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The YouTrip Story

The Solution

YouTrip is Singapore’s first multi-currency mobile wallet with a prepaid Mastercard®, that allows you to pay in over 150 currencies with no fees. It also supports in-app exchanges of 10 currencies so you can lock in competitive rates anytime, anywhere.

So to the online shopper, the vacationer, the exchange student, the business traveller or anyone who’s ever asked why they should pay banks extra to pay in foreign currencies. Or why they should have to painstakingly look up exchange rates, and then queue up at the money changer.

Just know that we’ve already asked ourselves these questions. Only now we’ve got the answer.

The Tech

Technology is nothing without purpose.

Driven by a commitment to create a smarter, easier way for people to pay in foreign currency, we’ve tapped on our team’s tech and financial expertise to create a secure, bank-grade platform that lets anyone, and we mean anyone, exchange currencies and make payments in just a few steps.

Our foreign exchange rates are updated by the minute and displayed to you on the YouTrip app at spot Wholesale Exchange Rates with no markups whatsoever.

The People

Based in Singapore, Hong Kong, and Thailand, YouTrip is made up of people with experience in leading tech companies and some of the world’s biggest financial institutions. As a group, we’re committed to bringing world-class mobile financial services to Asia, with a core focus on travellers.

YouTrip was launched in 2018 and is Singapore’s first, and leading, multi-currency wallet. Less than a year later, we raised a record US$25.5 million in pre-Series A funding. We’re a Principal Member of Mastercard and a major payment institution licensed by the Monetary Authority of Singapore.

Interested to know more about us?

We would love to hear any questions, comments or feedback from you!

 

customer@you.co

 

 

+65 6904 9334

 

 

For media queries, please email us at media.sg@you.co

For editorial and content queries, please email us at content@you.co

© 2021 You Technologies Group Limited. All Rights Reserved.

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Privacy Policy

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10% cashback at Puma!

10% cashback

  • Valid till 20 April 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  1. Only purchases made through the Puma affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Puma whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will be awarded after 45 days from the date of purchase.
  6. Cashback will not be awarded for cancelled or refunded orders.
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4% cashback at UNIQLO!

4% cashback

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  1. Only purchases made through the UNIQLO affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to UNIQLO whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
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Up to 7% cashback at Sephora!

7% cashback (New Sephora users)

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout

2.5% cashback (Existing Sephora users)

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  1. Only purchases made through the Sephora affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Sephora whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
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Up to 10% cashback at Shopee!

$12 off min S$25 spend (New Shopee users)

  • Valid from 15 January 2022 to 2 February 2022
  • Pay with YouTrip and apply code 'YTCNY22' upon checkout
  • Enjoy $12 off min S$25 spend upon checkout

Up to 10% cashback (New Shopee users)

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout

3% cashback (Existing Shopee users)

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  1. All cashback will be capped at S$5.00
  2. Only purchases made through the Shopee affiliate link provided by YouTrip will be eligible for cashback.
  3. Return to YouTrip Perks and clickthrough to Shopee whenever you are making a new transaction.
  4. Purchase must be made within the same window.
  5. Cookies must be enabled on your browser for cashback to be tracked.
  6. Cashback will not be awarded for cancelled or refunded orders.
  7. Cashback will be awarded after 45 days from the date of purchase.
  8. Please refer to the table below for product cashback rates
CategoryNew  Customers (%)Existing Customers (%)
All Electronics103
All Fashion52
TELCO, Tickets & Vouchers, Vouchers, Others103
Hobbies & Sports, All Others103
Toys, Kids & Babies103
Health & Beauty52
Home & F&B103
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$10 off at Taobao!

