{"id":82617,"date":"2026-01-27T13:19:20","date_gmt":"2026-01-27T05:19:20","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=82617"},"modified":"2026-04-28T15:32:51","modified_gmt":"2026-04-28T07:32:51","slug":"ocbc-voyage-card-singapore","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/ocbc-voyage-card-singapore\/","title":{"rendered":"OCBC VOYAGE Card Singapore: Guide to Benefits, Miles, Lounge Access (2026)"},"content":{"rendered":"\n

Looking for a premium travel credit card in Singapore?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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The OCBC VOYAGE Card is a high-tier miles card offering 2.2 miles per dollar on overseas spending, unlimited DragonPass airport lounge access, and earn-based limousine transfers.<\/p>\n\n\n\n

However, with a S$498 annual fee<\/strong>, S$120,000 minimum income<\/strong> requirement, and a 3.25% foreign transaction fee <\/strong>on every overseas purchase, it\u2019s worth comparing against fee-free alternatives like YouTrip that offer wholesale exchange rates and zero FX fees<\/strong>. <\/p>\n\n\n\n

This comprehensive guide covers everything you need to know about the OCBC VOYAGE Card\u2019s benefits, fees, and whether it\u2019s the right choice for your lifestyle<\/p>\n\n\n\n

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\u26a1 TLDR: OCBC VOYAGE Card at a Glance <\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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Feature<\/strong><\/th>Details<\/strong><\/th><\/tr><\/thead>
Card Type<\/strong><\/td>Premium travel miles credit card<\/td><\/tr>
Annual Fee<\/strong><\/td>S$498 (not waived in first year; waiver available with S$60,000 annual spend)<\/td><\/tr>
Earn Rate (Overseas)<\/strong><\/td>2.2 VOYAGE Miles per S$1 in foreign currency<\/td><\/tr>
Earn Rate (Local)<\/strong><\/td>1.3 VOYAGE Miles per S$1 on local spending<\/td><\/tr>
Airport Lounge Access<\/strong><\/td>Unlimited DragonPass lounge access for the principal cardholder; 
Supplementary: 2 visits\/calendar year<\/td><\/tr>
Limousine Service<\/strong><\/td>2 rides per quarter (8 per year) only if<\/strong> you spend S$12,000+ per quarter<\/td><\/tr>
Miles Transfer Partners<\/strong><\/td>9 partners: KrisFlyer, Flying Blue, British Airways, Asia Miles, Etihad, United, Accor, IHG, Marriott<\/td><\/tr>
Foreign Transaction Fee<\/strong><\/td>3.25% on all foreign currency transactions<\/td><\/tr>
Minimum Income<\/strong><\/td>S$120,000 per annum (or S$30,000 with OCBC Premier + S$200,000 AUM)<\/td><\/tr>
Miles Expiry<\/strong><\/td>Never expire<\/td><\/tr>
Conversion Fee<\/strong><\/td>S$25 per conversion to airline\/hotel partners<\/td><\/tr>
Best For<\/strong><\/td>High spenders seeking miles accumulation and premium airport perks<\/td><\/tr>
Better Alternative For Spending<\/strong><\/td>YouTrip (zero fees, competitive wholesale rates)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
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\ud83d\udcda Table of Contents:<\/strong><\/h2>\n\n\n\n
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  1. What is The OCBC VOYAGE Card?<\/strong><\/a><\/li>\n\n\n\n
  2. Eligibility Requirements (Singapore)<\/strong><\/a><\/li>\n\n\n\n
  3. OCBC VOYAGE Card Variants<\/strong><\/a><\/li>\n\n\n\n
  4. Benefits<\/strong><\/a><\/li>\n\n\n\n
  5. Annual Fee<\/strong><\/a><\/li>\n\n\n\n
  6. Lounge Access<\/strong><\/a><\/li>\n\n\n\n
  7. Limousine Service<\/strong><\/a><\/li>\n\n\n\n
  8. OCBC VOYAGE Card: Pros & Cons<\/strong><\/a><\/li>\n\n\n\n
  9. OCBC VOYAGE Card Review: Is It Worth It?<\/strong><\/a><\/li>\n\n\n\n
  10. The Verdict<\/strong><\/a><\/li>\n\n\n\n
  11. FAQs<\/strong><\/a><\/li>\n<\/ol>\n\n\n\n
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    What is The OCBC VOYAGE Card?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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    \"OCBC<\/figure>\n\n\n\n

    Image credits: OCBC Singapore<\/em><\/em><\/p>\n\n\n\n

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    The OCBC VOYAGE Card<\/strong> is OCBC\u2019s flagship premium metal travel credit card<\/strong>, built for high-income earners who want strong miles accumulation, luxury travel perks, and flexibility in how they redeem flights.<\/p>\n\n\n\n

    Positioned for the mass affluent<\/strong> and private banking segment, the OCBC VOYAGE Card competes directly with cards like DBS Vantage<\/strong> and Citi Prestige<\/strong>, offering benefits such as unlimited airport lounge access<\/strong>, complimentary limousine transfers<\/strong>, and non-expiring miles<\/strong>.<\/p>\n\n\n\n

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    Key Features of the OCBC VOYAGE Card<\/strong><\/h3>\n\n\n\n
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