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DBS Multi-Currency Card Guide 2026: Benefits, Fees, Currencies

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DBS Multi-Currency Card Guide 2026: Benefits, Fees, Currencies
blog

DBS Multi-Currency Card Guide 2026: Benefits, Fees, Currencies

Picture of Yiew Jae-Lyn
  • (last updated)
DBS Multi-Currency Card Guide 2026: Benefits, Fees, Currencies

Looking for a reliable way to manage multiple currencies while travelling?

The DBS Multi-Currency Card The DBS Multi-Currency Card is a popular choice for Singaporeans, especially existing DBS customers. But with fintech alternatives like YouTrip offering zero fees and broader currency coverage, it’s worth comparing your options.

This guide covers everything you need to know about the DBS Multi-Currency Card, including key features, fees, and limits, to help you decide if it’s the right fit for your lifestyle.

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⚡TL;DR: DBS Multi-Currency Card at a Glance

FeatureDetails
Card TypeDBS Visa Debit Card linked to My Account or Multiplier Account
Supported Currencies13 currencies (12 foreign + SGD)
Minimum BalanceMy Account: No minimum;
Multiplier: S$3,000 (fee waived if under 29)
Foreign Transaction Fee0% if spending from pre-loaded foreign currency wallet; 3.25% if converting from SGD
ATM Withdrawal FeeS$7 per withdrawal (free at select partner ATMs)
Lounge AccessNot available on debit card (available on select DBS credit cards)
Best ForExisting DBS customers who want integrated banking and multi-currency features

📚 Table of Contents:

  1. What is the DBS Multi-Currency Card?
  2. DBS Multi-Currency Card Benefits
  3. How to Use the Card Overseas
  4. Minimum Balance Requirements
  5. Eligibility & Requirements
  6. How to Apply Online
  7. Which is the Best Multi-Currency Card?
  8. DBS Multi-Currency Card FAQs

What is the DBS Multi-Currency Card? 

Image credits: DollarsAndSense.sg

The DBS Multi-Currency Card is not a standalone card—it’s a DBS Visa Debit Card linked to a multi-currency account (DBS My Account or Multiplier Account). 

How It Works:

  • Multiple Currency Wallets: Hold up to 13 foreign currencies (12 foreign + SGD) in a single account.
  • Direct Spending: Pay overseas directly from the wallet of the currency you’re using.
  • Conversion Savings: Avoid the 3.25% foreign transaction fee if you pre-load currencies.
  • Simple Integration: All wallets and spending are tracked seamlessly via the DBS digibank app.

⚠️ Quick Tip: Always pre-load currencies you plan to use abroad. Spending without pre-loading will automatically convert from SGD at a 3.25% fee, which can add up fast overseas. 

💡 Pro Tip: Cards like YouTrip convert currencies automatically at the point of purchase with zero FX fees, making it convenient for overseas spending.

📖 Related guide: DBS Multi-Currency Account (MCA) Guide: Features, Exchange Rates, Fees

DBS Multi-Currency Card Benefits

The DBS Multi-Currency Card offers several advantages, especially for travellers already banking with DBS:

  • Seamless DBS Integration: Manage wallets, balances, and spending directly in the digibank app.
  • Zero Foreign Exchange Fees (if pre-loaded): Spend from pre-loaded wallets to avoid FX fees. Plan ahead to lock in favourable rates.
  • Potential Interest Earnings: With a DBS Multiplier Account, earn up to 4.1% p.a. on balances (first S$100,000) when meeting salary credit or card spend requirements.
  • Wide Currency Support: Hold 13 foreign currencies (SGD, AUD, CAD, EUR, GBP, HKD, JPY, NOK, NZD, SEK, THB, USD)
    • Note: CNH can only be held, not spent with the card
  • Cashback on Visa Spending (My Account): The DBS Visa Debit Card offers category-specific cashback when you meet the minimum spend requirement of S$500 and keep cash withdrawals under S$400/month.
    • 4% cashback on online food delivery
    • 3% cashback on local transport (ride-hailing, taxis, SimplyGo) 
    • 2% cashback on foreign currency transactions 

The cashback is capped at S$20/month and is automatically credited to your account within 60 days.

