Planning a trip to Hong Kong? Good news: the Singapore Dollar (SGD) has been strengthening steadily against the Hong Kong Dollar (HKD) in recent months!

Looking for the best way to exchange your Singapore Dollar (SGD) to Hong Kong Dollar (HKD)? Let our comprehensive guide walk you through everything you need to know about getting the best SGD to HKD rate in Singapore! 🇭🇰

[NEW FEATURE] Never miss out on the best rates, ever! Activate ‘Rate Updates’ on your YouTrip app for real-time alerts when exchange rates hit their best in the past week or month. 💹📱

SGD to HKD: How’s it going?

If you’re planning a trip to Hong Kong, you’ll be happy to know that the Singapore Dollar (SGD) has been steadily climbing against the Hong Kong Dollar (HKD) throughout 2025!

At the start of the year, 1 SGD was equivalent to approximately 5.67 HKD – but by early June, it has strengthened to around 6.08 HKD, marking a solid increase of over 7%. This means your SGD now stretches further in Hong Kong, making it a great time to travel.

💡 Travelling to Hong Kong soon? Enjoy the best rates with 0% markups and no transaction fees when you pay with YouTrip! 🛍️

SGD to HKD: What’s the exchange rate today?

As of today (3 June 2025), the SGD to HKD exchange rate stands at approximately 1 SGD = 6.09 HKD, reflecting a 4.86% year-on-year increase. In simpler terms: you’re getting more Hong Kong Dollar for every Singapore Dollar than you did a year ago.

Exchange rates shift constantly due to factors like interest rate differences, market sentiment, and global financial trends – so if a trip to Hong Kong is on your radar, now’s a good time to watch those rates and make your move!

Where can I get the best SGD to HKD exchange rate in Singapore?

Surprise! The best rates aren’t at money changers or banks. To get the best SGD to HKD rate, consider using a multi-currency card like YouTrip!

Here’s why you should use a YouTrip card for the best HKD rates:

• Competitive rates: Enjoy competitive wholesale exchange rates with no inflated markups when you pay with your YouTrip card! 💳 Fun fact: Banks typically mark up mid-market rates and sneak in extra fees, leaving you with less to spend. With YouTrip, you get direct wholesale rates with zero extra charges – this basically means more Hong Kong Dollar for every Singapore Dollar. 🚀

• No hidden fees: Unlike typical credit cards, YouTrip doesn’t charge users additional conversion or transaction fees. While these fees may seem insignificant (p/s: credit cards charge an average of 2 – 3% fees per overseas transaction), they can really add up with every payment you make 📈

• Ultimate convenience: Skip the queues at money changers! Exchange your currency anytime, anywhere through the YouTrip app.

• Safety & security: YouTrip is fully licensed and regulated by the Monetary Authority of Singapore (MAS). ☑️ Carry less cash and enjoy enhanced security features with your YouTrip card. 

5. Cash, card, or YouTrip?

Curious how YouTrip’s HKD exchange rates stack up against other cards in Singapore? Here’s a breakdown of how much you’ll be charged when spending 5,000 HKD in Hong Kong 🇭🇰:

Card	SGD to HKD rate (as of 3 June 2025)	Fees	SGD charged for 5,000 HKD
YouTrip	1 SGD = 6.094 HKD	$0	S$820.34 👑
Credit Card	1 SGD = 6.090 HKD	3.5%	S$850.43
Revolut	1 SGD = 6.0827 HKD	$0 (1% on weekends)	S$821.87
Wise	1 SGD = 6.094 HKD	0.3%	S$822.80

🔎 Based on the fees and exchange rate comparison, YouTrip offers the best value for your money, followed by Wise and Revolut. You’ll be paying 30 SGD more if you use a regular bank credit card! These savings may seem small in a glance, but add up significantly with big purchases and long trips. ✨

How to pay in Hong Kong as a tourist?

Hong Kong is an increasingly cashless destination, though cash is still preferred at some smaller establishments. Tourists can pay using:

• 💳 Credit, Debit, and Prepaid Cards: Visa, Mastercard, and UnionPay cards are widely accepted. Some places also accept American Express. Prepaid cards like YouTrip can be used wherever card payments are accepted!

• 🚌 Octopus Card: Hong Kong’s equivalent of Singapore’s EZ-Link – the Octopus Card is a must-have in Hong Kong, especially if you’re planning to take the public transport. The Octopus Card is a stored value payment card that you can pre-load and use to ride buses, the MTR, as well as make payments at convenience stores and restaurants.

• 💵 Cash: Cash is still preferred in small markets, street food stalls, mom and pop shops, and taxis. It’s a good idea to carry a small amount of Hong Kong Dollars in cash just in case.

• 📱 Mobile Wallets: Some shops in Hong Kong accept payments via Alipay, WeChat Pay, Apple Pay, Google Pay, and Samsung Pay.

💡 Pro Tip: Need cash for your trip? YouTrip cardholders get to enjoy free* ATM withdrawals of up to S$400 in foreign currency per calendar month 🆓 – a 2% fee will be imposed thereafter. Simply use your YouTrip card to withdraw cash at any ATM that accepts international cards in Hong Kong!

How to use YouTrip in Hong Kong?

YouTrip is a prepaid payment card. All you have to do is top-up your YouTrip card via your YouTrip app and pay like a regular card when you’re travelling!

We also have an in-app currency exchange function 🔄 which allows you to convert your SGD to HKD with a few taps – this means you can lock in favourable HKD rates anytime, anywhere before your trip.

Ready for your trip to Hong Kong?

Getting the best SGD to HKD exchange rate in Singapore doesn’t have to be a hassle! By comparing rates across various options available and using fee-free multi-currency cards like YouTrip, you can maximize your savings for your trip to Hong Kong.

Ready to stretch your Singapore Dollar further? Get a YouTrip card today for the best rates all day in 150+ countries across the globe. 🌍

📱 Download the YouTrip app and sign up with code <YTBLOG5> to get FREE S$5 in your account upon registration! 💜

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