Thinking of a trip to Indonesia? Guess what – now might just be the perfect time 👀

Whether you’re dreaming of sun-soaked beaches in Bali or a shopping spree in Jakarta, here’s some good news: the Singapore Dollar (SGD) has been gaining strength against the Indonesian Rupiah (IDR) -which means your money now stretches further across the border. ✨

In fact, the SGD has surged over 22% in value against the IDR in the past five years, making everything from seaside cocktails and nasi padang in Indonesia noticeably more affordable for Singaporean travellers. In this article, we dive into what’s driving the SGD to IDR exchange rate trend – and how you can make the most of it for your upcoming getaway. 🇮🇩

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• How To Send Money To Indonesia From Singapore

SGD to IDR: How’s It Going?

The Singapore Dollar (SGD) has steadily strengthened against the Indonesian Rupiah (IDR) over the past five years, rising by 22.46% to reach 1 SGD = 12,727 IDR as of early July 2025.

This surge has been especially sharp from late 2023 into 2025, fuelled by growing confidence in the Singaporean economy and rising concerns over Indonesia’s fiscal outlook. In June 2024, the Indonesian Rupiah slipped to its lowest level since the 1998 Asian financial crisis.

For Singaporeans planning trips to Bali, Jakarta, or Batam, the current SGD to IDR exchange rate is among the most favourable in recent years – making 2025 a perfect year to travel to Indonesia. 🇮🇩

💡 A strong SGD means nothing if you’re charged crazy transaction fees! Sign up for a YouTrip card to enjoy the best exchange rates and no hidden fees wherever you go. 🌍

SGD to IDR: What’s the Exchange Rate Today?

As of today (2 July 2025), the SGD to IDR exchange rate sits at approximately 1 SGD = 12,760 IDR, reflecting a 7.62% increase over the past six months. In simple terms? You now get more Indonesian Rupiah for every Singapore Dollar than you did just a few months ago.

📚 SGD to IDR Exchange Rate: find out how to make full use of the upcoming public holidays with our guide to stacking your annual leaves! 🤫

Where can I get the best SGD to IDR exchange rate in Singapore?

Surprise! The best rates aren’t at money changers or banks. To get the best SGD to IDR rate, consider using a multi-currency card like YouTrip!

Here’s why you should use a YouTrip card for the best IDR rates:

• Competitive rates: Enjoy competitive wholesale exchange rates with no inflated markups when you pay with your YouTrip card! 💳 Fun fact: Banks typically mark up mid-market rates and sneak in extra fees, leaving you with less to spend. With YouTrip, you get direct wholesale rates with zero extra charges – this basically means more Indonesian Rupiah for every Singapore Dollar. 🚀

• No hidden fees: Unlike typical credit cards, YouTrip doesn’t charge users additional conversion or transaction fees. While these fees may seem insignificant (p/s: credit cards charge an average of 2 – 3% fees per overseas transaction), they can really add up with every payment you make 📈

• Ultimate convenience: Skip the queues at money changers! Just top-up and pay with your YouTrip card – you can even use your card to withdraw cash from ATMs in Indonesia.

• Safety & security: YouTrip is fully licensed and regulated by the Monetary Authority of Singapore (MAS). ☑️ Carry less cash and enjoy enhanced security features with your YouTrip card. 

So how do I use YouTrip to enjoy the best Indonesian Rupiah rates?

In a nutshell, YouTrip works to “unpinch” your wallet — so you don’t need to worry about losing money from exchange rate margins. 

✅  Simply top up your desired amount of SGD into your YouTrip wallet.

✅  To check out the latest SGD to IDR rates, use the Mastercard Calculator (remember to input ‘0’ under bank fees since YouTrip charges zero fees!).

✅ And that’s it, you’re ready to start spending in Indonesia! All you have to do is to use your YouTrip Mastercard in SGD and we’ll do all the work for you with Smart Exchange™ 🔄

📚 SGD to IDR Exchange Rate: here’s all you need to know about YouTrip’s exchange rates 💹

Cash, card, or YouTrip?

Curious how YouTrip’s IDR exchange rates stack up against other cards in Singapore? Here’s a breakdown of how much you’ll be charged when spending 9,000,000 IDR in Indonesia:

Card	SGD to IDR rate (as of 2 July 2025)	Fees	SGD charged for 9,000,000 IDR
YouTrip	1 SGD = 12,686 IDR	$0	709.20 SGD
Credit Card	1 SGD = 12,316 IDR	3.25%	730.98 SGD
Revolut	1 SGD = 12,660 IDR	$0 (1% on weekends)	710.75 SGD

🔎 Based on the fees and exchange rate comparison, YouTrip offers the best value for your money. You’ll be paying over 20 SGD more if you use a regular bank credit card! These savings may seem small in a glance, but add up significantly with big purchases and long trips. ✨

Save on the best SGD to IDR Rates with YouTrip!

And just like that, you’re ready to head to the Indonesia and enjoy saving with the best rates in town! With best rates in 150+ countries and no fees, stretching your Singapore Dollar further will no longer be a hassle when you have a YouTrip card ✨

📱 Download the YouTrip app and sign up with code <YTBLOG5> to get FREE S$5 in your account upon registration! 💜

More currency exchange guides! 🤑

• Malaysia Trip: SGD to MYR rates guide 🇲🇾
• China Trip: SGD to CNY rates guide 🇨🇳
• Thailand Trip: SGD to THB rates guide 🇹🇭
• Japan Trip: SGD to JPY rates guide 🇯🇵
• Korea Trip: SGD to KRW rates guide 🇰🇷