{"id":77865,"date":"2026-02-02T17:51:04","date_gmt":"2026-02-02T09:51:04","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=77865"},"modified":"2026-04-28T15:32:08","modified_gmt":"2026-04-28T07:32:08","slug":"trust-bank-singapore-guide","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/trust-bank-singapore-guide\/","title":{"rendered":"Trust Bank Singapore Guide: Credit Card &amp; Cashback Card Review (2026)"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong><strong><strong>If you\u2019ve been shopping at FairPrice or scrolling through digital banking options in Singapore, you\u2019ve probably come across Trust Bank.<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Launched in 2022 as a partnership between Standard Chartered Bank and FairPrice Group, Trust Bank has quickly gained traction with its no-annual-fee credit cards and cashback rewards.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Its two flagship products \u2013 the Trust Credit Card and the Trust Cashback Card \u2013 promise everyday savings, NTUC integration, and digital-first convenience. But how do they really stack up, especially against travel-focused options like YouTrip?&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This review breaks down everything you need to know: from Trust Bank interest rates and credit card benefits to cashback exclusions, eligibility requirements, and whether the Trust card or the YouTrip card makes more sense for you.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc9c <strong>Stay Up To Date:<\/strong><br>\u2013 <a href=\"https:\/\/www.you.co\/sg\/blog\/how-to-make-the-best-use-of-your-touch-n-go-ewallet-in-malaysia\/\">Touch \u2018n Go Guide In Malaysia: Everything You Need To Know (2026)<\/a><br>\u2013 <a href=\"https:\/\/www.you.co\/sg\/blog\/sapa-vietnam-travel-guide\/\">Sapa Vietnam Travel Guide (2026): Weather, Hanoi to Sapa, Best Things To Do<\/a><br>\u2013 <a href=\"https:\/\/www.you.co\/sg\/blog\/taiwan-cherry-blossom-guide\/\">Taiwan Cherry Blossom Guide 2026: Forecast, Top Sakura Spots &amp; Tips<\/a> <\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u26a0\ufe0f&nbsp;<strong>March 2026 Update<\/strong>: Trust Bank has revised its cashback structure from 1 March 2026. Key changes include removal of the 10% mid-tier (S$1,000\/month), reduced foreign spend cashback on non-preferred categories (1% \u2192 0.5%), and enhanced unlimited cashback on preferred categories. <\/p>\n<\/blockquote>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"trust-bank-tldr\"><strong>TL;DR &#8211; Quick Takeaways<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Trust Bank Singapore is a digital bank formed by Standard Chartered and FairPrice Group.<br><\/li>\n\n\n\n<li>Trust Credit Card &amp; Cashback Card: No annual fees, cashback on eligible spend, up to 15% cashback in select categories (conditions apply).<br><\/li>\n\n\n\n<li><strong>March 2026 Update<\/strong>: The S$1,000\/month tier (10% cashback) has been removed; foreign spend in non-preferred categories now earns 0.5% (down from 1%).<br><\/li>\n\n\n\n<li>Trust Bank interest rate: Up to 2.5% p.a. on savings (conditions apply).<br><\/li>\n\n\n\n<li>Ideal for local spenders and NTUC Union members.<br><\/li>\n\n\n\n<li>For overseas spending, the YouTrip card is generally preferred for its real-time wholesale exchange rates, zero fees, and multi-currency support.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\ud83d\udccc Table of Contents:<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#what-is-trust-bank-singapore\"><strong>What is Trust Bank Singapore?<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#trust-credit-card-benefits-features\"><strong>Trust Credit Card: Benefits &amp; Features<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#trust-cashback-card\"><strong>Trust Cashback Card: Review &amp; Key Details<\/strong><\/a>\n<ul class=\"wp-block-list\">\n<li>\ud83d\udc49 <a href=\"#trust-bank-updates\">Important Updates Effective 1 March 2026<\/a><a href=\"#trust-cashback-structure-bonus\"><\/a><\/li>\n\n\n\n<li><strong>\ud83d\udc49 <\/strong><a href=\"#trust-cashback-structure\">Cashback Structure<\/a><\/li>\n\n\n\n<li><strong><strong>\ud83d\udc49<\/strong><\/strong> <a href=\"#trust-bonus-structure\">Bonus Structure<\/a><\/li>\n\n\n\n<li>\ud83d\udc49 <a href=\"#trust-cashback-exclusions\">Trust Cashback Card Exclusions<\/a><\/li>\n\n\n\n<li>\ud83d\udc49 <a href=\"#trust-cashback-card-verdict\">Trust Cashback Card Verdict<\/a><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><a href=\"#trust-bank-interest-rates-credit-card-fees\"><strong>Trust