{"id":76062,"date":"2026-06-04T20:55:49","date_gmt":"2026-06-04T12:55:49","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=76062"},"modified":"2026-06-04T20:57:36","modified_gmt":"2026-06-04T12:57:36","slug":"travel-insurance-singapore","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/travel-insurance-singapore\/","title":{"rendered":"Best Travel Insurance Singapore 2026: 8 Plans Compared"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>Travel premiums, coverage, and all the fine print don&#8217;t have to be confusing.<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Whether you&#8217;re headed to Malaysia for a quick weekend getaway or backpacking across Europe, travel insurance is a must. Delayed flights, lost baggage, or unexpected medical emergencies can easily turn a dream vacation into a nightmare. We&#8217;ve got you covered with our top picks for the best travel insurance to get on your trip this year.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Best for<\/th><th class=\"has-text-align-left\" data-align=\"left\">Our pick<\/th><\/tr><\/thead><tbody><tr><td><strong>Value all-rounder<\/strong><\/td><td>FWD<\/td><\/tr><tr><td><strong>Families &amp; pre-existing conditions<\/strong><\/td><td>Income (NTUC Income)<\/td><\/tr><tr><td><strong>Maximum coverage<\/strong><\/td><td>Singlife (unlimited overseas medical)<\/td><\/tr><tr><td><strong>Adventure trips<\/strong><\/td><td>MSIG TravelEasy<\/td><\/tr><tr><td><strong>Highest medical limit<\/strong><\/td><td>AIG Travel Guard (up to S$2.5M)<\/td><\/tr><tr><td><strong>Buying in-app + cashback<\/strong><\/td><td>HLAS via the YouTrip app<\/td><\/tr><tr><td><strong>Typical cost, 7-day trip<\/strong><\/td><td>~S$15\u201340 ASEAN \u00b7 ~S$50\u2013150 worldwide<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udc9c&nbsp; Stay Up To Date:<br><\/strong>\u2013&nbsp;<a href=\"https:\/\/www.you.co\/sg\/blog\/korea-weather-guide\/\">Korea Weather Guide: Best Time To Visit Korea By Month<\/a><br>\u2013 <a href=\"https:\/\/www.you.co\/sg\/blog\/dolomites-travel-guide\/\">Dolomites, Italy Beginners Guide<\/a>:<a href=\"https:\/\/www.you.co\/sg\/blog\/dolomites-travel-guide\/\"> Where to Go, Stay, and Explore<\/a><br>\u2013 <a href=\"https:\/\/www.you.co\/sg\/blog\/things-to-do-in-hangzhou\/\">15 Best Things To Do In Hangzhou, China<\/a> <\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Table of Contents<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"https:\/\/file+.vscode-resource.vscode-cdn.net\/Users\/jaelynyiew\/Hub\/content\/outbox\/best-travel-insurance-singapore.md#need\"><strong>Do I Really Need Travel Insurance?<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/file+.vscode-resource.vscode-cdn.net\/Users\/jaelynyiew\/Hub\/content\/outbox\/best-travel-insurance-singapore.md#what-to-look-for\"><strong>What to Look For in Travel Insurance<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/file+.vscode-resource.vscode-cdn.net\/Users\/jaelynyiew\/Hub\/content\/outbox\/best-travel-insurance-singapore.md#comparison\"><strong>Best Travel Insurance Singapore: 2026 Comparison<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/file+.vscode-resource.vscode-cdn.net\/Users\/jaelynyiew\/Hub\/content\/outbox\/best-travel-insurance-singapore.md#verdict\"><strong>The Best Plan for Each Type of Traveller<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/file+.vscode-resource.vscode-cdn.net\/Users\/jaelynyiew\/Hub\/content\/outbox\/best-travel-insurance-singapore.md#providers\"><strong>A Closer Look at the Top Providers<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/file+.vscode-resource.vscode-cdn.net\/Users\/jaelynyiew\/Hub\/content\/outbox\/best-travel-insurance-singapore.md#faqs\"><strong>Travel Insurance Singapore FAQs<\/strong><\/a><\/li>\n<\/ol>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong>Do I Really Need Travel <\/strong>Insurance?<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">While not compulsory for most destinations, <a href=\"https:\/\/www.you.co\/sg\/blog\/travel-insurance-is-mandatory-for-some-countries\/\">some countries<\/a> require proof of medical travel insurance for your visa, most notably the Schengen-area countries (minimum 30,000 EUR, ~S$44,000, in medical cover). Even where it&#8217;s optional, travel insurance protects against:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u2705\u00a0<strong>Medical emergencies<\/strong>\u00a0(hospital bills, evacuation)<\/li>\n\n\n\n<li>\u2705\u00a0<strong>Trip cancellations<\/strong>\u00a0(flights, hotels)<\/li>\n\n\n\n<li>\u2705\u00a0<strong>Lost\/delayed baggage<\/strong><\/li>\n\n\n\n<li>\u2705\u00a0<strong>Flight delays<\/strong>\u00a0(compensation for long waits)<\/li>\n\n\n\n<li>\u2705\u00a0<strong>COVID-19 coverage<\/strong>\u00a0(varies by insurer)<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pro Tip:<\/strong>\u00a0Even short trips to Malaysia can lead to unexpected costs. Better safe than sorry!