Travelling to Malaysia this long weekend? If so, bookmark this guide on how to make the best use of your Touch ‘n Go eWallet! We promise it’ll come in handy. Let’s go cashless!
We’re all familiar with the Touch ‘n Go Go card as a road trip essential when travelling across the causeway to the land of retail therapy and mouthwatering Lok Lok. We commonly use the card to pay for road charges at immigration counters and at expressway tolls. But what about the Touch ‘n Go eWallet? What’s it all about? No fret, we’re here to give you the 411 on how you can make the best use of your Touch ‘n Go eWallet in Malaysia!
💜 Stay Up To Date:
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Malaysia Travel Updates:
- Touch ‘n Go Wallet is charging a 1% fee on all credit card reloads
- Malaysian money changers now require you to share personal details when changing foreign currency (more details here)
- From 1 Oct 2024, all foreign cars entering JB from Singapore will need a Vehicle Entry Permit (VEP) via the official site
👉 Upon successful verification & paying an RM10 (~S$2.85) processing fee, registrants will receive a VEP-RFID tag — valid for 5 years.
👉 A road charge fee of RM20.00 (~S$5.71) will be charged each time a foreign registered private vehicle (excluding motorcycles) enters Malaysia 🤧
Find out how you can top up your Touch ‘n Go eWallet with YouTrip and get the best MYR rates all day! 👇
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What Can You Do With Your Touch ‘n Go eWallet?

Image Credits: SoyaCincau
We’re all about going cashless in the year 2025. From online shopping to parking and tolls, and even paying for your movie tickets, the Touch ‘n Go eWallet makes mobile payments fast, and most importantly, convenient. Here are some ways your Touch ‘n Go eWallet comes in handy:
Features | Things To Take Note Of |
Pay tolls via RFID & PayDirect | 👉 The Touch ‘n Go eWallet app will not fully replace your Touch ‘n Go Card as most Malaysia tolls still do not offer auto-debit transactions from the app. So do ensure that your Touch ‘n Go card is topped up at all times! 👉 We suggest using the app for payments just like how we use PayNow right here in Singapore (see below!) |
QR Code Payments | With over 700,000 merchants at 1.2 million merchant touchpoints, including but not limited to: 👉 Supermarkets (Cold Storage, Giant) 👉 F&B franchises (McDonald’s, Starbucks, Baskin Robins) 👉 Retail stores (Watsons) 👉 Petrol stations (Shell, Petron) 👉 Cinemas (TGV Cinemas) 👉 Online train tickets, Bus tickets & Airline bookings |
App Purchases & Payments On Online eCommerce Platforms | Including but not limited to: 👉 Lazada 👉 FoodPanda 👉 Taobao 👉 TMall 👉 iTunes Store 👉 Apple Music 👉 iOS App Store |
Street Parking Payments | ⏰ Always in a race against time? The eWallet app sends a reminder to users 15 minutes before their time limit. Users are also able to extend their parking duration through the app. 🅿️ Touch ‘n Go street parking is supported in the following areas: 👉 Seremban 👉 Shah Alam 👉 Petaling Jaya 👉 Kuala Lumpur 👉 Subang 👉 Putrajaya 👉 Kuala Langat 👉 Kelantan 👉 Kuala Terengganu 👉 Machang |
Peer-To-Peer (P2P) Transfers | This allows you to transfer money to other Touch ‘n Go eWallet users |
Reload Your Prepaid Mobile | ✅ |
Pay Utilities & Postpaid Bills | ✅ |
Pay For Taxi Fares Under The #JOMTEKSI Initiative | 🚕 #JOMTEKSI cabs are available at: 👉 D’Pulze 👉 Lim Kok Wing University 👉 Putrajaya Sentral 👉 Shaftsbury Square 👉 Tamarind Square |
Make Donations | Includes NGOs, temples, mosques, and churches through QR codes |
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What Are The Different Tiers?
Ever wonder why you find yourself constantly topping up RM200 on the app due to a wallet limit? If you find this exasperating, just remember to verify your account! The Touch ‘n Go eWallet consists of three tiers — Lite, Pro, and Premium.
Each tier caters to different needs and just like everything else, the higher the tier, the more features you enjoy. Check out which Touch ‘n Go eWallet tier suits your needs best:
Touch ‘n Go eWallet Tiers | Lite | Pro | Premium |
eWallet Size | 200 MYR | 5,000 MYR | 20,000 MYR |
Monthly Transaction Limit (excluding transportation, RFID, and PayDirect) | 2,000 MYR | 5,000 MYR | 25,000 MYR |
Annual Transaction Limit (including transportation, RFID, and PayDirect) | 24,000 MYR | 60,000 MYR | 300,000 MYR |
Features | ✅ Make payments ✅ Reload ✅ RFID ✅ Receive money | ✅ Make payments ✅ Reload ✅ RFID. ✅ Receive money ✅ Transfer money ✅ Money-back guarantee protection. | ✅ Make payments ✅ Reload ✅ RFID ✅ Receive money ✅ Transfer money ✅ Money-back guarantee protection ✅ Earn daily returns via GO+ ✅ Balance Cash Out |
How To Access Different Tiers | By registering in the Touch ‘n Go app | By verifying your account through eKYC | By upgrading your eWallet to GO+ or renewing your car insurance road tax via CarInsure |
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Fees & Charges
Fees & Charges | Amount |
Reload Charges | 0.50 MYR fee per transaction via cash/bank account |
Parking Surcharges | 10% fee for parking charges or 0.20 MYR fee per transaction |
Placement Cheque Fees | 5 MYR |
Dormant Fees | 5 MYR |
Bank Draft Fees | 5 MYR |
Auto Reload Fees | A fee of 1.50 MYR per transaction for CIMB A fee of 2 MYR per transaction at other banks |
Top-Ups Through Credit Cards | A 1% fee applies to all manual reloads, quick payments & auto-reloads regardless of top-up value |
Top-Ups Through Debit Cards & DuitNow | Free |
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How to link my Touch ‘n Go card to my Touch ‘n Go eWallet?

