{"id":85402,"date":"2026-04-20T17:26:34","date_gmt":"2026-04-20T09:26:34","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=85402"},"modified":"2026-04-20T17:28:43","modified_gmt":"2026-04-20T09:28:43","slug":"philippines-atm-withdrawal-guide","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/philippines-atm-withdrawal-guide\/","title":{"rendered":"Philippines ATM Withdrawal Guide: Fees, Limits &amp; Tips for Tourists (2026)"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>Heading to the Philippines? Here&#8217;s everything you need to know about withdrawing cash there.<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>If you&#8217;re heading to the islands and wondering how to get cash on the go, we&#8217;ve got you. Whether you&#8217;re island-hopping in Palawan, exploring Manila&#8217;s historic Intramuros, or diving in Cebu, this Philippines ATM withdrawal guide covers everything you need to know in 2026 \u2014 from ATM fees and withdrawal limits to tips on avoiding extra charges.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\ud83d\udc9c&nbsp;Stay Up To Date:<\/strong><br>\u2013 <a href=\"https:\/\/www.you.co\/sg\/blog\/japan-budget-airlines\/\">Japan Budget Airlines: The Singaporean Traveller\u2019s Guide (2026)<\/a><br>\u2013&nbsp;<a href=\"https:\/\/www.you.co\/sg\/blog\/things-to-do-in-taipei\/\">Things to Do in Taipei: 15 Best Picks for 2026<\/a><br>\u2013&nbsp;<a href=\"https:\/\/www.you.co\/sg\/blog\/kota-kinabalu-travel-guide\/\">Kota Kinabalu Travel Guide (2026): Top Things To Do, Hotels &amp; More<\/a><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Summary<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cash is essential in the Philippines for local transport (jeepneys, tricycles), tips, markets, and anything outside Metro Manila, Cebu, and Boracay.<br><\/li>\n\n\n\n<li>Visa and Mastercard work at most ATMs on the BancNet network; UnionPay has limited acceptance.<br><\/li>\n\n\n\n<li>ATM fees for foreign cards: typically 250 PHP (~S$6.00) per withdrawal at all major banks.<br><\/li>\n\n\n\n<li>Per-transaction withdrawal limit: typically 10,000\u201320,000 PHP (~S$240\u2013S$480), lower than most destinations.<br><\/li>\n\n\n\n<li>DCC is common at tourist-area ATMs; always decline and pay in PHP.<br><\/li>\n\n\n\n<li>Card skimming occurs, particularly at tourist hotspots and standalone machines \u2014 use mall and bank-branch ATMs.<br><\/li>\n\n\n\n<li>YouTrip offers free S$400 in ATM withdrawals every calendar month with zero FX fees. A 2% fee is imposed thereafter. *Subject to local ATM fees.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong><strong>\ud83d\udcda Table of Contents<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#need-cash\"><strong>Do You Still Need Cash in the Philippines?<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#tipping\"><strong>Tipping in the Philippines: What You Need to Know<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#use-card\"><strong>Can I Use My Debit or Credit Card in the Philippines?<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#find-atm\"><strong>Where to Find ATMs in the Philippines<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#how-to-withdraw\"><strong>How to Withdraw PHP at Philippines ATMs<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#atm-fees\"><strong>Philippines ATM Fees<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#minimise-fees\"><strong>Tips to Minimise ATM Fees in the Philippines<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#withdrawal-limits\"><strong>Philippines ATM Cash Withdrawal Limits<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#exchange-rates\"><strong>Exchange Rates &amp; Conversion Fees in the Philippines<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#cash-vs-card\"><strong>Cash vs Card in the Philippines: When to Use Which<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#best-card\"><strong>Tips to Avoid Extra Fees: Use a Multi-Currency Card<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#safety\"><strong>Safety Tips for Using ATMs in the Philippines<\/strong><\/a><\/li>\n<\/ol>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"need-cash\"><strong><strong><strong><strong>Do You Still Need Cash in the Philippines?