{"id":82565,"date":"2026-01-23T17:56:07","date_gmt":"2026-01-23T09:56:07","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=82565"},"modified":"2026-05-20T11:29:55","modified_gmt":"2026-05-20T03:29:55","slug":"uob-ladys-solitaire-card-guide","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/uob-ladys-solitaire-card-guide\/","title":{"rendered":"UOB Lady\u2019s Solitaire Card Guide (2026): Benefits, Categories, Income Requirements"},"content":{"rendered":"\n

The UOB Lady\u2019s Solitaire Card is one of Singapore\u2019s most talked-about premium rewards credit cards.<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
<\/div>\n\n\n\n

Known for its high category-based rewards, travel perks, and lifestyle privileges, this card was originally designed for women but has been open to all genders since July 2023.<\/p>\n\n\n\n

In this 2026 guide, we cover everything you need to know: benefits, rewards structure, eligibility, and comparisons with the standard UOB Lady\u2019s Card. We\u2019ll also explain why multi-currency cards like YouTrip<\/strong> may be more practical for overseas spending due to zero FX fees and competitive exchange rates<\/strong>.<\/p>\n\n\n\n

<\/div>\n\n\n\n
<\/div>\n\n\n\n

\ud83d\udc9c Stay Up To Date:<\/strong><\/p>\n\n\n\n

\u2013 21 Things To Do In Mount Austin JB | Food & Activities (2026)<\/a>
\u2013 Wise Card Singapore Guide (2026): Fees, Limits, Exchange Rates<\/a>
\u2013 Revolut Singapore (2026): The Ultimate Guide To The Revolut Card, Account & Fees<\/a><\/p>\n\n\n\n

<\/div>\n\n\n\n
<\/div>\n\n\n\n

\u26a1 TLDR: UOB Lady’s Solitaire Card at a Glance <\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
<\/div>\n\n\n\n
Feature<\/strong><\/th>Details<\/strong><\/th><\/tr><\/thead>
Card Type<\/strong><\/td>World Mastercard (Premium Rewards Card)<\/td><\/tr>
Annual Fee<\/strong><\/td>S$414.20 (waived for first year)<\/td><\/tr>
Minimum Income<\/strong><\/td>S$120,000 per annum<\/td><\/tr>
Base Earn Rate<\/strong><\/td>1 UNI$ per S$5 spent (0.4 mpd)<\/td><\/tr>
Category Earn Rate<\/strong><\/td>10 UNI$ per S$5 in selected categories (4 mpd)<\/td><\/tr>
Number of Categories<\/strong><\/td>Select 2 out of 7 categories per quarter<\/td><\/tr>
Monthly Bonus Cap<\/strong><\/td>S$1,500 total (S$750 per category)<\/td><\/tr>
Lounge Access<\/strong><\/td>None <\/td><\/tr>
Travel Insurance<\/strong><\/td>Complimentary coverage up to U$100,000 (~S$127,928) – registration required<\/td><\/tr>
Birthday Month Privileges<\/strong><\/td>10X UNI$ on selected categories (up to 25X total with savings account)<\/td><\/tr>
Best For<\/strong><\/td>High-income earners who can maximize two bonus categories<\/td><\/tr>
Alternative<\/strong><\/td>YouTrip multi-currency card (no fees, better FX rates)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
<\/div>\n\n\n\n
<\/div>\n\n\n\n

\ud83d\udcda Table of Contents:<\/strong><\/h2>\n\n\n\n
<\/div>\n\n\n\n
    \n
  1. What is the UOB Lady’s Solitaire Card?<\/strong><\/a><\/li>\n\n\n\n
  2. Benefits<\/strong><\/a><\/li>\n\n\n\n
  3. Miles Earn Rate<\/strong><\/a><\/li>\n\n\n\n
  4. Rewards Categories<\/strong><\/a><\/li>\n\n\n\n
  5. Lounge Access<\/strong><\/a><\/li>\n\n\n\n
  6. Travel Insurance<\/strong><\/a><\/li>\n\n\n\n
  7. Eligibility & Requirements<\/strong><\/a><\/li>\n\n\n\n
  8. UOB Lady’s Solitaire Card vs UOB Lady’s Card<\/strong><\/a><\/li>\n\n\n\n
  9. UOB Lady’s Solitaire Card Pros & Cons<\/strong><\/a><\/li>\n\n\n\n
  10. Final Verdict: Is the UOB Lady\u2019s Solitaire Card Worth It?<\/a><\/strong><\/strong><\/li>\n\n\n\n
  11. FAQs<\/strong><\/a><\/li>\n<\/ol>\n\n\n\n
    <\/div>\n\n\n\n
    <\/div>\n\n\n\n

    What is the UOB Lady\u2019s Solitaire Card?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
    <\/div>\n\n\n\n
    \"UOB<\/figure>\n\n\n\n

    Image credits: UOB Singapore<\/em><\/em><\/p>\n\n\n\n

    <\/div>\n\n\n\n

    The UOB Lady\u2019s Solitaire Card<\/strong> is a premium World Mastercard<\/strong> credit card designed for Singaporean residents and PRs. It offers accelerated UNI$ rewards in selected spending categories, travel insurance, and lifestyle perks.<\/p>\n\n\n\n