❗Pro Tip: Combine pre-loading currencies with cashback perks for maximum savings.

📖 Related guide: DBS Multiplier Account Review: Interest Rates, Salary Credit & Is It Still Worth It?

How to Use The DBS Multi-Currency Card Overseas

1. Overseas Card Payments

  • Use anywhere Visa is accepted, online or in-store.
  • Ensure your foreign currency wallet has sufficient funds to avoid 3.25% FX fees.

2. ATM Withdrawals Abroad

  • Withdraw cash from overseas ATMs for S$7 per transaction.
  • Free withdrawals at select partner ATMs: Westpac (Australia), DBS (Hong Kong, India, Indonesia).

3. Enable Overseas Usage

  • Activate overseas spending in the digibank app before you travel.
  • Set spending limits for extra security.

💡 Pro Tip: Pre-load frequently used currencies to avoid fees. Alternatively, YouTrip automatically converts currencies at zero fees, so no pre-planning is required for spontaneous spending.

📖 Related guide: Best DBS Miles Credit Cards In Singapore

Minimum Balance for DBS Multi-Currency Card

The minimum balance depends on the account linked to your card:

1. DBS My Account

  • No minimum balance, no fall-below fees.
  • S$2/month for hardcopy statements; digital statements are free.

2. DBS Multiplier Account

  • Minimum average daily balance: S$3,000.
  • Fall-below fee: S$5/month if balance is under S$3,000 (waived if you’re under 29).

💡 Pro Tip: Choose My Account for flexibility, or Multiplier Account to earn up to 4.1% interest while holding multiple currencies.

📖 Related guide: DBS Altitude Card Guide: Miles, Benefits, Lounge Access & Fees

Eligibility & Requirements

Who Can Apply:

  • Singapore Citizens and Permanent Residents
  • Foreigners with valid work passes or student passes
  • Individuals aged 16 and above (for DBS My Account)
  • Individuals aged 18 and above (for DBS Multiplier Account)

What You Need:

  • A DBS My Account or DBS Multiplier Account
  • No minimum income required
  • Valid ID: NRIC (SG/PR); Passport + work/student pass (foreigners)
  • Singpass recommended for faster approval

How to Apply for The DBS Multi-Currency Card Online:

For New DBS Customers

  1. Download the DBS digibank app
  2. Open My Account or Multiplier Account
  3. Complete application with personal details and Singpass verification
  4. DBS Visa Debit Card is included automatically
  5. Once approved, the card is delivered to your registered address

⏱ Tip: Physical card delivery takes a few days; for instant travel use, app-based wallets like YouTrip can be activated within minutes.

For Existing DBS Customers

  • Open the multi-currency feature via the digibank app > Accounts > Open New Account 
  • Choose My Account or upgrade to Multiplier
  • Link your existing DBS Visa Debit Card to access multi-currency wallets.

Setting Up Multi-Currency Wallets

  1. Go to Pay & Transfer > Exchange Currency in the app.
  2. Select your multi-currency account.
  3. Choose the currency and amount, then review the exchange rate.
  4. Confirm to load funds into the currency wallet

📖 Related guide: DBS Vantage Card Singapore: Miles, Fees, Benefits & Overseas Spending

Which is the Best Multi-Currency Card?

