{"id":83605,"date":"2026-05-01T00:26:23","date_gmt":"2026-04-30T16:26:23","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=83605"},"modified":"2026-05-01T00:58:03","modified_gmt":"2026-04-30T16:58:03","slug":"maribank-singapore-guide","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/maribank-singapore-guide\/","title":{"rendered":"Maribank Singapore Guide 2026: Credit Card, Interest Rates, Fees & Overseas Spending"},"content":{"rendered":"\n

MariBank is Singapore\u2019s digital bank backed by Sea Limited, the same group behind Shopee.<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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Since its 2023 public launch, Maribank has earned a loyal following: no annual fees, no minimum balance, and a savings rate that doesn’t demand you jump through hoops to earn it. But is it the right card to bring overseas? That’s where it gets interesting.<\/p>\n\n\n\n

This guide covers everything \u2014 what MariBank is, how safe it is, its credit card, overseas fees, exchange rates, and how it stacks up against a dedicated travel card like YouTrip.<\/p>\n\n\n\n

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\ud83d\udc9c Stay Up To Date:<\/strong><\/p>\n\n\n\n

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\u26a1 TLDR: Maribank Singapore at a Glance (2026)<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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Feature<\/strong><\/th>What You Need to Know<\/strong><\/th><\/tr><\/thead>
What is it?<\/strong><\/td>MAS-licensed digital bank; subsidiary of Sea Limited (Shopee’s parent)<\/td><\/tr>
Savings rate<\/strong><\/td>0.88% p.a. flat \u2014 no conditions, interest credited daily<\/td><\/tr>
Credit card<\/strong><\/td>No annual fee; 1.5% cashback on SGD spend<\/td><\/tr>
Overseas cashback<\/strong> (credit)<\/strong><\/td>1.5% cashback on first S$1,500 overseas spend monthly (valid till 31 December 2026)<\/td><\/tr>
Debit card<\/strong><\/td>No annual fee; 0.5% cashback on SGD spend <\/td><\/tr>
Overseas cashback<\/strong> (debit)<\/strong><\/td>0.5% cashback on first S$1,500 overseas spend monthly (valid till 31 December 2026)<\/td><\/tr>
FX fee (from Jan 2026)<\/strong><\/td>0% \u2014 waived since 1 January 2026<\/td><\/tr>
Overseas ATM withdrawals<\/strong><\/td>Not supported on the Mari Credit Card<\/td><\/tr>
Exchange rates<\/strong><\/td>Mastercard network rate \u2014 fair, not mid-market<\/td><\/tr>
Overseas transfers<\/strong><\/td>PayNow\/FAST locally only; overseas transfers to 40+ countries;\u00a0SWIFT wire transfers available for broader coverage.<\/td><\/tr>
Safety<\/strong><\/td>MAS-licensed; SDIC-insured up to S$100,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
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\ud83d\udcda Table of Contents:<\/strong><\/h2>\n\n\n\n
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  1. What is MariBank Singapore?<\/strong><\/a><\/li>\n\n\n\n
  2. Which Bank is MariBank Under?<\/strong><\/a><\/li>\n\n\n\n
  3. Is MariBank Safe?<\/strong><\/a><\/li>\n\n\n\n
  4. MariBank Interest Rates<\/strong><\/a><\/li>\n\n\n\n
  5. MariBank Fixed Deposit<\/a><\/strong><\/strong><\/strong><\/li>\n\n\n\n
  6. MariBank Credit Card: Features & Cashback<\/strong><\/a><\/li>\n\n\n\n
  7. MariBank Overseas Cashback & FX Fees<\/strong><\/a><\/li>\n\n\n\n
  8. MariBank Exchange Rates & Overseas Spending<\/strong><\/a><\/li>\n\n\n\n
  9. Can MariBank Withdraw Cash Overseas?<\/strong><\/a><\/li>\n\n\n\n
  10. MariBank Overseas Transfers<\/strong><\/a><\/li>\n\n\n\n
  11. MariBank vs GXS Bank vs Trust Bank: Which Digital Bank Wins?<\/a><\/strong><\/strong><\/strong><\/li>\n\n\n\n
  12. MariBank vs YouTrip<\/strong><\/a><\/li>\n\n\n\n
  13. Verdict<\/a><\/strong><\/li>\n\n\n\n
  14. FAQs<\/strong><\/a><\/li>\n<\/ol>\n\n\n\n
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    What is MariBank Singapore?<\/strong><\/strong><\/h2>\n\n\n\n
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    \"Maribank<\/figure>\n\n\n\n

    Image credits: Fintech News Singapore<\/em><\/em><\/p>\n\n\n\n

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    MariBank<\/strong> is a digital-only bank by Sea Limited, the company behind Shopee and Garena. Launched in October 2023, it operates entirely through its mobile app with no physical branches. Account opening is fast via Singpass MyInfo.<\/p>\n\n\n\n

    Key products:<\/strong><\/p>\n\n\n\n