<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Yes \u2014 more so than most other Southeast Asian destinations.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Metro Manila, Cebu City, and major resort areas like Boracay are increasingly card-friendly, but step outside the main tourist strips, and cash becomes non-negotiable:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Local transport<\/strong>&nbsp;\u2014 jeepneys, tricycles, habal-habal (motorbike taxis), and UV Express minivans are cash-only<\/li>\n\n\n\n<li><strong>Street food and local markets<\/strong>&nbsp;\u2014 predominantly cash-only; Palengkes (wet markets), night markets, and roadside eateries rarely take cards<\/li>\n\n\n\n<li><strong>Island-hopping tours and boat operators<\/strong>&nbsp;\u2014 most collect cash on the day, especially on smaller islands<\/li>\n\n\n\n<li><strong>Rural areas and provincial towns<\/strong>&nbsp;\u2014 card acceptance is unreliable; many businesses have no POS terminals at all<\/li>\n\n\n\n<li><strong>Tips<\/strong>&nbsp;\u2014 guides, drivers, resort staff, and hotel porters all expect cash<\/li>\n\n\n\n<li><strong>Entrance fees and activity deposits<\/strong>&nbsp;\u2014 beach resorts and activity operators outside the main chains often cash-only.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Tip: <\/strong>Budget 2,000\u20133,000 PHP (~S$48\u2013S$72) for Metro Manila and city trips; 5,000\u20138,000 PHP (~S$120\u2013S$192) if heading to islands, provincial areas, or doing multi-day tours.<\/p>\n\n\n\n<p><em>\ud83d\udcd6 Related Guide: <a href=\"https:\/\/www.you.co\/sg\/blog\/how-to-get-the-best-exchange-rate-in-singapore\/\"><strong>How to Get the Best Exchange Rate in Singapore<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"tipping\"><strong><strong>Tipping in the Philippines: What You Need to Know<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Tipping isn&#8217;t legally required in the Philippines, but it&#8217;s widely practised and warmly received \u2014 service workers in hospitality and tourism rely heavily on gratuities. Cash in PHP is strongly preferred.<\/p>\n\n\n\n<p><strong>Check your bill first:<\/strong>&nbsp;Many sit-down restaurants add a 10% service charge (SC) automatically. If it&#8217;s already on the bill, an additional tip is optional but still appreciated for good service.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Situation<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Standard tip<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Sit-down restaurant (no SC)<\/strong><\/td><td>10% of bill<\/td><\/tr><tr><td><strong>Sit-down restaurant (SC included)<\/strong><\/td><td>Optional; 50\u2013100 PHP (~S$1.20\u2013S$2.40) extra for good service<\/td><\/tr><tr><td><strong>Bar<\/strong><\/td><td>20\u201350 PHP (~S$0.50\u2013S$1.20) per round, or round up the tab<\/td><\/tr><tr><td><strong>Tour guide (full day)<\/strong><\/td><td>200\u2013500 PHP (~S$4.80\u2013S$12) per group<\/td><\/tr><tr><td><strong>Driver (hired for the day)<\/strong><\/td><td>100\u2013300 PHP (~S$2.40\u2013S$7.20)<\/td><\/tr><tr><td><strong>Hotel porter<\/strong><\/td><td>50\u2013100 PHP (~S$1.20\u2013S$2.40) per bag<\/td><\/tr><tr><td><strong>Hotel housekeeping<\/strong><\/td><td>50\u2013100 PHP (~S$1.20\u2013S$2.40) per day<\/td><\/tr><tr><td><strong>Resort \/ diving instructor<\/strong><\/td><td>200\u2013500 PHP (~S$4.80\u2013S$12) per session<\/td><\/tr><tr><td><strong>Spa therapist<\/strong><\/td><td>100\u2013200 PHP (~S$2.40\u2013S$4.80)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Island and tour tipping note:<\/strong>&nbsp;For multi-day island-hopping or adventure tours, budget 500\u20131,000 PHP (~S$12\u2013S$24) per person for guides and boat crew. Bring dedicated small bills \u2014 change is often limited on smaller islands.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"use-card\"><strong><strong><strong>Can I Use My Debit or Credit Card in the Philippines?