Bank Interest Rates &amp; Credit Card Fees<\/strong><\/a>\n<ul class=\"wp-block-list\">\n<li>\ud83d\udc49 <a href=\"#savings-account-interest-rate\">Savings Account Interest Rate<\/a><\/li>\n\n\n\n<li>\ud83d\udc49 <a href=\"#trust-credit-card-interest-rate\">Trust Credit Card Interest Rate<\/a><\/li>\n\n\n\n<li>\ud83d\udc49 <a href=\"#trust-credit-card-annual-fees\">Trust Credit Card Annual Fees<\/a><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><a href=\"#trust-card-eligibility-requirements\"><strong>Trust Card Eligibility &amp; Requirements<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#overseas-spending-trust-vs-youtrip\"><strong>Overseas Spending: Trust Card vs YouTrip<\/strong><\/a><\/li>\n\n\n\n<li><strong><a href=\"#which-card-should-you-choose\">Which Card Should You Choose?<\/a><\/strong><\/li>\n\n\n\n<li><a href=\"#trust-bank-faq\"><strong>FAQs<\/strong><\/a><\/li>\n<\/ol>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-is-trust-bank-singapore\"><strong><strong>What is Trust Bank Singapore?<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"750\" height=\"758\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/08\/image-111.png\" alt=\"Trust Bank Singapore: Credit Card &amp; Cashback Card Review (2025)\" class=\"wp-image-77869\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/08\/image-111.png 750w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/08\/image-111-297x300.png 297w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><em>Image Credits: Trust Bank<\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Trust Bank is a digital-first bank in Singapore, launched in 2022, a joint venture between Standard Chartered Bank and FairPrice Group. It\u2019s designed for shoppers at FairPrice outlets, NTUC Union members, and anyone looking for a digital-only banking experience.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em><em><em><em><em><em><em><em><em>\ud83d\udcd6 <\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em> Check out this guide to <a href=\"https:\/\/www.you.co\/sg\/blog\/revolut-singapore\/\"><strong>Revolut Singapore: The Ultimate Guide To The Revolut Card, Account &amp; Fees<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"trust-credit-card-benefits-features\"><strong><strong><strong>Trust Credit Card: Benefits &amp; Features<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The Trust Credit Card is ideal for local spenders, everyday groceries, and NTUC members.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Key features:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Digital-first management &amp; tracking<\/li>\n\n\n\n<li>No annual fee&nbsp;<\/li>\n\n\n\n<li>Instant rewards via the Trust app&nbsp;<\/li>\n\n\n\n<li>NTUC integration: Extra perks for NTUC Union members &amp; FairPrice shareholders<\/li>\n\n\n\n<li>Cashback: Cashback on eligible spending, *up to 15% cashback on select categories (e.g. groceries, transport, dining)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em><em><em><em><em><em><em><em><em>\ud83d\udcd6 <\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em> Discover the <a href=\"https:\/\/www.you.co\/sg\/blog\/best-miles-credit-cards-in-singapore\/\"><strong>Best Miles Credit Card in Singapore: The Ultimate Guide<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"trust-cashback-card\"><strong><strong><strong><strong>Trust Cashback Card: Review &amp; Key Details<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The Trust Cashback Card is a popular choice for Singaporeans seeking everyday cashback rewards.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"trust-bank-updates\"><strong><strong><strong>\ud83d\udc49<\/strong><\/strong><\/strong> <strong><strong><strong><strong>Important Updates Effective 1 March 2026:<\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1. Mid-tier removed<\/strong>: The S$1,000\/month tier (10% cashback, S$100 cap) has been eliminated<br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2. Reduced foreign spend cashback<\/strong>: Foreign eligible spend in non-preferred categories now earns&nbsp;<strong>0.5%<\/strong>&nbsp;(down from 1%)<br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>3. Enhanced preferred category<\/strong>: Your preferred category now earns&nbsp;<strong>additional unlimited cashback<\/strong>&nbsp;on top of the quarterly bonus:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1% extra on local spend<\/li>\n\n\n\n<li>0.5% extra on foreign spend<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>4. Expanded Shopping category<\/strong>: Now includes more merchants (electronics