{"id":80795,"date":"2025-10-28T15:23:45","date_gmt":"2025-10-28T07:23:45","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=80795"},"modified":"2026-04-28T15:37:46","modified_gmt":"2026-04-28T07:37:46","slug":"uob-privi-miles-card","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/uob-privi-miles-card\/","title":{"rendered":"UOB PRIVI Miles Card Guide 2025: Benefits, Fees & Rewards"},"content":{"rendered":"\n

Looking for one of the best miles credit cards in Singapore?<\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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The UOB PRIVI Miles card<\/strong> is a top contender for travellers who want to earn miles on everyday spending, enjoy airport lounge access, and exclusive partner promotions with Agoda and Expedia.<\/p>\n\n\n\n

But with a high annual fee, foreign transaction (FX) fees, and limited travel insurance<\/strong>, you may wonder: Is it really worth it? In this 2025 guide, we break down all features, benefits, fees, promotions, and comparisons<\/strong> with cards like the KrisFlyer UOB Credit Card<\/strong> and multi-currency travel wallets like YouTrip<\/strong>.<\/p>\n\n\n\n

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\ud83d\udc9c Stay Up To Date:<\/strong><\/p>\n\n\n\n

\u2013 1 SGD to USD Guide 2025: Current Rates, Forecasts & Travel Tips<\/a>
\u2013 Vancouver Travel Guide 2025: 20 Best Things to Do, Weather & Local Tips<\/a>
\u2013 YouTrip vs Wise 2025: Which Multi-Currency Card Is Best for Singaporean Travellers?<\/a><\/p>\n\n\n\n

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\u26a1TL;DR: UOB PRIVI Miles at a Glance<\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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Feature<\/strong><\/th>Details<\/strong><\/th><\/tr><\/thead>
Miles Earn Rate<\/strong><\/td>1.4 miles per S$1 on local spend; 
2.4 miles per S$1 on overseas spend; 
3 miles per S$1 for IDR, MYR, THB, VND<\/td><\/tr>
Bonus Spend<\/strong><\/td>8 miles per S$1 on Agoda; 6 miles per S$1 on Expedia<\/td><\/tr>
Priority Pass Lounge Access<\/strong><\/td>4 complimentary visits\/year,
guests charged 35 USD (~S$45)<\/td><\/tr>
Miles Conversion Rate<\/strong><\/td>5,000 UNI$ = 10,000 KrisFlyer miles;
S$25 fee<\/td><\/tr>
Miles Expiry<\/strong><\/td>2 years <\/td><\/tr>
Annual Fee<\/strong><\/td>S$261.60 (GST inclusive);
First year waivable<\/td><\/tr>
FX Fee<\/strong><\/td>3.25% per overseas transaction<\/td><\/tr>
Minimum Spend<\/strong><\/td>None to earn miles<\/td><\/tr>
Eligibility<\/strong><\/td>S$30,000\/year (Singaporeans\/PRs);
S$40,000\/year (Foreigners)<\/td><\/tr>
Alternative<\/strong><\/td>YouTrip<\/strong> \u2014 zero FX fees, competitive wholesale exchange rates,
for frequent travellers<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
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\ud83d\udcda Table of Contents:<\/strong><\/h2>\n\n\n\n
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  1. What is the UOB PRVI Miles Card?<\/strong><\/a><\/li>\n\n\n\n
  2. Bonus Miles: Agoda & Expedia Promotions<\/strong><\/a><\/li>\n\n\n\n
  3. Fees & FX Charges<\/strong><\/a><\/li>\n\n\n\n
  4. Lounge & Priority Pass<\/strong><\/a><\/li>\n\n\n\n
  5. Complimentary Travel Insurance<\/strong><\/a><\/li>\n\n\n\n
  6. Miles Conversion Rate & Expiry<\/strong><\/a><\/li>\n\n\n\n
  7. UOB PRVI Miles vs KrisFlyer UOB Credit Card<\/strong><\/a><\/li>\n\n\n\n
  8. Eligibility & Requirements<\/strong><\/a><\/li>\n\n\n\n
  9. Pros & Cons<\/strong><\/a><\/li>\n\n\n\n
  10. Is the UOB PRVI Miles Card Worth It?<\/strong><\/a><\/li>\n\n\n\n
  11. Why YouTrip Might Be a Smarter Choice for Travellers<\/a><\/strong><\/strong><\/strong><\/strong><\/li>\n\n\n\n
  12. Bottom Line<\/strong><\/a><\/li>\n\n\n\n
  13. FAQs<\/strong><\/a><\/li>\n<\/ol>\n\n\n\n
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    What is the UOB PRIVI Miles Card?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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    \"UOB<\/figure>\n<\/div>\n\n\n

    Image credits: UOB Singapore<\/em><\/p>\n\n\n\n

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    The UOB PRVI Miles Card<\/strong> is a travel-focused rewards credit card that lets you earn UNI$ points on all spending<\/strong>, which can be converted into KrisFlyer miles, Asia Miles<\/strong>, or other frequent flyer programs.<\/p>\n\n\n\n

    Earn Rates:<\/strong><\/p>\n\n\n\n