$10 off min $50 spend

  1. This offer is valid every Sunday from 12 December 2021 to 9 January 2021. 
  2. $10 off minimum spend of $50.
  3. Limited to the first 100 users per day, for one time use per user, on a first come, first served basis. 
  4. Payment must be charged to a YouTrip Mastercard. 
  5. A Singapore address must be used at checkout for the Offer to be applicable.
  6. A Singapore IP address must be used for the Promo Code field to be shown. 
  7. Offer is only valid for purchases made in Singapore Dollars.
  8. The required minimum spend must be in a single transaction before any other promo codes, vouchers or coupons. Minimum spend excludes all taxes and fees, including but not limited to shipping and handling, unless otherwise stated.
  9. Offer is not valid in conjunction with other offers, discounts, promotions, e-vouchers, e-coupons, privileges or purchase of gift certificates, unless otherwise stated.
  10. All purchases made in conjunction with the Offer are subject to prevailing taxes and service charges where applicable. 
  11. Offer must be redeemed prior to completing the purchase at checkout. Offer cannot be redeemed after the purchase is completed.
  12. YouTrip makes no warranty or representation as to the quality, merchantability or fitness for purpose of any goods or services purchased from the merchant. Any dispute about the same must be resolved directly with the merchant. 
  13. YouTrip shall not be responsible for any loss, injury, claim, damage or expense arising from the redemption of the Offer or the use of the goods and services purchased from a merchant.
  14. YouTrip is not an agent of Taobao or any merchant, or vice versa.
  15. All information is correct at time of print. YouTrip will not be responsible for any changes which occur after print.
  16. YouTrip reserves the right to vary the terms and conditions of the Offer or withdraw or discontinue the Offer by providing written notice to the other party at least 7 days in advance and indemnify the direct economic loss of the other party caused by YouTrip’s behavior under the clause.
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10% off at SweatSpot!

10% off all packages

  • Valid till 12 April 2022
  • Pay with YouTrip and apply code 'YOUTRIP' upon checkout
  • Enjoy 10% off upon checkout
  1. Promo code only applicable when using your YouTrip Mastercard upon checkout.
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Up to 8% cashback at ASOS

Up to 8% cashback (New ASOS users)

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout

4% cashback (Existing ASOS users purchases via Web)

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout

2% cashback (Existing ASOS users purchases via App)

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
 
  1. Only purchases made through the ASOS affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to ASOS whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
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Up to 6% cashback at JD Sports!

6% cashback (Regular-priced items)

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout

2% cashback (Sale Items)

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
 
  1. Only purchases made through the JD Sports affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to JD Sports whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
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Up to $260 cashback and KrisShop e-Vouchers at Singapore Airlines!

$20 cashback with min $500 spend

  • Valid till 26 November 2021
  • Pay using YouTrip at checkout
  • Register through YouTrip's campaign registration form
  • Enjoy up to 4x cashback rewards per booking
  • Receive cashback by 31 December 2021
  1. Limited to the first 1,000 redemptions
  2. Only bookings made via the SIA website, Mobile App or selected list of SIA appointed travel agents within the campaign period and redemption limit will be eligible for cashback.
  3. For full T&Cs, please visit https://www.you.co/sg/youtrip-singapore-airlines-cashback-tnc/

$30 KrisShop e-Voucher with min $500 spend

  • Valid till 26 November 2021
  • Pay using YouTrip at checkout
  • Register through YouTrip's campaign registration form
  • Enjoy up to 6x KrisShop e-Vouchers per booking
  1. Limited to the first 4,000 redemptions
  2. Only bookings made via the SIA website, Mobile App or selected list of SIA appointed travel agents within the campaign period and redemption limit will be eligible for KrisShop e-Voucher rewards
  3. Offer is strictly applicable to flights to and from the following destinations only: Frankfurt, Munich, Amsterdam, Barcelona, Copenhagen, London, Los Angeles, Milan, New York, PAris, Rome, San Francisco, Seattle or Vancouver
  4. For full T&Cs, please visit https://www.you.co/sg/youtrip-singapore-airlines-krisshop-tnc/
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Up to 6% cashback at Charles & Keith!

6% cashback (New Charles & Keith users)

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout

3% cashback (Existing Charles & Keith users)

  • Valid from 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  1. Only purchases made through the Charles & Keith affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Charles & Keith whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
  7. Purchases made via the Charles & Keith mobile app will not be eligible for cashback.
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25% off at Table Matters!

25% off min $60 spend

  • Valid till 31 December 2021
  • Pay with YouTrip and apply code 'YOUTRIP25' during checkout
  • Enjoy 25% off min $60 spend upon checkout
  1. Promo code only applicable when using your YouTrip Mastercard upon checkout.
  2. Only 1 promo code may be used at a time.
  3. Promo codes are not exchangeable for cash.
  4. Valid only for original price items.
  5. Not stackable with existing promotions.
  6. Exclusions Apply.
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25% off at HOUZE!

