{"id":80614,"date":"2025-10-21T18:10:03","date_gmt":"2025-10-21T10:10:03","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=80614"},"modified":"2026-03-05T15:19:19","modified_gmt":"2026-03-05T07:19:19","slug":"dbs-vantage-card","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/dbs-vantage-card\/","title":{"rendered":"DBS Vantage Card Singapore 2025: Miles, Fees, Benefits &amp; Overseas Spending"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong><strong><strong>Thinking of getting the DBS Vantage Card?<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>If you\u2019re eyeing a premium travel credit card with lounge access, hotel perks, and decent miles earn rates, the&nbsp;<strong>DBS Vantage Card<\/strong>&nbsp;is probably already on your radar.&nbsp;This guide breaks down everything you need to know about the DBS Vantage Card \u2014 from annual fees to income requirements, lounge access, and overseas spending perks.&nbsp;<\/p>\n\n\n\n<p>We&#8217;ll also compare it with other travel-friendly options like YouTrip, the multi-currency card popular among Singaporeans abroad.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\ud83d\udc9c&nbsp;Stay Up To Date:<\/strong><\/p>\n\n\n\n<p>\u2013 <a href=\"https:\/\/www.you.co\/sg\/blog\/seattle-travel-guide\/\">Seattle Travel Guide 2025: 19 Best Things To Do, Weather &amp; Local Tips<\/a><br>\u2013&nbsp;<a href=\"https:\/\/www.you.co\/sg\/blog\/ria-money-transfer\/\">Ria Money Transfer Singapore Guide (2025): Rates, Fees &amp; How It Works<\/a><br>\u2013&nbsp;<a href=\"https:\/\/www.you.co\/sg\/blog\/jr-pass-101\/\">Japan Rail Pass (JR Pass) 2025: Prices, Calculator, Map &amp; Full Guide<\/a><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udcda <strong>Table of Contents:<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#tldr\"><strong>TL;DR<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#what-is-the-dbs-vantage-card\"><strong>What is the DBS Vantage Card?<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#benefits\"><strong>Benefits<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#sign-up-bonus--promotions\"><strong>Sign-Up Bonus &amp; Promotions<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#annual-fee--fx-fees\"><strong>Annual Fee &amp; FX Fees<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#requirements\"><strong>Requirements<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#lounge-access\"><strong>Lounge Access<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#miles--overseas-spend\"><strong>Miles &amp; Overseas Spend<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#dbs-vantage-vs-dbs-altitude\"><strong>DBS Vantage vs DBS Altitude<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#why-youtrip-might-be-a-smarter-choice-for-travellers\"><strong>Why YouTrip Might Be a Smarter Choice for Travellers<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#faqs\"><strong>FAQs<\/strong><\/a><\/li>\n<\/ol>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"tldr\"><strong><strong>\u26a1 TL;DR<\/strong>: <strong>DBS Vantage Card at a Glance<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Feature<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>DBS Vantage Card<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Card Type<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Visa Infinite (Metal)<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Annual Fee<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>S$599.50<\/strong>&nbsp;per year (Not waivable in the first year);<br>Paying the fee gives&nbsp;12,500 DBS Points (25,000 miles).