{"id":78707,"date":"2026-02-23T10:47:53","date_gmt":"2026-02-23T02:47:53","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=78707"},"modified":"2026-04-28T15:27:45","modified_gmt":"2026-04-28T07:27:45","slug":"instarem-amaze-card-singapore","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/instarem-amaze-card-singapore\/","title":{"rendered":"Instarem Amaze Card Singapore Guide 2026: Fees, Rewards & Is It Worth It?"},"content":{"rendered":"\n

Everything you need to know before swiping with Amaze overseas. <\/strong><\/strong><\/h2>\n\n\n\n
<\/div>\n\n\n\n

The Instarem Amaze card has built a reputation among Singaporean travellers and online shoppers for avoiding hefty foreign transaction fees and offering competitive Instarem exchange rates. Its unique perk? You can link up to five Singapore-issued Mastercards to consolidate payments and (sometimes) earn rewards.<\/p>\n\n\n\n

But with new fees, bank exclusions, and alternatives like YouTrip, is the Instarem Amaze Card still worth it in 2026<\/strong>? This guide breaks down how the Amaze card works, its fees, rewards, pros and cons \u2013 and where it fits into your wallet in 2026.<\/p>\n\n\n\n

<\/div>\n\n\n\n
<\/div>\n\n\n\n

\ud83d\udc9c Stay Up To Date:<\/strong>
\u2013 What To Do In Guangzhou: Ultimate 2025 Travel Guide<\/a>
\u2013 OCBC Multi-Currency Account Guide: OCBC Global Savings Account (2025)<\/a>
\u2013 Shinkansen Tokyo To Osaka Guide: Fares, Trains, Tickets, Alternatives (2025)<\/a><\/p>\n\n\n\n

<\/div>\n\n\n\n
<\/div>\n\n\n\n

\u26a1\ufe0f TL;DR: Instarem Amaze Card at a Glance<\/strong><\/h2>\n\n\n\n
<\/div>\n\n\n\n
Features<\/strong><\/th>Amaze<\/strong><\/th><\/tr><\/thead>
Wallet Currencies Available for Exchange<\/strong><\/td>11<\/td><\/tr>
Annual Fees<\/strong><\/td>None<\/td><\/tr>
Transaction Fees <\/strong><\/td>FX transactions: <\/strong>No fees

Domestic (SGD) Transactions: <\/strong>1% fee (min. S$0.50) when paired with a linked card<\/td><\/tr>
Overseas ATM Withdrawal Fees <\/strong><\/td>2% fee on all amounts withdrawn<\/td><\/tr>
Bank Withdrawals<\/strong><\/td>Available via PayNow<\/td><\/tr>
Wallet Limits<\/strong><\/td>Top-up: <\/strong>S$15,000

Annual spending: <\/strong>S$75,000<\/td><\/tr>
Perks <\/strong><\/td>InstaPoints<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
<\/div>\n\n\n\n
<\/div>\n\n\n\n

\ud83d\udcda Table of Contents:<\/strong><\/h2>\n\n\n\n
<\/div>\n\n\n\n
    \n
  1. What is the Instarem Amaze Card<\/strong><\/a><\/li>\n\n\n\n
  2. Instarem Amaze Card Fees<\/strong><\/a><\/li>\n\n\n\n
  3. How does the Amaze Card Work?<\/strong><\/a><\/li>\n\n\n\n
  4. Amaze Exchange Rates<\/strong><\/a><\/li>\n\n\n\n
  5. Amaze Card & Citi Rewards<\/strong><\/a><\/li>\n\n\n\n
  6. Singapore Travel Card Comparison<\/strong><\/a><\/li>\n\n\n\n
  7. Amaze Card Miles & InstaPoints<\/strong><\/a><\/li>\n\n\n\n
  8. Pros and Cons: Is the Instarem Amaze Card Worth It?<\/strong><\/a><\/li>\n\n\n\n
  9. FAQs<\/strong><\/a><\/li>\n<\/ol>\n\n\n\n
    <\/div>\n\n\n\n
    <\/div>\n\n\n\n

    What is the Instarem Amaze Card?<\/strong><\/strong><\/h2>\n\n\n\n
    <\/div>\n\n\n\n
    \"Instarem<\/figure>\n\n\n\n

    Image Credits: Instarem<\/em><\/p>\n\n\n\n

    <\/div>\n\n\n\n

    The Instarem Amaze Card is a multi-currency debit card from Instarem, a Singapore-based fintech known for international money transfer services.<\/p>\n\n\n\n

    Key features: <\/strong><\/p>\n\n\n\n