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em> \ud83d\udcd6 Related Guide: <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/best-things-to-do-in-beijing\/\">17 Best Things To Do In Beijing (+ Hidden Gems)<\/a> <\/strong><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What to Look for in Travel Insurance (2026 guide)<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"900\" height=\"470\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-120.png\" alt=\"Best Travel Insurance Singapore What to Look for in Travel Insurance\" class=\"wp-image-76086\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-120.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-120-300x157.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-120-768x401.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><em>Image Credits: Unsplash<\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">As tempted as you may be to get the cheapest plan, there are other crucial factors you should consider when choosing the best travel insurance in Singapore:<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Key Factor<\/th><th class=\"has-text-align-left\" data-align=\"left\">Why It Matters<\/th><\/tr><\/thead><tbody><tr><td><strong>Medical Coverage<\/strong><\/td><td>At least S$200,000 for serious emergencies; ideally higher for destinations with high healthcare costs (e.g., USA, Europe). Look for comprehensive coverage including hospital stays, outpatient treatment, and emergency medical evacuation.<\/td><\/tr><tr><td><strong>Trip Cancellation<\/strong><\/td><td>Covers non-refundable bookings (flights, hotels, tours) if your trip is unexpectedly cancelled due to unforeseen circumstances like illness or natural disasters.<\/td><\/tr><tr><td><strong>COVID-19 Protection<\/strong><\/td><td>Still worth checking. Some plans include it automatically, others charge for it as an add-on. Ensure the policy covers medical treatment, quarantine costs, and trip interruptions related to COVID-19.<\/td><\/tr><tr><td><strong>Adventure Sports<\/strong><\/td><td>If you plan on activities like skiing, scuba diving, bungee jumping, or hiking, ensure these are covered. Many standard policies exclude them by default.<\/td><\/tr><tr><td><strong>24\/7 Assistance<\/strong><\/td><td>A global helpline for emergencies is critical for immediate support, no matter where you are in the world.<\/td><\/tr><tr><td><strong>Baggage &amp; Personal Belongings<\/strong><\/td><td>Covers loss, theft, or damage to your luggage and personal items. Look for good limits on valuables.<\/td><\/tr><tr><td><strong>Personal Liability<\/strong><\/td><td>Protects you financially if you accidentally cause injury to someone or damage their property while abroad.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Avoid the cheapest plans \u2014 focus on coverage limits and exclusions!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em> \ud83d\udcd6 Related Guide: <\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/things-to-do-in-kyoto\/\"><strong>33 Things to Do in Kyoto, Japan: Top Attractions, Food &amp; Travel Tips<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Best Travel Insurance Singapore (2026 Comparison)<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Here&#8217;s a detailed comparison of top providers for the best travel insurance in Singapore, including FWD Travel Insurance, Income (formerly NTUC Income) Travel Insurance, AIG Travel Guard, Allianz Travel Insurance, MSIG Travel Insurance, Singlife Travel Insurance, Etiqa (Tiq) Travel Insurance Singapore, and HLAS Travel Insurance to help you find the perfect fit.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Insurance Company<\/th><th class=\"has-text-align-left\" data-align=\"left\">Best For<\/th><th class=\"has-text-align-left\" data-align=\"left\">Medical Coverage<\/th><th class=\"has-text-align-left\" data-align=\"left\">Trip Cancellation<\/th><th class=\"has-text-align-left\" data-align=\"left\">COVID-19 Coverage<\/th><th class=\"has-text-align-left\" data-align=\"left\">Adventure Sports Coverage<\/th><th class=\"has-text-align-left\" data-align=\"left\">Key Features<\/th><\/tr><\/thead><tbody><tr><td><strong>FWD Travel Insurance<\/strong><\/td><td>Budget travellers, digital nomads<\/td><td>Up to S$1,000,000<\/td><td>Up to S$15,000<\/td><td>\u2705 (optional add-on)<\/td><td>\u274c (no extreme-sports rider)<\/td><td>Affordable premiums, fully digital claims via app, 24\/7 emergency hotline.<\/td><\/tr><tr><td><strong>Income (NTUC Income) Travel Insurance<\/strong><\/td><td>Families, older travellers, cruise enthusiasts<\/td><td>Up to S$1,000,000<\/td><td>Up to S$15,000<\/td><td>\u2705<\/td><td>\u2705 (selected activities included)<\/td><td>Family plans cover any number of children, high cancellation coverage, cruise and golf add-ons, plus a dedicated Enhanced PreX plan for pre-existing conditions.<\/td><\/tr><tr><td><strong>AIG Travel Guard<\/strong><\/td><td>Frequent flyers, high-value trips, USA\/Europe travel<\/td><td>Up to S$2,500,000<\/td><td>Varies by plan<\/td><td>\u2705<\/td><td>\u2705 (with limits)<\/td><td>Highest medical limits, covers some pre-existing conditions (with disclosure). Now underwritten and distributed by Zurich Insurance Group after AIG closed its direct channel in January 2026.