<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Minimum Income<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">S$120,000\/year (Singaporeans\/PR\/Foreigners)<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Miles Earned<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">1.5 miles per S$1 local;<br>2.2 miles per S$1 overseas or 2.2% cashback<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>FX Fee<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">3.25% on foreign transactions<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Airport Lounge Access<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>10 complimentary visits\/year<\/strong>&nbsp;via Priority Pass (principal cardholder)<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Key Lifestyle Perk<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Complimentary Accor Plus Explorer Membership&nbsp;+&nbsp;1 complimentary hotel stay &amp; dining discounts<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Best For<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">High-spend, premium travellers<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-is-the-dbs-vantage-card\"><strong><strong><strong><strong>What is the DBS Vantage Card?<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"950\" height=\"599\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/10\/image-135.png\" alt=\"DBS Vantage Card Singapore \" class=\"wp-image-80620\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/10\/image-135.png 950w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/10\/image-135-300x189.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/10\/image-135-768x484.png 768w\" sizes=\"(max-width: 950px) 100vw, 950px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-text-align-center\"><em>Image credits: MoneySmart<\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>The DBS Vantage Card is a <strong>premium credit card<\/strong> designed for Singaporeans who travel often or spend overseas. It offers the flexibility to earn either DBS Points or cashback on your purchases, with <strong>up to 2.2 miles per S$1 spent overseas<\/strong> or <strong>2.2% cashback<\/strong>.&nbsp;<\/p>\n\n\n\n<p>\u2757\ufe0f <strong>Note: <\/strong>You&nbsp;<strong>must switch the entire card<\/strong>&nbsp;to cashback mode; you&nbsp;<strong>cannot earn miles + cashback simultaneously<\/strong><\/p>\n\n\n\n<p>The card also provides lifestyle perks like <strong>airport lounge access and dining benefits<\/strong>. Its metal design adds a premium feel, appealing to frequent travellers.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\ud83d\udca1 If you want to <\/em><strong><em>avoid FX fees entirely<\/em><\/strong><em> and manage multiple currencies easily, a multi-currency travel card like <\/em><strong><em>YouTrip<\/em><\/strong><em> is worth considering.<\/em><\/p>\n<\/blockquote>\n\n\n\n<p><em>\ud83d\udcd6 Related guides: <a href=\"https:\/\/www.you.co\/sg\/blog\/best-travel-credit-cards-in-singapore-for-overseas-spending\/\"><strong>Best Singapore Credit Card For Overseas Spending (2025)<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"benefits\"><strong><strong><strong><strong>DBS Vantage Card Benefits<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Travel Miles<\/strong>: 1.5 miles per S$1 local spend; 2.2 miles per S$1 overseas spend or 2.2% cashback.<\/li>\n\n\n\n<li><strong>Airport Lounge Access<\/strong>: 10 complimentary visits per year via Priority Pass. <\/li>\n\n\n\n<li><strong>Complimentary Accor Plus Explorer Membership:<\/strong>&nbsp;Includes&nbsp;1 free hotel stay&nbsp;+ dining discounts<\/li>\n\n\n\n<li><strong>Metal Card Design<\/strong>: Durable, premium look and feel.<\/li>\n<\/ul>\n\n\n\n<p><em>\ud83d\udcd6 Related guides: <a href=\"https:\/\/www.you.co\/sg\/blog\/best-dbs-miles-credit-cards-in-singapore\/\"><strong>Best DBS Miles Credit Cards In Singapore (2025 Guide)<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"sign-up-bonus--promotions\"><strong><strong><strong><strong>Sign-Up Bonus &amp; Promotions<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Sign-up Bonus<\/strong>: Promotions vary \u2014 check current offer.<\/li>\n\n\n\n<li><strong>Promotions<\/strong>: DBS often offers <strong>bonus miles, shopping vouchers, or cashback promos<\/strong>. Always check the latest offer before applying.<\/li>\n<\/ul>\n\n\n\n<p><em>\ud83d\udcd6 Related guides: <a href=\"https:\/\/www.you.co\/sg\/blog\/dbs-multiplier-account\/\"><strong>DBS Multiplier Account Review (2025): Interest Rates, Salary Credit &amp; Is It Still Worth It?