{"id":72841,"date":"2026-09-30T11:52:37","date_gmt":"2026-09-30T03:52:37","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=72841"},"modified":"2026-09-30T11:52:37","modified_gmt":"2026-09-30T03:52:37","slug":"best-sgd-to-eur-rate","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/best-sgd-to-eur-rate\/","title":{"rendered":"SGD to EUR Rate Today: Best Euro Exchange Rate + 2026 Forecast"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>Planning to exchange SGD to EUR? Here&#8217;s everything you need to know about getting the best rate for your Europe trip! \ud83c\uddea\ud83c\uddfa<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Whether you&#8217;re heading to Europe for the culture, the food, or just a change of scenery, knowing the current <strong>SGD to EUR rate<\/strong>, where the euro&#8217;s heading, and how to exchange without bleeding money to hidden fees can save you a fair bit on your trip budget.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">As of <strong>30 September 2026<\/strong>, the SGD to EUR rate is <strong>1 SGD = 0.6902 EUR<\/strong>. The Sing dollar has strengthened about 4.52% against the euro over the past year, and it&#8217;s now trading near the top of its 2026 range. In plain terms: your dollar stretches further in Europe than it did a year ago, so this is a genuinely good window to convert, especially if you skip the fees.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">This guide covers the <strong>live SGD to EUR rate<\/strong>, a quick conversion table, the 2026 forecast, what counts as a good rate, and why YouTrip is one of the easiest ways to pay in euros with 0% FX fees.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\ud83d\udd04 Lock in the <strong>best euro (EUR) rate<\/strong> with YouTrip before you fly: no queues, no hidden fees.<\/p>\n<\/blockquote>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udcda More guides for you:<\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.you.co\/sg\/blog\/how-to-get-the-best-exchange-rate-in-singapore\/\">How To Get The Best Exchange Rate In Singapore<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.you.co\/sg\/blog\/a-guide-to-tax-free-spots-around-europe\/\">Tax Refund Europe: Ultimate Guide to VAT Refunds for Tourists<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.you.co\/sg\/blog\/youtrip-vs-revolut-singapore-comparison\/\">YouTrip vs Revolut: Which Card Is Better For Singaporeans?<\/a><\/li>\n<\/ul>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u26a1\ufe0f TLDR: SGD To EUR At A Glance<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>Highlights<\/strong><\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>Details<\/strong><\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>SGD to EUR rate today<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">1 SGD = <strong>0.6902 EUR<\/strong> <em>(30 Sept 2026)<\/em><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>1-year change<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>+4.52%<\/strong> over the past year<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>5-year change<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>+8.63%<\/strong> over five years<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>1Y high \/ low<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">High: ~0.690 (Sep 2026, today) \/ Low: ~0.657 (early 2026)<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>What is a good rate?<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Anything above 0.67 is solid; above 0.69 is great<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>S$100 in euros<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">~<strong>69.02 EUR<\/strong> at today&#8217;s rate<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Best way to pay in Europe<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>YouTrip<\/strong> multi-currency card: wholesale rates, zero FX fees<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Always avoid<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Airport counters, hotel exchange, and bank FX markups<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\ud83d\udcd3 Table Of Contents<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#current-rate\"><strong>Current SGD to EUR Exchange Rate<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#how-much-100\"><strong>How Much Is S$100 In Euros?<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#historical-trend\"><strong>SGD to EUR Chart &amp; Historical Trend<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#forecast\"><strong>SGD to EUR Forecast 2026<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#is-sgd-strong\"><strong>Is The SGD Strong Against The Euro?<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#good-rate\"><strong>What Is A Good SGD to EUR Rate?<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#good-time\"><strong>Is It A Good Time To Buy Euros Now?