{"id":75734,"date":"2026-04-10T12:26:40","date_gmt":"2026-04-10T04:26:40","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=75734"},"modified":"2026-05-12T02:30:07","modified_gmt":"2026-05-11T18:30:07","slug":"australia-atm-withdrawal-guide","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/australia-atm-withdrawal-guide\/","title":{"rendered":"Australia ATM Withdrawal Guide: Fees, Locations, Exchange Rates 2026"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong><strong>Travelling to Australia? Here&#8217;s an Australia ATM withdrawal guide for everything you need to know.<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>If you&#8217;re travelling Down Under and wondering how to get cash on the go, we&#8217;ve got you. Whether you&#8217;re in Sydney, Melbourne, or the Outback, this Australia ATM withdrawal guide covers everything you need to know in 2026 \u2014 from ATM fees and withdrawal limits to tips on avoiding extra charges.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\ud83d\udc9c&nbsp;Stay Up To Date:<\/strong><br>\u2013 <a href=\"https:\/\/www.you.co\/sg\/blog\/singapore-public-holiday-2026\/\">Singapore Public Holiday: How To Turn 11 Holidays Into 39 Vacation Days<\/a><br>\u2013&nbsp;<a href=\"https:\/\/www.you.co\/sg\/blog\/things-to-do-in-new-zealand\/\">Things To Do In New Zealand: The Ultimate Travel Guide<\/a><br>\u2013&nbsp;<a href=\"https:\/\/www.you.co\/sg\/blog\/citi-premiermiles-card\/\">Citi PremierMiles Card: Guide to Benefits, Fees &amp; Rewards<\/a><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong>Summary:<\/strong> <\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cash is essential in Australia, especially in local markets and remote areas.<br><\/li>\n\n\n\n<li>You can use foreign debit and credit cards to withdraw AUD from most ATMs.<br><\/li>\n\n\n\n<li>Most Australian banks charge a local ATM withdrawal fee of <strong>2 AUD (~S$1.67) per transaction<\/strong>.<br><\/li>\n\n\n\n<li>ATM withdrawal limits typically range from <strong>500 AUD to 2,000 AUD per day (~S$416.65 to S$1,666.59)<\/strong>.<strong>&nbsp;<\/strong><br><\/li>\n\n\n\n<li>YouTrip offers <strong>free S$400 in ATM withdrawals<\/strong> every calendar month with zero FX fees. *A 2% fee is imposed thereafter.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udcda <strong>Table of Contents<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#cash-in-australia\"><strong>Do You Still Need Cash in Australia?<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#withdraw-aud\"><strong>Can I Withdraw AUD Using My Debit\/Credit Card?<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#find-atms\"><strong>Where to Find ATMs in Australia?<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#how-to-withdraw\"><strong>How to Withdraw AUD at Australia ATMs<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#atm-fees\"><strong>Australia ATM Fees<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#minimise-fees\"><strong>Tips to Minimise ATM Fees in Australia<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#withdrawal-limits\"><strong>Australia ATM Cash Withdrawal Limits<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#exchange-rates\"><strong>Exchange Rates &amp; Conversion Fees in Australia<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#multi-currency-card\"><strong>Tips to Avoid Extra Fees: Use a Multi-Currency Card<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#safety-tips\"><strong>Safety Tips for Using ATMs in Australia<\/strong><\/a><\/li>\n<\/ol>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"cash-in-australia\"><strong><strong>Do You Still Need Cash in Australia?<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Short answer: Yes, a little.<\/p>\n\n\n\n<p>Australia is largely cashless \u2014 cards and mobile payments are widely accepted. But having some cash on hand is still smart, especially if you&#8217;re:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Visiting local markets<\/li>\n\n\n\n<li>Taking public transport in smaller cities<\/li>\n\n\n\n<li>Heading to remote areas or regional towns<\/li>\n\n\n\n<li>Splitting bills or tipping at smaller caf\u00e9s<\/li>\n<\/ul>\n\n\n\n<p><em>\ud83d\udcd6 Related Guide: <a href=\"https:\/\/www.you.co\/sg\/blog\/things-to-do-in-melbourne\/\"><strong>Melbourne Australia Travel Guide: Best Things to Do, Weather, Tips<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"withdraw-aud\"><strong>Can I Withdraw AUD Using My Debit\/Credit Card?