{"id":86917,"date":"2026-05-12T02:27:58","date_gmt":"2026-05-11T18:27:58","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=86917"},"modified":"2026-06-09T15:14:46","modified_gmt":"2026-06-09T07:14:46","slug":"cambodia-atm-withdrawal-guide","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/cambodia-atm-withdrawal-guide\/","title":{"rendered":"Cambodia ATM Withdrawal: Best ATMs, Fees & USD vs Riel (2026)"},"content":{"rendered":"\n

USD or Riel? Which bank? Here’s how to pull cash in Cambodia without losing a chunk to fees<\/strong><\/h2>\n\n\n\n
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Cambodia runs on US dollars. Sort of. You’ll see USD prices in restaurants, get USD out of most ATMs, and pay tuk-tuks in Riel coins. It’s a dual-currency country, and that’s the first thing to wrap your head around before you even tap your card at an airport ATM.<\/p>\n\n\n\n

The second thing? ATM fees in Cambodia stack hard.<\/strong> A local operator charge, your home bank’s foreign withdrawal fee, an FX markup, and a sneaky “do you want this in SGD?” prompt that costs you money if you say yes. Knowing the order of things saves you real money over a week-long trip.<\/p>\n\n\n\n

Here’s the full picture \u2014 best ATMs, what to expect to pay, USD vs Riel, and the safest way to do it as a Singaporean traveller.<\/p>\n\n\n\n

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\ud83d\udc9c Stay Up To Date:<\/strong>
\u2013 11 Best Dim Sum JB Spots To Try In 2026<\/a>
\u2013 25 Best Things To Do In Kaohsiung: A Local Guide For First-Timers<\/a>
\u2013 SKS City Mall JBCC: What\u2019s Inside JB\u2019s Newest Mall<\/a><\/p>\n\n\n\n

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\u26a1\ufe0f TL;DR<\/strong><\/h2>\n\n\n\n
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Highlights<\/strong><\/th>Details<\/strong><\/th><\/tr><\/thead>
Cheapest fee<\/strong><\/td>Vattanac Bank (low flat fee, 500 USD (~S$675) limit); Maybank free if you bank with Maybank SG <\/td><\/tr>
Most convenient<\/strong><\/td>ABA Bank \u2014 widest network, easiest to find; not the cheapest<\/td><\/tr>
Local ATM fee<\/strong><\/td>Roughly 4\u201310 USD (~S$5\u201314)<\/strong> per withdrawal, depending on the bank<\/td><\/tr>
Most ATMs dispense<\/strong><\/td>USD (some let you choose USD or KHR)<\/td><\/tr>
Carry small Riel for<\/strong><\/td>Tuk-tuks, markets, change under 1 USD (~S$1.35)<\/td><\/tr>
One rule you can’t skip<\/strong><\/td>Press “Decline Conversion” when the ATM offers SGD pricing<\/td><\/tr>
Cheapest card to use<\/strong><\/td>A multi-currency travel card like YouTrip \u2014 you avoid the FX markup<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
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\u26a0\ufe0f<\/em> ATM fees are subject to change; verify on the ATM screen before confirming <\/em><\/p>\n<\/blockquote>\n\n\n\n

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\ud83d\udcda Table of Contents<\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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  1. Can You Withdraw USD from ATMs in Cambodia?<\/strong><\/a><\/li>\n\n\n\n
  2. Should You Withdraw USD or Cambodian Riel?<\/strong><\/a><\/li>\n\n\n\n
  3. Tipping in Cambodia: What You Need to Know<\/a><\/strong><\/li>\n\n\n\n
  4. Which ATM Is Best for Foreigners in Cambodia?<\/strong><\/a><\/li>\n\n\n\n
  5. How Much Do Cambodia ATMs Charge Foreigners?<\/strong><\/a><\/li>\n\n\n\n
  6. Are There Any Fee-Free ATMs in Cambodia?<\/strong><\/a><\/li>\n\n\n\n
  7. Cambodia ATM Wit<\/strong><\/a>h<\/a><\/strong>drawal Limits<\/strong><\/a><\/li>\n\n\n\n
  8. How to Withdraw From an ATM in Cambodia<\/strong><\/a><\/li>\n\n\n\n
  9. Is It Safe to Use ATMs in Cambodia?<\/strong><\/a><\/li>\n\n\n\n
  10. Best ATMs at Cambodian Airports<\/a><\/strong><\/li>\n\n\n\n
  11. Cardless and QR Withdrawals in Cambodia<\/strong><\/a><\/li>\n\n\n\n
  12. The Cheapest Way for Singaporeans to Get Cash in Cambodia<\/strong><\/a><\/li>\n\n\n\n
  13. Best Card for Cambodia: Multi-Currency Comparison<\/a><\/strong><\/li>\n\n\n\n
  14. FAQ<\/strong><\/a><\/li>\n<\/ol>\n\n\n\n
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    Can You Withdraw USD From ATMs in Cambodia?<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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    \"cambodia<\/figure>\n\n\n\n
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    Yes. Most ATMs in Cambodia dispense US dollars by default<\/strong>, and many give you the choice between USD and Cambodian Riel (KHR) at the start of the transaction.<\/p>\n\n\n\n

    This isn’t a quirk. Cambodia has used USD as a parallel currency for decades, and it’s the everyday tender for anything over a few dollars \u2014 hotels, restaurants, tours, taxis from the airport. Riel handles the small change.<\/p>\n\n\n\n

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    One thing to watch:<\/p>\n\n\n\n