{"id":73301,"date":"2026-03-10T13:21:57","date_gmt":"2026-03-10T05:21:57","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=73301"},"modified":"2026-04-20T14:32:27","modified_gmt":"2026-04-20T06:32:27","slug":"taiwan-atm-withdrawal-guide","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/taiwan-atm-withdrawal-guide\/","title":{"rendered":"Taiwan ATM Withdrawal Guide: Fees, Locations, Exchange Rates (2026)"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>Travelling to Taiwan and need to withdraw some New Taiwan Dollars (TWD)? <\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>This Taiwan ATM withdrawal guide covers everything you need to know \u2014 from fees and limits to the best ATMs for foreign cards and how to get the most value when converting your money.<\/p>\n\n\n\n<p>Whether you&#8217;re a first-time visitor or a regular traveller to Taiwan, here\u2019s how to make ATM withdrawals easy, safe, and cost-effective in 2026.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\ud83d\udc9c&nbsp;Stay Up To Date:<\/strong><br>\u2013&nbsp;<a href=\"https:\/\/www.you.co\/sg\/blog\/things-to-do-in-bangkok\/\">Best Things To Do in Bangkok: The Complete Bangkok Travel Guide<\/a><br>\u2013 <a href=\"https:\/\/www.you.co\/sg\/blog\/things-to-do-in-sydney\/\">30 Best Things To Do in Sydney: Attractions, Beaches &amp; Hidden Gems<\/a><br>\u2013&nbsp;<a href=\"https:\/\/www.you.co\/sg\/blog\/youtrip-split\/\">Introducing YouTrip Split (BETA): Split and Settle Instantly on YouTrip Now<\/a><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong>Table of Contents<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#do-you-still-need-cash-in-taiwan\"><strong>Do You Still Need Cash in Taiwan?<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#can-i-withdraw-cash-in-taiwan\"><strong>Can I Withdraw Cash in Taiwan Using My Debit\/Credit Card?<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#where-to-find-atms-in-taiwan\"><strong>Where to Find ATMs in Taiwan?<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#how-to-withdraw-cash-at-taiwan-atms\"><strong>How to Withdraw Cash at Taiwan ATMs<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#taiwan-atm-fees\"><strong>Taiwan ATM Fees<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#tips-to-minimise-atm-fees\"><strong>Tips to Minimise ATM Fees in Taiwan<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#taiwan-atm-cash-withdrawal-limits\"><strong>Taiwan ATM Cash Withdrawal Limits<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#exchange-rates-conversion-fees\"><strong>Exchange Rates &amp; Conversion Fees in Taiwan<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#tips-to-avoid-extra-fees\"><strong>Tips to Avoid Extra Fees on Exchange Rates<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#taiwan-atm-safety-tips\"><strong>Taiwan ATM Safety Tips<\/strong><\/a><\/li>\n<\/ol>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong>Summary:<\/strong> <\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Expect 100\u2013200 TWD (~S$4-S$8) in local ATM fees per withdrawal&nbsp;<\/li>\n\n\n\n<li>Cathay United Bank ATMs are recommended to avoid extra ATM fees&nbsp;<\/li>\n\n\n\n<li>Avoid Dynamic Currency Conversion&nbsp;<\/li>\n\n\n\n<li>Your home bank may charge 2-8% or a flat fee per withdrawal<\/li>\n\n\n\n<li>Use multi-currency cards like YouTrip to save on fees and get competitive TWD rates<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"do-you-still-need-cash-in-taiwan\"><strong>Do You Still Need Cash in <strong>Taiwan<\/strong>?<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Yes \u2014 while Taiwan is steadily adopting mobile payments, cash is still king in many places, especially at night markets, mom-and-pop shops, taxis, and in more rural towns.<\/p>\n\n\n\n<p>So, unless you\u2019re planning to stick strictly to upscale hotels and chain restaurants, it\u2019s smart to have some cash on hand. And the most convenient way to get TWD? Using ATMs in Taiwan.