<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#best-card\"><strong>Best Multi-Currency Cards For Spending In Europe<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#how-to-use\"><strong>How To Use YouTrip For The Best Euro Rates<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#pro-tips\"><strong>Pro Tips For Maximum Savings<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#faqs\"><strong>FAQs<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#more-guides\"><strong>More Currency Guides<\/strong><\/a><\/li>\n<\/ol>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"current-rate\" class=\"wp-block-heading\"><strong>Current SGD To EUR Exchange Rate<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"723\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/05\/Screenshot-2026-09-30-at-10.04.08-AM-1024x723.png\" alt=\"Google Finance chart showing SGD to EUR at 0.6902, up 4.52% over the past year, 30 September 2026\" class=\"wp-image-93694\" style=\"aspect-ratio:1.4163298826478787;width:1084px;height:auto\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/05\/Screenshot-2026-09-30-at-10.04.08-AM-1024x723.png 1024w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/05\/Screenshot-2026-09-30-at-10.04.08-AM-300x212.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/05\/Screenshot-2026-09-30-at-10.04.08-AM-768x543.png 768w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/05\/Screenshot-2026-09-30-at-10.04.08-AM.png 1070w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>As of 30 September 2026, the live SGD to EUR rate is:<\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>1 SGD = 0.6902 EUR<\/strong><\/li>\n\n\n\n<li><strong>S$100 = ~69.02 EUR<\/strong><\/li>\n\n\n\n<li><strong>S$1,000 = ~690.20 EUR<\/strong><\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Over the past year, the Sing dollar has firmed up against the euro, so SGD to EUR is up about <strong>4.52%<\/strong>. That&#8217;s a real reversal from where things stood back in May. After bottoming out in early 2026, the rate has climbed steadily through the year and now sits at the top of its 12-month range.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">That &#8220;0.6902&#8221; figure is the <strong>mid-market rate<\/strong>, the actual midpoint between global buy and sell prices, with no bank or card markup baked in. It&#8217;s the same number you&#8217;d see on Google or XE, and it&#8217;s the benchmark every rate in this guide is measured against.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udca1 But the rate means nothing if you hand it all back in FX fees \ud83d\udc40 That&#8217;s where YouTrip comes in, with 0% FX fees and wholesale exchange rates.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><em><strong>\ud83d\udca1 Pro tip for Singaporean travellers:<\/strong> Lock in your euros with <strong>YouTrip<\/strong> to skip bank markups and save on every EUR you spend.<\/em><\/p>\n<\/blockquote>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"how-much-100\" class=\"wp-block-heading\"><strong>How Much Is S$100 In Euros?<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>SGD Amount<\/strong><\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>EUR You Get<\/strong><\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">S$50<\/td><td class=\"has-text-align-left\" data-align=\"left\">~34.51 EUR<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>S$100<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>~69.02 EUR<\/strong><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">S$200<\/td><td class=\"has-text-align-left\" data-align=\"left\">~138.04 EUR<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">S$500<\/td><td class=\"has-text-align-left\" data-align=\"left\">~345.10 EUR<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">S$1,000<\/td><td class=\"has-text-align-left\" data-align=\"left\">~690.20 EUR<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">S$2,000<\/td><td class=\"has-text-align-left\" data-align=\"left\">~1,380.40 EUR<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Based on the mid-market rate of ~0.6902 EUR = S$1 (30 Sept 2026). <\/em><\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"historical-trend\" class=\"wp-block-heading\"><strong>SGD To EUR Chart &amp; Historical Trend<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"712\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/05\/Screenshot-2026-09-30-at-10.04.20-AM-1024x712.png\" alt=\"Google Finance long-term chart showing SGD to EUR up 34.35% since around 2008, currently at 0.6902\" class=\"wp-image-93696\" style=\"aspect-ratio:1.438211863848838;width:1084px;height:auto\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/05\/Screenshot-2026-09-30-at-10.04.20-AM-1024x712.png 1024w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/05\/Screenshot-2026-09-30-at-10.04.20-AM-300x208.