Planning a trip to Switzerland? Read our guide on securing the best SGD to CHF exchange rate for your trip! 🇨🇭
Before you dream of sipping hot chocolate by the Alps or exploring charming old towns, it’s good to know: the Swiss Franc (CHF) has been on the move.
In this guide, we’ll explore where to find the best SGD to CHF rates in Singapore and tell you all you need to know about the latest movements of the Swiss franc! Read on to save smart on your adventures and enjoy a hassle-free Switzerland trip 🚞
📣 Breaking News: The Swiss franc (CHF) has soared to a decade high

The Swiss Franc (CHF) recently surged to its highest level against major currencies in over a decade. Over the past year, the Swiss franc (CHF) has strengthened by about 6.25% against the Singapore Dollar (SGD). The surge became especially sharp from March 2025 onwards, when the CHF spiked rapidly to a decade high.
1. What’s up with the CHF?

The Swiss franc’s rise is largely driven by investors seeking safe-haven currencies amid growing global economic uncertainties. While the exchange rates of some other currencies have been pressured due to concerns over trade tensions and slowing growth, Switzerland’s stable economy and low inflation has made the CHF especially attractive.
At the same time, the Swiss National Bank cautious approach to interest rate cuts has helped to further support a strong currency.
While this is good news for Switzerland’s economy, it’s less ideal for Singaporean travellers – as this basically means higher travel costs when visiting Switzerland. 💸
2. What’s the SGD to CHF exchange rate today?

As of 28 April 2025, the SGD to CHF exchange rate stands at approximately 1 SGD = 0.6322 CHF. Earlier this year, 1 SGD could get you about 0.67 CHF – meaning the Singapore Dollar (SGD) has weakened against the Swiss franc (CHF) by about 4.9% year-to-date. 📉
In simple terms, your Singapore Dollars don’t stretch as far in Switzerland as they did few months ago or last year. Hotel stays, scenic train rides, and fondue dinners – expect them to cost slightly more when converted back to SGD. 💸
If you’re planning a Swiss adventure soon, we’d suggest monitoring the exchange rates and locking in your SGD to CHF conversion when the rate improves! 👀
💡 Tip: Use YouTrip’s in-app money changer to convert your SGD to CHF in advance and avoid unfavourable fluctuations during your trip! Lock in the best rates with 0% markups today.
3. Where can I get the best SGD to CHF exchange rate in Singapore?
Surprise! The best rates aren’t at money changers or banks. To get the best SGD to CHF rate, consider using a multi-currency card like YouTrip!

Here’s why you should use a YouTrip card:
- Competitive rates: Enjoy competitive wholesale exchange rates with no inflated markups when you pay with your YouTrip card! 💳 Fun fact: Banks typically mark up mid-market rates and sneak in extra fees, leaving you with less to spend. With YouTrip, you get direct wholesale rates with zero extra charges – that basically means more Swiss franc for every Singapore dollar! 🚀
- No hidden fees: Unlike typical credit cards, YouTrip doesn’t charge users additional conversion or transaction fees. While these fees may seem insignificant (fun fact: credit cards charge an average of 2 – 3% fees per overseas transaction), they can really add up with every payment you make 📈
- Ultimate convenience: Skip the queues at money changers! Just pay with your YouTrip card for the best rates – you can also use it to withdraw cash at ATMs worldwide 💵
- Safety & security: YouTrip is fully licensed and regulated by the Monetary Authority of Singapore (MAS). ☑️ Carry less cash and enjoy enhanced security features with your YouTrip card.
4. Cash, card, or YouTrip?
Curious how YouTrip’s CHF exchange rates stack up against cash or your regular credit card? Here’s a breakdown of how much you’ll be charged when spending 1,000 CHF in Switzerland 🇨🇭:
| Card | SGD to CHF rate (as of 28 Apr 2025) | Fees | SGD charged for 1,000 CHF |
| YouTrip | 1 SGD = 0.6304 CHF | $0 | S$1,586 👑 |
| Credit Card | 1 SGD = 0.624 CHF | 3.5% | S$1,659 |
| Revolut | 1 SGD = 0.6301 CHF | $0 (1% on weekends) | S$1,587 |
💡 Based on the comparison of rates and fees, you’ll be charged the least amount with YouTrip, followed by Revolut. Paying with a regular credit card can cost you up to S$73 more for a 1,000 CHF spend due to less favourable rates and high foreign transaction fees! 🧐
5. How can I lock in the best CHF rates with YouTrip?

In a nutshell, YouTrip works to “unpinch” your wallet – you don’t need to worry about losing money from exchange rate margins. Here’s how to lock in the best CHF rates on YouTrip:
- ✅ Top up the desired amount of SGD you wish to change to CHF in your mobile wallet
- ✅ Tap on the exchange icon in your YouTrip app and YouTrip will do all the work with Smart Exchange™
- ✅ You’ll see 12 major currencies available for real-time currency exchange and conversion – go ahead and pick out CHF
- ✅ And there you have it, you have the best CHF rates locked in!
6. How to pay in Switzerland?

Paying in Switzerland as a traveller is super easy. In general, most places accept cards, but cash still comes in handy – especially in small towns or rural spots. For a smooth trip, we recommend carrying a mix of card and cash.
Popular payment methods in Switzerland:
- Debit and credit cards: Cards issued by Mastercard and Visa are widely accepted across Switzerland. Some places also accept American Express, though it’s less common.
- Prepaid cards: Prepaid travel cards like YouTrip work anywhere that accepts card payments, and can help you avoid high foreign transaction fees 🤓
- Mobile wallets: Apple Pay, Samsung Pay, and Google Pay are widely accepted in major cities like Zurich, Geneva, and Lucerne. Locals use local mobile payment apps like Twint for quick contactless payments.
- Cash: Cash isn’t essential, but it’s still useful for small purchases at places like local bakeries, kiosks, markets, or in more rural areas. Coins are also useful for paying for public toilets!
7. Can YouTrip be used in Switzerland?

YouTrip is a prepaid Mastercard, and can be used seamlessly in Switzerland with no foreign transaction fees. It’s perfect for contactless payments, online bookings, and ATM withdrawals.
💡 Be mindful when using cards for payments overseas! 🚨 Many credit cards charge foreign transaction fees (typically between 2 – 3%) when you pay abroad. Use a travel card like YouTrip to get the best exchange rates with 0% mark-ups and no fees wherever you go! 🌍
Ready for your trip to Switzerland?

We hope this guide helps you prepare for your trip to Switzerland! By understanding the SGD to CHF exchange rate, knowing where to get the best rates for exchanging your Swiss francs, and choosing the right payment methods, you’re set for a smooth and hassle-free experience. Have an amazing time in Switzerland.
Join the YouTrip fam!

As Singapore’s favourite multi-currency wallet, we aim to get those pesky fees out of the way and help you save on your travels. With the best foreign exchange rates, no longer will you have to deal with those long queues at money changers! So if you’re looking for a go-to travel card, sign up for your complimentary YouTrip card today with <YTBLOG5> and get FREE S$5 in your account!
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Stay safe, and happy travels!
More articles you may enjoy:
- The Ultimate 7-Day Switzerland Itinerary
- 14 Best Money Changers in Singapore (2025 Guide)
- Best Multi-Currency Cards in Singapore
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