like Apple and Best Denki, telco providers like Singtel and StarHub, home goods like IKEA and Courts, retailers like Popular and Amazon)<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"trust-cashback-structure\"><strong><strong>\ud83d\udc49 Cashback Structure:&nbsp;<\/strong><\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Preferred Category Cashback:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Unlimited 1% cashback on local eligible spend in your preferred category<\/li>\n\n\n\n<li>Unlimited 0.5% cashback on foreign eligible spend in your preferred category<\/li>\n\n\n\n<li><strong>PLUS<\/strong>&nbsp;up to 15% bonus cashback quarterly (conditions apply)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Non-Preferred Category Cashback:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Unlimited 1% cashback on local eligible spend<\/li>\n\n\n\n<li>Unlimited 0.5% cashback on foreign eligible spend<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"trust-bonus-structure\"><strong><strong>\ud83d\udc49 <\/strong>Bonus structure (from 1 March 2026):<\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Bonus Cashback<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Min. Spend per Month (3 months)<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Quarterly Cap<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">5%<\/td><td class=\"has-text-align-left\" data-align=\"left\">S$500<\/td><td class=\"has-text-align-left\" data-align=\"left\">S$30<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><del>10%<\/del><\/td><td class=\"has-text-align-left\" data-align=\"left\"><del>S$1,000<\/del>&nbsp;<strong>REMOVED<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\"><del>S$100<\/del><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">15%<\/td><td class=\"has-text-align-left\" data-align=\"left\">S$2,000<\/td><td class=\"has-text-align-left\" data-align=\"left\">S$250<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>How the 15% Bonus Cashback Works:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To qualify for the bonus cashback, you must:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Spend S$500 or S$2,000 per month for three consecutive months.<\/li>\n\n\n\n<li>Pick one bonus category (e.g., dining, travel, shopping, wellness, entertainment, transport).<\/li>\n\n\n\n<li>Stay within the quarterly cashback cap: S$30 \/ S$250, depending on your spend tier.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What this means:&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Spending S$6,000 over three months (S$2,000 x 3) might look like you\u2019ll earn S$900 cashback (15%). However, due to the cap, only the first S$1,667 in your chosen category qualifies for 15%. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The rest gets 1% unlimited cashback (if in preferred category), 1% on local, or 0.5% on foreign (if in non-preferred categories).<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Example (from 1 March 2026):<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>S$1,667 in preferred category at 15% bonus cashback = S$250 (cap reached)<\/li>\n\n\n\n<li>Remaining S$4,333 in preferred category at 1% unlimited cashback = S$43.33<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>OR<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Remaining S$4,333 in non-preferred categories:\n<ul class=\"wp-block-list\">\n<li>Local spend at 1% = S$43.33<\/li>\n\n\n\n<li>Foreign spend at 0.5% = S$21.67<\/li>\n\n\n\n<li>Total cashback: S$293.33 on S$6,000 spend (~4.9% effective cashback if all in preferred category<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u26a0\ufe0f <strong>Note: <\/strong>The key advantage from March 2026 is your preferred category spending beyond the cap still earns 1% (local) or 0.5% (foreign) unlimited cashback.<\/p>\n<\/blockquote>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"trust-cashback-exclusions\"><strong><strong><strong><strong>\ud83d\udc49 Trust Cashback Card Exclusions:<\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Like most credit cards, certain spend does not qualify for cashback:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Insurance payments&nbsp;<\/li>\n\n\n\n<li>AXS\/SAM\/ATM transactions&nbsp;<\/li>\n\n\n\n<li>Loan installments&nbsp;<\/li>\n\n\n\n<li>Late fees &amp; interest charges<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"trust-cashback-card-verdict\"><strong><strong><strong><strong><strong>Trust Cashback Card Verdict:<\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The Trust Cashback Card can still deliver a decent return if you plan your spending carefully, but the 15% figure is more of a headline rate than a reasonable outcome. Most users will likely earn closer to 1-3% once caps and conditions are considered.