{"id":85186,"date":"2026-04-15T11:28:06","date_gmt":"2026-04-15T03:28:06","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=85186"},"modified":"2026-04-15T14:08:33","modified_gmt":"2026-04-15T06:08:33","slug":"standard-chartered-journey-credit-card","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/standard-chartered-journey-credit-card\/","title":{"rendered":"Standard Chartered Journey Credit Card 2026: Miles, Lounge Access & Is It Worth It?"},"content":{"rendered":"\n

Find out if the Standard Chartered Journey Credit Card is the right fit for you<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong>.<\/strong><\/h2>\n\n\n\n
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The Standard Chartered Journey Credit Card is one of Singapore’s more capable travel miles cards \u2014 bundling Priority Pass lounge access, complimentary travel insurance, and a solid miles structure into a single card. No rotating categories, no complex tiers to manage.<\/p>\n\n\n\n

But “capable” isn’t the same as “right for you.” This review covers everything: what the card is, how the miles work, how to activate Priority Pass, what the travel insurance covers, the FX fee situation, miles conversion, annual fee waiver trade-offs, and an honest verdict on who should carry it \u2014 and who’s better off looking elsewhere.<\/p>\n\n\n\n

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\ud83d\udc9c Stay Up To Date:<\/strong><\/p>\n\n\n\n

\u2013 Bangkok Rabbit Card: Complete Tourist Guide 2026<\/a>
\u2013 Things To Do In New Zealand: The Ultimate Travel Guide (2026)<\/a>
\u2013 13 Best Things To Do In Da Nang, Vietnam (2026 Guide)<\/a><\/p>\n\n\n\n

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\u26a1 TL;DR: Standard Chartered Journey Credit Card at a Glance<\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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Feature<\/th>Detail<\/th><\/tr><\/thead>
Annual fee<\/strong><\/td>S$196.20 (incl. GST)<\/td><\/tr>
Foreign transaction fee<\/strong><\/td>3.5% (2.5% SC fee + 1% Visa network charge)<\/td><\/tr>
Miles earn rate (local)<\/strong><\/td>1.2 mpd<\/td><\/tr>
Miles earn rate (overseas)<\/strong><\/td>2.0 mpd<\/td><\/tr>
Bonus earn rate<\/strong><\/td>Up to 3 mpd (capped at 3,000 miles\/statement)<\/td><\/tr>
Airport lounge access<\/strong><\/td>Priority Pass \u2014 2 complimentary visits\/year<\/td><\/tr>
Travel insurance<\/strong><\/td>Complimentary \u2014 up to S$500,000 accidental death; S$50,000 medical (Allianz Travel)<\/td><\/tr>
Miles transfer partners<\/strong><\/td>KrisFlyer, Asia Miles<\/td><\/tr>
Best for<\/strong><\/td>Regular travellers who want a reliable all-rounder<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
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\ud83d\udcda Table of Contents:<\/strong><\/h2>\n\n\n\n
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  1. What Is the Standard Chartered Journey Credit Card?<\/strong><\/a><\/li>\n\n\n\n
  2. Miles<\/strong><\/a><\/li>\n\n\n\n
  3. Lounge Access and Priority Pass Activation<\/strong><\/a><\/li>\n\n\n\n
  4. Travel Insurance<\/strong><\/a><\/li>\n\n\n\n
  5. FX Fee<\/strong><\/a><\/li>\n\n\n\n
  6. Miles Conversion<\/strong><\/a><\/li>\n\n\n\n
  7. Annual Fee Waiver<\/strong><\/a><\/li>\n\n\n\n
  8. Honest Review<\/strong><\/a><\/li>\n\n\n\n
  9. FAQ<\/strong><\/a><\/li>\n<\/ol>\n\n\n\n
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    What is The Standard Chartered Journey Credit Card?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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    \"Standard<\/figure>\n<\/div>\n\n\n

    Image credits: Standard Chartered<\/em><\/p>\n\n\n\n

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    The Standard Chartered Journey Credit Card is a travel miles card issued by Standard Chartered Singapore, designed for Singaporeans who travel regularly and want to earn miles on everyday and overseas spend \u2014 without managing complex category bonuses or quarterly activations.<\/p>\n\n\n\n

    It sits in the mid-tier miles card segment: above basic cashback cards, but not quite at the ultra-premium level of cards like the Citi Prestige or DBS Vantage. What it trades in exclusivity, it makes up for in practicality.<\/p>\n\n\n\n

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    Card basics:<\/strong><\/p>\n\n\n\n