{"id":79283,"date":"2026-03-26T15:33:57","date_gmt":"2026-03-26T07:33:57","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=79283"},"modified":"2026-04-28T15:22:32","modified_gmt":"2026-04-28T07:22:32","slug":"dbs-altitude-card-guide","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/dbs-altitude-card-guide\/","title":{"rendered":"DBS Altitude Card Guide 2026: Miles, Benefits, Lounge Access &amp; Fees"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>Looking for a travel card that actually makes your overseas spending work for you?<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>The&nbsp;<strong>DBS Altitude Card<\/strong>&nbsp;is one of Singapore\u2019s most popular options for earning air miles, enjoying lounge access, and travel perks. But in 2026, with more travel cards offering&nbsp;<strong>zero foreign transaction fees<\/strong>&nbsp;and multi-currency flexibility, is it still worth it?<\/p>\n\n\n\n<p>This guide breaks down everything you need to know \u2014 from&nbsp;<strong>benefits, miles, promotions, and fees<\/strong>&nbsp;to comparisons with multi-currency cards like&nbsp;<strong>YouTrip<\/strong>.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\ud83d\udc9c&nbsp;Stay Up To Date:<\/strong><\/p>\n\n\n\n<p>\u2013 <a href=\"https:\/\/www.you.co\/sg\/blog\/amex-platinum-reserve-card\/\">AMEX Platinum Reserve Card Singapore: Benefits, Fees &amp; Is It Worth It? (2026)<\/a><br>\u2013&nbsp;<a href=\"https:\/\/www.you.co\/sg\/blog\/gxs-debit-card\/\">GXS Debit Card Review 2026: Fees, Rewards, Overseas Use &amp; How to Apply<\/a><br>\u2013&nbsp;<a href=\"https:\/\/www.you.co\/sg\/blog\/best-sgd-to-chf-rate\/\">SGD To CHF Exchange Rate Guide (2026): Best Ways to Convert Singapore Dollar to Swiss Franc<\/a><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-is-ria-money-transfer\"><strong><strong>\u26a1 TL;DR<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Feature<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>DBS Altitude Card<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Miles \/ Rewards<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Up to 2.2 miles per S$1 overseas;<br>1.3 miles per S$1 locally<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Annual Fee<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">S$196.20 (first year waived; spend-based waiver ending Aug 2026)<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Foreign Transaction Fee<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">3.25% (Visa) \/ 3% (Amex)<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Lounge Access<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">2 free visits\/year (Visa only, via Priority Pass)<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Current Promotion<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Up to 38,000 miles or Samsonite luggage set (valid till 12 May 2026)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>While it&#8217;s a solid choice for frequent travellers, those seeking zero foreign transaction fees and multi-currency flexibility might consider a travel card like YouTrip for everyday overseas spending.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udcda <strong>Table of Contents:<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#what-is-the-dbs-altitude-card\"><strong>What is the DBS Altitude Card?<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#dbs-altitude-card-benefits\"><strong>DBS Altitude Card Benefits<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#annual-fee\"><strong>Annual Fee<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#requirements-foreign-transaction-fee\"><strong>Requirements &amp; Foreign Transaction Fee<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#miles-and-points\"><strong>Miles and Points<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#promotions\"><strong>Promotions<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#lounge-access-priority-pass\"><strong>Lounge Access &amp; Priority Pass<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#dbs-altitude-card-vs-youtrip\"><strong>DBS Altitude Card vs YouTrip<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#pros-cons\"><strong>Pros &amp; Cons<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#alternative-options-youtrip\"><strong><strong>Alternative options<\/strong><\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#faqs\"><strong>FAQs<\/strong><\/a><\/li>\n<\/ol>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-is-the-dbs-altitude-card\"><strong><strong>What is the DBS Altitude Card?