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2705 <\/strong> <strong>Best For: <\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Those who can consistently hit S$2,000\/month spend <\/li>\n\n\n\n<li>Strategic category selection matching your highest spend <\/li>\n\n\n\n<li>Maximising preferred category rewards (1% unlimited + up to 15% bonus)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u274c <strong>Less Ideal For: <\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Moderate spenders who previously benefited from the S$1,000 tier<\/li>\n\n\n\n<li>General overseas spending outside your preferred category (now only 0.5%)<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\ud83d\udfe3 <strong>Alternative:<\/strong> Consider simpler alternatives like YouTrip \u2013 real-time wholesale FX savings on overseas spending, no caps, no categories, and fewer conditions.<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em><em><em><em><em><em><em><em><em>\ud83d\udcd6 <\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em> Read all about the <a href=\"https:\/\/www.you.co\/sg\/blog\/best-multi-currency-cards-singapore\/\"><strong>Best Multi-Currency Cards In Singapore: A Full Comparison Guide<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"trust-bank-interest-rates-credit-card-fees\"><strong><strong><strong><strong><strong><strong>Trust Bank Interest Rates &amp; Credit Card Fees<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"savings-account-interest-rate\">\ud83d\udc49 <strong>Savings Account Interest Rate:<\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Up to 2.5% p.a. on deposits (up to S$1.2M) if conditions are met (e.g. min. spend &amp; account balance)<\/li>\n\n\n\n<li>Three plans available: Flex Plan, Signature Plan, and Zen Plan<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"trust-credit-card-interest-rate\">\ud83d\udc49 <strong>Trust Credit Card Interest Rate:&nbsp;<\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>27.9% p.a. effective interest rate if balances are not fully paid<\/li>\n\n\n\n<li>Standard for Singapore credit cards, but avoidable if you pay in full<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"trust-credit-card-annual-fees\">\ud83d\udc49 <strong>Trust Credit Card Annual Fees:&nbsp;<\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>No annual fee<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Trust Bank Singapore: <a href=\"https:\/\/www.you.co\/sg\/blog\/cashchanger-co-vs-youtrip\/\"><strong>CashChanger.co Vs YouTrip: Where To Get The Best Exchange Rate In Singapore?<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"trust-card-eligibility-requirements\"><strong><strong><strong><strong><strong><strong><strong>Trust Card Eligibility &amp; Requirements<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">To qualify for a Trust Credit Card in Singapore:&nbsp;<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Trust Debit Card:&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 At least 16 years old &amp; above&nbsp;<br>\u2705 Singaporean citizen \/ PR \/ Foreigner with a valid work pass&nbsp;<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Trust Credit Card:&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"text-decoration: underline\">21-55 years old (Min. annual income):<\/span><br>\u2705 Singaporean citizens\/PR: S$30,000&nbsp;<br>\u2705 Foreigner with a valid work pass: S$60,000&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"text-decoration: underline\">Above 55 years old (Min. annual income):<\/span><br>\u2705 Singaporean citizen\/PR: S$15,000&nbsp;<br>\u2705 Foreigner with a valid work pass: S$60,000<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em><em><em><em><em><em><em><em><em>\ud83d\udcd6 <\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em> Find a <a href=\"https:\/\/www.you.co\/sg\/blog\/best-place-to-exchange-money-in-singapore\/\"><strong>Money Changer Near Me: 14 Best Money Changers In Singapore<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"overseas-spending-trust-vs-youtrip\"><strong>Overseas Spending: Trust Card vs YouTrip<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Here\u2019s a comparison between the Trust card and YouTrip when it comes to overseas spending:<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Feature<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>YouTrip<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Trust