Find out what’s the current JPY rate and which multi-currency card will give you the best exchange rate when it comes to spending in Japan!

Planning on making a switch from SGD to Yen? A year ago, the Japanese yen plunged to an all-time low against the Singapore dollar. Today, the yen seems to be strengthening steadily, even in the midst of global economic uncertainty. So, what does this mean for you?

Whether you’re seizing the moment to make the most of every yen by locking in a favourable exchange rate — or just planning for a future trip to Japan to bask in all those good vibes and indulge in fresh sashimi, this SGD to JPY guide is for you!

SGD To JPY: What’s the exchange rate today?

As of 9 April 2025, the SGD to JPY exchange rate stands at approximately S$1 = 107.58 JPY – marking a 4.67% year-on-year decline. This means you now get fewer yen for each Singapore dollar compared to a year ago.

Just a year ago, the Japanese yen hit a historic all-time low, making headlines for being the weakest it had been in decades. 📉 Since then, the yen has strengthened slightly against the Singapore dollar, and the exchange rate has dipped from its peak. 

SGD To Yen Guide: Capitalising On The Japanese Yen — Check out our month-by-month guide on the best time to visit Japan

SGD to Yen: Is The JPY Strengthening? 

The Japanese yen has been on a weakening streak for several years now, with its value steadily sliding since around 2021. When it hit an all-time low last year, it opened up a golden window for Singaporeans to explore Japan on a budget – a rare sweet spot for savvy travellers.

Fast forward to today, and the tide seems to be shifting. Despite rising global uncertainty and fresh economic tensions like the new US tariffs, the Japanese yen has shown signs of strengthening in recent days. According to analysts, this rebound is driven by rising demand for “safe-haven” currencies – assets that investors turn to in times of economic instability – and the Japanese yen is considered one of them.

So, what does this mean for travellers? While the current SGD to JPY rate isn’t as attractive as last year’s low, it’s still relatively favourable compared to pre-pandemic levels! If you’re planning a trip to Japan, we’d recommend monitoring the exchange rates closely – and be ready to convert when the time is right 🥸 

💡 Pro tip: Use a multi-currency card like YouTrip to monitor real-time rates and lock in a good one when you see it! It’s one of the easiest ways to stretch your travel budget further 😉

SGD To Yen Guide: Capitalising On The Japanese Yen — Check out this Japan cherry blossom forecast

SGD To Yen: Which Payment Card Has The Best Exchange Rate For Spending In Japan?

At the time of writing, the current exchange rate on Google is S$1 to 107.58 JPY. But how do the best multi-currency cards in Singapore compare to Google’s JPY rate when exchanging your SGD to yen?

Let’s start with looking at one of the most popular souvenirs in Japan — the Tokyo Banana. According to the official site, one box of Original Tokyo Banana (12 pieces) costs 1,944 JPY. Based on Google’s rate that would cost around ~S$18.07. YouTrip Vs Revolut Vs Wise Vs Amaze Vs a DBS Credit Card — check out the table below for how much you’ll get charged in SGD when you pay with different cards!

	YouTrip	Revolut	Wise	DBS Credit Card
Able to lock in currencies in-app?	✅	✅	✅	❌
Annual Fees	No fees	Standard Plan: Free  Premium Plan: S$9.99/month  Metal Plan: S$19.99/month	No fees	Varies by card, averaging S$196.20 per year
Foreign Transaction Fees	No fees	✅ Fees during Foreign Exchange Market Hours for Standard Plan Customers: No fee for all currencies  ✅ Fees outside Foreign Exchange Market Hours for Standard Plan Customers: 1% fee for all currencies	✅ From 0.43% with a min. fee of S$0.01 (fee varies by currency)	✅ 1% currency conversion charge ✅2.25% administrative fees
Current JPY Exchange Rates as of 9 Apr 2025	1 SGD = 107.6 yen	1 SGD = 107.31 yen	1 SGD = 107.6 yen	1 SGD = 106.39 yen
Total cost of one box of Original Tokyo Banana (12 pieces)	~S$18.07 👑	~S$18.12	~S$18.11	~S$18.87

While the difference in price may seem small now, a few cents can go a long way and rack up to a huge amount when it comes to spending in Japan — especially if you’re aiming to buy pricier items like a brand-new Dior bag, Le Labo perfume, or even some SK-II skincare products.