<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Yes \u2014 Visa and Mastercard are widely accepted in Metro Manila (BGC, Makati, Ortigas), Cebu City, major resorts in Boracay, and tourist-facing establishments across the country. American Express has limited acceptance, mainly at international hotels and upscale chains.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>If you&#8217;re using a standard Singaporean bank debit or credit card, expect:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Foreign transaction fee:<\/strong>&nbsp;2.5\u20133.5% on every purchase<\/li>\n\n\n\n<li><strong>Bank exchange rate markup:<\/strong>&nbsp;typically 1\u20133% above the mid-market rate<\/li>\n\n\n\n<li><strong>ATM withdrawal fee:<\/strong>&nbsp;charged by the local Philippine bank, on top of your home bank&#8217;s fee<\/li>\n<\/ul>\n\n\n\n<p>That stack adds up quickly on a longer trip. A multi-currency card removes most of it.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Note on GCash and Maya:<\/strong>&nbsp;These are the Philippines&#8217; dominant e-wallets and are accepted almost everywhere locally. GCash does offer a &#8220;GCash Overseas&#8221; product, but registration still requires a Philippine SIM card to receive OTP verification \u2014 meaning you&#8217;d need to buy a local SIM on arrival first. <\/p>\n\n\n\n<p>For short trips, it&#8217;s rarely worth the setup. Maya has similar limitations. Most tourists are better off using a multi-currency card for merchant payments.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"find-atm\"><strong><strong>Where to Find ATMs in the Philippines<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>ATMs are easy to find in cities and major tourist areas. The Philippines operates on the&nbsp;<strong>BancNet interbank network<\/strong>, which connects all major local banks \u2014 your Visa or Mastercard will work at any BancNet ATM.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"900\" height=\"471\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/04\/blog-size-18-3.png\" alt=\"Philippines ATM Withdrawal\" class=\"wp-image-85433\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/04\/blog-size-18-3.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/04\/blog-size-18-3-300x157.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/04\/blog-size-18-3-768x402.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>The five main banking networks are:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>BDO Unibank<\/strong>&nbsp;\u2014 <a href=\"https:\/\/www.bdo.com.ph\/personal\/tools-and-calculators\/atm-branch-locator\">Locate your ATM here<\/a><br>The largest bank in the Philippines by assets. Excellent coverage across cities, malls, and regional towns. Charges 200 PHP per foreign card withdrawal.<br><\/li>\n\n\n\n<li><strong>BPI (Bank of the Philippine Islands)<\/strong>&nbsp;\u2014 <a href=\"https:\/\/www.bpi.com.ph\/branch-atm-locator\">Locate your ATM here<\/a><br>Strong nationwide coverage with reliable ATMs in malls and branches. Charges 200 PHP per foreign card withdrawal.<br><\/li>\n\n\n\n<li><strong>Metrobank<\/strong>&nbsp;\u2014 <a href=\"https:\/\/www.metrobank.com.ph\/branch-atm-locator\">Locate your ATM here<\/a><br>Well-distributed across Metro Manila and major provincial cities. Charges 200 PHP per foreign card withdrawal.<br><\/li>\n\n\n\n<li><strong>Security Bank<\/strong>&nbsp;\u2014 <a href=\"https:\/\/www.securitybank.com\/branch-atm-locator\/\">Locate your ATM here<\/a><br>Good coverage in Metro Manila and Cebu. Charges 200 PHP per foreign card withdrawal.<br><\/li>\n\n\n\n<li><strong>UnionBank<\/strong>&nbsp;\u2014&nbsp;<a href=\"https:\/\/www.unionbankph.com\/branch-atm-locator\">Locate your ATM here<\/a> <br>Strong in Metro Manila and growing provincial coverage. Fee varies.<br><\/li>\n\n\n\n<li><strong>HSBC ATMs<\/strong> \u2014 <a href=\"https:\/\/www.hsbc.com.ph\/branch-locator\/\">Locate your ATM here<\/a>&nbsp;<br>Charge no fee for foreign cards, and allow up to 40,000 PHP per transaction. However, HSBC has very few branches \u2014 mainly in Manila and Cebu. Worth using if convenient, but don&#8217;t plan your itinerary around finding one.