Card<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Card Type<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Pre-paid Mastercard, multi\u2013currency e-wallet<\/td><td class=\"has-text-align-left\" data-align=\"left\">Dual Visa credit &amp; debit functionality<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Annual Fee<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">None<\/td><td class=\"has-text-align-left\" data-align=\"left\">None<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>FX Fees&nbsp;<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Zero FX fees across 150+ countries<\/td><td class=\"has-text-align-left\" data-align=\"left\">Zero FX fees anywhere Visa is accepted<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Currencies available for holding &amp; exchange<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">\u2705 12 wallet currencies&nbsp;<br>\ud83d\udc49 SGD, MYR, JPY, THB, USD, EUR, AUD, NZD, GBP, HKD, CHF, SEK<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u274c Not supported<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Exchange Rates<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Real-time wholesale exchange rates&nbsp;<\/td><td class=\"has-text-align-left\" data-align=\"left\">Visa rates&nbsp;<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>FX Markup Protection<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">\u2705 Blocks Dynamic Currency Conversion (DCC)&nbsp;<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u274c DCC may apply if merchant converts to SGD<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>ATM Withdrawals Overseas&nbsp;<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">*Free S$400 ATM withdrawals per month&nbsp;<br>*2% fee applies thereafter<\/td><td class=\"has-text-align-left\" data-align=\"left\">None<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Cashback\/Rewards<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Partner<strong> <\/strong>cashback via YouTrip Perks, HLAS travel insurance cashback<\/td><td class=\"has-text-align-left\" data-align=\"left\">Partner cashback with NTUC, FairPrice &amp; more<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Able to send money overseas?<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">\u2705 Remittance to 40+ countries<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u274c Not available<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u2696\ufe0f&nbsp;With the foreign eligible spend in non-preferred categories now earning 0.5% cashback (reduced from 1%), this makes the Trust Card less competitive for general overseas spending.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Optimal card strategy:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Use Trust Card for local spending<\/strong>&nbsp;\u2192 earn 1% unlimited cashback + up to 15% bonus on preferred category<\/li>\n\n\n\n<li><strong>Use YouTrip for overseas spending<\/strong>&nbsp;\u2192 lock in competitive real-time wholesale FX rates with zero fees and no markup.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em><em><em><em><em><em><em><em><em><em>\ud83d\udcd6 <\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em> Read <a href=\"https:\/\/www.you.co\/sg\/blog\/trust-card-vs-youtrip\/\"><strong>Trust Card Vs YouTrip<\/strong><\/a> for a more in-depth comparison<\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-is-youtrip\"><strong><strong>What is YouTrip?<\/strong> <\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"900\" height=\"471\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2021\/07\/01.png\" alt=\"Trust Bank Singapore - YouTrip\" class=\"wp-image-69363\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2021\/07\/01.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2021\/07\/01-300x157.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2021\/07\/01-768x402.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">YouTrip is a multi-currency e-wallet and prepaid Mastercard designed for travellers. It supports spending in over 150 countries with 0% foreign transaction fees and allows users to lock in competitive rates across 12 currencies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">YouTrip is especially useful if you want to lock in favourable exchange rates before your trip, spend without worrying about DCC, or withdraw money overseas without hefty fees.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"how-to-use-youtrip\"><strong>How to use YouTrip overseas?