{"id":77761,"date":"2026-01-21T10:54:20","date_gmt":"2026-01-21T02:54:20","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=77761"},"modified":"2026-05-15T23:45:28","modified_gmt":"2026-05-15T15:45:28","slug":"revolut-singapore","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/revolut-singapore\/","title":{"rendered":"Revolut Singapore (2026): The Ultimate Guide To The Revolut Card, Account &amp; Fees"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong><strong><strong>Whether you\u2019re considering Revolut for overseas spending, budgeting, or even crypto, this article breaks down what you need to know before signing up \ud83d\udc47<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">With more Singaporeans travelling and shopping internationally, multi-currency cards have become a popular alternative to traditional debit and credit cards. One popular option available is Revolut, a global fintech app that offers a multi-currency account, card, and additional financial tools.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this guide, we\u2019ll take a closer look at Revolut in Singapore \u2014 including its features, fees, how the Revolut card works, its pros and cons, and how it compares with other multi-currency cards like YouTrip.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><br>\ud83d\udc9c <strong>Stay Up To Date:<\/strong><br>\u2013&nbsp;<a href=\"https:\/\/www.you.co\/sg\/blog\/dbs-multi-currency-card\/\">DBS Multi-Currency Card Guide 2026: Benefits, Fees, Currencies<\/a><br>\u2013&nbsp;<a href=\"https:\/\/www.you.co\/sg\/blog\/best-jb-cafes\/\">25 Trendy JB Cafes To Visit Right Now 2026<\/a><br>\u2013&nbsp;<a href=\"https:\/\/www.you.co\/sg\/blog\/from-sgd-to-idr\/\">Best SGD to IDR Rate in Singapore (2026 Guide)<\/a><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udcda&nbsp;<strong>Table of Contents: <\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#tldr-revolut-singapore\"><strong>TL;DR: Revolut Singapore at a Glance<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#revolut-card-sg-overview\"><strong>Overview of the Revolut Card in Singapore<\/strong><\/a><\/li>\n\n\n\n<li><strong>&nbsp;<a href=\"#revolut-sg-fees\">Revolut Singapore Fees<\/a><\/strong>\n<ul class=\"wp-block-list\">\n<li><a href=\"#revolut-top-up-fees\">Top-up fees across all plans<\/a><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><a href=\"#how-does-the-revolut-card-work\"><strong>How does the Revolut Card work?<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#revolut-crypto\"><strong>Revolut Crypto<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#revolut-card-vs-youtrip\"><strong>Revolut Card vs YouTrip<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#revolut-vs-youtrip-exchange-rates\"><strong>Revolut vs YouTrip: Exchange Rates<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"http:\/\/revolut-final-verdict\"><strong>Final Verdict: Is The Revolut Card Worth It?<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#youtrip\"><strong>\ud83d\udca1 YouTrip<\/strong><\/a>\n<ul class=\"wp-block-list\">\n<li><a href=\"#youtrip-features\">Features<\/a><\/li>\n\n\n\n<li><a href=\"#how-to-use-youtrip-overseas\">How to Use YouTrip Overseas<\/a><\/li>\n\n\n\n<li><a href=\"#who-is-eligible-for-youtrip\">Who is eligible for a YouTrip account?<\/a><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><a href=\"#revolut-sg-faq\"><strong>FAQ: Revolut Singapore<\/strong><\/a><\/li>\n<\/ol>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"tldr-revolut-singapore\"><strong><strong><strong>TL;DR: Revolut Singapore at a Glance:<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A multi-currency account and debit card with favourable FX rates compared to traditional banks<\/li>\n\n\n\n<li>Has a free Standard plan or paid Premium\/Metal plans with additional perks<\/li>\n\n\n\n<li>Pros: 30+ wallet currencies, budgeting, stock trading &amp; crypto tools<\/li>\n\n\n\n<li>Cons: 1% weekend FX fees, exchange limit &amp; usage fees, higher top-up fees, less competitive rates compared to YouTrip<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"revolut-card-sg-overview\"><strong><strong>Overview of the Revolut Card in Singapore<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/08\/image-108-1024x512.png\" alt=\"Revolut Singapore Card\" class=\"wp-image-77770\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/08\/image-108-1024x512.png 1024w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/08\/image-108-300x150.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/08\/image-108-768x384.png 768w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/08\/image-108-1536x768.png 1536w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/08\/image-108.png 2000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><em>Image Credits: Revolut Singapore<\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut is widely used by Singaporeans looking for a digital alternative to bank cards when travelling or spending online in foreign currencies. The main draw is its <strong>mid-market exchange rates<\/strong>, which can save money compared to traditional cards that add foreign transaction fees.