<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"annual-fee--fx-fees\"><strong><strong><strong><strong>Annual Fee &amp; FX Fees<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual Fee<\/strong>: <strong>S$599.50<\/strong>&nbsp;per year (Not waivable in the first year)\n<ul class=\"wp-block-list\">\n<li>Subsequent waiver eligibility \u2013 <strong>S$60,000 retail spend<\/strong>&nbsp;condition<\/li>\n\n\n\n<li>Paying the fee grants&nbsp;<strong>12,500 DBS Points (25,000 miles)<\/strong>.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>FX Fee<\/strong>: 3.25% per foreign currency transaction.&nbsp;<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\ud83d\udca1 <strong>If you spend overseas frequently<\/strong>, this FX fee can partially or fully cancel out your miles benefit \u2014 depending on how you value miles. High-volume overseas spenders may prefer <strong>YouTrip\u2019s zero FX markups<\/strong>.<\/p>\n<\/blockquote>\n\n\n\n<p><em><em><em>\ud83d\udcd6<\/em><\/em>  Related guide: <a href=\"https:\/\/www.you.co\/sg\/blog\/wise-card-singapore-guide\/\"><strong>Wise Card Singapore Guide (2025): Fees, Limits, Exchange Rates<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"requirements\"><strong><strong><strong><strong><strong>DBS Vantage Card Requirements<\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>To apply for the <strong>DBS Vantage Card<\/strong>, applicants must meet the following requirements:<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u2705 <strong>Minimum Annual Income<\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Singaporeans \/ PRs\/Foreigners:<\/strong> S$120,000\/year<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u2705 <strong>Eligible Applicants<\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Age<\/strong>: 21\u201375 years old<\/li>\n\n\n\n<li><strong>Citizenship \/ Work Status<\/strong>:\n<ul class=\"wp-block-list\">\n<li>Singaporeans and Permanent Residents (PRs)<\/li>\n\n\n\n<li>Foreigners holding eligible work passes:\n<ul class=\"wp-block-list\">\n<li>Employment Pass, S Pass, Personalised Employment Pass, Tech.Pass<\/li>\n\n\n\n<li>Long Term Visit Pass with Letter of Consent (LOC)<\/li>\n\n\n\n<li>International Organisation Pass<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u2705 <strong>Documentation Needed<\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Valid passport<\/li>\n\n\n\n<li>Valid work pass (for foreigners)<\/li>\n\n\n\n<li>Latest payslips and income proof (e.g., Notice of Assessment)<\/li>\n\n\n\n<li>Standard credit checks apply<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\ud83d\udca1 <strong>Pro tip<\/strong>: For those who want <strong>premium travel perks without worrying about FX fees<\/strong>, multi-currency cards like <strong>YouTrip<\/strong> can be easier to apply for and more cost-effective than traditional bank cards.<\/p>\n<\/blockquote>\n\n\n\n<p><em><em><em>\ud83d\udcd6<\/em><\/em>  Related guide: <a href=\"https:\/\/www.you.co\/sg\/blog\/dbs-remit-international-money-transfer\/\"><strong>DBS Remit International Money Transfer Guide (2025)<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"lounge-access\"><strong><strong><strong><strong>Lounge Access<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>The DBS Vantage Card offers <strong>airport lounge access via Priority Pass<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Complimentary Visits<\/strong>: 10 total visits per membership year shared between cardholder + guests<\/li>\n\n\n\n<li><strong>Coverage<\/strong>: Domestic and international lounges included.<\/li>\n\n\n\n<li><strong>Extra Visits<\/strong>: Additional visits beyond the 10 complimentary entries incur 35 USD (~S$45) per person per visit.<\/li>\n<\/ul>\n\n\n\n<p>This makes it one of the better travel cards for lounge access.<\/p>\n\n\n\n<p><em><em><em>\ud83d\udcd6<\/em><\/em>  Related guide: <a href=\"https:\/\/www.you.co\/sg\/blog\/dbs-mca-guide\/\"><strong>DBS Multi-Currency Account (MCA) Guide 2025: Features, Exchange Rates, Fees<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"miles--overseas-spend\"><strong><strong><strong><strong>Miles &amp; Overseas Spend<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Miles Earned<\/strong>: 2.2 miles per S$1 overseas, 1.5 miles local.<\/li>\n\n\n\n<li><strong>Overseas Spend<\/strong>: Ideal for shopping, dining, and travel bookings abroad.