Image Credits: Touch ‘n Go
Link your Touch ‘n Go card to the eWallet app to top up on the go!
1️⃣ Download the Touch ‘n Go eWallet on the App Store or Google Play
2️⃣ Tap on ‘TNG Card’ on the home page > ‘Add card’
3️⃣ Verify your account
4️⃣ Enter the 10-digit serial number on your Touch ‘n Go Card > ‘Submit’
5️⃣ Enter your 6-digit PIN to verify your identity
6️⃣ Your TNG card has now been added to your eWallet!
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How to top up my Touch ‘n Go with YouTrip?
Link your YouTrip card to your Touch ‘n Go eWallet for easy top-ups. As a pre-paid card — a.k.a not a debit or credit card — you can top up your Touch ‘n Go Wallet with YouTrip, fee-free!
1️⃣ On the home page of your Touch ‘n Go app, tap ‘+ Reload’
2️⃣ Click on ‘eWallet Balance’ > enter the amount you’d like to reload > ‘Reload eWallet’
3️⃣ Switch your tab to ‘Credit/Debit Card’ > Enter your YouTrip card details > ‘Reload Now’
4️⃣ You’re all set to top up your Touch ‘n Go eWallet with the best MYR exchange rates!
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How to pay with the TnG eWallet?
Using the Touch ‘n Go eWallet for payments in Malaysia is not only simple but convenient. With over 360,000 participating merchants in Malaysia, your Touch ‘n Go Wallet is accepted just about everywhere. Simply open up the Touch ‘n Go app and scan the merchant’s QR code — or let them scan yours. Look out for the Touch ‘n Go logo displayed near checkout and you’re good to go!
Shopping online with the Touch ‘n Go Wallet is just as easy. Major platforms like Lazada in Malaysia accept it. When you’re ready to pay, simply choose “Touch ‘n Go” as your payment method and follow the prompts.
However, there are a few things to keep in mind. Always double-check if the merchant accepts the Touch ‘n Go Wallet, and make sure your wallet balance is enough to cover the purchase. Some overseas merchants may not support Touch ‘n Go payments, and if they do, currency conversion fees might apply.
But as long as your Touch ‘n Go eWallet is linked to a multi-currency card like YouTrip which offers competitive MYR rates and zero FX fees, you won’t have to worry about that.
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Paying with the Touch ‘n Go eWallet overseas
If you’re shopping overseas, the Touch ‘n Go Wallet works with partners in over 40 countries. For instance, in Singapore, you can use it anywhere the NETS logo is displayed. In Thailand, look for PromptPay, and in regions like the EU, UK, US, and China, use it wherever you see the Alipay+ logo.
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Using the Touch ‘n Go eWallet for transport
The Touch ‘n Go Wallet makes traveling easier too. You can purchase train tickets online, although some transport systems, like buses, still require a physical Touch ‘n Go card.
For tolls, pair your Touch ‘n Go eWallet with a Touch ‘n Go RFID tag. Simply install the RFID tag on your vehicle (you can do it yourself or get it done professionally) and link it to your Touch ‘n Go eWallet. This lets you zip through RFID toll gates without stopping, as payments are deducted automatically. Just ensure your wallet is topped up or enable PayDirect for auto top-ups!
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Using the Touch ‘n Go eWallet for parking
Paying for parking is hassle-free with Touch ‘n Go. Many parking spots accept the physical card, but linking it to your Touch ‘n Go Wallet means you can enable PayDirect for automatic top-ups. No more worrying about running out of balance — it’s all taken care of automatically.
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Which multi-currency card should I link to my Touch ‘n Go eWallet?
YouTrip Vs Revolut Vs Wise Vs Trust Bank. Here’s a comparison between the most popular multi-currency wallets in Singapore so you can determine which works best for you when basking in the sun on your next Malaysia getaway! Here’s a breakdown of some of the key features and benefits available:
YouTrip | Revolut | Wise | Trust Bank | |
Able to lock in currencies? | ✅ | ✅ | ✅ | ❌ |
Current Exchange Rates as of 14 Jan 2025 | 1 SGD = 3.279 MYR | MYR is currency unavailable at this timing | 1 SGD = 3.272 MYR | 1 SGD = 3.276 MYR |
Transaction Fees | No fees | ✅ During weekdays: No fee for all currencies ✅ During weekends: 1% fee for all currencies | ✅ From 0.43% with a min. fee of S$0.01 (fee varies by currency) | No fees |
Fees Incurred When Topping Up Your TNG eWallet | No additional fees | No additional fees | No additional fees | 1% fee with Trust credit card |
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New To YouTrip?

Now you’re all set to travel the causeway hassle-free! And while linking up your YouTrip card with your Touch ‘n Go eWallet to capitalise on the best ringgit rates, why not share this info with friends and family who aren’t yet in the know?
For those who don’t know, YouTrip is completely free! There are no minimum income requirements, account fall-below fees or annual card membership fees. All you’ll need to do is to download YouTrip to register, wait to get verified, and you’ll receive your spanking new YouTrip card in the mail within the next two to three weeks! Don’t forget to sign up with <YTBLOG5> to get FREE S$5 in your account!
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