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The app also includes features such as:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>30 wallet currencies available for in-app exchanges&nbsp;<\/li>\n\n\n\n<li>Budgeting tools to track and categorise spending&nbsp;<\/li>\n\n\n\n<li>Valuts to set aside savings goals&nbsp;<\/li>\n\n\n\n<li>Bill splitting with friends who also use Revolut&nbsp;<\/li>\n\n\n\n<li>Revolut Crypto and stock trading for those interested in investments<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em>\ud83d\udcda Also read: <\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/cashchanger-co-vs-youtrip\/\"><strong>CashChanger.co Vs YouTrip: Where To Get The Best Exchange Rate In Singapore?<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"revolut-sg-fees\"><strong><strong><strong>Revolut Singapore Fees<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Here\u2019s a look at Revolut Singapore\u2019s fees for their Standard, Premium, and Metal plans.&nbsp;<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Feature<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Standard<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Premium<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Metal<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Exclusive Card<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">&#8211;<\/td><td class=\"has-text-align-left\" data-align=\"left\">Personalised Premium card<\/td><td class=\"has-text-align-left\" data-align=\"left\">Personalised Metal card<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Monthly Fee<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Free<\/td><td class=\"has-text-align-left\" data-align=\"left\">S$10.99\/month<\/td><td class=\"has-text-align-left\" data-align=\"left\">S$21.99\/month<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Card Delivery<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">S$4.99<\/td><td class=\"has-text-align-left\" data-align=\"left\">Free express<\/td><td class=\"has-text-align-left\" data-align=\"left\">Free express<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Exchange Limit<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">S$5,000\/month<\/td><td class=\"has-text-align-left\" data-align=\"left\">S$15,000\/month<\/td><td class=\"has-text-align-left\" data-align=\"left\">No exchange limits<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Fair Usage Fees<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">1% fee when exceeding exchange limit<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.5% fee when exceeding exchange limit<\/td><td class=\"has-text-align-left\" data-align=\"left\">None<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Weekend FX Fees<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">1%<\/td><td class=\"has-text-align-left\" data-align=\"left\">None<\/td><td class=\"has-text-align-left\" data-align=\"left\">None<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Overseas ATM Withdrawals<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Up to free S$350\/month or 5 withdrawals; 2% fee imposed thereafter&nbsp;<\/td><td class=\"has-text-align-left\" data-align=\"left\">Up to free S$700\/month; 2% fee imposed thereafter.&nbsp;<\/td><td class=\"has-text-align-left\" data-align=\"left\">Up to free S$1,050\/month; 2% fee imposed thereafter.&nbsp;<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Crypto Exchange Fees<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">1.49%<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.99%<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.99%<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Cashback<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">None<\/td><td class=\"has-text-align-left\" data-align=\"left\">None<\/td><td class=\"has-text-align-left\" data-align=\"left\">1.5%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"revolut-top-up-fees\"><strong>Top-up fees across all plans:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Singapore-Issued Mastercard Debit Cards: 0.51%<\/li>\n\n\n\n<li>Singapore-Issued Mastercard Credit Cards: 0.62%&nbsp;<\/li>\n\n\n\n<li>Singapore-Issued Visa Debit Cards: 0.30%<\/li>\n\n\n\n<li>Singapore-Issued Visa Credit Cards: 1.97%<\/li>\n\n\n\n<li>International Debit\/Credit Cards: 2.08%<\/li>\n\n\n\n<li>Commercial Debit\/Credit Cards: 1.12%<\/li>\n\n\n\n<li>From Bank Accounts in Singapore: Free<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em>\ud83d\udcda <\/em>Related Guide: <a href=\"https:\/\/www.you.co\/sg\/blog\/citi-prestige-card\/\"><strong>Citi Prestige Card: Guide to Fees, Miles, Eligibility &amp; Tips<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-does-the-revolut-card-work\"><strong><strong><strong>How does the Revolut Card work?