YouTrip Split Campaign (17 September - 14 October 2026)

Terms and Conditions

Overview of Campaign

The YouTrip Split Campaign (the “Campaign“) gives eligible YouTrip account holders the chance to have the value of their Group Split refunded. 

Opt in, create a YouTrip Group Split with at least three (3) people during the Campaign Period (a “Split”) to earn entries into a draw – the more people included in the Split, the more entries the group earns. Three (3) winning Splits will be selected after the Campaign Period closes, and the value of each winning Split will be refunded, up to a maximum of S$5,000 per winning Split (the “Trip Refund”).

The Campaign runs from 17 September 2026 to 14 October 2026 (the “Campaign Period”). We may extend, change, or end the Campaign at any time at our discretion.

These terms and conditions (the “Terms”) set out what you need to know about the Campaign and govern the relationship between you (as a participant) and us, You Technologies Group (Singapore) Pte Ltd (“YouTrip”, “we”, “us”, “our”).

Who is eligible to participate in the Campaign?

To take part in the Campaign and qualify for the Trip Refund, you (as the creator of a Split) must have an active YouTrip account in good standing, and must not be an employee and/or contractor of YouTrip and its affiliates (an “Eligible Participant”).

Other members included in a Split are required to be YouTrip account holders. All members included in a Split count towards the minimum of three (3) people required to qualify. 

We reserve the right to determine eligibility at our discretion and may disqualify you if we find you have breached these Terms or any other terms that apply to your account.

How do I participate in the Campaign?

Conditions to earn entries into the draw (“Conditions”):

  1. Tap on the Promo banner on your YouTrip app homepage and click ‘Join now’ to opt in; then
  2. Create a YouTrip Group Split that includes at least three (3) people in total, including you as the creator, during the Campaign Period

How are entries earned?

Each Split that meets all the Conditions earns entries as follows:

  1. One (1) entry for each person included in the Split, so that a Split that includes five (5) people earns five (5) entries;
  2. Entries are earned by the Split and are shared by all of its members. Entries are not earned individually and cannot be pooled, combined, or transferred between Splits; and
  3. There is no limit on the number of entries you may earn across multiple qualifying Splits during the Campaign Period.

A Split earns entries only where the Eligible Participant has opted in to the Campaign. Members of a Split who have not opted in still count towards the number of people included in that Split.

Only Splits created during the Campaign Period are eligible. A Split that is cancelled or reversed will not earn entries. We may exclude from the draw any Split that we reasonably believe was created for the purpose of earning entries rather than genuinely sharing a bill, including Splits between accounts under common control, Splits of nominal value, and Splits that are reversed or unwound after creation.

How are winners selected and notified?

Three (3) winning Splits will be randomly selected from all eligible entries on 21 October 2026.

Winners will be contacted by email by 28 October 2026. If a winner does not respond within fourteen (14) days of the date we first contact them, cannot be verified, or is found to be ineligible or disqualified, that Split’s win is forfeited, and YouTrip is not required to select a replacement winner or pay any part of the Trip Refund.

Our decision on the selection and verification of winners is final, and we are not obliged to enter into any correspondence about it.

Prize fulfilment for winners

The Trip Refund for each winning Split is the total value of the transactions underlying that winning Split (the “Split Value”), up to a maximum of S$5,000 per winning Split. Where the Split Value exceeds S$5,000, the Trip Refund will be S$5,000. Where the Split Value is less than S$5,000, the Trip Refund will be the Split Value, and no additional amount is payable.

The transactions underlying a winning Split must be genuine. If it is refunded, reversed, cancelled, or otherwise invalidated, the value of that transaction will not count towards the Split Value or the Trip Refund. For the avoidance of doubt, a Split relating to a transaction made with any of the following Merchant Category Codes (“MCC”) is not eligible for the Trip Refund:

6300: Insurance Sales, Underwriting and Premiums

6381: Insurance – Premiums

3429: Insurance Rent-A-Car

5960: Direct Marketing Insurance Services

The Trip Refund will be credited as YouTrip credits to the YouTrip account of the Eligible Participant who created the winning Split by 14 November 2026. The Trip Refund is a promotional credit and is not a reversal or refund of the underlying transactions. Crediting is subject to your account remaining active and to any wallet or regulatory limit applying to it, and if a single credit would breach such a limit, we may credit the Trip Refund in installments. It is at the Eligible Participant’s discretion to disburse the Trip Refund to the other members of the Split, if any, as they see fit.

YouTrip credits awarded under this Campaign are non-refundable, non-transferable, and non-exchangeable for cash. 

An account may receive the benefit of only one (1) Trip Refund under this Campaign, even if the account created more than one winning Split. 

What else should I know?

  1. Your participation in this Campaign is subject to these Terms as well as YouTrip’s General Terms and Conditions, available at www.you.co.
  2. All rewards under this Campaign are non-refundable, non-transferable, and non-exchangeable.
  3. We reserve the right to refuse or claw back any rewards where we believe there has been fraud, abuse, or a breach of these Terms. This includes use of false or duplicate identities, bots, fake social media accounts, or any other dishonest conduct.
  4. If we reasonably believe you have breached these Terms or other terms applicable to your account, you authorise us to deduct from your account an amount equal to any Trip Refund credited to your account under this Campaign.
  5. YouTrip, our affiliates, and representatives will never ask you for your one-time password (OTP) or full card number. We may request your Y-number for verification purposes only – this cannot be used to make transactions.
  6. We may change these Terms, or change, suspend, or stop the Campaign at any time and at our sole discretion.
  7. By participating in this Campaign, you agree to these Terms and agree to receive communications from us via email, phone, SMS, and app notifications in line with our Privacy Policy at www.you.co.
  8. These Terms are governed by the laws of Singapore, and any disputes will be subject to the non-exclusive jurisdiction of the courts of Singapore.