The best multi-currency card depends on your travel habits, spending style, and banking needs. Here’s a quick breakdown:

Feature DBS Multi-Currency CardYouTrip
Best ForDBS customers who want integrated banking + travel featuresFrequent travellers & budget‑savvy spenders
Supported CurrenciesHold 13 foreign currencies; spend in 150+ countriesHold 12 foreign currencies; spend in 150+ currencies
Foreign Transaction Fees0% when pre‑loaded; 3.25% if converted from SGD0% on all currencies
Exchange RatesBank rates (markup possible)Mastercard wholesale rates (usually better)
Minimum BalanceMy Account: none Multiplier: S$3,000None
ATM Withdrawals OverseasS$7/withdrawal (free at partner ATMs)First S$400/month free;
2% fee applies thereafter
Setup & AccessLinked to DBS accountApp‑only, no bank required
Interest on BalancesUp to 4.1% p.a. (Multiplier)None
PerksUp to 4% cashback on selected categories (My Account)Frequent promotions and exclusive deals on YouTrip Perks
Ease of Use OverseasRequires pre‑loading currenciesSpend anywhere without pre‑loading

Verdict: 

  • DBS Multi-Currency Card: Great for existing DBS customers seeking integrated banking and interest on balances.
  • YouTrip: Often the better travel card for pure overseas spending: zero fees across 150+ currencies, better exchange rates, hassle-free setup, and no pre-loading required.

💡 Bottom line: For frequent travellers, combining DBS for savings and YouTrip for travel spending is the most cost-effective approach.

📖 Related guide: DBS Woman’s World Card: Miles, Features & Perks Explained

DBS Multi-Currency Card FAQs

Q: Can I withdraw foreign currency cash in Singapore?
No, DBS Multi-Currency accounts only support electronic transactions. Convert currencies via the app and spend overseas with your card.

Q: Is the card safer than carrying cash?
Yes. Features include transaction alerts, instant card freeze, fraud monitoring, and the ability to enable/disable overseas usage or set spending limits.

Q: Do I need to inform DBS before travelling?
No formal notification is needed. Just activate overseas usage in the digibank app before your trip and deactivate it after returning.

Q: Can I use DBS and YouTrip together?
Absolutely! Many travellers use DBS for savings/interest and YouTrip for travel spending to combine perks: interest at home, zero fees abroad.

Q: What exchange rates does DBS use?
DBS applies its own rates with a small markup over the mid-market rate. YouTrip uses Mastercard wholesale rates, usually closer to the true interbank rate.

Q: Are there inactivity fees?

  • My Account: No fees.
  • Multiplier Account: S$5/month if below S$3,000 (waived if under 29). No separate inactivity charges.

The Smarter Alternative for Travel

UOB Lady's Card: YouTrip

Looking for a simpler, fee-free solution for overseas spending? YouTrip provides a modern, multi-currency alternative that eliminates FX fees, hidden markups, and annual fees — making it a practical choice for Singaporeans travelling abroad in 2026.

Not on YouTrip yet? Get a free YouTrip card + S$5 YouTrip credits with code <YTBLOG5>.

Then, head over to our YouTrip Perks page for exclusive offers and promotions — we promise you won’t regret it. Join our Telegram (@YouTripSG) and Community Group (@YouTripSquad) for travel tips, event invites, and more!

Bon voyage!

sign up now!

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  • We want to help you get your cashback!
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  1. Only purchases made through the Charles & Keith affiliate link provided by YouTrip will be eligible for cashback.
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  1. Promo code only applicable when using your YouTrip Mastercard upon checkout.
  2. 1 redemption per customer only
  3. Promo codes are not exchangeable for cash.
  4. Valid only for original price items.
  5. Not stackable with existing promotions.
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  • Pay with YouTrip during checkout
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  • We want to help you get your cashback!
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  1. Only purchases made through the Dyson affiliate link provided by YouTrip will be eligible for cashback.
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  7. Dyson accessories will not be eligible for cashback.
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  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
  1. Only purchases made through the UNIQLO affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to UNIQLO whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
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  • Pay with YouTrip during checkout
  • Receive cashback 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
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  3. Return to YouTrip Perks and clickthrough to Trip.com whenever you are making a new transaction.
  4. Purchase must be made within the same window.
  5. Cookies must be enabled on your browser for cashback to be tracked.
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  7. Cashback rate for Trip.com varies for each item and the exact cashback rates would only be known when the item is successfully tracked.
  8. Cashback will not be awarded for cancelled or refunded orders.
  9. Cashback will be awarded after 45 days from the date of purchase.
  10. Please refer to the table below for full cashback rates.
Product Type Sub-Product Type Cashback Rate
Hotels – 11%
Flights