<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Absolutely. Most ATMs in Australia accept international debit and credit cards \u2014 Visa, Mastercard, Amex, and UnionPay. Just make sure:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your card is activated for overseas use<\/li>\n\n\n\n<li>You have a 4-digit ATM &amp; Card PIN<\/li>\n\n\n\n<li>You&#8217;ve checked with your bank about foreign ATM fees<\/li>\n<\/ul>\n\n\n\n<p><strong>Pro tip:<\/strong> Debit cards are usually cheaper to use than credit cards when withdrawing cash.<\/p>\n\n\n\n<p><strong>Note:<\/strong> Most Australian ATMs dispense 20 AUD (~S$16.67) or 50 AUD (~S$41.66) banknotes.<\/p>\n\n\n\n<p><em><em>\ud83d\udcd6 Related Guide: <\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/working-holiday-australia\/\"><strong>Working Holiday Visa Australia: The Ultimate Guide for Singaporeans<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"find-atms\"><strong>Where to Find ATMs in Australia?<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>ATMs are widely available across Australia. Common spots to find one:<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"900\" height=\"471\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/11-1.png\" alt=\"Australia ATM Withdrawal Guide: Where to find ATMs in Australia?\" class=\"wp-image-75744\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/11-1.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/11-1-300x157.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/11-1-768x402.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Banks&nbsp;<\/li>\n\n\n\n<li>Shopping malls&nbsp;<\/li>\n\n\n\n<li>Petrol stations&nbsp;<\/li>\n\n\n\n<li>Train stations &amp; airports&nbsp;<\/li>\n\n\n\n<li>Convenience stores (e.g. 7-Eleven)<br><\/li>\n<\/ul>\n\n\n\n<p>Stick to the big four banks for more reliable machines and lower fees:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Commonwealth Bank<\/strong> \u2013 Locate your ATM <a href=\"https:\/\/www.commbank.com.au\/digital\/locate-us\/?service=atm\">here<\/a><\/li>\n\n\n\n<li><strong>Westpac <\/strong>\u2013 Locate your ATM <a href=\"https:\/\/www.westpac.com.au\/locateus\/\">here<\/a><\/li>\n\n\n\n<li><strong>National Australia Bank (NAB)<\/strong> \u2013 Locate your ATM <a href=\"https:\/\/www.nab.com.au\/locations\">here<\/a><\/li>\n\n\n\n<li><strong>ANZ<\/strong> \u2013 Locate your ATM <a href=\"https:\/\/www.anz.com.au\/ways-to-bank\/atms\/\">here<\/a>&nbsp;<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\ud83d\udca1 <strong>Pro Tip: <\/strong>Avoid standalone ATMs in bars or tourist hotspots \u2014 they typically charge more. You can spot private ATMs easily: they&#8217;re not branded with a specific bank&#8217;s name and logo<\/p>\n\n\n\n<p><em><em>\ud83d\udcd6 Related Guide: <\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/things-to-do-in-sydney\/\"><strong>30 Best Things To Do in Sydney: Attractions, Beaches &amp; Hidden Gems<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-withdraw\"><strong>How to Withdraw AUD at <strong>Australia<\/strong> ATMs<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-video aligncenter\"><video height=\"1920\" style=\"aspect-ratio: 1080 \/ 1920;\" width=\"1080\" controls poster=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/Screenshot-2025-06-16-at-19.08.54.png\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/BAU_ATM-v2.mov\"><\/video><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"schema-how-to wp-block-yoast-how-to-block\"><p class=\"schema-how-to-description\"><strong>Here&#8217;s how to withdraw Australian Dollars with YouTrip in 4 easy steps:<br><\/strong><\/p> <ol class=\"schema-how-to-steps\"><li class=\"schema-how-to-step\" id=\"how-to-step-1775793913693\"><strong class=\"schema-how-to-step-name\">Locate an ATM displaying the Visa\/Mastercard logo and insert your YouTrip card<\/strong> <p class=\"schema-how-to-step-text\"><img