<\/li>\n<\/ol>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Top ATM locations:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Shopping malls (most reliable and safest \u2014 SM Malls, Ayala Malls, Robinsons Malls)<\/li>\n\n\n\n<li>Bank branches<\/li>\n\n\n\n<li>Airport terminals (NAIA T1\u2013T3, Mactan-Cebu)<\/li>\n\n\n\n<li>Hotel lobbies<\/li>\n\n\n\n<li>Major supermarkets (Puregold, Robinsons Supermarket)<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Pro Tip:<\/strong>&nbsp;Always use ATMs inside SM, Ayala, or Robinsons malls. Standalone ATMs in convenience stores and tourist strips carry a higher skimming risk, and you&#8217;re more exposed to distraction scams.<\/p>\n\n\n\n<p><em><em>\ud83d\udcd6 Related Guide:<\/em> <a href=\"https:\/\/www.you.co\/sg\/blog\/exchange-money-in-singapore-or-overseas\/\"><strong>Should You Exchange Money in Singapore or Overseas? (Here\u2019s What\u2019s Cheaper)<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-withdraw\"><strong><strong><strong><strong>How to Withdraw PHP at the Philippines ATMs<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"schema-how-to wp-block-yoast-how-to-block\"><p class=\"schema-how-to-description\"><strong>Here&#8217;s how to withdraw <strong>Philippine Pesos<\/strong><\/strong> <strong>with YouTrip in 4 easy steps:<br><\/strong><\/p> <ol class=\"schema-how-to-steps\"><li class=\"schema-how-to-step\" id=\"how-to-step-1775793913693\"><strong class=\"schema-how-to-step-name\">Locate an ATM displaying the Visa\/Mastercard logo and insert your YouTrip card<\/strong> <p class=\"schema-how-to-step-text\"><img decoding=\"async\" width=\"450\" height=\"121\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/03\/1-1.png\" class=\"attachment-full size-full\" alt=\"mastercard atm logos\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/03\/1-1.png 450w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/03\/1-1-300x81.png 300w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/p> <\/li><li class=\"schema-how-to-step\" id=\"how-to-step-1775793948675\"><strong class=\"schema-how-to-step-name\">Select \u2018Saving account\u2019<\/strong> <p class=\"schema-how-to-step-text\"><\/p> <\/li><li class=\"schema-how-to-step\" id=\"how-to-step-1775793955775\"><strong class=\"schema-how-to-step-name\">Key in your 4-digit ATM &amp; Card PIN\u00a0<\/strong> <p class=\"schema-how-to-step-text\"><\/p> <\/li><li class=\"schema-how-to-step\" id=\"how-to-step-1775793961025\"><strong class=\"schema-how-to-step-name\">Withdraw your desired amount in PHP<\/strong> <p class=\"schema-how-to-step-text\"><\/p> <\/li><li class=\"schema-how-to-step\" id=\"how-to-step-1775793967359\"><strong class=\"schema-how-to-step-name\">Enjoy FREE S$400 monthly withdrawals with YouTrip per calendar month, with a 2% fee imposed thereafter\u00a0<\/strong> <p class=\"schema-how-to-step-text\"><em>*Subject to local ATM fees<\/em><\/p> <\/li><\/ol><\/div>\n\n\n\n<p><em><em>\ud83d\udcd6 Related Guide: <\/em>Find out more about how to withdraw with YouTrip <a href=\"https:\/\/www.you.co\/sg\/blog\/youtrip-withdrawal-guide\/\" id=\"81580\"><strong>here<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/youtrip.onelink.me\/P5AL\/ohkz600g?utm_source=youtrip_blog&amp;utm_medium=article&amp;utm_campaign=youtrip_app_download&amp;utm_term=&amp;utm_content=\" style=\"background-color:#6d37ac\"><strong>get your YouTrip card here!<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"atm-fees\"><strong><strong><strong><strong><strong><strong>Philippines ATM Fees<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Unlike some destinations, there are no fee-free ATMs in the Philippines for foreign cards \u2014 every withdrawal will cost something.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>1. <strong><strong>Local bank fee (charged by the Philippines ATM)<\/strong><\/strong><\/strong><\/p>\n\n\n\n<p>Philippine banks charge a fee for using their ATMs with a foreign card. This typically ranges from 200\u2013300 PHP (~S$4.80\u2013S$7.20) per withdrawal, depending on the bank. HSBC is the exception. They charge no fee to foreign cardholders, though their ATMs are limited to a handful of locations in Manila and Cebu.