<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"802\" height=\"559\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/10\/image-40.png\" alt=\"DBS Altitude Card\" class=\"wp-image-79284\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/10\/image-40.png 802w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/10\/image-40-300x209.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/10\/image-40-768x535.png 768w\" sizes=\"(max-width: 802px) 100vw, 802px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-text-align-center\"><em>Image credits: MoneySmart<\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>The&nbsp;<strong>DBS Altitude Card<\/strong>&nbsp;is a travel credit card designed for Singaporeans and PRs who are looking to turn everyday spend into air miles, access some lounge perks, and enjoy travel\u2011related benefits. The card is available in both Visa Signature and American Express versions.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Priority Pass lounge access<\/strong><\/li>\n\n\n\n<li><strong>Bonus miles and seasonal promotions<\/strong><\/li>\n<\/ul>\n\n\n\n<p>It\u2019s positioned as a&nbsp;<strong>premium option for frequent flyers<\/strong>.<\/p>\n\n\n\n<p><em>\ud83d\udcd6 Related guides: <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/best-singapore-credit-card\/\">Best Singapore Credit Card: Miles, Cashback &amp; Travel Compared<\/a><\/strong><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"dbs-altitude-card-benefits\"><strong><strong>DBS Altitude Card Benefits<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Key benefits of the DBS Altitude Card include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Air Miles Rewards<\/strong>: Earn up to&nbsp;<strong>2.2 miles per S$1<\/strong>&nbsp;on overseas spend and 1.3 miles locally (1 \u202fDBS\u202fPoint = 2\u202fmiles).<\/li>\n\n\n\n<li><strong>Priority Pass Lounge Access<\/strong>: 2 complimentary visits\/year (Visa only).<\/li>\n\n\n\n<li><strong>Points Conversion<\/strong>: DBS Points can be converted to air miles or vouchers.<\/li>\n\n\n\n<li><strong>Promotions<\/strong>: Bonus miles for first spend, flights, or partner hotels.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\ud83d\udca1 Travellers seeking&nbsp;<strong>zero foreign transaction fees<\/strong>&nbsp;and&nbsp;<strong>multi-currency flexibility<\/strong>&nbsp;may find&nbsp;<strong>YouTrip<\/strong>&nbsp;more practical for everyday overseas spending.<\/p>\n<\/blockquote>\n\n\n\n<p><em>\ud83d\udcd6 Related guides: <a href=\"https:\/\/www.you.co\/sg\/blog\/best-dbs-miles-credit-cards-in-singapore\/\"><strong>Best DBS Miles Credit Cards In Singapore<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"annual-fee\"><strong><strong>Annual Fee<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual Fee<\/strong>: S$196.20 (inclusive of GST), waived in the first year<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Fee Waiver for Subsequent Years: <\/strong>From August 2026, the spend-based waiver (previously triggered at S$25,000\/year) is being scrapped. You can still try requesting a discretionary waiver via DBS digibank \u2014 though it&#8217;s no longer guaranteed. If you do pay the fee, you&#8217;ll get 10,000 bonus miles on renewal.<br><\/li>\n\n\n\n<li><strong>Supplementary Card Fee: <\/strong>S$98.10<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"requirements-foreign-transaction-fee\"><strong><strong>Requirements &amp; Foreign Transaction Fee<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Eligibility<\/strong>:\n<ul class=\"wp-block-list\">\n<li>21 to 75 years old<\/li>\n\n\n\n<li><strong>Singaporeans\/PRs:<\/strong> Min. annual income of S$30,000\/year (\u226455 yrs) or S$15,000\/year (56+ yrs)<\/li>\n\n\n\n<li><strong>Foreigners:<\/strong> Min. annual income of S$45,000<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Foreign Transaction Fee<\/strong>: Up to 3.25%<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\ud83d\udca1 Frequent overseas spenders may prefer&nbsp;<strong>YouTrip<\/strong>, which has&nbsp;<strong>0% foreign transaction fees<\/strong>.