<\/td><\/tr><tr><td><strong>Allianz Travel Insurance<\/strong><\/td><td>Business &amp; luxury travellers, fast claims<\/td><td>Up to S$2,000,000<\/td><td>Up to S$15,000<\/td><td>\u2705<\/td><td>\u274c (optional add-on)<\/td><td>Fast-track claims, strong global coverage, annual plans for frequent travellers.<\/td><\/tr><tr><td><strong>MSIG TravelEasy<\/strong><\/td><td>Adventure-seekers, backpackers<\/td><td>Up to S$1,000,000<\/td><td>Up to S$15,000<\/td><td>\u2705<\/td><td>\u2705 (Elite &amp; Premier)<\/td><td>Adventure sports covered with no add-on fee on the Elite and Premier plans, trip disruption coverage for extreme weather.<\/td><\/tr><tr><td><strong>Singlife Travel Insurance<\/strong><\/td><td>Maximum coverage, digital convenience<\/td><td>Up to unlimited (Prestige)<\/td><td>Up to S$20,000<\/td><td>\u2705 (add-on)<\/td><td>\u2705 (optional add-on)<\/td><td>Unlimited overseas medical on the top tier, optional cancel-for-any-reason add-on, user-friendly online platform.<\/td><\/tr><tr><td><strong>Etiqa (Tiq) Travel Insurance Singapore<\/strong><\/td><td>Value for money, comprehensive coverage<\/td><td>Up to S$1,000,000<\/td><td>Up to S$10,000<\/td><td>\u2705 (add-on)<\/td><td>\u2705 (optional add-on)<\/td><td>Competitive pricing, automated flight-delay payouts to PayNow, often featured in travel insurance promotions.<\/td><\/tr><tr><td><strong>HLAS via YouTrip<\/strong><\/td><td>Budget-conscious YouTrip users<\/td><td>Up to S$250,000<\/td><td>Up to S$7,000<\/td><td>\u2705 (Silver tier and up)<\/td><td>\u2705 (optional add-on)<\/td><td>Exclusive travel insurance promotion for YouTrip users, instant purchase via app, and competitive pricing.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em>\ud83d\udcd6 Related Guide: <\/em><strong><a href=\"https:\/\/www.you.co\/sg\/blog\/things-to-do-in-osaka\/\">Things To Do in Osaka: 30 Must-Dos, Food &amp; Nightlife<\/a><\/strong><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong>The Best Plan for Each Type of Traveller<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>FWD Travel Insurance<\/strong>\u00a0\u2013 Cheapest option with solid coverage, great for budget-conscious travellers.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Income (formerly NTUC Income) Travel Insurance<\/strong>\u00a0\u2013 Best for families (family plans cover any number of children) and those seeking comprehensive benefits for specific activities like cruises, plus a dedicated pre-existing conditions plan.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>AIG Travel Guard<\/strong>\u00a0\u2013 Highest medical limits (up to S$2.5M), ideal for long-haul trips or destinations with high healthcare costs.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Allianz Travel Insurance<\/strong>\u00a0\u2013 Fast claims processing, excellent for business trips and frequent travellers who value efficiency.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>MSIG TravelEasy<\/strong>\u00a0\u2013 Best for adventure activities, with sports like hiking and snorkelling covered at no extra fee on its Elite and Premier plans.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Singlife Travel Insurance<\/strong>\u00a0\u2013 Offers the most coverage, with unlimited overseas medical on its top tier (cancel-for-any-reason available as an add-on).<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Etiqa (Tiq) Travel Insurance Singapore<\/strong>\u00a0\u2013 Good value for money with broad coverage and automated flight-delay payouts.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>HLAS via YouTrip<\/strong>\u00a0\u2013 Exclusive discounts for YouTrip users, making it one of the most affordable options for budget travellers.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\ud83d\udca1&nbsp;<strong>Pro Tip:<\/strong>&nbsp;Buy via the YouTrip app for instant policies &amp; extra savings!<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em> \ud83d\udcd6 Related Guide: <\/em>Save this <a href=\"https:\/\/www.you.co\/sg\/blog\/universal-studios-japan-usj-guide\/\"><strong>Ultimate Universal Studios Japan (USJ) Guide<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>In-Depth Look at Top Travel Insurance Providers in Singapore<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. <strong><strong>FWD Travel Insurance<\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Best for:<\/strong>\u00a0Budget travellers and those seeking a seamless digital experience.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" width=\"1024\" height=\"432\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-130.png\" alt=\"Best Travel Insurance Singapore FWD Travel Insurance\" class=\"wp-image-76099\" style=\"aspect-ratio:2.3703703703703702;width:839px;height:auto\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-130.png 1024w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-130-300x127.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-130-768x324.