<\/p>\n\n\n\n<p><em>\ud83d\udcd6 Related Guide: <a href=\"https:\/\/www.you.co\/sg\/blog\/taiwan-cherry-blossom-guide\/\"><strong>Taiwan Cherry Blossom Guide: Forecast, Top Sakura Spots &amp; Tips<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"can-i-withdraw-cash-in-taiwan\"><strong>Can I Withdraw Cash in Taiwan Using My Debit\/Credit Card?<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Absolutely. Most Taiwan ATMs accept international cards, including Mastercard, Cirrus, Maestro, Visa, Plus, and UnionPay. However, not all machines support foreign cards, so it helps to know where to go (more on that below!).&nbsp;<\/p>\n\n\n\n<p>Tip: It\u2019s best to use a debit card or multi-currency card for cash withdrawals, as credit card withdrawals often come with higher fees and interest charges.<\/p>\n\n\n\n<p><em><em><em>\ud83d\udcd6 Related Guide: <\/em><\/em>Discover <a href=\"https:\/\/www.you.co\/sg\/blog\/easycard-taiwan-guide\/\"><strong>EasyCard Taiwan Guide: Price, Where to Buy, App, Refund &amp; Tips For Tourists<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"where-to-find-atms-in-taiwan\"><strong>Where to Find ATMs in Taiwan?<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>ATMs are practically everywhere \u2014 in 7-Eleven and FamilyMart stores, convenience stores, banks, metro stations, shopping malls, and airports. But for foreign cards, here are the best ATMs in Taiwan to look out for:<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"900\" height=\"471\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/04\/11.png\" alt=\"Taiwan ATM Withdrawal Guide: Fees, Locations, Exchange Rates (2025)\" class=\"wp-image-73315\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/04\/11.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/04\/11-300x157.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/04\/11-768x402.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>1\ufe0f\u20e3 <strong>Cathay United Bank<\/strong> \u2014 Locate your ATM <a href=\"https:\/\/www.cathaybk.com.tw\/en-us\/cathaybk\/English\/locations\/\">here<\/a>&nbsp;<br>\ud83d\udca1 Pro Tip: 7-Eleven stores in Taiwan often have Cathay United Bank ATMs that work well with foreign cards, are known for not charging extra ATM fees, and are open 24\/7.&nbsp;<\/p>\n\n\n\n<p><strong>2\ufe0f\u20e3 Taiwan Cooperative Bank (TCB)<\/strong> \u2013 Locate your ATM <a href=\"https:\/\/www.tcb-bank.com.tw\/eng\/customer-service\/locations\/domestic-units\">here<\/a><br>Widely reported by travellers as&nbsp;<strong>not charging the standard 100 TWD operator fee<\/strong>&nbsp;for foreign cards, though this can vary depending on your home bank&#8217;s agreement.<\/p>\n\n\n\n<p>3\ufe0f\u20e3 <strong>Bank of Taiwan&nbsp;<\/strong>\u2013 Locate your ATM <a href=\"https:\/\/www.bot.com.tw\/en\/locations\">here<\/a><br>Accepts foreign cards. Operator fees may apply \u2014 check the ATM screen before confirming<\/p>\n\n\n\n<p> 4\ufe0f\u20e3 <strong>Taipei Fubon Bank<\/strong> \u2014 Locate your ATM <a href=\"https:\/\/mapy.com\/en\/zakladni?source=osm&amp;id=1018423185&amp;x=121.3678388&amp;y=25.0745159&amp;z=17\">here<\/a><br>Accepts most international cards. Some travellers have reported being charged a 1% fee on the withdrawal amount, so check the ATM screen before confirming.<\/p>\n\n\n\n<p> 5\ufe0f\u20e3 <strong>CTBC Bank<\/strong> \u2014 Locate your ATM <a href=\"https:\/\/www.ctbcbank.com\/content\/twrbo\/en_tw\/index_en\/Branches\/domesticbranches.html\">here<\/a><br>Accepts international cards, but sources note CTBC ATMs typically charge a withdrawal fee of around 100\u2013150 TWD for international cards.&nbsp;<\/p>\n\n\n\n<p> 6\ufe0f\u20e3 <strong>E.SUN Bank<\/strong> \u2014 Locate your ATM <a href=\"https:\/\/www.esunbank.com\/en\/about\/locations\/atm\">here<\/a><br>Accepts international cards. Operator fees may apply.<\/p>\n\n\n\n<p> 7\ufe0f\u20e3 <strong>Mega Bank<\/strong> \u2014 Locate your ATM <a href=\"https:\/\/www.megabank.com.tw\/en-us\/english\/index\/about-mega\/locations\">here<\/a><br>Widely available. Operator fees may apply for foreign cards.