<\/li>\n\n\n\n<li><strong>FX Fees<\/strong>: A 3.25% fee on foreign currency purchases applies, which can offset some of the miles earned.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"dbs-vantage-vs-dbs-altitude\"><strong><strong><strong><strong>DBS Vantage vs DBS Altitude<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Feature<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>DBS Vantage<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>DBS Altitude<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Miles per S$1 Local<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">1.5<\/td><td class=\"has-text-align-left\" data-align=\"left\">1.3<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Miles per S$1 Overseas<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">2.2<\/td><td class=\"has-text-align-left\" data-align=\"left\">2.2<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>FX Fees<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">3.25%<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.25%<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Annual Fee<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">S$599.50<\/td><td class=\"has-text-align-left\" data-align=\"left\">S$196.20<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Lounge Access<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">10 visits\/year via Priority Pass<\/td><td class=\"has-text-align-left\" data-align=\"left\">2 visits\/year for Visa only<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Best For<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">High spend, premium travellers<\/td><td class=\"has-text-align-left\" data-align=\"left\">Everyday earners optimising miles<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u2696\ufe0f If lounge access, hotel perks, and a premium metal card matter, DBS Vantage wins. If you&#8217;re mainly chasing miles and want a lower annual fee, the Altitude card is the more cost-efficient pick.<\/p>\n\n\n\n<p><em><em><em>\ud83d\udcd6<\/em><\/em>  Related guide: <a href=\"https:\/\/www.you.co\/sg\/blog\/dbs-altitude-card-guide\/\"><strong>DBS Altitude Card Guide 2025: Miles, Benefits, Lounge Access &amp; Fees<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"why-youtrip-might-be-a-smarter-choice-for-travellers\"><strong><strong><strong><strong>Why YouTrip Might Be a Smarter Choice for Travellers<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>While DBS Vantage is great for travel perks, <strong>YouTrip offers:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Live wholesale exchange rates<\/strong> \u2014 better than bank cards.<\/li>\n\n\n\n<li><strong>Zero FX fees<\/strong> on 12 currencies.<\/li>\n\n\n\n<li><strong>Affordable spending<\/strong>: No annual fees <\/li>\n\n\n\n<li><strong>Seamless multi-currency management<\/strong> right from the app.<\/li>\n\n\n\n<li><strong>Instant notifications<\/strong> for every spend.<\/li>\n\n\n\n<li><strong>Easy overseas transfers<\/strong> \u2014 send money abroad at low costs without hidden fees.<\/li>\n<\/ul>\n\n\n\n<p>For frequent Singaporean travellers, <strong>YouTrip can save more money and hassle<\/strong> than traditional premium credit cards with FX fees.<\/p>\n\n\n\n<p><em><em><em>\ud83d\udcd6<\/em><\/em>  Related guide: <a href=\"https:\/\/www.you.co\/sg\/blog\/instarem-amaze-card-singapore\/\"><strong>Instarem Amaze Card Singapore Guide 2025: Fees, Rewards &amp; Is It Worth It?<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"pros-cons\"><strong>Pros &amp; Cons<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u2705 Pros<\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>High Miles Earning Rate<\/strong>: Up to 2.2 miles per S$1 on overseas spend.<\/li>\n\n\n\n<li><strong>Complimentary Accor Plus Explorer Membership<\/strong>: Includes one free hotel night stay and dining discounts.<\/li>\n\n\n\n<li><strong>Priority Pass Lounge Access<\/strong>: 10 complimentary visits per year to over 1,700 airport lounges worldwide.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u274c Cons<\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>High Annual Fee<\/strong>: S$599.50<\/li>\n\n\n\n<li><strong>FX Fees: <\/strong>3.25% fee on overseas transactions<\/li>\n\n\n\n<li><strong>No Airport Limo or Complimentary Travel Insurance<\/strong>: Some premium cards offer these perks, which are not included with DBS Vantage.