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><em>Image credits: 365 Credit Solutions<\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">FWD travel insurance offers affordable plans with generous coverage for medical expenses and cancellations. Their 24\/7 emergency hotline and simple claims process through their mobile application make them a favourite among digital nomads and short-term travellers.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Key Features:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Among the most affordable plans for ASEAN trips<\/li>\n\n\n\n<li>Up to S$1M medical emergency coverage (FWD First)<\/li>\n\n\n\n<li>Up to S$15,000 trip cancellation (FWD First)<\/li>\n\n\n\n<li>Optional add-ons: COVID-19 cover, sports equipment protection<\/li>\n\n\n\n<li>Claims: Fully digital via FWD app<\/li>\n\n\n\n<li>Website: <a href=\"https:\/\/www.fwd.com.sg\/travel-insurance\/\">FWD Travel Insurance<\/a><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em> \ud83d\udcd6 Related Guide: <\/em><\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/jb-food-guide\/\"><strong><em>JB Food Guide: 20 Places To Eat In Johor Bahru<\/em><\/strong><\/a><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. <strong>NTUC Income Travel<\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Best for<\/strong>: Families and older travellers<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"981\" height=\"552\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-127.png\" alt=\"Best Travel Insurance Singapore NTUC Income Travel\" class=\"wp-image-76096\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-127.png 981w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-127-300x169.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-127-768x432.png 768w\" sizes=\"(max-width: 981px) 100vw, 981px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><em>Image credits: Income Insurance<\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">With high cancellation coverage, Income travel insurance (formerly NTUC Income) stands out for family plans, especially with children or elderly parents. Add-ons like cruise coverage and golf equipment coverage are great perks for specific travel needs, and its dedicated Enhanced PreX plan covers pre-existing conditions that most insurers won&#8217;t touch.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Key Features:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Family plans cover any number of children under one policy<\/li>\n\n\n\n<li>High trip cancellation (up to S$15,000)<\/li>\n\n\n\n<li>Cruise\/golf coverage included<\/li>\n\n\n\n<li>Dedicated Enhanced PreX plan for pre-existing conditions<\/li>\n\n\n\n<li>24\/7 family-friendly assistance<\/li>\n\n\n\n<li>Website: <a href=\"https:\/\/www.income.com.sg\/promotions\/travel-insurance-promotion?gad_source=1&amp;gad_campaignid=22463233671&amp;gbraid=0AAAAADMDjkMuLYG3OQ_0mMyCBQFaJ-z2O&amp;gclid=CjwKCAjwmenCBhA4EiwAtVjzmpTpFUXhQBJUqTd4dfeA52Z91xEW0VVApTjDth63qjs6cUUNqnTTLRoCBowQAvD_BwE\">NTUC Income Travel<\/a><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em> \ud83d\udcd6 Related Guide: <\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/things-to-do-in-seoul\/\"><strong>34 Best Things To Do In Seoul: Attractions, Hidden Gems, Local Favourites<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. <strong>AIG Travel Guard<\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><strong>Best for<\/strong>: <\/strong>Frequent flyers &amp; those visiting countries with high healthcare costs (e.g., USA, Japan).<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"832\" height=\"450\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-124.png\" alt=\"Best Travel Insurance Singapore AIG Travel Guard\" class=\"wp-image-76093\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-124.png 832w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-124-300x162.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-124-768x415.png 768w\" sizes=\"(max-width: 832px) 100vw, 832px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><em>Image credits: MoneySmart<\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">AIG provides very high medical limits (up to S$2.5M on its Elite plan) and is trusted by many business travellers. Coverage includes trip delays, baggage and COVID-related medical costs. Note that from 27 January 2026, AIG no longer sells Travel Guard through its own direct channel; the product is now underwritten and distributed by Zurich Insurance Group.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Key Features:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Highest medical limit (S$2.5M for USA\/Europe)<\/li>\n\n\n\n<li>Covers pre-existing conditions (with disclosure)<\/li>\n\n\n\n<li>Business travel perks: Lost laptop coverage<\/li>\n\n\n\n<li>Now sold via Zurich Insurance Group<\/li>\n\n\n\n<li>Website: <a href=\"https:\/\/www.aig.sg\/home\/solutions\/personal\/travel-guard?dc=Y&amp;utm_campaign=BrandTI&amp;utm_source=Google&amp;utm_medium=Search&amp;utm_content=20discount&amp;gclsrc=aw.ds&amp;gad_source=1&amp;gad_campaignid=22176468228&amp;gbraid=0AAAAAD1eFisEC40HZK64ljbE-lUAjWXwP&amp;gclid=CjwKCAjwmenCBhA4EiwAtVjzmr_cmNgeONIIFRpd8Ky4CjOl1D9Is4ocMCZ9bIS9lSeqPoNpqYTgRRoC0KgQAvD_BwE\">AIG Travel Guard<\/a><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em> \ud83d\udcd6 Related Guide: <\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/things-to-do-in-dubai\/\"><strong>20 Best Things To Do In Dubai<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4. <strong>Allianz Travel Insurance<\/strong><\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Best for<\/strong>: Business travellers and those who value quick claims processing.