International Flight (including flight between mainland China and Hong Kong/Macau/Taiwan and flight between Hong Kong/Macau and Taiwan):

0-199 orders

200-1,199 orders

1,200 and above orders

3%

3%

3%
China Domestic Flight USD 0.6/ticket
Trains International Train 2% by amount
Tours & Tickets Other Activities 4%
Tickets & Attractions 1.5%
Car Rental & Ride Hailing

Car Rental

Airport Transfer

5%

5%
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  1. Promo code only applicable when using your YouTrip Mastercard upon checkout.
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  3. Promo codes are not exchangeable for cash.
  4. Valid only for original price items.
  5. Not stackable with existing promotions.
  6. Exclusions Apply.
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  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
  1. Booking period Now till 30 Jun 2023
  2. Stay period: Now till 31 September 2023
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  7. Promo code only applicable when using your YouTrip Mastercard upon checkout.
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  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout

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  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
 
  1. Only purchases made through the JD Sports affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to JD Sports whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback rate will be subjected to the merchant’s discretion and the eligibility of selected products.
  6. Cashback rate for JD Sports varies for each item and the exact cashback rates would only be known when the item is successfully tracked.
  7. Cashback will not be awarded for cancelled or refunded orders.
  8. Cashback will be awarded after 45 days from the date of purchase.
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  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout

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  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout

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  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
 
  1. Only purchases made through the ASOS affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to ASOS whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
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  1. Promo code only applicable when using your YouTrip Mastercard upon checkout.
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10% cashback with min S$50 spend

 
  1. 10% cashback with minimum spend of $50.
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  3. Payment must be charged to a YouTrip Mastercard. 
  4. The required minimum spend must be in a single transaction before any other promo codes, vouchers or coupons. Minimum spend excludes all taxes and fees, including but not limited to shipping and handling, unless otherwise stated.
  5. All purchases made in conjunction with the Offer are subject to prevailing taxes and service charges where applicable. 
  6. YouTrip makes no warranty or representation as to the quality, merchantability or fitness for purpose of any goods or services purchased from the merchant. Any dispute about the same must be resolved directly with the merchant. 
  7. YouTrip shall not be responsible for any loss, injury, claim, damage or expense arising from the redemption of the Offer or the use of the goods and services purchased from a merchant.
  8. YouTrip is not an agent of Taobao or any merchant, or vice versa.
  9. All information is correct at time of print. YouTrip will not be responsible for any
    changes which occur after print.
  10. YouTrip reserves the right to vary the terms and conditions of the Offer or withdraw
    or discontinue the Offer by providing written notice to the other party at least 7 days
    in advance and indemnify the direct economic loss of the other party caused by
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Redeem Deal

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  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout

3% cashback (Existing Shopee users)

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
  1. All cashback will be capped at S$5.00
  2. Only purchases made through the Shopee affiliate link provided by YouTrip will be eligible for cashback.
  3. Return to YouTrip Perks and clickthrough to Shopee whenever you are making a new transaction.
  4. Purchase must be made within the same window.
  5. Cookies must be enabled on your browser for cashback to be tracked.
  6. Cashback will not be awarded for cancelled or refunded orders.
  7. Cashback rate will be subjected to the merchant’s discretion and the eligibility of selected products.
  8. Cashback rate for Shopee varies for each item and the exact cashback rates would only be known when the item is successfully tracked.
  9. Cashback will be awarded after 45 days from the date of purchase.
  10. Please refer to the table below for product cashback rates
CategoryNew  Customers (%)Existing Customers (%)
All Electronics103
All Fashion52
TELCO, Tickets & Vouchers, Vouchers, Others103
Hobbies & Sports, All Others103
Toys, Kids & Babies103
Health & Beauty52
Home & F&B103
Redeem Deal

Up to 7% cashback at Sephora!

