{"id":81940,"date":"2026-03-09T12:17:49","date_gmt":"2026-03-09T04:17:49","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=81940"},"modified":"2026-04-28T15:25:17","modified_gmt":"2026-04-28T07:25:17","slug":"citi-prestige-card","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/citi-prestige-card\/","title":{"rendered":"Citi Prestige Card 2026: Guide to Fees, Miles, Eligibility & Tips"},"content":{"rendered":"\n

Wondering if this premium travel card is still worth it in 2026?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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The Citi Prestige Card<\/strong> has long been positioned as Citibank Singapore\u2019s flagship premium travel credit card, offering lounge access, hotel privileges, airport limousine transfers, and miles rewards. But with a higher annual fee, capped lounge visits, and benefit cuts in 2025<\/strong>, many Singaporean travellers are asking the same question in 2026:<\/p>\n\n\n\n

Is the Citi Prestige Card still worth it \u2014 or are there better, simpler alternatives for overseas spending?<\/strong><\/p>\n\n\n\n

In this 2026 guide, we\u2019ll break down everything you need to know, from benefits and fees to miles earning and exclusions. Plus, how it compares to more accessible alternatives like YouTrip<\/strong>, which offers 0% foreign transaction fees and no annual fees for overseas spending.<\/p>\n\n\n\n

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\ud83d\udc9c Stay Up To Date:<\/strong><\/p>\n\n\n\n

\u2013 SGD to CNY Exchange Rate Guide 2026: Best Ways to Convert Singapore Dollar to Chinese Yuan<\/a>
\u2013 Money Changer Near Me: 14 Best Money Changers In Singapore (2026)<\/a>
\u2013 Citi PremierMiles Card 2026: Guide to Benefits, Fees & Rewards<\/a><\/p>\n\n\n\n

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\u26a1 TL;DR: Citi Prestige Card at a Glance<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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Feature<\/strong><\/th>Details<\/strong><\/th><\/tr><\/thead>
Annual Fee<\/strong><\/td>S$651.82 (non-waivable)<\/td><\/tr>
Welcome Bonus <\/strong><\/td>Up to 45,000 miles (112,500 ThankYou Points) with S$14,000 min. spend (standard);

Up to 65,000 miles (162,500 ThankYou Points) for Citigold\/Citigold Private Clients<\/td><\/tr>
Earn Rate <\/strong><\/td>1.3 mpd (local); 2 mpd (overseas) <\/td><\/tr>
Foreign Transaction Fee<\/strong><\/td>3.25% <\/td><\/tr>
Lounge Access<\/strong><\/td>12 Priority Pass visits per year <\/td><\/tr>
Hotel Perks<\/strong><\/td>Unlimited Fourth Night Free (no annual cap)<\/td><\/tr>
Annual Fee Miles<\/strong><\/td>32,000 miles on renewal (80,000 ThankYou Points)<\/td><\/tr>
Income Requirement <\/strong><\/td>S$120,000 p.a.<\/td><\/tr>
Best For <\/strong><\/td>High spenders who regularly book luxury hotels and can justify premium benefits<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
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\ud83d\udcda Table of Contents:<\/strong><\/h2>\n\n\n\n
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  1. What is the Citi Prestige Card?<\/strong><\/a><\/li>\n\n\n\n
  2. Citi Prestige Card Benefits<\/strong><\/a><\/li>\n\n\n\n
  3. Annual Fee & Waivers<\/strong><\/a><\/li>\n\n\n\n
  4. Eligibility Requirements<\/strong><\/a><\/li>\n\n\n\n
  5. Citi Prestige Card Miles and Points<\/strong><\/a><\/li>\n\n\n\n
  6. Monthly Bonus Cap<\/strong><\/a><\/li>\n\n\n\n
  7. Converting Points to Miles<\/strong><\/a><\/li>\n\n\n\n
  8. Tips to Maximise Miles<\/strong><\/a><\/li>\n\n\n\n
  9. Welcome Bonus<\/strong><\/a><\/li>\n\n\n\n
  10. Citi Prestige Card Exclusions<\/strong><\/a><\/li>\n\n\n\n
  11. Foreign Transaction Fee<\/strong><\/a><\/li>\n\n\n\n
  12. Citi Prestige vs Citi PremierMiles<\/strong><\/a><\/li>\n\n\n\n
  13. Citi Prestige Card Pros & Cons<\/strong><\/a><\/li>\n\n\n\n
  14. Verdict: Is the Citi Prestige Card Worth It in 2026?<\/strong><\/a><\/li>\n\n\n\n
  15. FAQs<\/strong><\/a><\/li>\n<\/ol>\n\n\n\n
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    What is the Citi PremierMiles Card?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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    \"Citi<\/figure>\n<\/div>\n\n\n

    Image credits: Mainly Miles<\/em><\/p>\n\n\n\n

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    The Citi Prestige Card<\/strong> is Citibank Singapore\u2019s top-tier publicly available travel credit card, sitting just below the invite-only Citi ULTIMA. It is designed for high-income Singaporeans<\/strong> who value premium travel perks such as airport lounge access, complimentary hotel nights, concierge services, and airline miles.<\/p>\n\n\n\n

    Key Features:<\/strong><\/p>\n\n\n\n