<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The Revolut card is a multi-currency debit card linked to your Revolut account. It functions like a regular debit card but with additional flexibility for overseas spending.&nbsp;<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Top up your account via bank transfer or debit\/credit card<\/li>\n\n\n\n<li>Spend worldwide in 140+ currencies&nbsp;<\/li>\n\n\n\n<li>Auto-conversion: Lock in 30+ wallet currencies<\/li>\n\n\n\n<li>Manage in-app: Instantly freeze\/unfreeze your card, adjust limits, or create disposable virtual cards for safer online shopping.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em><em><em>\ud83d\udcda Money matters: <\/em><\/em><\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/uob-lady-card\/\"><strong>UOB Lady\u2019s Card Guide: Categories, Fees, Miles Earn Rate<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"revolut-crypto\"><strong><strong>Revolut Crypto<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">For those interested in digital assets, Revolut Crypto provides a straightforward way to buy, sell, and hold over 130 tokens. Fees range from 0.99% to 1.49%, and Revolut holds assets custodially.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This makes it convenient for beginners, though the costs are higher compared to dedicated crypto exchanges.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"revolut-card-vs-youtrip\"><strong><strong>Revolut Card vs YouTrip<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut and YouTrip are two of the most recognised multi-currency cards in Singapore. Here\u2019s a feature comparison between the two.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Feature<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Revolut<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>YouTrip<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Supported Currencies&nbsp;<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Hold 30+ currencies. Spend in 140+ countries<\/td><td class=\"has-text-align-left\" data-align=\"left\">Hold 12 currencies.&nbsp;<br>Spend in 150+ countries<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Exchange Rate<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Mid-market rate (with limits)<\/td><td class=\"has-text-align-left\" data-align=\"left\">Wholesale exchange rate (no markups)<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Annual Fees<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>Standard Plan: <\/strong>Free&nbsp;<br><br><strong>Premium Plan:<\/strong> S$10.99\/month or S$109\/year&nbsp;<br><br><strong>Metal Plan: <\/strong>S$21.99\/month or S$219\/year<\/td><td class=\"has-text-align-left\" data-align=\"left\">None \u2705<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>FX Fees&nbsp;<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>Weekdays:&nbsp;<\/strong>No fees apply if you\u2019re within your plan\u2019s fair usage limit<br>&nbsp;<br><strong>Weekends:&nbsp;<\/strong>A 1% fee applies regardless of your plan<\/td><td class=\"has-text-align-left\" data-align=\"left\">None \u2705<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Exchange Limit &amp; Fair Usage Fee<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>Standard Plan: <\/strong>Exchange limit: S$5,000\/month; Fair usage fee: 1% when exceeded.<br><br><strong>Premium Plan:&nbsp;<\/strong>Exchange limit: S$15,000; Fair usage fee: 0.5% when exceeded.<br><br><strong>Metal Plan:&nbsp;<\/strong>No exchange limits<\/td><td class=\"has-text-align-left\" data-align=\"left\">None \u2705<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Overseas ATM Withdrawals<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Free up to S$350\/month or 5 withdrawals (Standard); <br>2% fee applies thereafter.<\/td><td class=\"has-text-align-left\" data-align=\"left\">Free up to S$400\/month; <br>2% fee applies thereafter.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Remittance Fees (sending money overseas)<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Variable fee shown in-app<\/td><td class=\"has-text-align-left\" data-align=\"left\">Variable fee shown in-app<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Bank Withdrawals&nbsp;<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">5 free transfers<br>*S$2.99 fee for each transfer thereafter.