<\/li>\n\n\n\n<li><strong>Limited Transfer Partners<\/strong>: Fewer airline and hotel transfer partners compared to some other premium cards.<\/li>\n<\/ul>\n\n\n\n<p><em><em><em>\ud83d\udcd6<\/em><\/em>  Related guide: <a href=\"https:\/\/www.you.co\/sg\/blog\/ocbc-global-savings-guide\/\"><strong>OCBC Multi-Currency Account Guide: OCBC Global Savings Account (2025)<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"-is-the-dbs-multiplier-account-worth-it-in-2025\"><strong><strong><br><strong>Verdict: Is the DBS Vantage Card Worth It?<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>It depends on your travel and spending habits. The Vantage Card can be worth it \u2014 especially if you value <strong>airport lounge access, a metal card feel, and premium lifestyle perks<\/strong>.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you spend heavily overseas and enjoy the occasional fine dining or hotel perk, the 2.2 miles per S$1 and lounge access can be attractive.<br><\/li>\n\n\n\n<li>But if your overseas spend is frequent and you want to <strong>avoid FX fees<\/strong>, the 3.25% charge can eat into your rewards. That\u2019s where <strong>YouTrip<\/strong> shines \u2014 zero FX fees, live exchange rates, multi-currency management, and easy overseas transfers.<\/li>\n<\/ul>\n\n\n\n<p>In short: <strong>Vantage = premium travel perks; YouTrip = smarter money for frequent overseas spenders.<\/strong><\/p>\n\n\n\n<p><em><em><em><em><em>\ud83d\udcda\u00a0Read next:<\/em><\/em><\/em><\/em> Check out our guide to the best multi-currency cards for the biggest savings <\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/best-multi-currency-cards-singapore\/\" data-type=\"post\" data-id=\"50892\"><strong><em>here<\/em><\/strong><\/a><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faqs\"><strong>FAQs:<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Q: Is DBS Vantage a metal card?<br><\/strong>A: <strong>Yes<\/strong>&nbsp;(metal finish).<\/p>\n\n\n\n<p><strong>Q: Does DBS Vantage offer airport lounge access?<\/strong><strong><br><\/strong>A: Yes, 10 complimentary visits\/year via Priority Pass. <\/p>\n\n\n\n<p><strong>Q: What is the minimum income for the DBS Vantage Card?<br><\/strong>A: <strong>S$120,000 per year<\/strong>&nbsp;for all applicants (Singaporeans, PRs, foreigners).<\/p>\n\n\n\n<p><strong>Q: Is DBS Vantage better than DBS Altitude?<\/strong><strong><br><\/strong>A: Depends. Vantage for lounge access &amp; premium feel, Altitude for slightly higher miles on overseas spend.<\/p>\n\n\n\n<p><strong>Q: Are there FX fees on DBS Vantage?<\/strong><strong><br><\/strong>A: Yes, 3.25% per foreign currency transaction.<\/p>\n\n\n\n<p><strong>Q: Can the DBS Vantage card be used for overseas spending?<\/strong><strong><br><\/strong>A: Yes, it earns 2.2 miles per S$1 overseas.<\/p>\n\n\n\n<p><strong>Q: What\u2019s the annual fee for DBS Vantage?<br>A: S$599.50 (incl. GST)&nbsp;<\/strong>for the principal card. The first year&nbsp;cannot&nbsp;be waived. When the annual fee is charged, you get&nbsp;<strong>12,500 DBS Points (equivalent to 25,000 miles)<\/strong>&nbsp;credited. DBS lists a&nbsp;<strong>S$60,000 retail spend<\/strong>&nbsp;condition for subsequent waiver eligibility<\/p>\n\n\n\n<p><strong>Q: How many lounge visits per year?<br><\/strong>A: <strong>10 per year<\/strong> for the principal cardholder, able to be shared with guests. Additional visits cost&nbsp;<strong>35 USD<\/strong>&nbsp;(~S$45) each.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Get the Best Rates with YouTrip Today!<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"900\" height=\"471\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2021\/07\/01.png\" alt=\"DBS Vantage Card: YouTrip\" class=\"wp-image-69363\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2021\/07\/01.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2021\/07\/01-300x157.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2021\/07\/01-768x402.