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"234\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-122-1024x234.png\" alt=\"Best Travel Insurance Singapore Allianz Travel Insurance\" class=\"wp-image-76091\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-122-1024x234.png 1024w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-122-300x69.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-122-768x175.png 768w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-122-1536x351.png 1536w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-122-2048x468.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><em>Image credits: TravelMole <\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Allianz is known for fast claims, high-value plans, and flexibility (single-trip or annual multi-trip). Their customer service is top-notch and suitable for travellers who want strong global coverage.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Key Features:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Annual plans save frequent travellers<\/li>\n\n\n\n<li>Fast-track claims processing<\/li>\n\n\n\n<li>Luxury trip protection (e.g., missed connections)<\/li>\n\n\n\n<li>Website: <a href=\"https:\/\/www.allianz-assistance.com.sg\/travel-insurance.html?gad_source=1&amp;gad_campaignid=21454551967&amp;gbraid=0AAAAADqDQVp2vi2mv8YSxTIar9K1DskUk&amp;gclid=CjwKCAjwmenCBhA4EiwAtVjzmr8GZS8Y-mekTkPSGy6fcsp2nYUx8nMkfV2nzHiefoukane5MFWKShoCI7cQAvD_BwE\">Allianz Travel Insurance<\/a><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em> \ud83d\udcd6 Related Guide: <\/em><strong><a href=\"https:\/\/www.you.co\/sg\/blog\/things-to-do-in-jeju\/\">Best Things To Do In Jeju: 4-Day Itinerary + Travel Tips<\/a><\/strong><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. <strong><strong>MSIG TravelEasy<\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Best for<\/strong>: Adventure seekers<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"504\" height=\"228\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-131.png\" alt=\"Best Travel Insurance Singapore MSIG TravelEasy\" class=\"wp-image-76100\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-131.png 504w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/image-131-300x136.png 300w\" sizes=\"(max-width: 504px) 100vw, 504px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><em>Image credits: MoneySmart<\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">MSIG Travel Insurance (specifically MSIG TravelEasy) is the adventure traveller&#8217;s top pick. Its Elite and Premier plans cover sports like diving and hiking with no separate add-on, and the Premier plan includes up to S$1M medical protection and 24\/7 support, ideal for thrill-seekers heading to Bali, NZ, or beyond.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Key Features:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Adventure sports covered on the Elite and Premier plans<\/li>\n\n\n\n<li>No extra add-on fee for those activities on those tiers<\/li>\n\n\n\n<li>Trip disruption coverage for extreme weather<\/li>\n\n\n\n<li>Website: <a href=\"https:\/\/www.msig.com.sg\/personal\/traveleasy\">MSIG TravelEasy<\/a><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em> \ud83d\udcd6 Related Guide: <\/em><strong> <a href=\"https:\/\/www.you.co\/sg\/blog\/things-to-do-in-jeju\/\">Best Things To Do In Jeju: 4-Day Itinerary + Travel Tips<\/a><\/strong><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6. <strong>Singlife Travel Insurance<\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Best for:<\/strong>\u00a0Travellers who want maximum coverage and an intuitive online experience.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"504\" height=\"228\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/07\/image-41.png\" alt=\"Best Travel Insurance Singapore  Singlife Travel Insurance\" class=\"wp-image-76290\" style=\"aspect-ratio:2.210526315789474;width:568px;height:auto\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/07\/image-41.png 504w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/07\/image-41-300x136.png 300w\" sizes=\"(max-width: 504px) 100vw, 504px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><em>Image credits: MoneySmart<\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Singlife travel insurance provides a user-friendly platform to purchase and manage your policy. Its plans run from Lite to Prestige, with the top tier offering unlimited overseas medical cover, and optional add-ons like cancel-for-any-reason and COVID-19 cover so you can tailor the plan to your needs.