<\/td><td class=\"has-text-align-left\" data-align=\"left\">10 free bank withdrawals\/month<br>For more than 10 bank withdrawals: Request for a <a href=\"https:\/\/support.you.co\/hc\/en-us\/articles\/33980799175065-Is-my-YouTrip-balance-refundable\">refund<\/a> (S$10 processing fee)<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Extra Features<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Budgeting, Investment, Crypto<\/td><td class=\"has-text-align-left\" data-align=\"left\">Cashback deals via <a href=\"https:\/\/www.you.co\/sg\/youtrip-perks\/\">YouTrip Perks<\/a>, <a href=\"https:\/\/www.you.co\/sg\/blog\/hla-youtrip-travel-insurance\/\">HLAS Insurance<\/a> in-app<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em><em><em><em><em>\ud83d\udcda<\/em><\/em><\/em><\/em><\/em><\/em> <em>Related guides: <a href=\"https:\/\/www.you.co\/sg\/blog\/trust-card-vs-youtrip\/\"><strong>Trust Card Vs YouTrip<\/strong> <\/a>&#8211; Which Is The Better Card For Overseas Spending?<\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"revolut-vs-youtrip-exchange-rates\"><strong><strong>Revolut vs YouTrip: Exchange Rates<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Currency<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>YouTrip \ud83d\udc51<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>Revolut<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>MYR<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 SGD = 3.154 MYR<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 SGD = 3.147 MYR<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>JPY<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 SGD = 123.04 JPY<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 SGD = 123.00 JPY<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>THB<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 SGD = 24.13 THB<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 SGD = 24.11 THB<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>AUD<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 SGD = 1.156 AUD&nbsp;<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 SGD = 1.156 AUD<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>HKD<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 SGD = 6.075 HKD<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 SGD = 6.074 HKD<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>USD<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 SGD = 0.7792 USD<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 SGD = 0.7790 USD<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>EUR<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 SGD = 0.6642 EUR<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 SGD = 0.6640 EUR<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>*Rates taken as of 21 Jan 2026<\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Revolut suits users who prefer extra features such as budgeting tools and crypto trading.<\/li>\n\n\n\n<li>YouTrip suits budget travellers with competitive exchange rates and fee-free spending.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span><em style=\"font-style: italic\">\ud83d\udcda<\/em><\/span><em> Related guides:<\/em><em> Check out this guide for the <a href=\"https:\/\/www.you.co\/sg\/blog\/best-miles-credit-cards-in-singapore\/\"><strong>Best Miles Credit Card in Singapore<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"revolut-final-verdict\"><strong><strong><strong>Final Verdict: Is The Revolut Card Worth It?<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The Revolut card offers strong features for those who value financial tools, crypto access, and international spending. However, its limits and fees mean it may not be the most cost-effective option for everyone.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If your main priority is simple, fee-free overseas spending, YouTrip remains the most straightforward option for most Singaporeans. With no annual fees or monthly charges and a focus on offering the best exchange rates, YouTrip is often the most practical choice.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em><span><em style=\"font-style: italic\">\ud83d\udcda<\/em><\/span><em> Money Matters: <\/em><\/em><strong><a href=\"https:\/\/www.you.co\/sg\/blog\/from-sgd-to-myr\/\">SGD To MYR Rate Today: Best Exchange Rates, Forecast &amp; Where to Change Money<\/a><\/strong><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"youtrip\"><strong><strong>\ud83d\udca1 <strong>YouTrip<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"900\" height=\"471\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2021\/07\/01.png\" alt=\"Revolut Singapore - YouTrip\" class=\"wp-image-69363\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2021\/07\/01.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2021\/07\/01-300x157.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2021\/07\/01-768x402.