<\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Top up your YouTrip wallet in SGD using PayNow, a linked bank account, or credit\/debit card.<\/li>\n\n\n\n<li>Lock in foreign exchange rates in the app before your trip for 12 popular currencies<\/li>\n\n\n\n<li>Use the YouTrip Mastercard overseas for shopping, dining, and transport \u2014 it\u2019ll automatically deduct from the right currency wallet or auto-convert SGD at wholesale rates.<\/li>\n\n\n\n<li>Withdraw cash overseas (free up to S$400\/month*).<\/li>\n\n\n\n<li>Avoid DCC by always choosing to pay in the local currency.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em><em><em><em><em><em><em><em><em><em>\ud83d\udcd6 <\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em> Find out what&#8217;s up with the <a href=\"https:\/\/www.you.co\/sg\/blog\/from-sgd-to-myr\/\"><strong>SGD To MYR Rate Today<\/strong><\/a>: Best Exchange Rates, Forecast &amp; Where to Change Money<\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"which-card-should-you-choose\"><strong>Which Card Should You Choose?<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Trust Card<\/strong>&nbsp;is ideal for local spending in Singapore \u2013 maximize everyday cashback with strategic category selection, NTUC benefits, and 1% unlimited cashback on local eligible spend. From March 2026, it&#8217;s best used for your highest local spending categories.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>YouTrip<\/strong>&nbsp;is the superior choice for overseas spending \u2013 lock in competitive exchange rates across 12 wallet currencies in-app before your trip and enjoy real-time wholesale FX rates with zero fees and no markup. <\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\ud83e\udde0 <strong>Best strategy<\/strong>: Use both cards strategically \u2013 Trust Card for Singapore spending, YouTrip for overseas travel.<\/p>\n<\/blockquote>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>&nbsp;Ready to Try YouTrip?<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"900\" height=\"471\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2024\/02\/Frame-42.png\" alt=\"Trust Bank Singapore: YouTrip\" class=\"wp-image-63480\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2024\/02\/Frame-42.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2024\/02\/Frame-42-300x157.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2024\/02\/Frame-42-768x402.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Find a card that suits <strong>your<\/strong> needs best \u2014 whether you&#8217;re looking for the best rates in town or one with zero fees.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Not a YouTrooper yet? Singapore\u2019s go-to multi-currency wallet helps you save with great FX rates and zero fees. Skip the money changer and get a&nbsp;<strong>free YouTrip card + S$5 YouTrip credits<\/strong>&nbsp;with code&nbsp;<strong>&lt;YTBLOG5&gt;<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Then, head over to our<a href=\"https:\/\/www.you.co\/sg\/youtrip-perks\/\">&nbsp;YouTrip Perks<\/a>&nbsp;page for exclusive offers and promotions \u2014 we promise you won\u2019t regret it. Join our Telegram (<a href=\"https:\/\/t.me\/s\/youtripsg\">@YouTripSG<\/a>) and Community Group (@YouTripSquad) for travel tips, event invites, and more!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Happy travels!<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3e41869c wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/youtrip.onelink.me\/P5AL\/ohkz600g?utm_source=youtrip_blog&amp;utm_medium=article&amp;utm_campaign=youtrip_app_download&amp;utm_term=&amp;utm_content=\" style=\"background-color:#6d37ac\"><strong>sign up now!<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"trust-bank-faq\"><strong>Trust Bank FAQs: <\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1773218254180\"><strong class=\"schema-faq-question\"><strong>Q: Trust Bank is under which bank?<\/strong><\/strong> <p class=\"schema-faq-answer\">Trust Bank is a joint venture between Standard Chartered Bank and FairPrice Group, not UOB.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1773218265513\"><strong class=\"schema-faq-question\"><strong>Q: Does a Trust Card have cashback?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes. The Trust Cashback Card offers cashback on eligible spending: 1% on local spend \/ 0.5% on foreign spend (non-preferred categories), with up to 15% bonus cashback quarterly on your selected preferred category.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1773218277546\"><strong class=\"schema-faq-question\"><strong>Q: Trust Credit Card Review: Is it worth it?