{"id":81262,"date":"2026-03-16T16:32:12","date_gmt":"2026-03-16T08:32:12","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=81262"},"modified":"2026-03-17T12:44:10","modified_gmt":"2026-03-17T04:44:10","slug":"hsbc-travelone-card","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/hsbc-travelone-card\/","title":{"rendered":"HSBC TravelOne Card 2026: Guide to Fees, Miles & Benefits"},"content":{"rendered":"\n

Hunting for a travel credit card that’s popular among frequent flyers in Singapor<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong>e?<\/strong><\/h2>\n\n\n\n
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Launched in 2023, the HSBC TravelOne Card offers instant miles redemption, competitive earn rates, airport lounge access, and travel insurance \u2013 all managed via the HSBC Singapore mobile app. <\/p>\n\n\n\n

While the HSBC TravelOne card earns miles on foreign spending, travellers looking for a truly cost-effective travel card <\/strong>often turn to multi-currency cards like YouTrip<\/strong>. <\/p>\n\n\n\n

Whether you’re planning your next vacation or looking to maximise your everyday spending, this comprehensive review will help you determine if the HSBC TravelOne card deserves a spot in your wallet. <\/p>\n\n\n\n

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\ud83d\udc9c Stay Up To Date:<\/strong><\/p>\n\n\n\n

\u2013 Nintendo TOKYO: Complete Guide to the Official Shibuya Store (2025)<\/a>
\u2013 UOB One Account Singapore Guide (2025): UOB One Card, Interest Rates, Fees<\/a>
\u2013 YouTrip Vs Amaze: Which Card is Better for Singaporeans in Malaysia?<\/a><\/p>\n\n\n\n

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\u26a1 TL;DR Table: HSBC TravelOne Card Overview<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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Feature<\/strong><\/th>Details<\/strong><\/th><\/tr><\/thead>
Annual Fee<\/strong><\/td>S$196.20 (incl. GST)<\/td><\/tr>
First Year Fee<\/strong><\/td>May be waived<\/td><\/tr>
Annual Fee Waiver <\/strong>
(Subsequent Years)<\/strong><\/td>		S$25,000 annual spend<\/td><\/tr>
Local Earn Rate<\/strong><\/td>1.2 mpd (3 Reward Points per S$1)<\/td><\/tr>
Overseas Earn Rate<\/strong><\/td>2.4 mpd (6 Reward Points per S$1)<\/td><\/tr>
KrisFlyer Earn Rate<\/strong><\/td>1.0 mpd local \/ 2.0 mpd overseas<\/td><\/tr>
Miles Expiry<\/strong><\/td>36-37 months<\/td><\/tr>
Lounge Access<\/strong><\/td>4 visits\/year<\/td><\/tr>
Lounge Network<\/strong><\/td>Mastercard Travel Pass (DragonPass)<\/td><\/tr>
Travel Insurance<\/strong><\/td>Up to S$150,000 overseas medical expenses<\/td><\/tr>
Transfer Partners<\/strong><\/td>20 airlines & hotel chains<\/td><\/tr>
Minimum Income<\/strong><\/td>S$30,000\u2013S$65,000\/year depending on nationality & banking relationship<\/td><\/tr>
Redemption Fee<\/strong><\/td>Waived until further notice (at HSBC’s discretion)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
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\ud83d\udcda Table of Contents:<\/strong><\/h2>\n\n\n\n
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  1. What is the HSBC TravelOne Card?<\/strong><\/a><\/li>\n\n\n\n
  2. Key Features<\/strong><\/a><\/li>\n\n\n\n
  3. HSBC TravelOne Card Annual Fee<\/strong><\/a><\/li>\n\n\n\n
  4. Miles Earning & Transfer Partners<\/strong><\/a><\/li>\n\n\n\n
  5. Using the HSBC TravelOne Card for Overseas Spending<\/strong><\/a><\/li>\n\n\n\n
  6. Airport Lounge Access<\/strong><\/a><\/li>\n\n\n\n
  7. Travel Insurance<\/strong><\/a><\/li>\n\n\n\n
  8. Eligibility Requirements<\/strong><\/a><\/li>\n\n\n\n
  9. HSBC TravelOne vs DBS Altitude Visa<\/strong><\/a><\/li>\n\n\n\n
  10. HSBC TravelOne Pros & Cons<\/strong><\/a><\/li>\n\n\n\n
  11. Verdict: Is the HSBC TravelOne Card Worth It?<\/strong><\/a><\/li>\n\n\n\n
  12. FAQs<\/strong><\/a><\/li>\n<\/ol>\n\n\n\n
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    What is the HSBC TravelOne Card?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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    \"HSBC<\/figure>\n<\/div>\n\n\n

    Image credits: MoneySmart<\/em><\/p>\n\n\n\n

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    The HSBC TravelOne <\/strong>is a Mastercard aimed at travellers who want instant miles transfers. Points can be converted to airline or hotel loyalty programs almost instantly through the HSBC Singapore app. <\/p>\n\n\n\n

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    Key Features: <\/strong><\/h3>\n\n\n\n
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