decoding=\"async\" width=\"450\" height=\"121\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/03\/1-1.png\" class=\"attachment-full size-full\" alt=\"mastercard atm logos\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/03\/1-1.png 450w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/03\/1-1-300x81.png 300w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/p> <\/li><li class=\"schema-how-to-step\" id=\"how-to-step-1775793948675\"><strong class=\"schema-how-to-step-name\">Select <strong>\u2018Saving account\u2019<\/strong><\/strong> <p class=\"schema-how-to-step-text\"><\/p> <\/li><li class=\"schema-how-to-step\" id=\"how-to-step-1775793955775\"><strong class=\"schema-how-to-step-name\">Key in your 4-digit ATM &amp; Card PIN\u00a0<\/strong> <p class=\"schema-how-to-step-text\"><\/p> <\/li><li class=\"schema-how-to-step\" id=\"how-to-step-1775793961025\"><strong class=\"schema-how-to-step-name\">Withdraw your desired amount in AUD<\/strong> <p class=\"schema-how-to-step-text\"><\/p> <\/li><li class=\"schema-how-to-step\" id=\"how-to-step-1775793967359\"><strong class=\"schema-how-to-step-name\">Enjoy <strong>FREE S$400 monthly withdrawals <\/strong>with YouTrip per calendar month, with a 2% fee imposed thereafter\u00a0<\/strong> <p class=\"schema-how-to-step-text\"><\/p> <\/li><\/ol><\/div>\n\n\n\n<p><em><em>\ud83d\udcd6 Related Guide: <\/em>Find out more about how to withdraw with YouTrip <a href=\"https:\/\/support.you.co\/hc\/en-us\/articles\/360003288834-Can-I-withdraw-cash-from-local-and-overseas-ATMs-with-my-YouTrip-card\"><strong>here<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/youtrip.onelink.me\/P5AL\/ohkz600g?utm_source=youtrip_blog&amp;utm_medium=article&amp;utm_campaign=youtrip_app_download&amp;utm_term=&amp;utm_content=\" style=\"background-color:#6d37ac\"><strong> get your YouTrip card here<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"atm-fees\"><strong><strong><strong>Australia<\/strong> <\/strong>ATM fees<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Local ATM fees:<\/strong> Australian banks charge non-customers (including foreign cardholders) an ATM fee \u2014 typically 2 AUD (~S$1.67) per transaction.<\/p>\n\n\n\n<p>Many Australian banks also impose an international transaction fee (~3%) plus a fixed fee (~S$5) on cash withdrawals made with foreign cards.<\/p>\n\n\n\n<p><strong>Your bank&#8217;s fees:<\/strong> Your Singapore bank may add its own charges \u2014 either a fixed fee or a percentage of the withdrawal amount. Check before your trip to avoid surprises.<\/p>\n\n\n\n<p><em><em><em>\ud83d\udcd6 Related Guide: <\/em><\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/perth-travel-guide\/\"><strong>The Ultimate Guide to Perth: Best Things to Do, Top Attractions &amp; Local Travel Tips<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"minimise-fees\"><strong>Tips to Minimise ATM Fees in Australia<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Withdraw more in one go <\/strong>to reduce per-transaction fees<\/li>\n\n\n\n<li><strong>Use major bank ATMs<\/strong> \u2014 not random ones in convenience stores or tourist areas<\/li>\n\n\n\n<li><strong>Use a multi-currency card like YouTrip<\/strong>, which offers competitive AUD exchange rates with zero FX fees and free monthly ATM withdrawals up to S$400 (*2% fee applies thereafter)<\/li>\n\n\n\n<li><strong>Avoid standard bank cards<\/strong>, which typically charge 2\u20133% for foreign transactions and 2\u20138% on ATM withdrawals<\/li>\n<\/ul>\n\n\n\n<p><em><em>\ud83d\udcd6 Related Guide: <\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/youtrip-withdrawal-guide\/\"><strong>YouTrip Withdrawal Guide For Singaporeans: ATM Fees &amp; Limits<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"withdrawal-limits\"><strong>Australia ATM Cash Withdrawal Limits&nbsp;<\/strong>&nbsp;<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>ATM withdrawal limits typically range from <strong>500 AUD to 2,000 AUD per day<\/strong> (~S$416 to S$1,666), depending on the bank and account type.