<\/p>\n\n\n\n<p><em>*The information stated above is true as of 9 Mar 2026<\/em><\/p>\n\n\n\n<p><em><em><em>\ud83d\udcd6 Related Guide: <\/em><\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/taiwan-high-speed-rail\/\"><strong>Taiwan High Speed Rail Guide: Routes, Tickets, Prices &amp; Tips<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-withdraw-cash-at-taiwan-atms\"><strong>How to Withdraw Cash at Taiwan ATMs<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-video\"><video height=\"1280\" style=\"aspect-ratio: 720 \/ 1280;\" width=\"720\" controls poster=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/04\/Screenshot-2025-04-08-at-5.25.23\u202fPM.png\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/04\/copy_BC8C7502-5A59-4DD3-8E57-8C84B4EBC634.mov\"><\/video><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"schema-how-to wp-block-yoast-how-to-block\"><p class=\"schema-how-to-description\"><strong>How you can withdraw cash with YouTrip at Taiwan ATMs:<\/strong><br><\/p> <ol class=\"schema-how-to-steps\"><li class=\"schema-how-to-step\" id=\"how-to-step-1773198761933\"><strong class=\"schema-how-to-step-name\">Locate an ATM displaying any of these logos and insert your YouTrip card\u00a0<\/strong> <p class=\"schema-how-to-step-text\"><img decoding=\"async\" width=\"450\" height=\"121\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/03\/1-1.png\" class=\"attachment-full size-full\" alt=\"mastercard atm logos\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/03\/1-1.png 450w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/03\/1-1-300x81.png 300w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/p> <\/li><li class=\"schema-how-to-step\" id=\"how-to-step-1773198945600\"><strong class=\"schema-how-to-step-name\">Select <strong>\u2018Saving account\u2019<\/strong><\/strong> <p class=\"schema-how-to-step-text\"><\/p> <\/li><li class=\"schema-how-to-step\" id=\"how-to-step-1773198954849\"><strong class=\"schema-how-to-step-name\">Key in your 4-digit ATM &amp; Card PIN\u00a0<\/strong> <p class=\"schema-how-to-step-text\"><\/p> <\/li><li class=\"schema-how-to-step\" id=\"how-to-step-1773198956849\"><strong class=\"schema-how-to-step-name\">Withdraw your desired amount in TWD<\/strong> <p class=\"schema-how-to-step-text\">Enjoy FREE S$400 monthly withdrawals with YouTrip per calendar month with a 2% fee imposed thereafter\u00a0<\/p> <\/li><\/ol><\/div>\n\n\n\n<p>And there you have it \u2014 you won\u2019t ever have to worry about running out of cash in Taiwan.<\/p>\n\n\n\n<p><em><em><em>\ud83d\udcd6 Related Guide: <\/em><\/em>Find out more about how to withdraw with YouTrip <a data-type=\"post\" data-id=\"81580\" href=\"https:\/\/www.you.co\/sg\/blog\/youtrip-withdrawal-guide\/\"><strong>here<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/youtrip.onelink.me\/P5AL\/ohkz600g?utm_source=youtrip_blog&amp;utm_medium=article&amp;utm_campaign=youtrip_app_download&amp;utm_term=&amp;utm_content=\" style=\"background-color:#6d37ac\"><strong> get your YouTrip card here<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"taiwan-atm-fees\"><strong><strong>Taiwan<\/strong> ATM Fees<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Here\u2019s what you might be charged when withdrawing TWD in Taiwan:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Local ATM operator fee: <\/strong>100-200 TWD (~S$4.08-$8.15) per withdrawal<br><\/li>\n\n\n\n<li><strong>Your Bank\u2019s withdrawal fee:<\/strong> Varies between 2-8% (check with your bank)<br><\/li>\n\n\n\n<li><strong>Foreign transaction fee:<\/strong> Typically 1-3%<\/li>\n<\/ul>\n\n\n\n<p><em><em><em>\ud83d\udcd6 Related Guide: <\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/taiwan-power-plug\/\"><strong>Taiwan Power Plug &amp; Socket Guide: Types, Adapters &amp; Travel Tips<\/strong><\/a><\/em><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"tips-to-minimise-atm-fees\"><strong>Tips to Minimise ATM fees in Taiwan&nbsp;<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Use a multi-currency card like YouTrip, which offers competitive TWD exchange rates with zero FX fees and <strong>free monthly ATM withdrawals of S$400.<\/strong> Do note that a 2% fee will be imposed thereafter.