25% off min $60 spend

  • Valid till 31 December 2021
  • Pay with YouTrip and apply code 'YOUTRIP25' during checkout
  • Enjoy 25% off min $60 spend upon checkout
  1. Promo code only applicable when using your YouTrip Mastercard upon checkout.
  2. Only 1 promo code may be used at a time.
  3. Promo codes are not exchangeable for cash.
  4. Valid only for original price items.
  5. Not stackable with existing promotions.
  6. Exclusions Apply.
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Up to 5% cashback at Trip.com!

Up to 5% cashback

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  1. Only purchases made through the Trip.com affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Trip.com whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
  7. Please refer to the table below for full cashback rates.
Product TypeSub-Product TypeCashback Rate
Hotels–5%
FlightsInternational Flight0.50%
China Domestic FlightUSD 0.6/ticket
Trains–USD 1.5/order
Tours & TicketsOther Activities4%
Attraction & Shows1.50%
Presale–5%

 

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3% cashback at Dyson!

3% cashback

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  1. Only purchases made through the Dyson affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Dyson whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
  7. Dyson accessories will not be eligible for cashback.
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8% cashback at On The List!

8% cashback

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  1. Only purchases made through the On The List affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to On The List whenever you are making a new transaction.
  3. Purchases made via the On The List mobile site or app are not eligible for cashback.
  4. Purchase must be made within the same window.
  5. Cookies must be enabled on your browser for cashback to be tracked.
  6. Cashback will be awarded after 45 days from the date of purchase.
  7. Cashback will not be awarded for cancelled or refunded orders.
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8% off at SGPomades!

$8 off min S$50 spend

  • Valid till 31 December 2021
  • Pay with YouTrip and apply code 'YOUTRIP8' during checkout
  • Enjoy 8% off min S$50 spend upon checkout
  1. Promo code only applicable when using your YouTrip Mastercard upon checkout.
  2. 1 redemption per customer only
  3. Promo codes are not exchangeable for cash.
  4. Valid only for original price items.
  5. Not stackable with existing promotions.
  6. Exclusions Apply.
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$20 cashback at Circles.Life!

$20 cashback (For new Circles.Life customers)

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  1. Only purchases made through the Circles.Life affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Circles.Life whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
  7. Not applicable for purchases made via the Circles.Life mobile application
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12% off at Expedia!

12% off

  • Valid till 31 December 2021
  • Pay with YouTrip and apply code 'MASTERSG12' during checkout
  • Enjoy 12% off (Capped at S$50) upon checkout
  1. Stay period:1 January – 30 September 2022
  2. Participating “Expedia Rate” hotels refer to hotels labelled “Expedia Rate” and are not on the exclusion list available at the booking page.
  3. No minimum stay requirement.
  4. Coupon only applies to first room in the booking.
  5. Promo code only applicable when using your YouTrip Mastercard upon checkout.
  6. Only 1 promo code may be used at a time.
  7. Promo codes are not exchangeable for cash.

1000 Expedia Rewards Points

  • Valid till 31 March 2021
  • Save your YouTrip Mastercard as a payment method
  • Enjoy 1000 Expedia Rewards Points upon checkout
  1. Expedia Rewards points offer is only available to Expedia Rewards members who have not saved any Mastercard in their member profile before the offer period.
  2. The 1,000 Expedia Rewards points will be credited into the member’s Expedia Rewards account on making his/her first booking after he/she has saved his/her Mastercard card. The offer is only valid for pre-pay bookings and cannot be redeemed against bookings which are paid at the destination.
  3. The Promotion Points will be credited after the Mastercard card is saved in the member’s account and not removed and payment for the first booking has been processed, and provided that the Mastercard is valid and not cancelled or suspended at the point of crediting of the Expedia Rewards points. No Promotion Points will be credited for cancelled bookings (cancelled for any reason whatsoever).
  4. Each Eligible Person can redeem the offer only once and receive 1,000 Expedia Rewards points, regardless of the number of Mastercard saved in the member’s Expedia account during the Promotion Period.
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Up to 12% cashback at AirAsia Food

12% cashback (New AirAsia Food Customers)

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout

6% cashback (Existing AirAsia Food Customers)

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  1. Only purchases made through the AirAsia Food affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to AirAsia Food whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
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5% cashback at AirAsia Grocer!

5% cashback

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  1. Only purchases made through the AirAsia affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to AirAsia whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
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$10 off at Beauty Emporium!