<\/p>\n<\/blockquote>\n\n\n\n<p><em><em><em>\ud83d\udcd6<\/em><\/em> Related guide: <a href=\"https:\/\/www.you.co\/sg\/blog\/wise-card-singapore-guide\/\"><strong>Wise Card Singapore Guide: Fees, Limits, Exchange Rates<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"miles-and-points\"><strong><strong><strong>Miles and Points<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Overseas Spend<\/strong>: Up to 2.2 miles per S$1<\/li>\n\n\n\n<li><strong>Local Spend<\/strong>: 1.3 miles per S$1<\/li>\n\n\n\n<li><strong>Points Conversion:<\/strong>&nbsp;DBS Points \u2192 KrisFlyer, AirAsia Miles, or Qantas Frequent Flyer; a S$27.25 admin fee applies per conversion, with an optional automatic KrisFlyer conversion available at S$43.60\/year<\/li>\n\n\n\n<li><strong>Points Expiry:<\/strong>&nbsp;No expiry on DBS Points earned<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"promotions\"><strong><strong>Promotion<\/strong>s<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>New-to-DBS cardholders who apply by 12 May 2026 and spend S$800 within 60 days can pick between 28,000 bonus miles or a Samsonite FLATFORM Spinner 28&#8243; with Foldable Duffle Bag (worth ~S$740). Paying the first-year annual fee upfront bumps the miles option to 38,000. You&#8217;ll need a valid DBS PayLah! account to qualify for the full bonus \u2014 without it, you get 25,000 miles instead.<\/p>\n\n\n\n<p>Worth noting: the card&#8217;s previously popular 3 mpd on online flight and hotel bookings \u2014 along with bonus rates for Kaligo and Expedia \u2014 have been quietly discontinued over the past year.<\/p>\n\n\n\n<p>Check DBS&#8217;s official site for current promo codes and full terms before applying.<\/p>\n\n\n\n<p><em><em><em>\ud83d\udcd6<\/em><\/em> Related guide: <a href=\"https:\/\/www.you.co\/sg\/blog\/dbs-mca-guide\/\"><strong>DBS Multi-Currency Account (MCA) Guide: Features, Exchange Rates, Fees<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"lounge-access-priority-pass\"><strong><strong>Lounge Access &amp; Priority Pass<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Access&nbsp;<strong>1,700+ lounges worldwide<\/strong>&nbsp;via Priority Pass<\/li>\n\n\n\n<li>2 free visits\/year (Visa)<\/li>\n\n\n\n<li>Ideal for travellers who value comfort and quiet before flights<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"dbs-altitude-card-vs-youtrip\"><strong><strong>DBS Altitude Card vs YouTrip<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Feature<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>DBS Altitude Card<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>YouTrip<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Type<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Travel credit card<\/td><td class=\"has-text-align-left\" data-align=\"left\">Multi-currency travel card<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Currencies<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">SGD only<\/td><td class=\"has-text-align-left\" data-align=\"left\">12 currencies lock-in, spend in 150+ countries<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Annual Fee<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">S$196.20<\/td><td class=\"has-text-align-left\" data-align=\"left\">None<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Foreign Transaction Fee<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Up to 3.25%<\/td><td class=\"has-text-align-left\" data-align=\"left\">0%<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Miles \/ Rewards<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Up to 2.2 miles\/S$1<\/td><td class=\"has-text-align-left\" data-align=\"left\">Tracks spend &amp; exchange rates<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Lounge Access<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">2 visits\/year (Visa)<\/td><td class=\"has-text-align-left\" data-align=\"left\">None<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\ud83d\udca1&nbsp;<strong>Tip:<\/strong>&nbsp;Choose DBS Altitude for&nbsp;<strong>miles and perks<\/strong>; choose YouTrip for&nbsp;<strong>low fees, multi-currency convenience, and better FX rates<\/strong>.<\/p>\n<\/blockquote>\n\n\n\n<p><em><em><em>\ud83d\udcd6<\/em><\/em> Related guide: <a href=\"https:\/\/www.you.co\/sg\/blog\/instarem-amaze-card-singapore\/\"><strong>Instarem Amaze Card Singapore Guide: Fees, Rewards &amp; Is It Worth It?<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"pros-cons\"><strong>Pros &amp; Cons<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u2705 Pros<\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>High miles earning: Up to 2.2 miles\/S$1<\/li>\n\n\n\n<li>No expiry on DBS Points<\/li>\n\n\n\n<li>Lounge access: 2 free visits\/year (Visa)<\/li>\n\n\n\n<li>Bonus miles on annual fee payment<\/li>\n\n\n\n<li>First-year fee waived<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u274c Cons<\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>3.25% foreign transaction fee (Visa); 3% (Amex)<\/li>\n\n\n\n<li>Spend-based annual fee waiver (S$25,000\/year) being removed from August 2026<\/li>\n\n\n\n<li>Points transfer fee: S$27.25 per conversion<\/li>\n\n\n\n<li>Minimum transfer blocks: 10,000 miles<\/li>\n\n\n\n<li>Bonus earn rates for flights and hotels (Kaligo, Expedia, 