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/05\/Screenshot-2026-09-30-at-10.04.20-AM-768x534.png 768w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/05\/Screenshot-2026-09-30-at-10.04.20-AM.png 1062w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Zoom out, and the long-term picture is consistent with the short-term one. The Sing dollar is up <strong>8.63% over five years<\/strong> and <strong>34.35% over the long run<\/strong> against the euro. The euro had a strong few months in late 2024 and early 2025, but the SGD has clawed that back and then some through 2026.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>Time Frame<\/strong><\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>High<\/strong><\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>Low<\/strong><\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>Change<\/strong><\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>1 Year (Sep 2025\u2013Sep 2026)<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">~0.690 (Sep 2026, today)<\/td><td class=\"has-text-align-left\" data-align=\"left\">~0.657 (early 2026)<\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>+4.52%<\/strong><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>5 Years<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">~0.716 (early 2025)<\/td><td class=\"has-text-align-left\" data-align=\"left\">~0.62 (2021)<\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>+8.63%<\/strong><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>All-Time (MAX)<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">~0.724 (2022)<\/td><td class=\"has-text-align-left\" data-align=\"left\">~0.48 (2008\u201309)<\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>+34.35%<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"715\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/05\/Screenshot-2026-09-30-at-10.04.14-AM-1024x715.png\" alt=\"Google Finance chart showing SGD to EUR up 8.63% over five years, peaking near 0.716 in early 2025\" class=\"wp-image-93695\" style=\"aspect-ratio:1.4321772766013243;width:1084px;height:auto\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/05\/Screenshot-2026-09-30-at-10.04.14-AM-1024x715.png 1024w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/05\/Screenshot-2026-09-30-at-10.04.14-AM-300x210.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/05\/Screenshot-2026-09-30-at-10.04.14-AM-768x536.png 768w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2026\/05\/Screenshot-2026-09-30-at-10.04.14-AM.png 1068w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Here&#8217;s the year-by-year view:<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>Year<\/strong><\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>Average Rate<\/strong><\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>High<\/strong><\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>Low<\/strong><\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>Trend<\/strong><\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">2021<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.6293<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.6532<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.6147<\/td><td class=\"has-text-align-left\" data-align=\"left\">Strengthening<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">2022<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.6896<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.7242<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.6484<\/td><td class=\"has-text-align-left\" data-align=\"left\">Strong growth<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">2023<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.6883<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.7066<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.6728<\/td><td class=\"has-text-align-left\" data-align=\"left\">Stable<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">2024<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.6916<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.7128<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.6805<\/td><td class=\"has-text-align-left\" data-align=\"left\">Peak period<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">2025<\/td><td class=\"has-text-align-left\" data-align=\"left\">~0.6800<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.7162 (Feb)<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.6578 (Sep)<\/td><td class=\"has-text-align-left\" data-align=\"left\">Easing<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">2026 (to Sep)<\/td><td class=\"has-text-align-left\" data-align=\"left\">~0.6790<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.6902 (Sep)<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.6664 (Jan)<\/td><td class=\"has-text-align-left\" data-align=\"left\">Strengthening<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The takeaway: the euro&#8217;s strong patch in early 2025 is well behind us. The SGD spent the first half of 2026 recovering, and it&#8217;s now pushed through last May&#8217;s level to sit at the top of the year&#8217;s range.