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/you.co\/sg\">YouTrip <\/a>is a multi-currency wallet and travel card that gives you access to favourable exchange rates for 150+ countries worldwide with zero fees, and lock in 12 popular in-app currencies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"youtrip-features\"><strong>Features:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Competitive real-time wholesale exchange rates<\/li>\n\n\n\n<li>Free S$400 ATM withdrawal\/month<\/li>\n\n\n\n<li>Cashback + perks via <a href=\"https:\/\/www.you.co\/sg\/blog\/youtrip-perks\/\">YouTrip Perks<\/a><\/li>\n\n\n\n<li>In-app travel insurance via <a href=\"https:\/\/www.you.co\/sg\/blog\/hla-youtrip-travel-insurance\/\">HLAS<\/a><\/li>\n\n\n\n<li>Great for shopping, travel, and sending money overseas<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em><em><em><em><span><em style=\"font-style: italic\">\ud83d\udcda<\/em><\/span><em> Discover next:<\/em><\/em><\/em><\/em> <a href=\"https:\/\/www.you.co\/sg\/blog\/best-multi-currency-cards-singapore\/\"><strong>Best Multi-Currency Cards In Singapore: A Full Comparison Guide<\/strong><\/a><\/em><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"how-to-use-youtrip-overseas\"><strong>How to use YouTrip Overseas? <\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">1\ufe0f\u20e3 Top up your YouTrip wallet in SGD using PayNow, a linked bank account, or credit\/debit card.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2\ufe0f\u20e3 Lock in foreign exchange rates in the app before your trip for 12 popular currencies<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3\ufe0f\u20e3 Use the YouTrip Mastercard overseas for shopping, dining, and transport \u2014 it\u2019ll automatically deduct from the right currency wallet or auto-convert SGD at wholesale rates.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">4\ufe0f\u20e3 Withdraw cash overseas (free up to S$400\/month*).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">5\ufe0f\u20e3 Avoid DCC by always choosing to pay in the local currency.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em><em><span><em style=\"font-style: italic\">\ud83d\udcda<\/em><\/span><em> Learn more: <\/em><\/em><\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/best-place-to-exchange-money-in-singapore\/\"><strong>Money Changer Near Me: 14 Best Money Changers In Singapore<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"who-is-eligible-for-youtrip\"><strong><strong>Who is eligible for a YouTrip account?<\/strong><\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">YouTrip is available to: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Singapore citizens, permanent residents, and foreigners.<br><\/li>\n\n\n\n<li><strong>At least 15 years old<\/strong>&nbsp;who holds a valid NRIC, FIN, or long-term pass issued by the Singapore government.<br><\/li>\n\n\n\n<li>Has a Singapore-registered mobile number and a valid email address.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Sign up via SingPass MyInfo for faster approval. The process takes <strong>3 minutes, <\/strong>and your YouTrip card will be delivered to your registered address within <strong>5-7 business days<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em><em><em><em><span><em style=\"font-style: italic\">\ud83d\udcda<\/em><\/span><em>Also read:<\/em><\/em><\/em><\/em><\/em> <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/best-singapore-credit-card\/\">Best Singapore Credit Card: Miles, Cashback &amp; Travel Compared<\/a><\/strong><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-flow wp-block-group-is-layout-flow\" style=\"padding-top:0px;padding-bottom:80px\">\n<h2 class=\"wp-block-heading has-text-align-left\" id=\"revolut-sg-faq\" style=\"margin-top:80px;margin-bottom:80px\"><strong><strong><strong>FAQ: Revolut Singapore<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q: Is Revolut under DBS Bank?<br><\/strong>No. Revolut is not owned by DBS Bank. In Singapore, it safeguards funds in segregated accounts with partner banks such as DBS and ANZ, under MAS regulation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q: What are the benefits of a Revolut card?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Favourable FX rates compared to traditional banks<\/li>\n\n\n\n<li>30 wallet currencies; spend in 140+ currencies&nbsp;<\/li>\n\n\n\n<li>Budgeting tools &amp; investment options (crypto, stocks, commodities)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q: What are the disadvantages of a Revolut card?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1% FX fee on weekends for Standard users&nbsp;<\/li>\n\n\n\n<li>Lower fee-free ATM withdrawals&nbsp;<\/li>\n\n\n\n<li>Currency exchange limits &amp; fair usage fees&nbsp;<\/li>\n\n\n\n<li>Less competitive rates compared to YouTrip&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q: Can I get a Revolut card in Singapore?<br><\/strong>Yes. You can sign up via the Revolut app, verify your identity, and order a physical or virtual card.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q: How does Revolut work overall?