3 mpd online) discontinued<\/li>\n\n\n\n<li>Lounge access (Priority Pass) available on Visa version only<\/li>\n<\/ul>\n\n\n\n<p><em><em><em>\ud83d\udcd6<\/em><\/em> Related guide: <a href=\"https:\/\/www.you.co\/sg\/blog\/ocbc-global-savings-guide\/\"><strong>OCBC Multi-Currency Account Guide: OCBC Global Savings Account<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"alternative-options-youtrip\"><strong>Alternative Option: YouTrip<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"1080\" height=\"1080\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/07\/using-youtrip-in-korea-1.png\" alt=\"DBS Altitude Card: YouTrip\" class=\"wp-image-76560\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/07\/using-youtrip-in-korea-1.png 1080w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/07\/using-youtrip-in-korea-1-300x300.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/07\/using-youtrip-in-korea-1-1024x1024.png 1024w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/07\/using-youtrip-in-korea-1-150x150.png 150w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/07\/using-youtrip-in-korea-1-768x768.png 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/figure>\n<\/div>\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>If you\u2019re comparing the DBS Altitude Card against other alternatives in Singapore, one of the most popular would be YouTrip.<\/p>\n\n\n\n<p>YouTrip is a&nbsp;<strong>multi-currency e-wallet and prepaid Mastercard<\/strong>&nbsp;designed for travellers. It supports spending in<strong>&nbsp;150+ countries&nbsp;<\/strong>with&nbsp;<strong>zero foreign transaction fees<\/strong>&nbsp;and lets you lock in competitive rates across&nbsp;<strong>12 popular currencies<\/strong>.<\/p>\n\n\n\n<p>YouTrip is especially useful if you want to lock in favourable exchange rates before your trip, spend without worrying about DCC, or withdraw money overseas without hefty fees.<\/p>\n\n\n\n<p><em><em><em><em><em>\ud83d\udcda&nbsp;Read next:<\/em><\/em><\/em><\/em> Check out our guide to the best multi-currency cards for the biggest savings <\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/best-multi-currency-cards-singapore\/\" id=\"50892\"><strong><em>here<\/em><\/strong><\/a><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faqs\"><strong>FAQs:<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1774507568750\"><strong class=\"schema-faq-question\">Q: <strong>What are the benefits of the DBS Altitude Card?<\/strong><\/strong> <p class=\"schema-faq-answer\">Earn miles, access airport lounges, and participate in promotions.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1774507580822\"><strong class=\"schema-faq-question\">Q: <strong>Does DBS Altitude have lounge access?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, 2 free visits\/year via Priority Pass (Visa).<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1774507597914\"><strong class=\"schema-faq-question\"><strong>Q: What is the annual fee for DBS Altitude?<\/strong><\/strong> <p class=\"schema-faq-answer\">S$196.20, first year waived automatically. The spend-based waiver (S$25,000\/year) is being discontinued from August 2026; discretionary waivers can still be requested via DBS digibank.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1774507608740\"><strong class=\"schema-faq-question\">Q: <strong>Is the DBS Altitude Card worth it?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, for frequent travellers who value miles and perks.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1774507621314\"><strong class=\"schema-faq-question\">Q: <strong>What is the foreign transaction fee for DBS Altitude?<\/strong><\/strong> <p class=\"schema-faq-answer\">Up to 3.25% on overseas spending.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1774507629031\"><strong class=\"schema-faq-question\">Q: <strong>Are there any better alternatives for travellers?<\/strong><\/strong> <p class=\"schema-faq-answer\">For zero foreign transaction fees and multi-currency spending, a travel card like <strong>YouTrip<\/strong> can complement or replace a traditional miles credit card.<\/p> <\/div> <\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Get the Best Rates with YouTrip Today!<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"900\" height=\"471\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2021\/07\/01.png\" alt=\"DBS Altitude Card: YouTrip\" class=\"wp-image-69363\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2021\/07\/01.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2021\/07\/01-300x157.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2021\/07\/01-768x402.