<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"forecast\" class=\"wp-block-heading\"><strong>SGD To EUR Forecast 2026<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Nobody can call currency moves with certainty, so treat these as broad ranges, not promises. Based on where the pair has traded through 2026:<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>Period<\/strong><\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>Likely Range<\/strong><\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>What to watch<\/strong><\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Q3 2026 (now)<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">~0.68\u20130.70<\/td><td class=\"has-text-align-left\" data-align=\"left\">Already trading near the top of this range; could ease if the euro firms<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Q4 2026 (Oct\u2013Dec)<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">~0.67\u20130.71<\/td><td class=\"has-text-align-left\" data-align=\"left\">Depends largely on ECB rate moves and eurozone growth<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Bottom line:<\/strong> the SGD to EUR rate looks set to trade broadly in the <strong>0.67\u20130.71 range<\/strong> for the rest of 2026, already well above the levels seen earlier in the year. At ~0.6902 today, you&#8217;re near the top of that band, so if you&#8217;ve got a Europe trip coming up, there&#8217;s a solid case to convert now via YouTrip rather than wait and hope for more.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\ud83d\udca1 <strong>Pro tip:<\/strong> Set a rate alert in the YouTrip app or on XE for when SGD to EUR crosses 0.70. You&#8217;ll get a nudge when it&#8217;s an exceptional time to convert.<\/p>\n<\/blockquote>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"is-sgd-strong\" class=\"wp-block-heading\"><strong>Is The SGD Strong Against The Euro?<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, right now it is. The Sing dollar is up about 4.52% against the euro over the past year, climbing steadily through 2026 to sit near the top of its 12-month range.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Much of that comes down to the <a href=\"https:\/\/www.ecb.europa.eu\/press\/pr\/date\/2026\/html\/ecb.mp260611~4d41bd5e83.en.html\">eurozone side of the pair<\/a>. The ECB downgraded its 2026 growth forecast to 0.8% even as it raised rates to fight inflation, a stagflation-adjacent squeeze that&#8217;s kept the euro under pressure.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Singapore&#8217;s economy, by contrast, grew a stronger-than-expected 5.7% year-on-year in Q2 2026, giving MAS room to keep tightening the SGD&#8217;s appreciation path.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">It&#8217;s not quite back at the 2024\u201325 highs, but it&#8217;s a clear step up from where it stood in January or even May. The bigger lever still isn&#8217;t timing the rate perfectly; it&#8217;s not losing 2\u20133% of your money to FX fees once you&#8217;re spending over there.<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"good-rate\" class=\"wp-block-heading\"><strong>What Is A Good SGD To EUR Rate?<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>Rate (1 SGD = X EUR)<\/strong><\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>Rating<\/strong><\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>What it means<\/strong><\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">0.70 and above<\/td><td class=\"has-text-align-left\" data-align=\"left\">\ud83d\udfe2 Excellent<\/td><td class=\"has-text-align-left\" data-align=\"left\">Near the 2024\u201325 highs, a strong time to convert<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">0.68\u20130.70<\/td><td class=\"has-text-align-left\" data-align=\"left\">\ud83d\udfe1 Very Good<\/td><td class=\"has-text-align-left\" data-align=\"left\">Above average, a favourable window<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">0.67\u20130.68<\/td><td class=\"has-text-align-left\" data-align=\"left\">\ud83d\udfe2 Good<\/td><td class=\"has-text-align-left\" data-align=\"left\">Around average conditions for 2026<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">0.66\u20130.67<\/td><td class=\"has-text-align-left\" data-align=\"left\">\ud83d\udfe0 Fair<\/td><td class=\"has-text-align-left\" data-align=\"left\">Below today&#8217;s rate, typical conditions<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Below 0.66<\/td><td class=\"has-text-align-left\" data-align=\"left\">\ud83d\udd34 Weak<\/td><td class=\"has-text-align-left\" data-align=\"left\">Near recent lows, wait if you can or use YouTrip for 0-fee access<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">At <strong>0.6902<\/strong> today, you&#8217;re firmly in <strong>Very Good<\/strong> territory and not far off the 0.70 &#8220;Excellent&#8221; mark.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\ud83d\udca1 <strong>Tip:<\/strong> Don&#8217;t try to nail the perfect rate, it&#8217;s nearly impossible. Convert when you&#8217;re in the &#8220;Good&#8221; to &#8220;Very Good&#8221; range, especially once your travel dates are locked in.