Travelling to Malaysia this long weekend? If so, bookmark this guide on how to make the best use of your Touch ‘n Go eWallet! We promise it’ll come in handy. Let’s go cashless!
We’re all familiar with the Touch ‘n Go card as a road trip essential when travelling across the causeway to the land of retail therapy and mouthwatering Lok Lok. We commonly use the card to pay for road charges at immigration counters and at expressway tolls. But what about the Touch ‘n Go eWallet? What’s it all about? No fret, we’re here to give you the 411 on how you can make the best use of your Touch ‘n Go eWallet in Malaysia!
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What Can You Do With Your Touch ‘n Go eWallet?

Image Credits: SoyaCincau
We’re all about going cashless in the year of 2023. From online shopping to parking and tolls, and even paying for your movie tickets, the Touch ‘n Go eWallet makes mobile payments fast, and most importantly, convenient. Here are some ways your Touch ‘n Go eWallet comes in handy:
Features | Things To Take Note Of |
Paying tolls via RFID & PayDirect | 👉 But do take note that the app will not fully replace your Touch ‘n Go Card as most Malaysia tolls are still not able to auto debit from the app. So ensure that your Touch ‘n Go card is topped up at all times! 👉 We suggest using the app for payments just like how we use PayNow right here in Singapore (see below!) |
QR Code Payments | With over 700,000 merchants at 1.2 million merchant touchpoints, including but not limited to: 👉 Supermarkets (Cold Storage, Giant) 👉 F&B franchises (McDonald’s, Starbucks, Baskin Robins) 👉 Retail stores (Watsons) 👉 Petrol stations (Shell, Petron) 👉 Cinemas (TGV Cinemas) 👉 Online train tickets, Bus tickets & Airline bookings |
App Purchases & Payments On Online eCommerce Platforms | Including but not limited to: 👉 Lazada 👉 FoodPanda 👉 Taobao 👉 TMall 👉 iTunes Store 👉 Apple Music 👉 iOS App Store |
Street Parking Payments | ⏰ Always in a race against time? The eWallet app sends a reminder to users 15 minutes before their time limit. Users are also able to extend their parking duration through the app. 🅿️ Touch ‘n Go street parking is supported in the following areas: 👉 Seremban 👉 Shah Alam 👉 Petaling Jaya 👉 Kuala Lumpur 👉 Subang 👉 Putrajaya 👉 Kuala Langat 👉 Kelantan 👉 Kuala Terengganu 👉 Machang |
Peer-To-Peer (P2P) Transfers | This allows you to transfer money to other Touch ‘n Go eWallet users |
Reloading Your Prepaid Mobile | |
Paying Utilities & Postpaid Bills | |
Paying For Taxi Fares Under The #JOMTEKSI Initiative | 🚕 #JOMTEKSI cabs are available at: 👉 D’Pulze 👉 Lim Kok Wing University 👉 Putrajaya Sentral 👉 Shaftsbury Square 👉 Tamarind Square |
Making Donations | Includes NGOs, temples, mosques, and churches through QR codes |
What Are The Different Tiers?
Ever wonder why you find yourself constantly topping up RM200 on the app due to a wallet limit? If you find this exasperating, just remember to verify your account! The Touch ‘n Go eWallet consists of three tiers — Lite, Pro, and Premium. Each tier caters to different needs and just like everything else, the higher the tier, the more features you enjoy. Check out which eWallet tier suits you best:
Touch ‘n Go eWallet Tiers | Lite | Pro | Premium |
eWallet Size | RM200 | RM5,000 | RM20,000 |
Monthly Transaction Limit. | RM2,000 | RM5,000 | RM25,000 |
Annual Transaction Limit | RM24,000 | RM60,000 | RM300,000 |
Features | ✅ Make payments ✅ Reload ✅ RFID ✅ Receive money | ✅ Make payments ✅ Reload ✅ RFID. ✅ Receive money ✅ Transfer money ✅ Money-back guarantee protection. | ✅ Make payments ✅ Reload ✅ RFID ✅ Receive money ✅ Transfer money ✅ Money-back guarantee protection ✅ Earn daily returns via GO+ ✅ Balance Cash Out |
How To Access Different Tiers | By registering | By verifying your account through eKYC | By upgrading your eWallet to GO+ or renewing your car insurance road tax via CarInsure |
Fees & Charges
Fees & Charges | Amount |
Reload Charges | RM0.50 per transaction via cash/bank account |
Parking Surcharges | 10% of parking charges or RM0.20 per transaction |
Placement Cheque Fees | RM5 |
Dormant Fees | RM5 |
Bank Draft Fees | RM5 |
Auto Reload Fees | RM1.50 per transaction for CIMB RM2 per transaction at other banks |
How Do You Top Up Your Touch ‘n Go?

Link your Touch ‘n Go card to the eWallet app to top up on the go! All you need to do is link a credit card, debit card, bank account, or even your YouTrip card to your eWallet for easy top-ups. Do take note that you won’t be able to withdraw the amount you’ve put in or transfer it back to your bank account!
Comparing Multi-Currency Digital Wallets
Here’s a comparison between YouTrip, Revolut, and Wise, so you can determine which multi-currency digital wallet works best for you when basking in the sun on your Malaysia getaway this March holidays! Here’s a breakdown of some of the key features and benefits available:
YouTrip | Revolut | Wise | |
Currencies Available | Over 150+ currencies worldwide including MYR, JPY, SGD, and more | Over 30+ currencies | 50+ currencies including MYR, SGD, USD and more |
Current Exchange Rates as of 9 Mar 23 | 1 SGD = 3.35 MYR | 1 SGD = 3.33 MYR | 1 SGD = 3.34 MYR |
Transaction Fees | No additional fees | ✅ Transfer fees from 0.3% ✅ Fees during Foreign Exchange Market Hours for Standard Plan Customers 👉 THB & UAH: 1% 👉 Other currencies: 0% ✅ Fees outside Foreign Exchange Market Hours for Standard Plan Customers 👉 THB & UAH: 2% 👉 Other currencies: 1% | ✅ From 0.41% |
P2P Payment | ✅ | ✅ | ✅ |
Insurance | HLAS Travel Insurance ✅ HLAS COVIDSafe Travel Protect360 Enhanced Plans ✅ Enjoy savings of up to 65% 👉 15% cashback 👉 Up to 40% in additional savings on each single-trip policy | Allianz Assistance ✅ Upgrade to Premium/Metal accounts to receive an annual policy & additional coverage benefits | – |
New To YouTrip?

Now you’re all set to travel the causeway hassle-free! And while linking up your YouTrip card with your Touch ‘n Go eWallet to capitalise on the best ringgit rates, why not share this info with friends and family who aren’t yet in the know?
For those who don’t know, YouTrip is completely free! There are no minimum income requirements, account fall-below fees or annual card membership fees. All you’ll need to do is to download YouTrip to register, wait to get verified, and you’ll receive your spanking new YouTrip card in the mail within the next two to three weeks! Don’t forget to sign up with <YTBLOG5> to get FREE S$5 in your account!
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