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Some banks, like ANZ, allow up to 2,500 AUD (~S$2,083) for select debit cards<\/li>\n\n\n\n<li>Your Singapore bank may have its own withdrawal cap \u2014 worth checking before you fly<\/li>\n<\/ul>\n\n\n\n<p><em><em>\ud83d\udcd6 Related Guide: <\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/international-driving-license-singapore\/\"><strong>International Driving License Singapore: Price, Validity &amp; How to Apply<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"exchange-rates\"><strong>Exchange Rates &amp; Conversion Fees in Australia<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Two things to watch out for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dynamic Currency Conversion (DCC):<\/strong> If an ATM offers to charge you in SGD instead of AUD \u2014 always choose AUD. Selecting SGD triggers DCC, which applies a poor exchange rate with added fees.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Exchange rate markups:<\/strong> If you&#8217;re not using a multi-currency card, your bank may mark up the exchange rate by 1\u20134%. Factor this in when working out your total costs.<\/li>\n<\/ul>\n\n\n\n<p><em><em>\ud83d\udcd6 Related Guide: <\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/exchange-money-in-singapore-or-overseas\/\"><strong>Should I Exchange Money in Singapore or Overseas?<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"multi-currency-card\"><strong>Tips to Avoid Extra Fees: Use a Multi-Currency Card<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>A multi-currency card lets you spend like a local \u2014 without the markups or hidden charges traditional banks typically apply. Some waive FX fees entirely.<\/p>\n\n\n\n<p>Cards like YouTrip, Wise, and Revolut are worth considering if you want to save on foreign exchange and ATM fees. These cards typically:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Give you real-time exchange rates<\/li>\n\n\n\n<li>Charge zero or lower foreign transaction fees compared to traditional banks<\/li>\n\n\n\n<li>Offer free monthly ATM withdrawals and work at most ATMs and retail stores in Australia<\/li>\n<\/ul>\n\n\n\n<p>Here&#8217;s a quick comparison of the top multi-currency cards in Singapore:<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>YouTrip<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Revolut<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Wise<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Amaze<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Trust<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>AUD Exchange Rate<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">1 SGD = 1.110 AUD<\/td><td class=\"has-text-align-left\" data-align=\"left\">1 SGD = 1.109 AUD<\/td><td class=\"has-text-align-left\" data-align=\"left\">1 SGD = 1.107 AUD<\/td><td class=\"has-text-align-left\" data-align=\"left\">1 SGD = 1.109 AUD<\/td><td class=\"has-text-align-left\" data-align=\"left\">1 SGD = 1.107 AUD<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>FX Fees <\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">No fees <\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>On weekdays:&nbsp;<\/strong>No fees apply if you\u2019re within your plan\u2019s fair usage limit&nbsp;<br><br><strong>On weekends:&nbsp;<\/strong>1% fee applies regardless of your plan<\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>Currency Conversion Fee:&nbsp;<\/strong>From 0.26%<br><br>*fee varies by currency<\/td><td class=\"has-text-align-left\" data-align=\"left\">No fees for FX transactions<br><br>\u2705 1% domestic fee for SGD transactions <\/td><td class=\"has-text-align-left\" data-align=\"left\">No fees<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>ATM Withdrawal Fees<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Up to S$400 free\/month; 2% fee thereafter<\/td><td class=\"has-text-align-left\" data-align=\"left\">Up to S$350 or 5 withdrawals free\/month; 2% fee thereafter<\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>From 1 May 2026:<\/strong><br>Free up to S$100\/month; 1.75% fee thereafter.