7% cashback (New Sephora users)

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout

2.5% cashback (Existing Sephora users)

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
  1. Only purchases made through the Sephora affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Sephora whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
Redeem Deal

$20 cashback at Circles.Life!

$20 cashback (For new Circles.Life customers)

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
  1. Only purchases made through the Circles.Life affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Circles.Life whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
  7. Not applicable for purchases made via the Circles.Life mobile application
Redeem Deal

Up to 12% cashback at AirAsia Food

12% cashback (New AirAsia Food Customers)

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout

6% cashback (Existing AirAsia Food Customers)

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  1. Only purchases made through the AirAsia Food affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to AirAsia Food whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
Redeem Deal
Up to
7% cashback
at Trip.com!
Up to
7% cashback
at Trip.com!
Up to 7% cashback
  • Valid till 31 March 2027
  • Pay with YouTrip during checkout
  • Receive cashback within 60 days after completion of activity/stay/flight
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
  1. Only purchases made through the Trip.com affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Trip.com whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback rate will be subjected to the merchant’s discretion and the eligibility of selected activities. Bundle or Package deals (Flight + Hotel) are ineligible for cashback.
  6. Cashback rate for Trip.com varies for each item and the exact cashback rates would only be known when the item is successfully tracked.
  7. Cashback will not be awarded for cancelled or refunded orders.
  8. Cashback will be awarded after 60 days from the completion of activity/stay/flight.
  9. Cashback will be calculated based on the final online booking checkout price, excluding taxes, fees, service charges, children/infant tickets, insurance and any payments to be made at the hotel.
  10. Promo or voucher codes that are not recognised by YouTrip will be ineligible for Trip.com cashback.
  11. Cashback does not include Trip coins, store credits or voucher/coupon codes.
  12. Please refer to the table below for full cashback rates.
Product Type Sub-Product Type Cashback Rate
Hotels All Hotels 7%
Flights International Flight (including flight between mainland China and Hong Kong/Macau/Taiwan and flight between Hong Kong/Macau and Taiwan) 2.5%
China Domestic Flight USD 0.6/ticket
Flight + Hotel Bundle – 2% – 2.5%
Airport Transfer – 5%
Car Rentals – 8%
Cruise – 4%
Trains International Train 2% by amount
Tours, Tickets Other Activities 4%
Tickets & Attractions 1.5%
redeem deal

3% cashback at 24S!

3% cashback

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  1. Only purchases made through the 24S affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to 24S whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will be awarded after 45 days from the date of purchase.
  6. Cashback will not be awarded for cancelled or refunded orders.
  7. Celine, Louis Vuitton and Dior products are not eligible for cashback.
Redeem Deal
up to
10% cashback
at Lazada!
up to
10% cashback
at Lazada!

10% cashback (New Lazada users)

  • Valid till 31 December 2026
  • Pay with YouTrip during checkout
  • Receive cashback within 45 working days after checkout

3% cashback (Existing Lazada users)

  • Valid till 31 December 2026
  • Pay with YouTrip on Lazada (LazMall & Redmart excluded) during checkout
  • Receive cashback within 45 working days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
  1. Only purchases made through the Lazada affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Lazada whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will be awarded after 45 working days from the date of purchase.
  6. Cashback will not be awarded for cancelled or refunded orders.
  7. Cashback rate will be subjected to the merchant’s discretion and the eligibility of selected products.
  8. Cashback rate for Lazada varies for each item and the exact cashback rates would only be known when the item is successfully tracked.
  9. Products not eligible for cashback: Sports shoes and clothing, Electronics, Accessories, Groceries.
  10. Cashback capped at $10
redeem deal

15% off at iShopChangi

15% off with no min. spend (For traveller purchases only)