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Key Features:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Easy online application and management<\/li>\n\n\n\n<li>Unlimited overseas medical on the Prestige tier<\/li>\n\n\n\n<li>Trip cancellation up to S$20,000 (Prestige)<\/li>\n\n\n\n<li>Cancel-for-any-reason and COVID-19 available as add-ons<\/li>\n\n\n\n<li>Website: <a href=\"https:\/\/singlife.com\/en\/travel-insurance\">Singlife Travel Insurance<\/a><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em> \ud83d\udcd6 Related Guide:<\/em> <a href=\"https:\/\/www.you.co\/sg\/blog\/top-up-virtual-suica-card-in-japan-via-apple-pay-with-youtrip\/\"><strong>Suica Card Japan Guide: How To Use, Where To Buy &amp; Tourist Tips<\/strong><\/a> before you head to Japan.<\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>7. <strong><strong>Etiqa Travel Insurance Singapore<\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Best for<\/strong>: Travellers seeking a good balance of comprehensive coverage and competitive pricing.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"851\" height=\"364\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/07\/image-42.png\" alt=\"Best Travel Insurance Singapore Etiqa Travel Insurance\" class=\"wp-image-76292\" style=\"aspect-ratio:2.337912087912088;width:578px;height:auto\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/07\/image-42.png 851w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/07\/image-42-300x128.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/07\/image-42-768x328.png 768w\" sizes=\"(max-width: 851px) 100vw, 851px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><em>Image credits: CTC Travel<\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Etiqa travel insurance Singapore, sold online as Tiq, is known for its value-for-money policies that don&#8217;t compromise on essential benefits. They frequently offer attractive travel insurance promotion deals, and their automated flight-delay payouts make them a popular choice for cost-conscious yet thorough travellers.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Key Features:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Attractive promotions and discounts<\/li>\n\n\n\n<li>Automated flight-delay payouts straight to PayNow on a 3-hour delay (no claim form needed)<\/li>\n\n\n\n<li>Comprehensive coverage for medical, trip, and baggage issues<\/li>\n\n\n\n<li>Straightforward policy terms<\/li>\n\n\n\n<li>Good for both single trips and annual plans<\/li>\n\n\n\n<li>Website: <a href=\"https:\/\/www.etiqa.com.sg\/personal\/travel-insurance\/\">Etiqa Travel Insurance<\/a><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em> \ud83d\udcd6 Related Guide: <\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/disney-cruise-singapore\/\"><strong>Disney Cruise Singapore: Your Guide To The Most Magical Sea Getaway<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>8. <strong><strong>YouTrip Exclusive: HLAS x YouTrip Travel Insurance <\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Best for: <\/strong>Budget travellers &amp; YouTrip users<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"471\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/blog-size-31.png\" alt=\"Best Travel Insurance Singapore HLAS x YouTrip Travel Insurance \" class=\"wp-image-76089\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/blog-size-31.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/blog-size-31-300x157.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/blog-size-31-768x402.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Hong Leong Assurance (HLAS) offers exclusive travel insurance directly through the YouTrip App. The COVIDSafe Travel Protect360 Enhanced plan includes up to S$250,000 in overseas medical expenses, S$50,000 in COVID-19 medical cover, S$7,000 in trip cancellation, and S$5,000 in baggage loss, with optional add-ons like adventure sports coverage.\u00a0<a href=\"https:\/\/www.you.co\/sg\/blog\/hla-youtrip-travel-insurance\/\">Find out more here<\/a>.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Key Features:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Exclusive discounts of up to 65% off: \n<ul class=\"wp-block-list\">\n<li>\u2705 40% off when you buy a HLAS COVIDSafe Travel Protect360 Enhanced Plan <\/li>\n\n\n\n<li>\u2705 15% cashback when you check out with a YouTrip card <\/li>\n\n\n\n<li>\u2705 10% off when you bought an HLAS plan in the past but didn&#8217;t make any claims<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Instant purchase and policy access via the YouTrip app<\/li>\n\n\n\n<li>15% cashback credited on the 2nd of the following month<\/li>\n\n\n\n<li>24\/7 claims support &amp; emergency hotline<\/li>\n\n\n\n<li>Flexible add-ons: COVID-19 coverage and sports protection<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><strong>How to buy insurance on YouTrip in &lt; 1 Minute:<\/strong><\/strong><\/h3>\n\n\n\n<div class=\"schema-how-to wp-block-yoast-how-to-block\"><p class=\"schema-how-to-description\"><\/p> <ol class=\"schema-how-to-steps\"><li class=\"schema-how-to-step\" id=\"how-to-step-1780575573599\"><strong class=\"schema-how-to-step-name\">Open the YouTrip app &gt; tap the &#8216;Insurance&#8217; tab<\/strong> <p class=\"schema-how-to-step-text\"><\/p> <\/li><li class=\"schema-how-to-step\" id=\"how-to-step-1780575585500\"><strong class=\"schema-how-to-step-name\">Select your region + departure &amp; arrival dates &gt; &#8216;Get Quote&#8217;<\/strong> <p class=\"schema-how-to-step-text\"><\/p> <\/li><li class=\"schema-how-to-step\" id=\"how-to-step-1780575589311\"><strong class=\"schema-how-to-step-name\">Review coverage and cashback perks &gt; &#8216;Continue&#8217;<\/strong> <p class=\"schema-how-to-step-text\"><\/p> <\/li><li class=\"schema-how-to-step\" id=\"how-to-step-1780575592944\"><strong class=\"schema-how-to-step-name\">Pay directly in-app &gt; Policy emailed instantly!