<br><\/li>\n\n\n\n<li>Withdraw larger amounts less frequently \u2014 this way, you pay fewer flat ATM fees&nbsp;<br><\/li>\n\n\n\n<li>Avoid dynamic currency conversion (DCC): Always choose to be charged in TWD, not your home currency&nbsp;<br><\/li>\n\n\n\n<li>Stick to Cathay United Bank ATMs, which are known for not charging extra ATM fees&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><em><em>\ud83d\udcd6 Related Guide: <\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/from-sgd-to-twd\/\"><strong>SGD To TWD: How To Get The Best Taiwan Dollar Rate<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"taiwan-atm-cash-withdrawal-limits\"><strong>Taiwan ATM Cash Withdrawal Limits&nbsp;<\/strong>&nbsp;<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Taiwan ATMs usually have daily withdrawal limits, which can range from <strong>20,000 to 40,000 TWD (~S$804-$1,609)<\/strong>, but this can vary by bank and your own bank\u2019s limits.<\/p>\n\n\n\n<p><em><em>\ud83d\udcd6 Related Guide: <\/em><strong><a href=\"https:\/\/www.you.co\/sg\/blog\/taiwan-atm-withdrawal-guide\/\">Taiwan ATM Withdrawal Guide: Fees, Locations, Exchange Rates<\/a><\/strong><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"exchange-rates-conversion-fees\"><strong>Exchange Rates &amp; Conversion Fees in Taiwan<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>When withdrawing cash at Taiwan ATMs, you might be asked whether you wish to withdraw in New Taiwan Dollars (TWD) or Singapore Dollars (SGD). <strong>Always choose TWD<\/strong>! If you select SGD, the ATM applies Dynamic Currency Conversion (DCC), which gives you a poor exchange rate with extra fees.<\/p>\n\n\n\n<p><em><em>\ud83d\udcd6 Related Guide: <\/em><a href=\"https:\/\/www.you.co\/sg\/blog\/things-to-do-in-kaohsiung\/\"><strong>15 Best Things To Do In Kaohsiung, Taiwan<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"tips-to-avoid-extra-fees\"><strong>Tips to Avoid Extra Fees on Exchange Rates<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Short answer: Use a multi-currency card.<\/strong><\/p>\n\n\n\n<p>Using a multi-currency card like YouTrip, Revolut, or Wise can help you save on currency conversion fees. These cards:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Let you convert SGD to TWD at real exchange rates<\/li>\n\n\n\n<li>Avoid or charge lower foreign transaction fees compared to traditional bank cards <\/li>\n\n\n\n<li>Work at most ATMs and retail stores in Taiwan<\/li>\n<\/ul>\n\n\n\n<p>Here\u2019s a quick comparison between some of the best multi-currency cards in Singapore:<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Cards<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>YouTrip<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Revolut<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Wise<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Trust<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>TWD Exchange Rate<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">1 SGD = 24.82 TWD<\/td><td class=\"has-text-align-left\" data-align=\"left\">1 SGD = 24.78 TWD<\/td><td class=\"has-text-align-left\" data-align=\"left\">1 SGD = 24.80 TWD<\/td><td class=\"has-text-align-left\" data-align=\"left\">1 SGD = 24.34 TWD<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>FX Fees <\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">No fees <\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>On weekdays:&nbsp;<\/strong>No fees apply if you\u2019re within your plan\u2019s fair usage limit&nbsp;<br><br><strong>On weekends:&nbsp;<\/strong>1% fee applies regardless of your plan<\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>Currency Conversion Fee:<\/strong> From 0.26% <br><br>*fee varies by currency<\/td><td class=\"has-text-align-left\" data-align=\"left\">No fees<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>ATM Withdrawal Fees<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">S$400 free per month<br><br>*2% fee applies thereafter<\/td><td class=\"has-text-align-left\" data-align=\"left\">S$350\/5 withdrawals free per month<br><br>*2% fee applies thereafter<\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>From 