  • Valid till 31 December 2023
  • Pay with YouTrip and apply code 'YOUTRIP15' during checkout
  • Enjoy 15% off with no min. spend
  1. Valid for traveller purchases only.
  2. Payment must be made with YOUTRIP Mastercard.
  3. Only one Promo Code may be used at a time.
  4. Promotion is valid until 31 December 2023.
  5. Promotion is not exchangeable for cash, prizes, products or other vouchers.
  6. Promotion is not valid in conjunction with privilege holder discounts.
  7. Chanel and Dior are excluded from this promotion.
  8. The Shilla Duty Free reserves the right to amend or withdraw any terms & conditions without any prior notice.
Redeem Deal

S$15 off at The Shilla!

S$15 off min S$150 spend in store

  • Valid till 31 December 2022
  • Flash this at the counter and pay with YouTrip during checkout in store
  • Enjoy S$15 off min S$150 nett spend
  1. Valid until 31 December 2022.
  2. Limited to one redemption per customer.
  3. Any outstanding balance after deducting the face value of the voucher must be paid in full using YouTrip Card
  4. The promotion must be fully utilised and any unutilised amount will be forfeited.
  5. Not exchangeable for cash, prizes, products or other vouchers.
  6. Not valid in conjunction with privilege holder discounts.
  7. Chanel and Dior are excluded from this promotion.
  8. The Shilla Duty Free reserves the right to amend or withdraw any terms & conditions without any prior notice.
Redeem Deal

5% cashback at Chemist Warehouse!

5% cashback

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  1. Only purchases made through the Chemist Warehouse affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Chemist Warehouse whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will be awarded after 45 days from the date of purchase.
  6. Cashback will not be awarded for cancelled or refunded orders.
Redeem Deal

Up to 10% off at Qatar Airways!

Up to 10% off 

  • Valid till 31 December 2023
  • Click through to Qatar via YouTrip Perks, apply code 'YTQR23' & Pay with YouTrip during checkout
  • Enjoy up to 10% off upon checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
  1. Sales period: 8 May 2023 – 31 December 2023
  2. Travel period: 8 May 2023 – 31 March 2024
  3. Booking must be made using promo code YTQR23 to avail of the discount
  4. Full payment must be made with a YouTrip Card
  5. Save 10% on Business Class Comfort fares
  6. Save 10% on Economy Class Convenience fares
  7. Save 7% on Economy Class and Business Class Classic fares
  8. Valid only on Qatar Airways flights from Singapore
  9. Valid to the following destinations: Abu Dhabi, Almaty, Amsterdam, Ankara, Athens, Atlanta, Baku, Barcelona, Belgrade, Berlin, Boston, Brussels, Bucharest, Budapest, Cape Town, Casablanca, Chennai, Chicago, Copenhagen, Dallas, Dar Es Salaam, Doha, Dubai, Dublin, Durban, Edinburgh, Frankfurt, Geneva, Harare, Helsinki, Houston, Islamabad, Johannesburg, Kilimanjaro, Larnaca, London, Los Angeles, Lusaka, Luxor, Madrid, Malabo, Manchester, Medina, Miami, Milan, Mombasa, Montreal, Moscow, Mumbai, Munich, Nairobi, New York City, Oslo, Paris, Philadelphia, Pisa, Prague, Rome, San Francisco, Sao Paulo, Seattle, Seychelles, Sharjah, Sofia, St Petersburg, Stockholm, Tbilisi, Venice, Vienna, Warsaw, Washington, Windhoek, Yerevan, Zagreb, Zanzibar, Zurich
  10. All-in fares include all taxes, fees, and surcharges which are subject to currency fluctuation
  11. Blackout dates and surcharges may apply. Please refer to the fare rules for details at the time of booking.
  12. Blackout Periods: 18 Nov – 20 Dec 2022 (Doha and Middle Eastern Countries), 1 Jan – 10 Jan 2023 (All destinations)
  13. Peak period surcharges may apply
  14. Fares are subject to change without prior notice
  15. Discount applies to return base fare only of selected fare classes
  16. Discount does not apply to taxes and all other surcharges
  17. Seats are limited and are subject to availability of the relevant booking class
  18. Minimum and maximum stay as well as advance purchase rules apply dependent on the booking class
  19. Please refer to the fare rules at the time of booking for changes, cancellations and no-show conditions
  20. Any change or cancellation less than 3 hours prior to the stated time of departure will be considered as no-show
  21. For travel involving multiple booking classes, the most restrictive fare rules apply to the entire itinerary
  22. Standard child/infant discount apply
  23. Please note that market-specific promotional fares may be available for selected dates and destinations, and may not be eligible for the discounts under this offer. All available options, together with the applicable terms & conditions for each fare will be displayed at time of booking for you to make your selection
  24. Qatar Airway’s terms and conditions will also apply to your booking, please review these at the time of booking
  25. Other terms and conditions apply. Please review at the time of booking
Redeem Deal