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>2. Your home bank&#8217;s overseas ATM fee<\/strong><\/p>\n\n\n\n<p>On top of the local fee, your home bank will add its own overseas ATM charge \u2014 typically a flat fee or 1\u20133% of the withdrawal amount. Check with your bank before your trip.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"minimise-fees\"><strong><strong><strong><strong>Tips to Minimise ATM Fees in the Philippines<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Withdraw the maximum amount each time: <\/strong>The 200-250 PHP fee is flat, so fewer, larger withdrawals save money over multiple smaller ones.<br><\/li>\n\n\n\n<li><strong>Use HSBC ATMs if you can find one: <\/strong>The only bank in the Philippines that charges no fee for foreign cards; allows 40,000 PHP per transaction, but locations are very limited (mainly Manila and Cebu)<br><\/li>\n\n\n\n<li><strong>Plan ahead for islands and remote areas: <\/strong>Many smaller islands (El Nido, Coron, Siargao) have limited ATMs or machines that run out of cash; withdraw enough in the city before heading out.<br><\/li>\n\n\n\n<li><strong>Stick to in-mall or in-branch ATMs: <\/strong>Safer and standard fees.<br><\/li>\n\n\n\n<li><strong>Use a multi-currency card like YouTrip for all card payments: <\/strong>Reduces how often you need to withdraw.<br><\/li>\n\n\n\n<li><strong>Always select PHP when prompted, never SGD: <\/strong>Selecting SGD triggers DCC and a poor exchange rate.<br><\/li>\n\n\n\n<li><strong>Notify your Singapore bank before departure: <\/strong>Philippine transactions are a common fraud trigger that can freeze your card.<br><\/li>\n\n\n\n<li><strong>Carry small denominations: <\/strong>Tipping and local transport require 20, 50, and 100 PHP notes; large bills can be hard to break.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"withdrawal-limits\"><strong><strong><strong><strong>Philippines ATM Cash Withdrawal Limits<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Limit<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Amount<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Per-transaction maximum<\/strong><\/td><td>10,000\u201320,000 PHP (~S$240\u2013S$480)<\/td><\/tr><tr><td><strong>Daily cap<\/strong><\/td><td>20,000\u201350,000 PHP (~S$480\u2013S$1,200)<\/td><\/tr><tr><td><strong>Your Singapore bank&#8217;s daily limit<\/strong><\/td><td>Varies \u2014 check before travel<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>The per-transaction limit is notably lower in the Philippines than in most other countries. PHP 10,000 per transaction is common at many machines, meaning a single ATM visit won&#8217;t cover a longer trip&#8217;s cash needs. <\/p>\n\n\n\n<p>Plan for 2\u20133 withdrawals over a multi-day itinerary, and always withdraw before leaving for remote islands.<\/p>\n\n\n\n<p><em><em>\ud83d\udcd6 Related Guide: <a href=\"https:\/\/www.you.co\/sg\/blog\/best-miles-credit-cards-in-singapore\/\"><strong>Best Miles Card in Singapore: Top 4 Credit Cards Compared (UOB, HSBC, Citi, DBS)<\/strong><\/a><\/em><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"exchange-rates\"><strong><strong><strong><strong><strong>Exchange Rates &amp; Conversion Fees in the Philippines<\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Two things to watch out for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dynamic Currency Conversion (DCC):<\/strong>&nbsp;If an ATM offers to charge you in SGD instead of PHP, <strong>always choose PHP<\/strong>. Selecting SGD triggers DCC, which applies a poor exchange rate with added fees. It&#8217;s common at tourist-area ATMs, airports, and standalone kiosks across the Philippines.<br><\/li>\n\n\n\n<li><strong>Exchange rate markups:<\/strong>&nbsp;If you&#8217;re not using a multi-currency card, your bank may mark up the exchange rate by 1\u20134%. Factor this in when working out your total costs.