{"id":78438,"date":"2026-03-31T19:42:24","date_gmt":"2026-03-31T11:42:24","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=78438"},"modified":"2026-04-28T15:18:30","modified_gmt":"2026-04-28T07:18:30","slug":"best-dbs-miles-credit-cards-in-singapore","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/best-dbs-miles-credit-cards-in-singapore\/","title":{"rendered":"Best DBS Miles Credit Cards in Singapore: Altitude vs Woman’s World vs Vantage (2026)"},"content":{"rendered":"\n

Are you a frequent traveller or a savvy shopper looking to maximise your miles and rewards in Singapore?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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DBS offers three miles credit cards that span entry-level to premium: the Altitude for beginners who want fuss-free miles that never expire, the Woman’s World for online shoppers chasing accelerated rewards, and the Vantage for high-income cardholders who want lounge access and lifestyle perks. This guide maps all three so you can find the right fit and dig into the details from there.<\/p>\n\n\n\n

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\ud83d\udc9c Stay Up To Date:<\/strong>
\u2013 13 Best Things To Do In Da Nang, Vietnam (2026 Guide)<\/a>
\u2013 33 Things to Do in Kyoto, Japan: Top Attractions, Food & Travel Tips<\/a>
\u2013 Things To Do in Osaka: 30 Must-Dos, Food & Nightlife (2026)<\/a><\/p>\n\n\n\n

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\u26a1 DBS Miles Cards: Quick Comparison<\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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Features<\/strong><\/th>Altitude<\/strong><\/th>Woman’s World<\/strong><\/th>Vantage<\/strong><\/th><\/tr><\/thead>
Annual fee<\/strong><\/td>S$196.20<\/td>S$196.20<\/td>S$599.50<\/td><\/tr>
Min. income (SG\/PR)<\/strong><\/td>S$30,000 p.a.<\/td>S$80,000 p.a.<\/td>S$120,000 p.a.<\/td><\/tr>
Min. income (Foreigners)<\/strong><\/td>S$45,000 p.a.<\/td>S$80,000 p.a.<\/td>S$120,000 p.a.<\/td><\/tr>
Local earn rate<\/strong><\/td>1.3 mpd<\/td>0.4 mpd<\/td>1.5 mpd<\/td><\/tr>
Overseas earn rate<\/strong><\/td>2.2 mpd<\/td>1.2 mpd<\/td>2.2 mpd<\/td><\/tr>
Accelerated earn<\/strong><\/td>None currently<\/td>4 mpd online (capped S$1,000\/month)<\/td>None<\/td><\/tr>
Miles\/points expiry<\/strong><\/td>Never<\/td>1 year from earning period<\/td>3 years<\/td><\/tr>
Lounge access<\/strong><\/td>2 Priority Pass visits\/year<\/td>None<\/td>10 Priority Pass visits\/year<\/td><\/tr>
Hotel benefit<\/strong><\/td>None<\/td>None<\/td>ALL Accor+ Explorer \u2014 2 Stay Plus certificates\/year<\/td><\/tr>
Miles\/cashback switch<\/strong><\/td>No<\/td>No<\/td>Yes \u2014 switch monthly<\/td><\/tr>
Annual fee waiver<\/strong><\/td>1st year auto-waived; S$25,000 spend waiver discontinued Aug 2026<\/td>1st year auto-waived<\/td>Not waivable 1st year; S$60,000 spend waiver discontinued Aug 2026<\/td><\/tr>
FX fee<\/strong><\/td>3.25%<\/td>3.25%<\/td>3.25%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
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\u2708\ufe0f Travelling abroad?<\/strong> All three cards charge 3.25% on overseas spend. Pairing any of them with a zero-FX-fee card like YouTrip<\/a> removes that cost entirely \u2014 no annual fee, no markup.<\/p>\n<\/blockquote>\n\n\n\n

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\ud83d\udcda Table of Contents:<\/strong><\/h2>\n\n\n\n
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  1. DBS Altitude Card<\/strong><\/a><\/li>\n\n\n\n
  2. DBS Woman’s World Card<\/strong><\/a><\/li>\n\n\n\n
  3. DBS Vantage Card<\/strong><\/a><\/li>\n\n\n\n
  4. Minimum Income Requirements<\/strong><\/a><\/li>\n\n\n\n
  5. Which DBS Miles Card Should You Get?<\/strong><\/a><\/li>\n\n\n\n
  6. Best Travel Card for Overseas Spending<\/a><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/li>\n\n\n\n
  7. FAQ<\/strong><\/a><\/li>\n<\/ol>\n\n\n\n
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    DBS Altitude Card <\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
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    \"Best<\/figure>\n\n\n\n

    Image Credits: AK Credit<\/em><\/p>\n\n\n\n

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    Feature<\/strong><\/th>Details<\/strong><\/th><\/tr><\/thead>
    Annual fee<\/td>S$196.20 (incl. 9% GST) \u2014 1st year auto-waived<\/td><\/tr>
    Min. income<\/td>S$30,000 p.a. (SG\/PR); S$45,000 p.a. (Foreigners)<\/td><\/tr>
    Local earn rate<\/td>1.3 mpd<\/td><\/tr>
    Overseas earn rate<\/td>2.2 mpd<\/td><\/tr>
    Lounge access<\/td>2 Priority Pass visits\/year<\/td><\/tr>
    Miles expiry<\/td>Never<\/td><\/tr>
    Annual fee waiver<\/td>Spend-based waiver (S$25,000\/year) discontinued from Aug 2026<\/td><\/tr>
    FX fee<\/td>3.25%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
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    The DBS Altitude Card is Singapore’s most popular entry-level miles card. Its value proposition is simple: consistent earn rates, no miles expiry, and a first-year fee that’s automatically waived. The 2.2 mpd overseas rate is competitive for a card at this price point, and there’s no cap on earning. <\/p>\n\n\n\n

    Note that the previously popular 3 mpd on online flight and hotel bookings has been discontinued \u2014 check DBS’s official site for any current promo earn rates. <\/p>\n\n\n\n

    Also worth flagging: the spend-based annual fee waiver (previously S$25,000\/year) is being removed from August 2026, after which the fee is a discretionary waiver only via DBS digibank. Paying the fee earns 10,000 bonus miles.<\/p>\n\n\n\n

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    \u2705 Pros<\/strong><\/p>\n\n\n\n