<\/p>\n<\/blockquote>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"good-time\" class=\"wp-block-heading\"><strong>Is It A Good Time To Buy Euros Now?<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">If you&#8217;ve got a Europe trip confirmed, yes, this is a strong time to convert. You&#8217;re near the top of 2026&#8217;s range, and the rate has climbed steadily for months.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">If your trip is further out, you could split your conversion: change part now to lock in today&#8217;s rate, and the rest if it climbs toward 0.70. Either way, the smart move is to convert through a zero-fee card so you keep what you save.<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"best-card\" class=\"wp-block-heading\"><strong>Best Multi-Currency Cards For Spending In Europe<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Here&#8217;s how the popular cards stack up for Singaporean travellers spending in euros:<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>Card<\/strong><\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>Lock-in Rate<\/strong><\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>Fees<\/strong><\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>SGD to EUR Rate<\/strong><\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>SGD for 100 EUR<\/strong><\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>YouTrip \ud83d\udc51<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">\u2705 Yes<\/td><td class=\"has-text-align-left\" data-align=\"left\">No fees<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.6904 EUR<\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>~S$144.84<\/strong><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Revolut<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u2705 Yes<\/td><td class=\"has-text-align-left\" data-align=\"left\">1% FX fee on weekends<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.6903 EUR<\/td><td class=\"has-text-align-left\" data-align=\"left\">~S$144.86<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Wise<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u2705 Yes<\/td><td class=\"has-text-align-left\" data-align=\"left\">From 0.19% currency conversion fee<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.6890 EUR<\/td><td class=\"has-text-align-left\" data-align=\"left\">~S$145.14<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">DBS Credit Card<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u274c No<\/td><td class=\"has-text-align-left\" data-align=\"left\">Up to 3.25% FX fee<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.6842 EUR<\/td><td class=\"has-text-align-left\" data-align=\"left\">~S$146.16<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Rates as of 30 Sept 2026. Total SGD amount excludes fees.<\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>YouTrip gives you the wholesale euro rate with zero FX fees<\/strong>, so you keep more of your money on every transaction. Revolut slaps a 1% fee on weekend spending, exactly when you&#8217;re out exploring. Wise shaves a little off the rate, and a standard bank credit card costs you the most, adding 2\u20133% (or more) on every euro you spend.<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>YouTrip vs A Bank Card: What 1,000 EUR Actually Costs<\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Here&#8217;s the side-by-side on paying for <strong>1,000 EUR<\/strong> of spending in Europe:<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>Method<\/strong><\/strong><\/th><th><strong><strong>SGD to EUR Rate<\/strong><\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>Fees<\/strong><\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong><strong>SGD Cost for 1,000 EUR<\/strong><\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>YouTrip \ud83d\udc51<\/strong><\/td><td>Mid-market (~0.6904)<\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>S$0<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>~S$1,448.44<\/strong><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Typical bank \/ credit card<\/td><td>Mid-market \u2212 2\u20133.25%<\/td><td class=\"has-text-align-left\" data-align=\"left\">2\u20133.25% markup<\/td><td class=\"has-text-align-left\" data-align=\"left\">~S$1,478\u20131,497<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u26a0\ufe0f Indicative figures based on the mid-market rate as of 30 Sept 2026. YouTrip gives you the mid-market rate with no FX fee, while a typical bank or overseas credit card adds a 2\u20133.25% markup. You&#8217;d pay roughly\u00a0<strong>S$30\u201349 more\u00a0<\/strong>for the same 1,000 EUR. <\/p>\n<\/blockquote>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udca1 Over a full trip with hotels, meals, and shopping, a zero-fee card can save you a meaningful chunk versus a standard bank card.