That’s why it’s absolutely essential to bring a multi-currency card with the best rates along with you on your travels. Especially if you’re looking to lock in and make the switch from SGD to Yen before your trip!

SGD To Yen Guide: Capitalising On The Japanese Yen — For a more detailed comparison of each multi-currency card’s features and fees, click here

So How Do I Use YouTrip To Lock In The Best Japanese Yen Rates?

In a nutshell, YouTrip works to “unpinch” your wallet – you don’t need to worry about losing money from exchange rate margins. 

✅  Simply top up the desired amount of SGD you wish to change to JPY in your mobile wallet

✅  Tap on the exchange icon in your YouTrip app and YouTrip will do all the work with Smart Exchange™

✅  You’ll see 12 major currencies available for real-time currency exchange and conversion, but you can go ahead and pick out the Japanese Yen

SGD To Yen Guide: Capitalising On The Japanese Yen — Here’s a 14-day Japan itinerary around Tokyo, Kyoto and Osaka

🇯🇵 More On Japan:

Pre-Planning & Savings Guides:

• Japan ATM Withdrawal Guide: Fees, Locations, Rates 2025
• How To Top Up Your Virtual Suica Card In Japan Via Apple Pay With YouTrip
• Best Time To Visit Japan: Your Month-By-Month Guide
• The Ultimate Universal Studios Japan (USJ) Guide
• 10 Must-Buy Items at Don Quijote in Japan 2025
• YouTrip’s Guide To Japanese Konbinis
• How To Get Ready For Your Japan Trip
• JR Pass 101: Everything You Need To Know
• Unveiling Brands That Are Cheaper In Japan Than Back Home

Itineraries:

• The Ultimate 14-Day Japan Itinerary: Tokyo, Kyoto, Osaka Guide
• Japan Cherry Blossom Forecast 2025: When And Where To Spot Sakura
• Best Things To Do in Nagoya City
• Best Things To Do in Fukuoka, Japan
• YouTrip’s Guide To Iconic Anime Destinations To Visit In Japan
• A Not-So-Ordinary Guide To Japan

More currency exchange guides! 🤑

• How to get the best SGD to MYR rates 🇲🇾
• How to get the best SGD to KRW rates 🇰🇷
• How to get the best SGD to CNY rates 🇨🇳
• How to get the best SGD to THB rates 🇹🇭
• How to get the best SGD to USD rates 🇺🇸
• How to get the best SGD to JPY rates 🇯🇵
• How to get the best SGD to NZD rates 🇳🇿

SGD To Yen: Secure The Best Exchange Rates In Japan With YouTrip!

And just like that, you’ve locked in the best JPY exchange rates! Head over to your YouTrip app and make the switch from SGD to Yen now! The same Wholesale Exchange Rates will be utilised when you exchange currency in-app. Moreover, exchanging currencies in over 150+ countries on YouTrip also comes with zero fees and markup!

As Singapore’s favourite multi-currency wallet, we aim to get those pesky fees out of the way and help you save on your travels. With the best foreign exchange rates, no longer will you have to deal with those long queues at money changers! So if you’re looking for a go-to travel card, sign up for your complimentary YouTrip card today with <YTBLOG5> and get FREE S$5 in your account!

Stay safe, and happy travels!

Related Articles:

Japan Cherry Blossom Forecast 2024: When And Where To Spot Sakura
YouTrip’s Guide To Osaka 2022: Best Things To Eat & Do
Fluctuating Exchange Rates and How to Take Advantage
YouTrip’s Guide To The Best Late-Night Tokyo Diners 2022

_{*All currency conversion rates are accurate to the nearest 10 cents on 9 April 2025. Bank card prices are calculated based on 3.25% foreign currency transaction fee.}