<\/li>\n<\/ul>\n\n\n\n<p><em><em>\ud83d\udcd6 Related Guide: <\/em><\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/youtrip-exchange-rates\/\"><strong><em>YouTrip Exchange Rates: Everything You Need to Know<\/em><\/strong><\/a><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"card-vs-cash\"><strong><strong>Cash vs Card in the Philippines: When to Use Which<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Use your card for:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Hotels and resorts (better fraud protection for large charges)<\/li>\n\n\n\n<li>Supermarkets and chain restaurants<\/li>\n\n\n\n<li>Shopping malls<\/li>\n\n\n\n<li>Car hire<\/li>\n\n\n\n<li>Tourist attractions and theme parks<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Use cash for:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tips \u2014 guides, drivers, hotel staff, resort crew<\/li>\n\n\n\n<li>Local transport \u2014 jeepneys, tricycles, UV Express<\/li>\n\n\n\n<li>Markets, street food, and local eateries<\/li>\n\n\n\n<li>Island-hopping and boat operators<\/li>\n\n\n\n<li>Any activity outside Metro Manila, Cebu, and major resort towns<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>A rough 60\/40 card-to-cash split works for Manila-only trips. For island itineraries (Palawan, Boracay, Siargao), lean closer to 40\/60 \u2014 cash runs everything outside the main resort lobby.<\/p>\n\n\n\n<p>Withdraw 1,500\u20132,000 PHP (~S$36\u2013S$48) on arrival to cover your first full day without scrambling for a machine.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"best-card\"><strong><strong>Tips to Minimise Fees: Use a Multi-Currency Card<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>A multi-currency card gives you the real PHP exchange rate with no markup \u2014 essential in the Philippines, where both DCC and bank FX markups are common at tourist-facing merchants.<\/p>\n\n\n\n<p>Cards like YouTrip, Wise, and Revolut are worth using. They typically:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Give you real-time exchange rates with no markup<\/li>\n\n\n\n<li>Charge zero or lower foreign transaction fees vs traditional banks<\/li>\n\n\n\n<li>Offer free monthly ATM withdrawals and work at most ATMs in South Africa<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Here\u2019s a quick comparison between some of the best multi-currency cards in Singapore:<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>YouTrip<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Revolut<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Wise<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Amaze<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>FX Fees <\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">No fees <\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>On weekdays:&nbsp;<\/strong>No fees apply if you\u2019re within your plan\u2019s fair usage limit&nbsp;<br><br><strong>On weekends:&nbsp;<\/strong>1% fee applies regardless of your plan<\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>Currency Conversion Fee:&nbsp;<\/strong>From 0.26%<br><br>*fee varies by currency<\/td><td class=\"has-text-align-left\" data-align=\"left\">No fees for FX <br><br>\u2705 1% domestic SGD fee<\/td><\/tr><tr><td><strong>ATM Withdrawal Fees<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Up to S$400 free\/month; 2% fee thereafter<\/td><td class=\"has-text-align-left\" data-align=\"left\">Up to S$350 or 5 withdrawals free\/month; 2% fee thereafter<\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>From 1 May 2026:<\/strong><br>Free up to S$100\/month; 1.75% fee thereafter<\/td><td class=\"has-text-align-left\" data-align=\"left\">2% on all withdrawals<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em><em>\ud83d\udcd6 Related Guide: <\/em>Find out what are the <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/best-multi-currency-cards-singapore\/\" id=\"50892\">Best Multi-Currency Cards In Singapore<\/a><\/strong><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"safety\"><strong><strong><strong><strong>Safety Tips for Using ATMs in the Philippines<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Card skimming and ATM-related theft do occur in the Philippines, particularly at tourist hotspots and standalone machines. Standard precautions go a long way:<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Use ATMs inside SM, Ayala, or Robinsons malls and bank branches only: <\/strong>Avoid standalone machines on the street, in convenience stores near tourist strips, and at beach resorts with poorly lit kiosks.