<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"how-to-use\" class=\"wp-block-heading\"><strong>How To Use YouTrip For The Best Euro Rates<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"schema-how-to wp-block-yoast-how-to-block\"><p class=\"schema-how-to-description\"><\/p> <ol class=\"schema-how-to-steps\"><li class=\"schema-how-to-step\" id=\"how-to-step-1790739453347\"><strong class=\"schema-how-to-step-name\">Top up your SGD balance in the YouTrip app.<\/strong> <p class=\"schema-how-to-step-text\"><\/p> <\/li><li class=\"schema-how-to-step\" id=\"how-to-step-1790739456297\"><strong class=\"schema-how-to-step-name\">Select <strong>Euro<\/strong> and convert at the wholesale rate.<\/strong> <p class=\"schema-how-to-step-text\"><\/p> <\/li><li class=\"schema-how-to-step\" id=\"how-to-step-1790739459242\"><strong class=\"schema-how-to-step-name\">Watch the live SGD to EUR rate and lock it in when it&#8217;s strong.<\/strong> <p class=\"schema-how-to-step-text\"><\/p> <\/li><li class=\"schema-how-to-step\" id=\"how-to-step-1790739463424\"><strong class=\"schema-how-to-step-name\">Spend anywhere in Europe that takes Mastercard, with no foreign transaction fees.<\/strong> <p class=\"schema-how-to-step-text\"><\/p> <\/li><\/ol><\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"pro-tips\" class=\"wp-block-heading\"><strong>Pro Tips For Maximum Savings<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Set rate alerts:<\/strong> Get a notification when the EUR rate hits your target (say, 0.70+).<br><\/li>\n\n\n\n<li><strong>Convert in tranches:<\/strong> No need to do it all at once. Lock in part now, part later if the rate improves.<br><\/li>\n\n\n\n<li><strong>Skip airport and hotel exchange:<\/strong> YouTrip rates beat airport money changers almost every time.<br><\/li>\n\n\n\n<li><strong>Use ATMs smartly:<\/strong> Your first S$400 of overseas ATM withdrawals each calendar month is free with YouTrip (2% after that, resets on the 1st), handy for cash emergencies in cash-light corners of Europe.<br><\/li>\n\n\n\n<li><strong>Avoid DCC at the till:<\/strong> If a card machine offers to charge you in SGD instead of EUR, always pick EUR. Paying in the local currency means you get YouTrip&#8217;s wholesale rate, not the shop&#8217;s marked-up one.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"faqs\" class=\"wp-block-heading\"><strong>FAQs<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1790739019642\"><strong class=\"schema-faq-question\"><strong>What is the SGD to EUR exchange rate today?<\/strong> <\/strong> <p class=\"schema-faq-answer\">As of 30 September 2026, <strong>1 SGD = 0.6902 EUR<\/strong> (mid-market). The rate moves daily, so always check the live rate in the YouTrip app or on XE before you convert.<br><br><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1790739019643\"><strong class=\"schema-faq-question\"><strong>How much is S$100 in euros?<\/strong> <\/strong> <p class=\"schema-faq-answer\">At 0.6902, <strong>S$100 \u2248 69.02 EUR<\/strong>. S$1,000 gets you about 690.20 EUR.<br><br><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1790739019644\"><strong class=\"schema-faq-question\"><strong>Is the SGD strong against the euro right now?<\/strong> <\/strong> <p class=\"schema-faq-answer\">Yes. The Sing dollar is up about 4.52% against the euro over the past year and has climbed through 2026 to sit near the top of its 12-month range. At 0.6902 it&#8217;s in the &#8220;Very Good&#8221; band, just shy of the 0.70 &#8220;Excellent&#8221; mark.<br><br><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1790739019645\"><strong class=\"schema-faq-question\"><strong>Is the euro expected to rise or fall in 2026?<\/strong> <\/strong> <p class=\"schema-faq-answer\">Most projections put SGD to EUR broadly in the 0.67\u20130.71 range for the rest of 2026, with ECB rate decisions and eurozone growth the main things to watch. Forecasts are estimates, not guarantees, so don&#8217;t bank on them.<br><br><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1790739019646\"><strong class=\"schema-faq-question\"><strong>How has the SGD performed against the EUR recently?<\/strong> <\/strong> <p class=\"schema-faq-answer\">After peaking around 0.716 in early 2025, the SGD eased through the year and bottomed near 0.658 in September 2025. It dipped again to 0.6664 in January 2026, then climbed steadily through the year to 0.6902 by September.<br><br><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1790739019647\"><strong class=\"schema-faq-question\"><strong>What is a good exchange rate for SGD to EUR?<\/strong> <\/strong> <p class=\"schema-faq-answer\">Anything above <strong>0.67<\/strong> is solid; above <strong>0.69<\/strong> is great. At 0.6902 today, you&#8217;re in a very good window.<br><br><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1790739019648\"><strong class=\"schema-faq-question\"><strong>How can I get the best SGD to EUR rate?<\/strong> <\/strong> <p class=\"schema-faq-answer\">Use a multi-currency card like YouTrip that gives you wholesale exchange rates with zero markups and no foreign transaction fees. That can save you 2\u20133% versus a typical bank or credit card.