Looking for a money changer in Singapore with the best exchange rates? Or searching for a money changer near me that’s open now? We’ve got you covered.
Whether you’re prepping for an overseas trip or just scored a great flight deal, choosing the best money changer Singapore has to offer can make a real difference. From central hubs like The Arcade to late-night lifesavers like Mustafa, here’s your go-to guide to exchanging currency at the best exchange rates in Singapore — without the stress.
📚 Table of Contents
- 🎉 TL;DR: Looking for a money changer in Singapore?
- Why Finding The Right Money Changer in Singapore Matters
- 🏆 Best Places to Exchange Currency in Singapore:
- Skip the Queues: Try YouTrip for the Best Exchange Rates in Singapore
- YouTrip vs Money Changers Exchange Rate Comparison
- 💡 Pro Tips to Get the Best Exchange Rates in Singapore
- FAQ: Money Changer Singapore
🎉 TL;DR: Looking for a money changer in Singapore?
| Need | Where to Go |
|---|---|
| Competitive Exchange Rates | The Arcade @ Raffles Place |
| Late-Night Money Changer | Mustafa Centre |
| Best for Chinese Yuan | People’s Park Complex |
| East Side Option | Parkway Parade |
| Tourist-Friendly Spot | Lucky Plaza |
| Best Exchange Rates / No Fees / Digital | YouTrip Multi-Currency Wallet |
Why Finding The Right Money Changer in Singapore Matters
With exchange rates constantly fluctuating, picking the right money changer Singapore offers can mean major savings. Not all changers are created equal — fees vary, rates shift, and some currencies are better exchanged at specific spots.
Whether you’re exchanging SGD to MYR, USD, THB, JPY, or less common currencies, knowing where to find the best exchange rate in Singapore is key. Timing, location, and a bit of research all matter. But in today’s digital-first world, the smartest option might not even involve cash.
How to find a money changer with the best exchange rate in Singapore?
Traditionally, people compare rates across popular areas like Chinatown, The Arcade at Raffles Place, or Lucky Plaza. Apps like CashChanger.co also help by aggregating real-time rates from different changers.
💡 But if you want consistent, competitive rates without the hassle of queuing or carrying cash, YouTrip is a game-changer.
With YouTrip’s SmartExchange™, you get access to real-time wholesale exchange rates across 150+ currencies — all with no hidden fees or markups. Just top up, exchange, and pay with your card or app while overseas. No more rate hunting, no more cash risks.
So whether you’re headed to Bangkok, Tokyo, KL or beyond, skip the guessing game — and let YouTrip be your personal money changer, right in your pocket.
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🔎 Quick Comparison: Top Money Changers in Singapore
We’ve compiled some of the most trusted money changers in Singapore, their locations, opening hours, and key currencies. If you’re wondering, “Is there a money changer near me open now?” – scroll through the list below.
(Not a traditional money changer, but we’ve included YouTrip for the digital-savvy traveller looking to avoid physical queues.)
👉 Jump to full money changer list »
| Money Changer | Common Currencies | Location | Operating Hours |
|---|---|---|---|
| Arcade Plaza Traders | MYR, USD, THB, TWD, RMB, HKD, JPY, KRW, EUR, GBP, AUD, NZD, IDR, PHP, VND, INR, CHF, CAD | The Arcade at Raffles Place, Unit No: #02-03 | Mon to Fri: 10 am to 5 pm Sat: 10 am to 1 pm Sun: Closed |
| People’s Corner Money Changer | MYR, USD, THB, TWD, RMB, HKD, JPY, KRW, EUR, GBP, AUD, NZD, IDR, PHP, VND, INR, CHF, CAD | The Arcade at Raffles Place, Unit No: #02-07 | Mon to Thurs: 9.30 am to 6 pm Fri: 9.30 am to 12:45 pm, 2 pm to 6 pm Sat: 10 am to 1 pm Sun: Closed |
| Hassan & Sons exchange | MYR, USD, THB, TWD, RMB, HKD, JPY, KRW, EUR, GBP, AUD, NZD, IDR, PHP, VND, INR, CHF, CAD | The Arcade at Raffles Place, Unit No: #02-05 | Mon to Sun: 10.30 am – 9.30 pm |
| Arcade Money Changers | MYR, USD, THB, TWD, RMB, HKD, JPY, KRW, EUR, GBP, AUD, NZD, IDR, PHP, VND, INR, CHF, CAD | The Arcade at Raffles Place, Unit No: #01-18 | Mon to Thurs: 9.30 am to 6 pm Fri: 9.30 am to 12.30 pm, 2 pm to 5.30 pm Sat: 9.30 am to 2.30 pm Sun: Closed |