<br><\/li>\n\n\n\n<li><strong>Card skimming is a known issue:<\/strong> Inspect the card slot and keypad before inserting your card; if anything looks loose, sticky, or out of place, don&#8217;t use it.<br><\/li>\n\n\n\n<li><strong>Watch for distraction scams:<\/strong> Criminals work in pairs; one engages you in conversation while another observes your PIN or interferes with your transaction.<br><\/li>\n\n\n\n<li><strong>Cover your PIN every time<\/strong>, even if no one appears to be nearby<br><\/li>\n\n\n\n<li><strong>Don&#8217;t count cash at the ATM:<\/strong> Pocket it immediately and move to a secure location before checking the amount<br><\/li>\n\n\n\n<li><strong>Go during business hours: <\/strong>Avoid ATM visits after dark, particularly outside malls<br><\/li>\n\n\n\n<li><strong>Enable transaction alerts<\/strong>&nbsp;via your banking app before you travel<br><\/li>\n\n\n\n<li><strong>If your card is lost or stolen<\/strong>, call your bank&#8217;s emergency line immediately; YouTrip users can freeze the card instantly in-app<\/li>\n<\/ul>\n\n\n\n<p><strong>Note:<\/strong>&nbsp;BancNet ATMs inside banks are generally the lowest-risk option for consistent reliability and safety<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong> Country ATM Guides:<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Need fee-free or lower-fee ATM recommendations? Explore our country-specific withdrawal guides:<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\ud83c\uddf2\ud83c\uddfe <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/malaysia-atm-withdrawal\/\">Malaysia ATM Withdrawal Guide<\/a><\/strong><br><strong>\ud83c\uddef\ud83c\uddf5 <a href=\"https:\/\/www.you.co\/sg\/blog\/japan-atm-withdrawal-guide\/\">Japan ATM Withdrawal Guide<\/a><\/strong><br>\ud83c\uddf9\ud83c\udded <a href=\"https:\/\/www.you.co\/sg\/blog\/thailand-atm-withdrawal-guide\/\"><strong>Thailand ATM Withdrawal Guide<\/strong><\/a><br><strong>\ud83c\uddf0\ud83c\uddf7 <a href=\"https:\/\/www.you.co\/sg\/blog\/south-korea-atm-withdrawal-guide\/\">South Korea ATM Withdrawal Guide<\/a><\/strong><br><strong>\ud83c\uddf9\ud83c\uddfc <a href=\"https:\/\/www.you.co\/sg\/blog\/taiwan-atm-withdrawal-guide\/\">Taiwan ATM Withdrawal Guide<\/a><\/strong><br><strong>\ud83c\udded\ud83c\uddf0 <a href=\"https:\/\/www.you.co\/sg\/blog\/hong-kong-atm-withdrawal-guide\/\">Hong Kong ATM Withdrawal Guide<\/a><\/strong><br><strong>\ud83c\uddee\ud83c\udde9 <a href=\"https:\/\/www.you.co\/sg\/blog\/indonesia-atm-withdrawal-guide\/\">Indonesia ATM Withdrawal Guide<\/a><\/strong><br><strong>\ud83c\uddfb\ud83c\uddf3 <a href=\"https:\/\/www.you.co\/sg\/blog\/vietnam-atm-withdrawal-guide\/\">Vietnam ATM Withdrawal Guide<\/a><\/strong><br>\ud83c\udde6\ud83c\uddfa <a href=\"https:\/\/www.you.co\/sg\/blog\/australia-atm-withdrawal-guide\/\"><strong>Australia ATM Withdrawal Guide<\/strong><\/a><br><strong>\ud83c\uddf2\ud83c\uddf4 <a href=\"https:\/\/www.you.co\/sg\/blog\/macau-atm-withdrawal-guide\/\">Macau ATM Withdrawal Guide<\/a><\/strong><br>\ud83c\udde8\ud83c\uddf3 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/china-atm-withdrawal-guide\/\">China ATM Withdrawal Guide<\/a><\/strong><br>\ud83c\uddfa\ud83c\uddf8 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/us-atm-withdrawal-guide\/\">US ATM Withdrawal Guide<\/a><\/strong><br>\ud83c\uddff\ud83c\udde6 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/south-africa-atm-withdrawal-guide\/\">South Africa ATM Withdrawal Guide<\/a><\/strong><br>\ud83c\uddf5\ud83c\udded <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/philippines-atm-withdrawal-guide\/\">Philippines ATM Withdrawal Guide<\/a><\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Get the Best PHP Rates with YouTrip!<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"900\" height=\"471\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/04\/blog-size-12.png\" alt=\"Philippines ATM Withdrawal\" class=\"wp-image-85432\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/04\/blog-size-12.