<br><br><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1790739019649\"><strong class=\"schema-faq-question\"><strong>Where should I NOT exchange SGD to EUR?<\/strong> <\/strong> <p class=\"schema-faq-answer\">Avoid airport exchange counters, hotel exchange desks, and credit cards that charge a 2\u20133.25% foreign transaction fee. These all carry poor rates or high fees.<br><br><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1790739019650\"><strong class=\"schema-faq-question\"><strong>How much euro should I bring for a Europe trip?<\/strong> <\/strong> <p class=\"schema-faq-answer\">As a rough daily guide: budget travellers 50\u201380 EUR, mid-range 100\u2013150 EUR, luxury 200+ EUR. For a 10-day trip, that&#8217;s roughly 500\u2013800 EUR (budget) to 1,000\u20131,500 EUR (mid-range).<br><br><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1790739019651\"><strong class=\"schema-faq-question\"><strong>Do I need cash in Europe?<\/strong> <\/strong> <p class=\"schema-faq-answer\">Most of Europe is card-friendly, especially big cities. Keep 50\u2013100 EUR cash for small caf\u00e9s, markets, tipping, rural areas, and emergencies, and tap your YouTrip card for everything else.<br><br><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1790739019652\"><strong class=\"schema-faq-question\"><strong>Can I use my YouTrip card in Europe?<\/strong> <\/strong> <p class=\"schema-faq-answer\">Yes. It works anywhere Mastercard is accepted, including shops, restaurants, transport, and hotels. You also get up to S$400 in free overseas ATM withdrawals each month, with a 2% fee after that.<br><br><\/p> <\/div> <\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Other Currency Guides<\/strong><a id=\"more-guides\"><\/a><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc9c <a href=\"https:\/\/www.you.co\/sg\/blog\/youtrip-exchange-rates\/\"><strong>YouTrip Exchange Rates<\/strong><\/a> | <strong>\ud83c\uddef\ud83c\uddf5 <a href=\"https:\/\/www.you.co\/sg\/blog\/from-sgd-to-yen\/\">SGD To JPY<\/a><\/strong> | \ud83c\uddf2\ud83c\uddfe <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/from-sgd-to-myr\/\">SGD To MYR<\/a><\/strong> | \ud83c\uddf9\ud83c\udded <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/best-sgd-to-thb-rate\/\">SGD to THB<\/a><\/strong> | \ud83c\uddfa\ud83c\uddf8 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/1-sgd-to-usd\/\">SGD to USD<\/a><\/strong> | \ud83c\uddea\ud83c\uddfa <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/best-sgd-to-eur-rate\/\">SGD to EUR<\/a><\/strong> | \ud83c\udde8\ud83c\uddf3 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/best-sgd-to-cny-rate\/\">SGD to CNY<\/a><\/strong> | \ud83c\uddf0\ud83c\uddf7 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/from-sgd-to-krw\/\">SGD To KRW<\/a><\/strong> | \ud83c\uddee\ud83c\udde9 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/from-sgd-to-idr\/\">SGD to IDR<\/a><\/strong> | \ud83c\udde6\ud83c\uddfa <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/from-sgd-to-aud\/\">SGD To AUD<\/a><\/strong> | \ud83c\uddfb\ud83c\uddf3 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/sgd-to-vnd-rate\/\">SGD To VND<\/a><\/strong> | \ud83c\uddf3\ud83c\uddff <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/from-sgd-to-nzd\/\">SGD to NZD<\/a><\/strong> | \ud83c\uddf9\ud83c\uddfc <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/from-sgd-to-twd\/\">SGD To TWD<\/a><\/strong> | \ud83c\udded\ud83c\uddf0 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/best-sgd-to-hkd-rate\/\">SGD to HKD<\/a><\/strong> | \ud83c\uddec\ud83c\udde7 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/best-sgd-to-gbp-rate\/\">SGD to GBP<\/a><\/strong> | \ud83c\udde8\ud83c\udded <a href=\"https:\/\/www.you.co\/sg\/blog\/best-sgd-to-chf-rate\/\"><strong>SGD to CHF<\/strong><\/a> | \ud83c\udde6\ud83c\uddea <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/sgd-to-aed\/\">SGD to AED<\/a><\/strong> | \ud83c\uddf5\ud83c\udded <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/sgd-to-php\/\">SGD to PHP<\/a><\/strong> | \ud83c\uddee\ud83c\uddf3 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/sgd-to-inr\/\">SGD to INR<\/a> <\/strong>| \ud83c\uddf1\ud83c\uddf0 <strong><a href=\"https:\/\/www.you.co\/sg\/blog\/sgd-to-lkr\/\">SGD to LKR<\/a><\/strong><\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>And That&#8217;s Your Euros Sorted<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/03\/sgd-to-eur-rate-singapore-1024x1024.png\" alt=\"Hand holding a purple YouTrip Mastercard in front of canal houses and tour boats in Amsterdam\" class=\"wp-image-72848\" style=\"width:1084px;height:auto\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/03\/sgd-to-eur-rate-singapore-1024x1024.png 1024w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/03\/sgd-to-eur-rate-singapore-300x300.