| Mustafa’s Foreign Exchange | MYR, USD, THB, TWD, RMB, HKD, JPY, KRW, EUR, GBP, AUD, NZD, IDR, PHP, INR, CHF, CAD | 145 Syed Alwi Road, Mustafa Centre, Singapore 207704, Level 1 beside Exit 1 | Mon to Sun: 9:30 AM to 2 PM |
| Crante Money Changer | CNY, PHP, THB, MYR, HKD | 1 Park Road #01-28 People’s Park Complex | Mon to Sun: 9 am to 9 pm |
| Today’s Money Changer | CNY, PHP, THB, MYR, HKD | 1 Park Road #01-03 People’s Park Complex | Mon to Sun: 9:30 am to 9 PM Fri: Closed |
| Emerald Money Changer | CNY, PHP, THB, MYR, HKD | Located at 1 Park Road #01-61 People’s Park Complex | Mon to Sun: 10 am to 9 pm |
| AK Money Changer & Department Store | CNY, PHP, THB, MYR, HKD | 1 Park Road #01-K95C People’s Park Complex | Mon to Sun: 9:30 am to 9 pm |
| Yakadir Enterprises | MYR, USD, THB, TWD, RMB, HKD, JPY, KRW, EUR, GBP, AUD, NZD, IDR, PHP, VND, CHF, CAD, | 80 Marine Parade Rd, #01-16B, Singapore 449269 | Mon to Sun: 10.15 am to 6.30 pm |
| Everpeace Money Changer Pte Ltd | THB, USD, MYR, JPY, HKD | 87 Marine Parade Central, #01-503E, Singapore 440087 | Mon to Sat: 10 am to 6.30 pm Sun: Closed |
| Rabi Trading | PHP, THB, MYR, USD, AUD, CNY, GBP | 304 Orchard Rd, Lucky Plaza, #01-37, Singapore 238863 | Mon to Sun: 9 am to 7 pm |
| Fajar Money Changer | PHP, THB, MYR, USD, AUD, CNY, GBP | 304 Orchard Rd, Lucky Plaza, #01-82, Singapore 238863 | Mon to Sat: 10 am to 7:30 pm Sun: Closed |
| Rahiman Trading | USD, SGD | 304 Orchard Rd, Lucky Plaza, #B1-10, Singapore 238863 | Mon to Sun: 10:30 am to 8:30 pm |
| YouTrip Multi-Currency Card | 🎉 Score the best rates all day in 150+ countries with zero fees on our Wholesale Exchange Rates 🎉 Lock in 12 currencies in your YouTrip app – including SGD, THB, MYR JPY, HKD, USD, GBP, EUR, AUD, NZD, CHF & SEK – at any time in just a few taps! 💹 👉🏻 Prefer to have some cash on hand? Enjoy free monthly withdrawals of up to S$400 in foreign currency at overseas ATMs. A 2% fee applies thereafter 🏧 | Download the YouTrip app and sign up for an account in minutes! | Lock down attractive rates on the YouTrip app anytime, anywhere |
To Note About ‘Recommended Currencies’: Different money changers offer varying rates for different currencies. We have identified the currencies with the best exchange rates at each store. This is true as of 6 Jul 2025.
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🏆 Best Places to Exchange Currency in Singapore:
We’ve picked the top 5 money changer hubs in Singapore based on location, convenience, and exchange rate competitiveness — all tried and tested by locals and frequent travellers.
1. The Arcade (Raffles Place)
Best for: Rare currencies and competitive exchange rates in the CBD
Location: The Arcade, 11 Collyer Quay, Singapore 049317
Image Credits: CDL Commercial
The Arcade is your top choice if you’re hunting for the best money changer in Singapore. With dozens of licensed changers under one roof, the competition keeps exchange rates sharp.
💡 Pro tip: Look for long queues — they usually mean better rates. Walk around, compare signs, and don’t be afraid to ask!
✅ Popular money changers at The Arcade:
- Arcade Plaza Traders (#02-03)
- People’s Corner Money Changer (#02-07)
- Hassan & Sons exchange (#02-05)
- Arcade Money Changers (#01-18)
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2. Mustafa Centre (Little India)
Best for: 24/7 convenience and late-night money changer needs
Location: Mustafa Centre, 145 Syed Alwi Road, Singapore 207704
Image Credits: The Honeycombers
Mustafa’s Foreign Exchange is a top pick for travellers wondering, “Is there a money changer near me open at night?” With extended hours till 2 AM daily, it’s ideal for last-minute exchanges.
Recommended for: INR, MYR, IDR, PHP, BHD, MUR
💡 Tip: Check the rate on their website before heading down!
✅ Popular money changers at The Mustafa Centre:
- Mustafa Foreign Exchange (Level 1 beside Exit 1)
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3. People’s Park Complex (Chinatown)
Best for: CNY, HKD, THB, IDR and walkable comparisons
Location: People’s Park Complex, 1 Park Rd, Singapore 059108
Image Credits: Dynamic Edge
Looking for a money changer near me in Chinatown? People’s Park Complex is a hot spot for Chinese Yuan and regional currencies, with several changers offering competitive rates.