<\/strong> <p class=\"schema-how-to-step-text\"><\/p> <\/li><\/ol><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em> \ud83d\udcd6 Related Guide:<\/em> Find out more about HLAS x YouTrip Travel Insurance <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/hla-youtrip-travel-insurance\/\">here<\/a><\/strong><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><em>\ud83d\udca1 Pro Tip: You can buy the HLAS plan in under a minute via the Insurance tab in the YouTrip app, and earn cashback paying with your YouTrip card.<\/em><\/p>\n<\/blockquote>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3e41869c wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/youtrip.onelink.me\/P5AL\/ohkz600g?utm_source=youtrip_blog&amp;utm_medium=article&amp;utm_campaign=youtrip_app_download&amp;utm_term=&amp;utm_content=\" style=\"background-color:#6d37ac\"><strong>get up to 65% off your travel insurance now!<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Travel Insurance Singapore FAQs:<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1777003534457\"><strong class=\"schema-faq-question\"><strong><strong>What is the best company to get travel insurance from?<\/strong><\/strong><\/strong> <p class=\"schema-faq-answer\">That depends on what suits your needs best:<br>\u2013 Budget: FWD travel insurance or HLAS via YouTrip<br>\u2013 Families: Income (NTUC Income) travel insurance<br>\u2013 Frequent travel: AIG or Allianz<br>\u2013 Adventure: MSIG travel insurance<br>\u2013 Maximum coverage: Singlife travel insurance<br>\u2013 Value for money: Etiqa (Tiq) travel insurance Singapore<br>\u2013 Frequent travel insurance promotions: HLAS via YouTrip or Etiqa travel insurance<br><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1777003573159\"><strong class=\"schema-faq-question\"><strong><strong>How much does travel insurance cost in Singapore?<\/strong><\/strong><\/strong> <p class=\"schema-faq-answer\">ASEAN trips: S$15-S$40 for 7 days; Worldwide (USA\/Europe): S$50-S$150 for 7 days. Costs can vary significantly based on coverage level, duration, destination, and any ongoing travel insurance promotion.<br><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1780577359190\"><strong class=\"schema-faq-question\"><strong>Where to buy travel insurance in Singapore?<\/strong><\/strong> <p class=\"schema-faq-answer\">\u2013 Direct from insurer websites (e.g., FWD, Income, AIG, Singlife, Etiqa)<br>\u2013 The YouTrip app (HLAS policies with instant issuance)<br>\u2013 Aggregators like MoneySmart or compareFIRST (to compare different policies and find a travel insurance promotion).<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1777003591374\"><strong class=\"schema-faq-question\"><strong><strong><strong>What&#8217;s the cheapest travel insurance?<\/strong><\/strong><\/strong><\/strong> <p class=\"schema-faq-answer\">HLAS via YouTrip and FWD are consistently among the most affordable, especially for short ASEAN trips. Just make sure the cheapest plan still carries enough medical cover (ideally at least S$200,000).<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1777003602974\"><strong class=\"schema-faq-question\"><strong>What&#8217;s the cheapest travel insurance? <\/strong><\/strong> <p class=\"schema-faq-answer\">HLAS via YouTrip and FWD are consistently among the most affordable, especially for short ASEAN trips. Just make sure the cheapest plan still carries enough medical cover (ideally at least S$200,000).<br><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1777003613724\"><strong class=\"schema-faq-question\"><strong><strong>Can I buy travel insurance after booking flights?<\/strong><\/strong><\/strong> <p class=\"schema-faq-answer\">Yes! It&#8217;s best to buy as soon as you&#8217;ve booked, but most insurers let you purchase right up to departure, and some (like Income) even let you buy up to a day after you&#8217;ve left. Buying early ensures you&#8217;re covered for pre-trip cancellations.<br><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1777003633743\"><strong class=\"schema-faq-question\"><strong>Q: What&#8217;s the best day to buy travel insurance? <\/strong><\/strong> <p class=\"schema-faq-answer\">Immediately after booking your flights or hotels. This ensures coverage for cancellations and other pre-trip benefits.