1 May 2026:<\/strong><br>S$100 free per month<br><br>*1.75% fee applies thereafter<\/td><td class=\"has-text-align-left\" data-align=\"left\">None<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>*Rates taken as of 9 Mar 2026<\/em><\/p>\n\n\n\n<p><em><em><em>\ud83d\udcd6 Related Guide:<\/em> <\/em><\/em><em>Here&#8217;s a guide on the <\/em><strong><a href=\"https:\/\/www.you.co\/sg\/blog\/best-multi-currency-cards-in-singapore-2024\/\"><em>best multi-currency cards in Singapore<\/em> <\/a><\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"taiwan-atm-safety-tips\"><strong>Taiwan ATM Safety Tips<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Use ATMs inside banks or busy areas like convenience stores or malls&nbsp;<\/li>\n\n\n\n<li>Shield your PIN while typing&nbsp;<\/li>\n\n\n\n<li>Don\u2019t withdraw huge sums at once \u2014 keep things manageable&nbsp;<\/li>\n\n\n\n<li>Watch out for skimming devices \u2014 if the machine looks tampered with, find another one<\/li>\n<\/ul>\n\n\n\n<p><em><em>\ud83d\udcd6 Related Guide:<\/em> <a href=\"https:\/\/www.you.co\/sg\/blog\/things-to-do-in-taichung\/\"><strong>15 Fun Things To Do In Taichung City, Taiwan<\/strong><\/a><\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong> Country ATM Guides:<\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Need fee-free or lower-fee ATM recommendations? Explore our country-specific withdrawal guides:<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\ud83c\uddf2\ud83c\uddfe <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/malaysia-atm-withdrawal\/\">Malaysia ATM Withdrawal Guide<\/a><\/strong><br><strong>\ud83c\uddef\ud83c\uddf5 <a href=\"https:\/\/www.you.co\/sg\/blog\/japan-atm-withdrawal-guide\/\">Japan ATM Withdrawal Guide<\/a><\/strong><br>\ud83c\uddf9\ud83c\udded <a href=\"https:\/\/www.you.co\/sg\/blog\/thailand-atm-withdrawal-guide\/\"><strong>Thailand ATM Withdrawal Guide<\/strong><\/a><br><strong>\ud83c\uddf0\ud83c\uddf7 <a href=\"https:\/\/www.you.co\/sg\/blog\/south-korea-atm-withdrawal-guide\/\">South Korea ATM Withdrawal Guide<\/a><\/strong><br><strong>\ud83c\uddf9\ud83c\uddfc <a href=\"https:\/\/www.you.co\/sg\/blog\/taiwan-atm-withdrawal-guide\/\">Taiwan ATM Withdrawal Guide<\/a><\/strong><br><strong>\ud83c\udded\ud83c\uddf0 <a href=\"https:\/\/www.you.co\/sg\/blog\/hong-kong-atm-withdrawal-guide\/\">Hong Kong ATM Withdrawal Guide<\/a><\/strong><br><strong>\ud83c\uddee\ud83c\udde9 <a href=\"https:\/\/www.you.co\/sg\/blog\/indonesia-atm-withdrawal-guide\/\">Indonesia ATM Withdrawal Guide<\/a><\/strong><br><strong>\ud83c\uddfb\ud83c\uddf3 <a href=\"https:\/\/www.you.co\/sg\/blog\/vietnam-atm-withdrawal-guide\/\">Vietnam ATM Withdrawal Guide<\/a><\/strong><br>\ud83c\udde6\ud83c\uddfa <a href=\"https:\/\/www.you.co\/sg\/blog\/australia-atm-withdrawal-guide\/\"><strong>Australia ATM Withdrawal Guide<\/strong><\/a><br><strong>\ud83c\uddf2\ud83c\uddf4 <a href=\"https:\/\/www.you.co\/sg\/blog\/macau-atm-withdrawal-guide\/\">Macau ATM Withdrawal Guide<\/a><\/strong><br>\ud83c\udde8\ud83c\uddf3 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/china-atm-withdrawal-guide\/\">China ATM Withdrawal Guide<\/a><\/strong><br>\ud83c\uddfa\ud83c\uddf8 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/us-atm-withdrawal-guide\/\">US ATM Withdrawal Guide<\/a><\/strong><br>\ud83c\uddff\ud83c\udde6 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/south-africa-atm-withdrawal-guide\/\">South Africa ATM Withdrawal Guide<\/a><\/strong><br>\ud83c\uddf5\ud83c\udded <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/philippines-atm-withdrawal-guide\/\">Philippines ATM Withdrawal Guide<\/a><\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Get the best TWD rates<\/strong> <strong>with YouTrip!<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"900\" height=\"471\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/04\/10-1.png\" alt=\"Taiwan ATM Withdrawal Guide: Fees, Locations, Exchange Rates (2025)\" class=\"wp-image-73316\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/04\/10-1.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/04\/10-1-300x157.