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/04\/blog-size-12-300x157.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/04\/blog-size-12-768x402.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Want to skip high fees and dodgy exchange rates altogether? YouTrip lets you pay with the best PHP rates \u2014 no fees, no hidden charges. You also get free monthly ATM withdrawals of up to S$400, with a 2% fee imposed thereafter. Perfect for hassle-free travel in the Philippines.<\/p>\n\n\n\n<p>Sign up for your complimentary YouTrip card today with <strong>&lt;YTBLOG5&gt;<\/strong> and get <strong>FREE S$5<\/strong> in your account!<\/p>\n\n\n\n<p>Then, head over to our <a href=\"https:\/\/www.you.co\/sg\/youtrip-perks\/\">YouTrip Perks<\/a> page for exclusive offers and promotions \u2014 we promise you won\u2019t regret it.<\/p>\n\n\n\n<p>For more great tips and articles like this, join our <a href=\"https:\/\/t.me\/youtripsquad\">Telegram<\/a> (@YouTripSG) and subscribe to our <a href=\"https:\/\/go.you.co\/blog-newsletter\">free weekly newsletter here<\/a> or down below.&nbsp;&nbsp;<\/p>\n\n\n\n<p>For travel tips, event invites, and more, join our Community Telegram Group <a href=\"https:\/\/t.me\/youtripsquad\">@YouTripSquad<\/a>! \ud83d\udc9c<\/p>\n\n\n\n<p>Happy travels! <\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/youtrip.onelink.me\/P5AL\/ohkz600g?utm_source=youtrip_blog&amp;utm_medium=article&amp;utm_campaign=youtrip_app_download&amp;utm_term=&amp;utm_content=\" style=\"background-color:#6d37ac\"><strong>sign up now!<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Related Articles<\/strong><\/p>\n\n\n\n<p class=\"has-text-color\" style=\"color:#712d82\"><strong><a href=\"https:\/\/www.you.co\/sg\/blog\/send-money-to-philippines\/\">How To Send Money To Philippines From Singapore<\/a><br><a href=\"https:\/\/www.you.co\/sg\/blog\/things-to-do-in-new-zealand\/\">Things To Do In New Zealand: The Ultimate Travel Guide<\/a><br><a href=\"https:\/\/www.you.co\/sg\/blog\/things-to-do-in-da-nang\/\">13 Best Things To Do In Da Nang, Vietnam<\/a><br><\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"728\" height=\"160\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1.png\" alt=\"\" class=\"wp-image-59000\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1.png 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1-300x66.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1-600x132.png 600w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"728\" height=\"90\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23.png\" alt=\"\" class=\"wp-image-44716\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23.png 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23-300x37.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23-600x74.png 600w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/figure>\n\n\n\n<p><em>*The information stated above is true as of 20 Apr 2026<\/em><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Withdraw PHP worry-free \ud83c\udfe7<\/p>\n","protected":false},"author":75,"featured_media":85440,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[624],"tags":[40186],"class_list":["post-85402","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-travel","tag-atm-withdrawal"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/85402","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/users\/75"}],"replies":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/comments?post=85402"}],"version-history":[{"count":5,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/85402\/revisions"}],"predecessor-version":[{"id":85439,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/85402\/revisions\/85439"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media\/85440"}],"wp:attachment":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media?parent=85402"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/categories?post=85402"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/tags?post=85402"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}