<br><\/strong>Revolut combines a multi-currency account with additional financial services such as budgeting tools, money transfers, and crypto trading \u2014 all managed through its mobile app.<\/p>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong>Ready to try YouTrip?<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"900\" height=\"471\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/06\/ss-image.png\" alt=\"Revolut Singapore - YouTrip\" class=\"wp-image-56849\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/06\/ss-image.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/06\/ss-image-300x157.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/06\/ss-image-768x402.png 768w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/06\/ss-image-600x314.png 600w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Find a card that suits <strong>your<\/strong> needs best \u2014 whether you\u2019re looking for the best rates in town or one with zero fees.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Not a YouTrooper yet? Singapore\u2019s go-to multi-currency wallet helps you save with great FX rates and zero fees. Skip the money changer and get a&nbsp;<strong>free YouTrip card + S$5 YouTrip credits<\/strong>&nbsp;with code&nbsp;<strong>&lt;YTBLOG5&gt;<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Then, head over to our <a href=\"https:\/\/www.you.co\/sg\/youtrip-perks\/\">YouTrip Perks<\/a>&nbsp;page for exclusive offers and promotions \u2014 we promise you won\u2019t regret it. Join our Telegram (<a href=\"https:\/\/t.me\/s\/youtripsg\">@YouTripSG<\/a>) and Community Group (@YouTripSquad) for travel tips, event invites, and more!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Happy travels!<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3e41869c wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/youtrip.onelink.me\/P5AL\/ohkz600g?utm_source=youtrip_blog&amp;utm_medium=article&amp;utm_campaign=youtrip_app_download&amp;utm_term=&amp;utm_content=\" style=\"background-color:#6d37ac\"><strong>sign up now!<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Related articles<\/strong>:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.you.co\/sg\/blog\/youtrip-vs-revolut-singapore-comparison\/\"><strong>Revolut Vs YouTrip Singapore Comparison<\/strong><\/a><br><strong><a href=\"https:\/\/www.you.co\/sg\/blog\/ichange-vs-youtrip-comparison\/\">iChange Vs YouTrip Comparison<\/a><\/strong><br><a href=\"https:\/\/www.you.co\/sg\/blog\/youtrip-vs-wise-card-singapore-comparison\/\"><strong>YouTrip Vs Wise Card Comparison Guide<\/strong><\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.you.co\/sg?utm_source=youtrip_blog&amp;utm_medium=banner&amp;utm_campaign=blog_footer&amp;utm_term=&amp;utm_content=\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"728\" height=\"160\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1.png\" alt=\"\" class=\"wp-image-59000\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1.png 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1-300x66.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1-600x132.png 600w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/a><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.you.co\/biz\/?utm_source=youtrip&amp;utm_medium=banner&amp;utm_campaign=blog-footer&amp;utm_content=youbiz&amp;acq=BM&amp;sub_acq=BlogFooter&amp;ad_type=Article_Awa\"><img loading=\"lazy\" decoding=\"async\" width=\"728\" height=\"90\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23.png\" alt=\"\" class=\"wp-image-44716\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23.png 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23-300x37.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23-600x74.png 600w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Everything you need to know \ud83d\udcda<\/p>\n","protected":false},"author":75,"featured_media":77774,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[621],"tags":[39145,39895],"class_list":["post-77761","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-foreign-exchange","tag-finance","tag-revolut"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/77761","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/users\/75"}],"replies":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/comments?post=77761"}],"version-history":[{"count":2,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/77761\/revisions"}],"predecessor-version":[{"id":87274,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/77761\/revisions\/87274"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media\/77774"}],"wp:attachment":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media?parent=77761"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/categories?post=77761"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/tags?post=77761"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}