<\/td><td class=\"has-text-align-left\" data-align=\"left\">2% fee on all amounts withdrawn<\/td><td class=\"has-text-align-left\" data-align=\"left\">None<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>*Rates taken as of 10 April 2026<\/em><\/p>\n\n\n\n<p><em><em>\ud83d\udcd6 Related Guide: <\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/from-sgd-to-aud\/\"><strong>Best SGD To AUD Exchange Rate<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"safety-tips\"><strong>Safety Tips For Using ATMs in Australia<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Use ATMs inside banks, malls, or hotel lobbies \u2014 avoid standalone street machines<\/li>\n\n\n\n<li>Check for skimming devices (look for loose card slots or unusual attachments)<\/li>\n\n\n\n<li>Cover your PIN when entering it<\/li>\n\n\n\n<li>Enable transaction alerts via your banking app<\/li>\n\n\n\n<li>If your card gets stuck or lost, call your bank immediately<\/li>\n<\/ul>\n\n\n\n<p><em><em>\ud83d\udcd6 Related Guide: <\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/best-multi-currency-cards-singapore\/\"><strong>Best Multi-Currency Cards In Singapore: A Full Comparison Guide<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong> Country ATM Guides:<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Need fee-free or lower-fee ATM recommendations? Explore our country-specific withdrawal guides:<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\ud83c\uddf2\ud83c\uddfe <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/malaysia-atm-withdrawal\/\">Malaysia ATM Withdrawal Guide<\/a><\/strong> | <strong>\ud83c\uddef\ud83c\uddf5 <a href=\"https:\/\/www.you.co\/sg\/blog\/japan-atm-withdrawal-guide\/\">Japan ATM Withdrawal Guide<\/a><\/strong> | \ud83c\uddf9\ud83c\udded <a href=\"https:\/\/www.you.co\/sg\/blog\/thailand-atm-withdrawal-guide\/\"><strong>Thailand ATM Withdrawal Guide<\/strong><\/a> | <strong>\ud83c\uddf0\ud83c\uddf7 <a href=\"https:\/\/www.you.co\/sg\/blog\/south-korea-atm-withdrawal-guide\/\">South Korea ATM Withdrawal Guide<\/a><\/strong> | <strong>\ud83c\uddf9\ud83c\uddfc <a href=\"https:\/\/www.you.co\/sg\/blog\/taiwan-atm-withdrawal-guide\/\">Taiwan ATM Withdrawal Guide<\/a><\/strong> | <strong>\ud83c\udded\ud83c\uddf0 <a href=\"https:\/\/www.you.co\/sg\/blog\/hong-kong-atm-withdrawal-guide\/\">Hong Kong ATM Withdrawal Guide<\/a><\/strong> | <strong>\ud83c\uddee\ud83c\udde9 <a href=\"https:\/\/www.you.co\/sg\/blog\/indonesia-atm-withdrawal-guide\/\">Indonesia ATM Withdrawal Guide<\/a><\/strong> | <strong>\ud83c\uddfb\ud83c\uddf3 <a href=\"https:\/\/www.you.co\/sg\/blog\/vietnam-atm-withdrawal-guide\/\">Vietnam ATM Withdrawal Guide<\/a><\/strong> | \ud83c\udde6\ud83c\uddfa <a href=\"https:\/\/www.you.co\/sg\/blog\/australia-atm-withdrawal-guide\/\"><strong>Australia ATM Withdrawal Guide<\/strong><\/a> | <strong>\ud83c\uddf2\ud83c\uddf4 <a href=\"https:\/\/www.you.co\/sg\/blog\/macau-atm-withdrawal-guide\/\">Macau ATM Withdrawal Guide<\/a><\/strong> | \ud83c\udde8\ud83c\uddf3 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/china-atm-withdrawal-guide\/\">China ATM Withdrawal Guide<\/a><\/strong> | \ud83c\uddfa\ud83c\uddf8 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/us-atm-withdrawal-guide\/\">US ATM Withdrawal Guide<\/a><\/strong> | \ud83c\uddff\ud83c\udde6 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/south-africa-atm-withdrawal-guide\/\">South Africa ATM Withdrawal Guide<\/a><\/strong> | \ud83c\uddf5\ud83c\udded <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/philippines-atm-withdrawal-guide\/\">Philippines ATM Withdrawal Guide<\/a><\/strong> | \ud83c\uddeb\ud83c\uddf7 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/france-atm-withdrawal-guide\/\">France ATM Withdrawal Guide<\/a><\/strong> | \ud83c\uddec\ud83c\udde7 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/uk-atm-withdrawal-guide\/\">UK ATM Withdrawal Guide<\/a><\/strong> | \ud83c\uddf3\ud83c\uddff <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/new-zealand-atm-withdrawal-guide\/\">New Zealand ATM Withdrawal Guide<\/a><\/strong> | \ud83c\uddee\ud83c\uddf9 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/italy-atm-withdrawal-guide\/\">Italy ATM Withdrawal Guide<\/a><\/strong> | \ud83c\uddf0\ud83c\udded <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/cambodia-atm-withdrawal-guide\/\">Cambodia ATM Withdrawal Guide<\/a><\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Get the Best AUD rates<\/strong> <strong>with YouTrip!