<br><\/p> <\/div> <\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em> \ud83d\udcd6 Related Guide: <\/em> <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/how-to-use-didi-in-china\/\">How to Use DiDi in China: Full Guide for Foreigners<\/a><\/strong><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Worry-Free Travels at Your Fingertips!\u00a0<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"471\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/blog-size-29.png\" alt=\"Best Travel Insurance Singapore\" class=\"wp-image-76087\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/blog-size-29.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/blog-size-29-300x157.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/blog-size-29-768x402.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Whether you&#8217;re a spontaneous traveller or a meticulous planner, travel insurance is essential in 2026. We&#8217;re all about maximising savings as you spend, so be sure to check out <strong>HLAS x YouTrip Travel Insurance<\/strong> and enjoy <strong>savings of up to 65% on your purchase<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Singapore\u2019s go-to multi-currency wallet helps you save with great FX rates and zero fees. Skip the money changer and get a&nbsp;<strong>free YouTrip card + S$5 YouTrip credits<\/strong>&nbsp;with code&nbsp;<strong>&lt;YTBLOG5&gt;<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Then, head over to our<a href=\"https:\/\/www.you.co\/sg\/youtrip-perks\/\">&nbsp;YouTrip Perks<\/a>&nbsp;page for exclusive offers and promotions \u2014 we promise you won\u2019t regret it. Join our Telegram (<a href=\"https:\/\/t.me\/s\/youtripsg\">@YouTripSG<\/a>) and Community Group (@YouTripSquad) for travel tips, event invites, and more!<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3e41869c wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/youtrip.onelink.me\/P5AL\/ohkz600g?utm_source=youtrip_blog&amp;utm_medium=article&amp;utm_campaign=youtrip_app_download&amp;utm_term=&amp;utm_content=\" style=\"background-color:#6d37ac\"><strong>sign up now!<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Related Articles<br><a href=\"https:\/\/www.you.co\/sg\/blog\/best-travel-esims\/\">Best eSIM Singapore: Guide to Travel eSIMs, Cheap Options &amp; Tips<\/a><\/strong><br><a href=\"https:\/\/www.you.co\/sg\/blog\/best-multi-currency-cards-singapore\/\"><strong>7 Best Multi-Currency Cards in Singapore<\/strong><\/a><br><strong><a href=\"https:\/\/www.you.co\/sg\/blog\/best-miles-credit-cards-in-singapore\/\">Best Miles Credit Card in Singapore: 9 Cards Ranked<\/a><br><a href=\"https:\/\/www.you.co\/sg\/blog\/best-singapore-credit-card\/\">Best Singapore Credit Card: Miles, Cashback &amp; Travel Compared<\/a><\/strong><br><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.you.co\/sg?utm_source=youtrip_blog&amp;utm_medium=banner&amp;utm_campaign=blog_footer&amp;utm_term=&amp;utm_content=\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"728\" height=\"160\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1.png\" alt=\"\" class=\"wp-image-59000\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1.png 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1-300x66.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1-600x132.png 600w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/a><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.you.co\/biz\/?utm_source=youtrip&amp;utm_medium=banner&amp;utm_campaign=blog-footer&amp;utm_content=youbiz&amp;acq=BM&amp;sub_acq=BlogFooter&amp;ad_type=Article_Awa\"><img loading=\"lazy\" decoding=\"async\" width=\"728\" height=\"90\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23.png\" alt=\"\" class=\"wp-image-44716\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23.png 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23-300x37.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23-600x74.png 600w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Find out here! \ud83d\udd0e<\/p>\n","protected":false},"author":61,"featured_media":76088,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[621,623,624],"tags":[40094,39129,40319],"class_list":["post-76062","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-foreign-exchange","category-lifestyle","category-travel","tag-best-travel-agency-in-singapore","tag-travel","tag-travel-agency-singapore"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/76062","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/users\/61"}],"replies":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/comments?post=76062"}],"version-history":[{"count":4,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/76062\/revisions"}],"predecessor-version":[{"id":88085,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/76062\/revisions\/88085"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media\/76088"}],"wp:attachment":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media?parent=76062"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/categories?post=76062"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/tags?post=76062"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}