Dec 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
Terms & conditions
  1. Only purchases made through the Puma affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Puma whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will be awarded after 45 days from the date of purchase.
  6. Cashback will not be awarded for cancelled or refunded orders.
Redeem Deal

3% cashback at 24S!

3% cashback

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
Terms & conditions
  1. Only purchases made through the 24S affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to 24S whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will be awarded after 45 days from the date of purchase.
  6. Cashback will not be awarded for cancelled or refunded orders.
  7. Celine, Louis Vuitton and Dior products are not eligible for cashback.
Redeem Deal

2.1% cashback at Watsons!

2.1% cashback

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
Terms & conditions
  1. Only purchases made through the Watsons affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Watsons whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will be awarded after 45 days from the date of purchase.
  6. Cashback will not be awarded for cancelled or refunded orders.
Redeem Deal

Up to 10% off at Qatar Airways!

Up to 10% off 

  • Valid till 30 April 2023
  • Click through to Qatar via YouTrip Perks, apply code 'YTQR22' & Pay with YouTrip during checkout
  • Enjoy up to 10% off upon checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
Terms & conditions
  1. Sales period: 1 November 2022 – 30 April 2023
  2. Travel period: 1 November 2022 – 31 July 2023
  3. Booking must be made using promo code YTQR22 to avail of the discount
  4. Full payment must be made with a YouTrip Card
  5. Save 10% on Business Class Comfort fares
  6. Save 10% on Economy Class Convenience fares
  7. Save 7% on Economy Class and Business Class Classic fares
  8. Valid only on Qatar Airways flights from Singapore
  9. Valid to the following destinations: Abu Dhabi, Almaty, Amsterdam, Ankara, Athens, Atlanta, Baku, Barcelona, Belgrade, Berlin, Boston, Brussels, Bucharest, Budapest, Cape Town, Casablanca, Chennai, Chicago, Copenhagen, Dallas, Dar Es Salaam, Doha, Dubai, Dublin, Durban, Edinburgh, Frankfurt, Geneva, Harare, Helsinki, Houston, Islamabad, Johannesburg, Kilimanjaro, Larnaca, London, Los Angeles, Lusaka, Luxor, Madrid, Malabo, Manchester, Medina, Miami, Milan, Mombasa, Montreal, Moscow, Mumbai, Munich, Nairobi, New York City, Oslo, Paris, Philadelphia, Pisa, Prague, Rome, San Francisco, Sao Paulo, Seattle, Seychelles, Sharjah, Sofia, St Petersburg, Stockholm, Tbilisi, Venice, Vienna, Warsaw, Washington, Windhoek, Yerevan, Zagreb, Zanzibar, Zurich
  10. All-in fares include all taxes, fees, and surcharges which are subject to currency fluctuation
  11. Blackout dates and surcharges may apply. Please refer to the fare rules for details at the time of booking.
  12. Blackout Periods: 18 Nov – 20 Dec 2022 (Doha and Middle Eastern Countries), 1 Jan – 10 Jan 2023 (All destinations)
  13. Peak period surcharges may apply
  14. Fares are subject to change without prior notice
  15. Discount applies to return base fare only of selected fare classes
  16. Discount does not apply to taxes and all other surcharges
  17. Seats are limited and are subject to availability of the relevant booking class
  18. Minimum and maximum stay as well as advance purchase rules apply dependent on the booking class
  19. Please refer to the fare rules at the time of booking for changes, cancellations and no-show conditions
  20. Any change or cancellation less than 3 hours prior to the stated time of departure will be considered as no-show
  21. For travel involving multiple booking classes, the most restrictive fare rules apply to the entire itinerary
  22. Standard child/infant discount apply
  23. Please note that market-specific promotional fares may be available for selected dates and destinations, and may not be eligible for the discounts under this offer. All available options, together with the applicable terms & conditions for each fare will be displayed at time of booking for you to make your selection
  24. Qatar Airway’s terms and conditions will also apply to your booking, please review these at the time of booking
  25. Other terms and conditions apply. Please review at the time of booking
Redeem Deal

5% cashback at Chemist Warehouse!

5% cashback

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
Terms & conditions
  1. Only purchases made through the Chemist Warehouse affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Chemist Warehouse whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will be awarded after 45 days from the date of purchase.
  6. Cashback will not be awarded for cancelled or refunded orders.
Redeem Deal

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