$10 off (No min spend)

  • Valid till 30 November 2021
  • Pay with YouTrip and apply code 'YOUBF10' during checkout
  • Enjoy $10 off upon checkout
  1. Limited to one time use per transaction.
  2. Discount will be given to total bill spend. Discounted products and services are eligible for this redemption.
  3. Discount cannot be used in Strip Merchandise and Clean Beauty Brands.
  4. Shipping fees apply if the minimum spend for free shipping is not met.
  5. Cannot be used in-conjunction with any other voucher, codes or redemption of Beauty Rewards points.
  6. Promotion ends on 30 Nov 2021 2359 hrs.
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$19 cashback at Starhub!

$19 cashback (For new broadband signups)

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  1. Only purchases made through the Starhub affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Starhub whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will be awarded after 45 days from the date of purchase.
  6. Cashback will not be awarded for cancelled or refunded orders.
  7. Only new broadband sign-ups are eligible for cashback
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20% off at noah!

20% off supplements

  • Valid till 31 December 2022
  • Pay with YouTrip and apply code 'NOAHYT' during checkout
  • Enjoy 20% off supplements upon checkout
  1. Promo code only applicable when using your YouTrip Mastercard upon checkout.
  2. 1 redemption per customer only
  3. Promo codes are not exchangeable for cash.
  4. Valid only for original price items.
  5. Not stackable with existing promotions.
  6. Exclusions Apply.
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20% off at Zoey!

20% off supplements

  • Valid till 31 December 2022
  • Pay with YouTrip and apply code 'ZOEYYT' during checkout
  • Enjoy 20% off supplements upon checkout
  1. Promo code only applicable when using your YouTrip Mastercard upon checkout.
  2. 1 redemption per customer only
  3. Promo codes are not exchangeable for cash.
  4. Valid only for original price items.
  5. Not stackable with existing promotions.
  6. Exclusions Apply.
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2% cashback at Razer!

2% cashback

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  1. Only purchases made through the Razer affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Razer whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will be awarded after 45 days from the date of purchase.
  6. Cashback will not be awarded for cancelled or refunded orders.
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Up to $12 off at FairPrice Online!

$10 off min $135 spend

  • Valid till 22 December 2021
  • Pay with YouTrip and apply code 'MCXMAS21' during checkout
  • Enjoy $10 off min $135 spend
  • First 2,500 redemptions only

$12 off min $150 spend

  • Valid till 22 December 2021
  • Pay with YouTrip and apply code 'MCXMAS21' during checkout
  • Enjoy $12 off min $150 spend
  • First 2,500 redemptions only
  1. Redemption of promo code is applicable only for purchases made on FairPrice online at www.fairprice.com.sg and FairPrice Mobile App upon login, and for home delivery only.  
  2. Only one promo code can be used for each transaction. FairPrice reserves the right to reject any order that has violated this.
  3. Promo code is to be used for one-time redemption only.
  4. Promo code cannot be used for the purchase of certain restricted products, for example, certain infant milk formulas. Please visit FairPrice online for more details.
  5. Qualifying spend refers to a nett spend of at least S$135.00 (excluding delivery fee, service fee, and any other surcharge) in a single transaction at NTUC FairPrice online during the promotional period.
  6. Using a promo code in conjunction with other free gift promotions, may alter the minimum amount for delivery.
  7. Additional charges, service fees and minimum nett purchase amount for free home delivery may be required and may differ for promotional periods and will be in accordance to that stated on FairPrice online.
  8. It is advisable to have at least S$5 nett purchase amount in cart after application of promo code in order to be able to checkout.
  9. Promo codes are not exchangeable or refundable for cash or other goods and services.
  10. FairPrice reserves the rights to vary/amend the privileges or terms and conditions of this promotion without prior notice. 
  11. Other terms and conditions on FairPrice online (https://help.fairprice.com.sg/hc/en us/categories/360001184571-FairPrice-Online) apply.
  12. Mastercard does not assume any responsibility for the products and services offered under this promotion. The products are sold and services are provided solely by the relevant vendors, under such terms and conditions as determined by such vendors, and Mastercard accepts no liability whatsoever in connection with such products and services. The products and services have not been certified by Mastercard and under no circumstances shall the inclusion of any product or service in this promotion be construed as an endorsement or recommendation of such product or service by Mastercard
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