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>The&nbsp;<strong>DBS Altitude Card<\/strong>&nbsp;is ideal for frequent travellers who want&nbsp;<strong>air miles and lounge access<\/strong>. Its annual fee and foreign transaction charges are worth considering. But if your priority is&nbsp;<strong>saving money while travelling<\/strong>,&nbsp;<strong>YouTrip\u2019s better FX rates, zero annual fees, and broader currency support<\/strong>&nbsp;usually make it the smarter choice.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Not on YouTrip yet? Sign up today with&nbsp;<strong>&lt;YTBLOG5&gt;&nbsp;<\/strong>to get <strong>FREE S$5 <\/strong>in your account and experience a smarter way to transfer money internationally!<\/p>\n<\/blockquote>\n\n\n\n<p>For more great tips and articles like this, join our <a href=\"https:\/\/t.me\/youtripsquad\">Telegram<\/a> (@YouTripSG) and subscribe to our<a href=\"https:\/\/go.you.co\/blog-newsletter\"> free weekly newsletter here<\/a> or down below.&nbsp; And while you\u2019re at it, why not join the conversation with thousands of #YouTroopers in our very own Community Telegram Group <a href=\"https:\/\/t.me\/youtripsquad\">@YouTripSquad<\/a>? <\/p>\n\n\n\n<p>Get tips and tricks to everything YouTrip including exclusive invites to exciting events and experiences, &amp; be part of the #YouTripSquad! \ud83d\udc9c<\/p>\n\n\n\n<p>Bon voyage!<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/youtrip.onelink.me\/P5AL\/ohkz600g?utm_source=youtrip_blog&amp;utm_medium=article&amp;utm_campaign=youtrip_app_download&amp;utm_term=&amp;utm_content=\" style=\"background-color:#6d37ac\"><strong>sign up now!<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Related Articles<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.you.co\/sg\/blog\/best-citi-miles-credit-cards-in-sg\/\"><strong>Best Citi Miles Credit Cards in Singapore: PremierMiles, Prestige, Rewards<\/strong><\/a><br><a href=\"https:\/\/www.you.co\/sg\/blog\/best-miles-credit-cards-in-singapore\/\"><strong>Best Miles Credit Card in Singapore For Overseas Spending<\/strong><\/a><br><a href=\"https:\/\/www.you.co\/sg\/blog\/trust-bank-singapore-guide\/\"><strong>Trust Bank Singapore Guide: Credit Card &amp; Cashback Card Review<\/strong><\/a><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.you.co\/sg?utm_source=youtrip_blog&amp;utm_medium=banner&amp;utm_campaign=blog_footer&amp;utm_term=&amp;utm_content=\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"728\" height=\"160\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1.png\" alt=\"\" class=\"wp-image-59000\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1.png 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1-300x66.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1-600x132.png 600w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/a><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.you.co\/biz\/?utm_source=youtrip&amp;utm_medium=banner&amp;utm_campaign=blog-footer&amp;utm_content=youbiz&amp;acq=BM&amp;sub_acq=BlogFooter&amp;ad_type=Article_Awa\"><img loading=\"lazy\" decoding=\"async\" width=\"728\" height=\"90\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23.png\" alt=\"\" class=\"wp-image-44716\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23.png 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23-300x37.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23-600x74.png 600w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/a><\/figure>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Travel smart \ud83e\udd13<\/p>\n","protected":false},"author":75,"featured_media":79299,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[621],"tags":[40392,39145,40393],"class_list":["post-79283","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-foreign-exchange","tag-dbs-altitude-card","tag-finance","tag-travel-card"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/79283","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/users\/75"}],"replies":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/comments?post=79283"}],"version-history":[{"count":3,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/79283\/revisions"}],"predecessor-version":[{"id":86264,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/79283\/revisions\/86264"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media\/79299"}],"wp:attachment":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media?parent=79283"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/categories?post=79283"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/tags?post=79283"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}