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/03\/sgd-to-eur-rate-singapore-150x150.png 150w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/03\/sgd-to-eur-rate-singapore-768x768.png 768w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2025\/03\/sgd-to-eur-rate-singapore.png 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Get the rate right, skip the fees, and the only thing left to plan is the gelato order. \ud83c\udf66<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc9c Not a YouTrooper yet? YouTrip lets you lock in multiple currencies and spend in 150+ countries with <strong>zero fees and no hidden charges.<\/strong> Sign up for your <a href=\"https:\/\/apps.apple.com\/sg\/app\/youtrip\/id1228562274?mt=8\"><strong>complimentary YouTrip card<\/strong><\/a> today with <strong>YTBLOG5<\/strong> and get <strong>FREE S$5<\/strong> in your account!<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Then head to our <a href=\"https:\/\/www.you.co\/sg\/youtrip-perks\/\">YouTrip Perks<\/a> page for exclusive offers and promotions. Join our Telegram (<a href=\"https:\/\/t.me\/s\/youtripsg\">@YouTripSG<\/a>) and Community Group (<a href=\"https:\/\/t.me\/youtripsquad\">@YouTripSquad<\/a>) for travel tips, event invites, and more!<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Bon voyage! \ud83c\uddea\ud83c\uddfa<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Europe Articles You May Enjoy:<\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.you.co\/sg\/blog\/paris-travel-guide\/\">Paris Travel Guide: Things To Do, Weather, Tips<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.you.co\/sg\/blog\/things-to-do-in-naples\/\">15 Best Things To Do In Naples, Italy<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.you.co\/sg\/blog\/dolomites-travel-guide\/\">Dolomites, Italy Beginners Guide: Where to Go, Stay, and Explore<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.you.co\/sg\/blog\/santorini-travel-guide\/\">Santorini Travel Guide: Where to Stay &amp; What to Do<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.you.co\/sg\/blog\/italy-atm-withdrawal-guide\/\">Italy ATM Withdrawal Guide: Bancomats, Fees &amp; Tips for Tourists<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.you.co\/sg\/blog\/france-atm-withdrawal-guide\/\">France ATM Withdrawal Guide: Fees, Limits &amp; Best ATMs<\/a><\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3e41869c wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/youtrip.onelink.me\/P5AL\/ohkz600g?utm_source=youtrip_blog&amp;utm_medium=article&amp;utm_campaign=youtrip_app_download&amp;utm_term=&amp;utm_content=\" style=\"background-color:#6d37ac\"><strong>sign up now!<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.you.co\/sg?utm_source=youtrip_blog&amp;utm_medium=banner&amp;utm_campaign=blog_footer&amp;utm_term=&amp;utm_content=\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"728\" height=\"160\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1.png\" alt=\"\" class=\"wp-image-59000\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1.png 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1-300x66.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2023\/08\/Blog-Bottom-Banner-1-600x132.png 600w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/a><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.you.co\/biz\/?utm_source=youtrip&amp;utm_medium=banner&amp;utm_campaign=blog-footer&amp;utm_content=youbiz&amp;acq=BM&amp;sub_acq=BlogFooter&amp;ad_type=Article_Awa\"><img loading=\"lazy\" decoding=\"async\" width=\"728\" height=\"90\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23.png\" alt=\"\" class=\"wp-image-44716\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23.png 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23-300x37.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-23-600x74.png 600w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/a><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Lock in the best EUR rate before you fly \ud83c\uddea\ud83c\uddfa<\/p>\n","protected":false},"author":75,"featured_media":72854,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[621],"tags":[39209,39269,40254],"class_list":["post-72841","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-foreign-exchange","tag-europe","tag-exchange-rates","tag-sgd-to-eur"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/72841","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/users\/75"}],"replies":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/comments?post=72841"}],"version-history":[{"count":5,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/72841\/revisions"}],"predecessor-version":[{"id":93701,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/72841\/revisions\/93701"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media\/72854"}],"wp:attachment":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media?parent=72841"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/categories?post=72841"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/tags?post=72841"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}