{"id":81116,"date":"2026-03-18T10:56:07","date_gmt":"2026-03-18T02:56:07","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=81116"},"modified":"2026-04-28T15:23:53","modified_gmt":"2026-04-28T07:23:53","slug":"hsbc-revolution-card-singapore","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/hsbc-revolution-card-singapore\/","title":{"rendered":"HSBC Revolution Card Singapore 2026: Benefits, Fees, Rewards"},"content":{"rendered":"\n

Looking for a credit card in Singapore that gives you high rewards on everyday spending and extra perks overseas? <\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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The HSBC Revolution Card<\/strong> is a popular choice, especially among frequent diners, online shoppers, and travellers. With rewards points, miles, and travel benefits, it\u2019s designed for flexibility and convenience. <\/p>\n\n\n\n

That said, travellers who spend extensively overseas may also want to compare it with YouTrip<\/strong>, a multi-currency travel card designed specifically for Singaporeans abroad, offering competitive exchange rates and zero fees.<\/p>\n\n\n\n

Here\u2019s a complete guide on the HSBC Revolution Card, including benefits, miles, annual fees, promotions, and using it overseas.<\/p>\n\n\n\n

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\ud83d\udc9c Stay Up To Date:<\/strong><\/p>\n\n\n\n

\u2013 Things To Do in Osaka: 30 Must-Dos, Food & Nightlife (2026)<\/a>
\u2013 Best eSIM Singapore 2026: Guide to Travel eSIMs, Cheap Options & Tips<\/a>
\u2013 Best Things To Do in Bangkok: The Complete Bangkok Travel Guide (2026)<\/a><\/p>\n\n\n\n

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\u26a1 TL;DR Table: HSBC Revolution Card Overview<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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Feature<\/strong><\/th>HSBC Revolution Card<\/strong><\/th><\/tr><\/thead>
Card Type<\/strong><\/td>Visa Signature credit card (upgraded from Platinum, effective 1 Apr 2026)<\/em><\/td><\/tr>
Annual Fee<\/strong><\/td>S$0 (waived for life, no spend requirement)<\/td><\/tr>
Standard Earn Rate<\/strong><\/td>4 mpd on contactless & online travel\/shopping\/dining (permanent from 1 Apr 2026); 0.4 mpd on all other spend<\/td><\/tr>
Enhanced Earn Rate<\/strong><\/td>8 mpd for cardholders with S$50,000 ADB in HSBC Everyday Global Account (SGD, sole account)<\/td><\/tr>
Monthly Bonus Cap<\/strong><\/td>S$1,000 (standard) \/ S$1,200 (enhanced 8 mpd tier)<\/td><\/tr>
Miles Conversion<\/strong><\/td>Standard: 10x points = 4 mpd (2.5:1 partners);
Enhanced: 20x points = 8 mpd<\/td><\/tr>
Foreign Transaction Fee<\/strong><\/td>3.25%<\/td><\/tr>
Travel Insurance<\/strong><\/td>Reinstated from 1 Apr 2026 (when air tickets purchased or award taxes paid with card)<\/td><\/tr>
Eligibility<\/strong><\/td>S$30,000\u2013S$65,000\/year depending on HSBC relationship; OR S$10,000 fixed deposit<\/td><\/tr>
Key Exclusions<\/strong><\/td>Fast food (MCC 5814), online travel agencies (MCC 4722), public transport (MCC 4111), balance transfers, gambling, recurring payments<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
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\ud83d\udcda Table of Contents:<\/strong><\/h2>\n\n\n\n
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  1. What is the HSBC Revolution Card Singapore?<\/strong><\/a><\/li>\n\n\n\n
  2. HSBC Revolution Card Benefits<\/strong><\/a><\/li>\n\n\n\n
  3. HSBC Revolution Card Miles & Rewards<\/strong><\/a><\/li>\n\n\n\n
  4. Using the HSBC Revolution Card Overseas & for Travel<\/strong><\/a><\/li>\n\n\n\n
  5. Eligibility & Credit Score Requirements<\/strong><\/a><\/li>\n\n\n\n
  6. Exclusions & Spending Limitations<\/strong><\/a><\/li>\n\n\n\n
  7. HSBC Revolution Card Pros & Cons<\/a><\/strong><\/strong><\/li>\n\n\n\n
  8. Verdict: Is It Worth It?<\/strong><\/a><\/li>\n\n\n\n
  9. FAQs<\/strong><\/a><\/li>\n<\/ol>\n\n\n\n
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    What is the HSBC Revolution Card Singapore?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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    \"HSBC<\/figure>\n\n\n\n

    Image credits: HSBC Singapore<\/em><\/p>\n\n\n\n

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    The HSBC Revolution Card is a rewards credit card<\/strong> designed for Singaporeans seeking everyday rewards and travel perks. From 1 April 2026, the card has been permanently upgraded \u2014 4 mpd on contactless and online spend is now a standing feature, not a promo, and the card itself has been upgraded from Visa Platinum to Visa Signature.<\/p>\n\n\n\n

    Although it\u2019s a versatile card for domestic use, travellers should note the 3.25% foreign transaction fee<\/strong> on all foreign currency transactions. <\/p>\n\n\n\n

    \ud83d\udca1 Tip:<\/strong> Some Singaporeans may prefer a dedicated multi-currency travel card like YouTrip for competitive wholesale exchange rates and zero FX fees.<\/p>\n\n\n\n

    \ud83d\udcd6 Related guides: Best Singapore Credit Card: Miles, Cashback & Travel Compared<\/a><\/strong><\/em><\/p>\n\n\n\n

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    HSBC Revolution Card Benefits<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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    Rewards Structure (from 1 April 2026):<\/strong><\/h3>\n\n\n\n
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