2.1% cashback at Watsons!

2.1% cashback

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
  1. Only purchases made through the Watsons affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Watsons whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback rate will be subjected to the merchant’s discretion and the eligibility of selected products.
  6. Cashback rate for Watsons varies for each item and the exact cashback rates would only be known when the item is successfully tracked.
  7. Cashback will be awarded after 45 days from the date of purchase.
  8. Cashback will be calculated based on the final checkout price, excluding taxes, delivery fees, any additional fees, service charges.
  9. Cashback will not be awarded for cancelled or refunded orders.
Redeem Deal

10% cashback at Puma!

10% cashback

  • Valid till 30 Dec 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  1. Only purchases made through the Puma affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Puma whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will be awarded after 45 days from the date of purchase.
  6. Cashback will not be awarded for cancelled or refunded orders.
Redeem Deal

5% cashback at AirAsia Grocer!

5% cashback

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  1. Only purchases made through the AirAsia affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to AirAsia whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will not be awarded for cancelled or refunded orders.
  6. Cashback will be awarded after 45 days from the date of purchase.
Redeem Deal

8% cashback at On The List!

8% cashback

  • Valid till 31 December 2022
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  1. Only purchases made through the On The List affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to On The List whenever you are making a new transaction.
  3. Purchases made via the On The List mobile site or app are not eligible for cashback.
  4. Purchase must be made within the same window.
  5. Cookies must be enabled on your browser for cashback to be tracked.
  6. Cashback will be awarded after 45 days from the date of purchase.
  7. Cashback will not be awarded for cancelled or refunded orders.
Redeem Deal

Up to $12 off at FairPrice Online!

$10 off min $135 spend

  • Valid till 22 December 2021
  • Pay with YouTrip and apply code 'MCXMAS21' during checkout
  • Enjoy $10 off min $135 spend
  • First 2,500 redemptions only

$12 off min $150 spend

  • Valid till 22 December 2021
  • Pay with YouTrip and apply code 'MCXMAS21' during checkout
  • Enjoy $12 off min $150 spend
  • First 2,500 redemptions only
  1. Redemption of promo code is applicable only for purchases made on FairPrice online at www.fairprice.com.sg and FairPrice Mobile App upon login, and for home delivery only.  
  2. Only one promo code can be used for each transaction. FairPrice reserves the right to reject any order that has violated this.
  3. Promo code is to be used for one-time redemption only.
  4. Promo code cannot be used for the purchase of certain restricted products, for example, certain infant milk formulas. Please visit FairPrice online for more details.
  5. Qualifying spend refers to a nett spend of at least S$135.00 (excluding delivery fee, service fee, and any other surcharge) in a single transaction at NTUC FairPrice online during the promotional period.
  6. Using a promo code in conjunction with other free gift promotions, may alter the minimum amount for delivery.
  7. Additional charges, service fees and minimum nett purchase amount for free home delivery may be required and may differ for promotional periods and will be in accordance to that stated on FairPrice online.
  8. It is advisable to have at least S$5 nett purchase amount in cart after application of promo code in order to be able to checkout.
  9. Promo codes are not exchangeable or refundable for cash or other goods and services.
  10. FairPrice reserves the rights to vary/amend the privileges or terms and conditions of this promotion without prior notice. 
  11. Other terms and conditions on FairPrice online (https://help.fairprice.com.sg/hc/en us/categories/360001184571-FairPrice-Online) apply.
  12. Mastercard does not assume any responsibility for the products and services offered under this promotion. The products are sold and services are provided solely by the relevant vendors, under such terms and conditions as determined by such vendors, and Mastercard accepts no liability whatsoever in connection with such products and services. The products and services have not been certified by Mastercard and under no circumstances shall the inclusion of any product or service in this promotion be construed as an endorsement or recommendation of such product or service by Mastercard
Redeem Deal

