& get $10! sign up with code & get $10!
licensed and regulated by
as featured on
as featured on
made for global adventures
mates rates
in 150+
countries
zero FX fees,
no sign-up or
annual fees
exchange & hold
10 currencies
in-app
free*
ATM
withdrawals
worldwide
*Enjoy free overseas ATM withdrawals for the first A$1,500 each month. A 2% fee applies thereafter. Some ATM providers may charge their own fees. T&Cs apply.
the same $1,000,
just up to 4% more
Yen 🇯🇵 with YouTrip
Source: Figures reflect real transactions & in-app exchange done with a representative card of each category in Nov 2025.
Source: Figures reflect real transactions & in-app exchange done
with a representative card of each category in Nov 2025.
the YouTrip advantage
goodbye
hidden fees
Travel and shop freely with zero FX fees and no sneaky charges* – more in your pocket for adventures, not fees!
your pocket-sized money changer
One card, multiple currencies. Use our in-app exchange to swap Australian dollars to JPY, NZD, USD, EUR, and more instantly! Lock-in rates and store them for your future trip.
Apple Pay
& Google Pay™
on the go
Enjoy fuss-free payments online and in-store – just link your YouTrip card and pay your way, with Apple Pay or Google Pay.
how we keep your money safe
one-tap
card lock
tap in the YouTrip app will lock
it in a snap.
24/7
monitoring
teams are on watch round-the-clock
to keep your money safe.
instant
payment alerts
payment you make – no surprises,
no headaches.
FAQs
YouTrip is a multi-currency wallet with a mobile app and debit Mastercard. Use it as a travel money card in 150+ countries (wherever Mastercard is accepted) to enjoy mates rates and zero FX fees!
Download the app, sign up in minutes, add funds once your account is approved, and you’re all set! Your YouTrip virtual card will be ready for use instantly while your physical debit card will be delivered to your address.
YouTrip is free for most standard use. No sign-up fees, no annual fees, zero FX fees – and no sneaky charges. Do note though that third-party fees may still apply. Check out our fee structure list for the full rundown!
YouTrip is licensed and regulated by the Australian Securities and Investments Commission (ASIC). Our platform is built on global security best practices – using industry standard encryption, continuous fraud monitoring, and real-time app controls to safeguard your transactions.
Your YouTrip card can be used anywhere debit Mastercards are accepted, whether locally in Australia or abroad. Spend in 150+ countries and withdraw cash from ATMs (that display the Mastercard® logo) across the globe!
You can shop online and in-store with your YouTrip card just like any debit card. Plus, YouTrip users get access to exclusive cashback when shopping with our partner brands like Agoda, Viator, Trip.com, and more.
Yes! You can withdraw cash from any local or overseas ATM that displays the Mastercard®, Maestro® and/or Cirrus® logos. Find out more about ATM withdrawals here.
The YouTrip app comes with a built-in ‘money changer’ – just tap the “Exchange” button on the home screen to swap currencies instantly! This means you can lock-in rates shown at confirmation and store different currencies on your YouTrip wallet for upcoming trips.