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>The DBS Vantage Card is perfect for travellers who want&nbsp;<strong>lounge access, premium perks, and metal-card prestige<\/strong>, while YouTrip is better for&nbsp;<strong>overseas spending, zero FX fees, and multi-currency flexibility<\/strong>. Use both strategically to get the best of both worlds \u2014 rewards, convenience, and savings.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Not on YouTrip yet? Get a&nbsp;<strong>free YouTrip card + S$5 YouTrip credits<\/strong>&nbsp;with code&nbsp;<strong>&lt;YTBLOG5&gt;<\/strong>.<\/p>\n<\/blockquote>\n\n\n\n<p>Then, head over to our<a href=\"https:\/\/www.you.co\/sg\/youtrip-perks\/\">&nbsp;YouTrip Perks<\/a>&nbsp;page for exclusive offers and promotions \u2014 we promise you won\u2019t regret it. Join our Telegram (<a href=\"https:\/\/t.me\/s\/youtripsg\">@YouTripSG<\/a>) and Community Group (@YouTripSquad) for travel tips, event invites, and more!<\/p>\n\n\n\n<p>Bon voyage!<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/youtrip.onelink.me\/P5AL\/ohkz600g?utm_source=youtrip_blog&amp;utm_medium=article&amp;utm_campaign=youtrip_app_download&amp;utm_term=&amp;utm_content=\" style=\"background-color:#6d37ac\"><strong>sign up now!<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Related Articles<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.you.co\/sg\/blog\/best-citi-miles-credit-cards-in-sg\/\"><strong>Best Citi Miles Credit Cards in Singapore: PremierMiles, Prestige, Rewards (2025)<\/strong><\/a><br><a href=\"https:\/\/www.you.co\/sg\/blog\/best-miles-credit-cards-in-singapore\/\"><strong>Best Miles Credit Card in Singapore For Overseas Spending (2025)<\/strong><\/a><br><a href=\"https:\/\/www.you.co\/sg\/blog\/trust-bank-singapore-guide\/\"><strong>Trust Bank Singapore Guide: Credit Card &amp; Cashback Card Review (2025)<\/strong><\/a><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.you.co\/sg?utm_source=youtrip_blog&amp;utm_medium=banner&amp;utm_campaign=blog_footer&amp;utm_term=&amp;utm_content=\" target=\"_blank\" rel=\"noreferrer noopener\"><img decoding=\"async\" width=\"728\" height=\"160\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1.png\" alt=\"\" class=\"wp-image-59000\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1.png 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1-300x66.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1-600x132.png 600w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/a><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.you.co\/biz\/?utm_source=youtrip&amp;utm_medium=banner&amp;utm_campaign=blog-footer&amp;utm_content=youbiz&amp;acq=BM&amp;sub_acq=BlogFooter&amp;ad_type=Article_Awa\"><img loading=\"lazy\" decoding=\"async\" width=\"728\" height=\"90\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23.png\" alt=\"\" class=\"wp-image-44716\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23.png 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23-300x37.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23-600x74.png 600w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/a><\/figure>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Read all about it here \ud83e\udd13<\/p>\n","protected":false},"author":75,"featured_media":80623,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[621],"tags":[40400,39145,40393],"class_list":["post-80614","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-foreign-exchange","tag-dbs-vantage","tag-finance","tag-travel-card"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/80614","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/users\/75"}],"replies":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/comments?post=80614"}],"version-history":[{"count":2,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/80614\/revisions"}],"predecessor-version":[{"id":84068,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/80614\/revisions\/84068"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media\/80623"}],"wp:attachment":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media?parent=80614"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/categories?post=80614"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/tags?post=80614"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}