2% cashback at Razer!

2% cashback

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
  1. Only purchases made through the Razer affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Razer whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback rate will be subjected to the merchant’s discretion and the eligibility of selected products.
  6. Cashback rate for Razer varies for each item and the exact cashback rates would only be known when the item is successfully tracked.
  7. Cashback will be awarded after 45 days from the date of purchase.
  8. Cashback will not be awarded for cancelled or refunded orders.
Redeem Deal

20% off at Zoey!

20% off supplements

  • Valid till 31 December 2022
  • Pay with YouTrip and apply code 'ZOEYYT' during checkout
  • Enjoy 20% off supplements upon checkout
  1. Promo code only applicable when using your YouTrip Mastercard upon checkout.
  2. 1 redemption per customer only
  3. Promo codes are not exchangeable for cash.
  4. Valid only for original price items.
  5. Not stackable with existing promotions.
  6. Exclusions Apply.
Redeem Deal

20% off at noah!

20% off supplements

  • Valid till 31 December 2022
  • Pay with YouTrip and apply code 'NOAHYT' during checkout
  • Enjoy 20% off supplements upon checkout
  1. Promo code only applicable when using your YouTrip Mastercard upon checkout.
  2. 1 redemption per customer only
  3. Promo codes are not exchangeable for cash.
  4. Valid only for original price items.
  5. Not stackable with existing promotions.
  6. Exclusions Apply.
Redeem Deal

$19 cashback at Starhub!

$19 cashback (For new broadband signups)

  • Valid till 31 December 2023
  • Pay with YouTrip during checkout
  • Receive cashback within 45 days after checkout
  • We want to help you get your cashback!
    1. Ensure that you follow through with your purchase once you click on “Redeem Deal” on YouTrip Perks.
    2. If you jump out of the check-out process (even if to check on a message or just happen to close your browser), click through YouTrip Perks again to re-purchase to get your cashback.
  1. Only purchases made through the Starhub affiliate link provided by YouTrip will be eligible for cashback.
  2. Return to YouTrip Perks and clickthrough to Starhub whenever you are making a new transaction.
  3. Purchase must be made within the same window.
  4. Cookies must be enabled on your browser for cashback to be tracked.
  5. Cashback will be awarded after 45 days from the date of purchase.
  6. Cashback will not be awarded for cancelled or refunded orders.
  7. Only new broadband sign-ups are eligible for cashback
Redeem Deal

$10 off at Beauty Emporium!

$10 off (No min spend)

  • Valid till 30 November 2021
  • Pay with YouTrip and apply code 'YOUBF10' during checkout
  • Enjoy $10 off upon checkout
  1. Limited to one time use per transaction.
  2. Discount will be given to total bill spend. Discounted products and services are eligible for this redemption.
  3. Discount cannot be used in Strip Merchandise and Clean Beauty Brands.
  4. Shipping fees apply if the minimum spend for free shipping is not met.
  5. Cannot be used in-conjunction with any other voucher, codes or redemption of Beauty Rewards points.
  6. Promotion ends on 30 Nov 2021 2359 hrs.
Redeem Deal

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