<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"900\" height=\"471\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/12.png\" alt=\"Australia ATM Withdrawal Guide\" class=\"wp-image-75743\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/12.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/12-300x157.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/06\/12-768x402.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Want to skip high fees and dodgy exchange rates altogether? YouTrip lets you pay with the best AUD rates \u2014 no fees, no hidden charges. You also get free monthly ATM withdrawals of up to S$400, with a 2% fee imposed thereafter. Perfect for hassle-free travel in Australia.<\/p>\n\n\n\n<p>Sign up for your complimentary YouTrip card today with <strong>&lt;YTBLOG5&gt;<\/strong> and get <strong>FREE S$5<\/strong> in your account.<\/p>\n\n\n\n<p>Then, head over to our <a href=\"https:\/\/www.you.co\/sg\/youtrip-perks\/\">YouTrip Perks<\/a> page for exclusive offers and promotions \u2014 we promise you won\u2019t regret it.<\/p>\n\n\n\n<p>For more great tips and articles like this, join our<a href=\"https:\/\/t.me\/youtripsquad\"> Telegram<\/a> (@YouTripSG) and subscribe to our<a href=\"https:\/\/go.you.co\/blog-newsletter\"> free weekly newsletter here<\/a> or down below.&nbsp;&nbsp;<\/p>\n\n\n\n<p>For travel tips, event invites, and more, join our Community Telegram Group <a href=\"https:\/\/t.me\/youtripsquad\">@YouTripSquad<\/a>! \ud83d\udc9c<\/p>\n\n\n\n<p>Happy travels! <\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/youtrip.onelink.me\/P5AL\/ohkz600g?utm_source=youtrip_blog&amp;utm_medium=article&amp;utm_campaign=youtrip_app_download&amp;utm_term=&amp;utm_content=\" style=\"background-color:#6d37ac\"><strong>sign up now!<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Related Articles<\/strong><\/p>\n\n\n\n<p class=\"has-text-color\" style=\"color:#712d82\"><a href=\"https:\/\/www.you.co\/sg\/blog\/youtrip-exchange-rates\/\"><strong>YouTrip Exchange Rates: Everything You Need to Know<\/strong><\/a><br><a href=\"https:\/\/www.you.co\/sg\/blog\/family-friendly-road-trips-in-australia\/\"><strong>5 Family-Friendly Road Trips In Australia<\/strong><\/a><br><a href=\"https:\/\/www.you.co\/sg\/blog\/11-ways-to-save-money-while-visiting-australia\/\"><strong>11 Ways To Save Money While Visiting Australia<\/strong><\/a><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"728\" height=\"160\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1.png\" alt=\"\" class=\"wp-image-59000\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1.png 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1-300x66.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1-600x132.png 600w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"728\" height=\"90\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23.png\" alt=\"\" class=\"wp-image-44716\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23.png 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23-300x37.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23-600x74.png 600w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/figure>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Withdraw AUD worry-free \ud83c\udfe7<\/p>\n","protected":false},"author":75,"featured_media":75745,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[624],"tags":[40186,39423],"class_list":["post-75734","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-travel","tag-atm-withdrawal","tag-australia"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/75734","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/users\/75"}],"replies":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/comments?post=75734"}],"version-history":[{"count":5,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/75734\/revisions"}],"predecessor-version":[{"id":86945,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/75734\/revisions\/86945"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media\/75745"}],"wp:attachment":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media?parent=75734"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/categories?post=75734"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/tags?post=75734"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}