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Best Exchange Rates for Card Payment, Exchange, and Remittance

Enjoy 24/7 access to wholesale exchange rates for card payment, exchange and remittance. Best rate, every day.

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YouBiz Card - The only corporate card offering 0% FX on card payment

Skip all the hefty and hidden cross border card fee charged by traditional banks and other platforms in the market. With YouBiz card, you can always pay with wholesale exchange rate across 150+ currencies.

YouBiz Exchange - The simplest currency management tool for business

Directly access to wholesale exchange rate and exchange across 9 different currencies – SGD, USD, EUR, GBP, JPY, HKD, AUD, CHF, THB – with no additional charge.

YouBiz Remittance - Send money overseas at your fingertips

Send money directly overseas through your YouBiz account at transparent and affordable fees. Save up to 6x compared to traditional solutions on remittance fees.

Local Transfer
FAST Transfer Fees S$0 S$0 S$0.50 S$0.50
International Transfer
Outbound Exchange Rates Mid-market rates, no markups S$X As decided by bank As decided by bank
Outbound Transfer Rates Low, transparent fee S$X Up to S$120 Up to S$120
Inbound Exchange Rates Mid-market rates, no markups S$X As decided by bank As decided by bank
Inbound Rates Low, transparent fee S$X S$10 S$10

Learn more about YouBiz

Discover how YouBiz helps your business reduce costs and manage
expenses easily.
✔️ Unlimited 1% cashback, and real 0% FX fees
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✔️ Multi-currency accounts at the best exchange rates
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✔️ Seamless bill payments
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✔️ Get the best exchange rates
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✔️ Unlimited corporate cards
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✔️ Empower your team
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✔️ Expense management
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Think YouBiz would be a good fit for your business? Open an account online in less than 5 minutes, or schedule an appointment with our team of experts to learn more.

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© 2025 You Technologies Group Limited. All Rights Reserved.

YouBiz is issued by You Technologies Group (Singapore) Pte Ltd. We are a Principal Member of Mastercard®, and a major payment institution licensed under the Payment Services Act by the Monetary Authority of Singapore. For more details you can visit MAS website 

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Unlimited 1% CashBack & Real 0% FX Fees
Earn unlimited cashback on all spend and save on FX Fee

Multi-currency Accounts
Manage and secure the best exchange rates across 9 currency wallets

Corporate Cards
Issue virtual or physical cards instantly

Expense Management
Track and manage spending limits for your teams
 
Xero Integration
Experience effortless accounting

Best Exchange Rates
Enjoy the best exchange rates for card payments in foreign currencies

Seamless Bill Payments
Manage local and overseas bill payments at true mid-market exchange rates

Team Collaboration
Assign payment roles for teams easily

Fast Credit Access
Access credit easily 
Features >

Unlimited 1% CashBack & Real 0% FX Fees
Earn unlimited cashback on all spend and save on FX Fees

Best Exchange Rates
Enjoy the best exchange rates for card payments in foreign currencies

Multi-currency Accounts
Manage and secure the best exchange rates across 9 currency wallets

Seamless Bill Payments
Create 9 currency accounts and spend at the true mid-market exchange rates

Corporate Cards
Issue virtual or physical cards instantly

Team Collaboration
Assign payment roles for teams easily

Expense Management
Track and manage spending limits for your teams
Xero Integration
Experience effortless accounting 
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