<\/strong><\/strong> <p class=\"schema-faq-answer\"><strong><br><\/strong>Yes, if you shop often at FairPrice or want a no-fee card for local spending. From March 2026, it&#8217;s most valuable for those who can hit S$2,000\/month spend and strategically choose their preferred category. Less ideal for frequent travellers &#8211; use YouTrip for overseas spending instead.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1773218289113\"><strong class=\"schema-faq-question\"><strong>Q: What is the benefit of a Trust Card?<\/strong><\/strong> <p class=\"schema-faq-answer\">$0 annual fees, cashback rewards, NTUC perks, and digital-first features.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1773218299462\"><strong class=\"schema-faq-question\"><strong>Q: Trust Credit Card Interest Rate?<\/strong><\/strong> <p class=\"schema-faq-answer\">27.9% p.a. effective interest rate if not fully repaid.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1773218309812\"><strong class=\"schema-faq-question\"><strong>Q: Trust Cashback Card Exclusions?<\/strong><\/strong> <p class=\"schema-faq-answer\">Insurance, AXS, loan instalments, and late fees.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1773218316330\"><strong class=\"schema-faq-question\"><strong>Q: Is a Trust Card better than YouTrip?<\/strong><\/strong> <p class=\"schema-faq-answer\">From March 2026: Trust Card is better for local spending in Singapore (1% unlimited + up to 15% bonus on preferred category). <br><br>YouTrip is better for overseas spending with real-time wholesale FX rates and zero markup. Best strategy: use Trust for local, YouTrip for travel.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1773218327546\"><strong class=\"schema-faq-question\"><strong>Q: What is the SWIFT\/BIC code for Trust Bank in Singapore? <\/strong><\/strong> <p class=\"schema-faq-answer\"><br><strong>\u00b7 <\/strong>Bank Name: Trust Bank Singapore Limited<br><strong>\u00b7 <\/strong>Bank Code: 9733<br><strong>\u00b7 <\/strong>SWIFT\/BIC Code: TRBUSGSG<br><strong>\u00b7 <\/strong>Branch Code: 001<\/p> <\/div> <\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Related Articles:<\/strong><br><strong><a href=\"https:\/\/www.you.co\/sg\/blog\/best-singapore-credit-card\/\">Best Singapore Credit Card: Miles, Cashback &amp; Travel Compared<\/a><\/strong><br><a href=\"https:\/\/www.you.co\/sg\/blog\/japan-atm-withdrawal-guide\/\"><strong>Japan ATM Withdrawal Guide: Fees, Locations, Exchange Rates<\/strong><\/a><br><a href=\"https:\/\/www.you.co\/sg\/blog\/dbs-mca-guide\/\"><strong>DBS Multi-Currency Account (MCA) Guide: Features, Exchange Rates, Fees<\/strong><\/a><br><strong><a data-type=\"URL\" data-id=\"https:\/\/www.you.co\/sg\/blog\/saving-money-with-youtrip\/\" href=\"https:\/\/www.you.co\/sg\/blog\/saving-money-with-youtrip\/\"><\/a><\/strong><a href=\"https:\/\/www.you.co\/sg\/blog\/youtrip-vs-wise-card-singapore-comparison\/\"><strong>YouTrip Vs Wise Card Comparison Guide<\/strong><\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.you.co\/sg?utm_source=youtrip_blog&amp;utm_medium=banner&amp;utm_campaign=blog_footer&amp;utm_term=&amp;utm_content=\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"728\" height=\"160\" 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srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23.png 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23-300x37.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23-600x74.png 600w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Every cent counts!<\/p>\n","protected":false},"author":75,"featured_media":77874,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[621],"tags":[39734,40135,39140],"class_list":["post-77865","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-foreign-exchange","tag-multi-currency-cards","tag-trust-bank","tag-youtrip"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/77865","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/users\/75"}],"replies":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/comments?post=77865"}],"version-history":[{"count":1,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/77865\/revisions"}],"predecessor-version":[{"id":86286,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/77865\/revisions\/86286"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media\/77874"}],"wp:attachment":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media?parent=77865"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/categories?post=77865"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/tags?post=77865"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}