💡 Tip: Yes, haggling is normal here. Try your luck and don’t be afraid to politely ask for a better rate!
✅ Popular money changers at People’s Park Complex:
- Crante Money Changer (#01-28)
- Today’s Money Exchange (#01-03)
- Emerald Money Changer (#01-61)
- AK Money Changer & Department Store (#01-K95C)
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4. Parkway Parade (East Coast)
- Best for: East-siders searching for a nearby option
- Location: Parkway Parade, 80 Marine Parade Road, Singapore 449269
Image Credits: Parkway Parade
If you’re in the east and typing “money changer near me” into Google, Parkway Parade is your answer. It’s less crowded and offers decent rates for JPY, USD, and THB.
💡 Bonus point: It’s less crowded than central locations!
✅ Popular money changers at Parkway Parade:
- Yakadir Enterprises (#01-16B)
- Everpeace Money Changer Pte Ltd (#01-503E)
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5. Lucky Plaza (Orchard Road)
Best for: Tourists & Southeast Asian currencies
Location: Lucky Plaza, 304 Orchard Road, Singapore 238863
Image Credits: Accredit Loan
Strategically located in Orchard, Lucky Plaza is ideal for quick exchanges while shopping. Expect competitive rates for PHP, MYR, THB, and USD.
💡 Tip: Rates here can be competitive, especially for common currencies.
Popular money changers at Lucky Plaza:
- Rabi Trading (#01-37)
- Fajar Money Changer (#01-82)
- Rahiman Trading (#B1-10)
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Skip the Queues: Try YouTrip for the Best Exchange Rates in Singapore
Don’t want to visit a money changer? Try YouTrip, Singapore’s go-to multi-currency wallet offering:
✅ Competitive wholesale exchange rates with zero fees
✅ Lock in rates for 12 currencies (SGD, USD, MYR, JPY, etc.)
✅ Spend in 150+ currencies worldwide
✅ *Free overseas ATM withdrawals (up to S$400/month) *A 2% fee is imposed thereafter
📱 Just tap and go — no need to find a money changer near me ever again!
Download YouTrip now and get S$5 free with code <YTBLOG5> 🌟
YouTrip vs Money Changers Exchange Rate Comparison
YouTrip vs money changers – which will get you the best exchange rates in Singapore? Find out below as we compare exchange rates across popular currencies:
| Currency | YouTrip | Money Changers* |
| 🇲🇾 MYR | 3.301 MYR 👑 | 3.280 MYR |
| 🇯🇵 JPY | 114.91 JPY 👑 | 114.60 JPY |
| 🇹🇭 THB | 25.11 THB 👑 | 25.10 THB |
| 🇺🇸 USD | 0.7787 USD 👑 | 0.7785 USD |
| 🇪🇺 EUR | 0.6685 EUR 👑 | 0.6680 EUR |
Exchange rates from money changers were sourced from CashChanger.co based on the best available rate, accurate as of 8 August 2025.
💡 Pro Tips to Get the Best Exchange Rates in Singapore
- Compare online first: Use YouTrip, XE.com, or CashChanger
- Avoid airport money changers: Rates are almost always worse
- Bring small notes: Especially useful in cash-heavy countries
- Negotiate: Some changers will give better rates if you ask
- Stay safe: Always count and store your money securely
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FAQ: Money Changer Singapore
Q: What’s the best money changer in Singapore?
A: The Arcade @ Raffles Place consistently offers competitive exchange rates for most currencies. Mustafa is your best bet for late-night exchanges. Or go digital with YouTrip to skip the queues and get the best exchange rates in Singapore.
Q: Where can I find a money changer near me open now?
A: Mustafa Centre (open till 2 AM). Use Google Maps with “money changer near me open now” for more locations.
Q: What’s the cheapest way to exchange currency in Singapore?
A: Compare rates, negotiate, and avoid airports. YouTrip often beats physical changers with no markup or hidden fees.
Q: Which money changer gives the best exchange rate in Singapore?
A: It depends on the currency, but The Arcade, People’s Park, and YouTrip usually offer the best rates in Singapore.
Q: Is there a good money changer near me in the heartlands?
A: Yes — but central hubs like Raffles Place often offer significantly better rates. Otherwise, try Parkway Parade (East) or Lucky Plaza (Orchard).
Get The Best Exchange Rates Today With YouTrip!
Still searching for the best money changer near me? Why not go digital instead?
✅ Zero fees
✅ Lock in real-time rates
✅ Save time and skip queues
Not a YouTrooper yet? Singapore’s go-to multi-currency wallet helps you save with great FX rates and zero fees. Skip the money changer and get a free YouTrip card + S$5 YouTrip credits with code <YTBLOG5>.
Then, head over to our YouTrip Perks page for exclusive offers and promotions — we promise you won’t regret it. Join our Telegram (@YouTripSG) and Community Group (@YouTripSquad) for travel tips, event invites, and more!
Happy travels!
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