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/04\/10-1-768x402.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Want to skip high fees and dodgy exchange rates altogether? YouTrip lets you pay with the best TWD rates with no fees and no hidden charges. You can also enjoy free monthly ATM withdrawals of up to S$400 with a 2% fee imposed thereafter. Perfect for hassle-free travel in Taiwan!<\/p>\n\n\n\n<p>So if you&#8217;re looking for a go-to travel card, sign up for your complimentary YouTrip card today with <strong>&lt;<strong>YTBLOG5<\/strong>&gt;<\/strong> and get <strong>FREE S$5<\/strong> in your account! <\/p>\n\n\n\n<p>Then, head over to our<a href=\"https:\/\/www.you.co\/sg\/youtrip-perks\/\"> YouTrip Perks<\/a> page for exclusive offers and promotions \u2014 we promise you won\u2019t regret it. <\/p>\n\n\n\n<p>For more great tips and articles like this, join our<a href=\"https:\/\/t.me\/youtripsquad\"> Telegram<\/a> (@YouTripSG) and subscribe to our<a href=\"https:\/\/go.you.co\/blog-newsletter\"> free weekly newsletter here<\/a> or down below.&nbsp;&nbsp;<\/p>\n\n\n\n<p>For travel tips, event invites, and more, join our Community Telegram Group <a href=\"https:\/\/t.me\/youtripsquad\">@YouTripSquad<\/a>! \ud83d\udc9c<\/p>\n\n\n\n<p>Happy travels! <\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/youtrip.onelink.me\/P5AL\/ohkz600g?utm_source=youtrip_blog&amp;utm_medium=article&amp;utm_campaign=youtrip_app_download&amp;utm_term=&amp;utm_content=\" style=\"background-color:#6d37ac\"><strong>sign up now!<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Related Articles<\/strong><\/p>\n\n\n\n<p class=\"has-text-color\" style=\"color:#712d82\"><a href=\"https:\/\/www.you.co\/sg\/blog\/things-to-do-in-taipei-2\/\"><strong>15 Best Things To Do In Taipei: Food, Attractions, Activities<\/strong><\/a><br><strong><a href=\"https:\/\/www.you.co\/sg\/blog\/top-taipei-hotels\/\">Top 12 Taipei Hotels: Best Stays From S$55\/Night<\/a><br><a href=\"https:\/\/www.you.co\/sg\/blog\/the-ultimate-7-day-taiwan-itinerary\/\">The Ultimate 7-Day Taiwan Itinerary<\/a><\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"728\" height=\"160\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1.png\" alt=\"\" class=\"wp-image-59000\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1.png 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1-300x66.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1-600x132.png 600w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"728\" height=\"90\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23.png\" alt=\"\" class=\"wp-image-44716\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23.png 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23-300x37.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23-600x74.png 600w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/figure>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Withdraw TWD worry-free \ud83c\udfe7<\/p>\n","protected":false},"author":75,"featured_media":73317,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[621,8119,624],"tags":[40185,40186,39484,40260],"class_list":["post-73301","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-foreign-exchange","category-guides-tips","category-travel","tag-atm","tag-atm-withdrawal","tag-taiwan","tag-taiwan-atm"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/73301","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/users\/75"}],"replies":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/comments?post=73301"}],"version-history":[{"count":5,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/73301\/revisions"}],"predecessor-version":[{"id":85417,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/73301\/revisions\/85417"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media\/73317"}],"wp:attachment":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media?parent=73301"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/categories?post=73301"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/tags?post=73301"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}