Wondering when’s a good time to make a currency exchange on your YouTrip app? If you’re planning on making a switch from Singapore Dollar to Malaysian Ringgit, you’ve come to the right page!
As you probably know, borders are once again open. If you’re about to revert to the old way of life that included road trips across the causeway and midnight supper runs, now’s probably the best time to get more Malaysian Ringgit for your SGD. Whether you’re seizing the moment to make the most of every dollar by locking in a favourable rate before it bounces back — or simply stocking up for future adventures, this guide is for you.
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SGD vs Malaysian Ringgit: How’s It Going?
Fig A:

Image credits: Trading Economics
Fig B:

Image credits: Monetary Authority of Singapore
First of all, let’s break down both Fig A and Fig B. Fig A describes the general journey of the Malaysian Ringgit across the last year, up to June 2022 — showing that as of June 16, the Malaysian Ringgit is at 0.3157 SGD. While it has bounced back from the huge dip in May, it is still significantly lower than what it was just a few months ago in March. Similarly, in Fig B, you’re looking at the monthly average of 100 units of Malaysian Ringgit per SGD. While June’s average rates have yet to be released, you can clearly see that the average monthly rate is now at the lowest its been in a whole year.
So How Do I Use YouTrip To Lock In The Best Malaysian Ringgit Rates?

In a nutshell, YouTrip works to “unpinch” your wallet — so you don’t need to worry about losing money from exchange rate margins.
✅ Simply top up the desired amount of SGD you wish to change to Malaysian Ringgit in your mobile wallet
✅ You will find the Malaysian Ringgit, available for real-time currency exchange and conversion when you swipe all the way to the right under ‘Balances’ at the top of the app — just click under ‘140+ other currencies.
✅ To check out the latest rates, use the Mastercard Calculator (remember to include ‘0’ under bank fees!) before you spend. Now all you have to do is use your YouTrip card in SGD and YouTrip will do all the work for you with Smart Exchange™!
Secure The Best Malaysian Ringgit Rates With YouTrip!

And just like that, you’ve locked in the best rates! When you exchange currency in-app, the same Wholesale Exchange Rates will be utilised. What’s more, exchanging currencies (choose over 150 global currencies) on YouTrip also comes with zero fees and markup!
When you go on your next holiday, just don’t forget to take your YouTrip card with you on your travels to make full use of our wholesale exchange rates (i.e. no pesky bank fees!).
If you don’t have a YouTrip card yet, use <BLOG5> during your sign-up to enjoy a free S$5 in your account!
For more great tips and guides like this, join our Telegram(@YouTripSG)and subscribe to our free weekly newsletter here or down below!
Stay safe, and happy travels!
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*All currency conversion rates are accurate to the nearest 10 cents on 16 June 2022 SGT 3.30 PM. Bank card prices are calculated based on 3.25% foreign currency transaction fee.