{"id":58026,"date":"2025-11-05T19:30:35","date_gmt":"2025-11-05T11:30:35","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=58026"},"modified":"2026-04-28T15:37:37","modified_gmt":"2026-04-28T07:37:37","slug":"youtrip-vs-amaze-comparison-in-malaysia","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/youtrip-vs-amaze-comparison-in-malaysia\/","title":{"rendered":"YouTrip Vs Amaze: Which Card is Better for Singaporeans in Malaysia?"},"content":{"rendered":"\n

Which multi-currency wallet should Singaporeans use for their trips to Malaysia \u2014 YouTrip<\/strong> or Amaze<\/strong>?<\/strong><\/h2>\n\n\n\n
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We all know and love JB for the shopping haven it is (and for its affordable eats!). Last weekend, a friend and I took a quick getaway there, each armed with a multi-currency card<\/strong>, and put YouTrip vs Amaze<\/strong> to the test.  Which card offers the best exchange rates, top-up limits, and overseas convenience? We tested both in JB and compared rates to help you make the best choice.<\/p>\n\n\n\n

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\ud83d\udc9c Stay Up To Date:<\/strong>
\u2013 HSBC Revolution Card Singapore 2025: Benefits, Fees, Rewards<\/a>
\u2013 1 SGD to USD Guide 2025: Current Rates, Forecasts & Travel Tips<\/a>
\u2013 Vancouver Travel Guide 2025: 20 Best Things to Do, Weather & Local Tips<\/a><\/p>\n\n\n\n

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\u26a1\ufe0f TL;DR Comparison Table<\/strong><\/h2>\n\n\n\n
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Feature<\/strong><\/th>YouTrip<\/strong><\/th>Amaze<\/strong><\/th><\/tr><\/thead>
Currencies Supported<\/strong><\/td>12 (SGD, MYR, JPY, THB, USD, EUR, GBP, HKD, AUD, NZD, CHF, SEK)<\/td>11 (SGD, EUR, USD, JPY, THB, GBP, AUD, CHF, NZD, CAD, MYR)<\/td><\/tr>
Annual Fees<\/strong><\/td>\u2705 None<\/td>\u2705 None<\/td><\/tr>
Transaction Fees<\/strong><\/td>\u2705 FX fees: <\/strong>None
\u2705 Domestic (SGD) transactions: <\/strong>None<\/td>		\u2705 FX fees: <\/strong>None
\u26a0\ufe0f Domestic (SGD) transactions: <\/strong>1% fee (from first dollar spent, effective March 10, 2025)<\/td><\/tr>
Overseas ATM Withdrawal Fees<\/strong><\/td>\u2705 S$400 free per month 

*2% fee applies thereafter<\/td>		 \u26a0\ufe0f 2% fee on all amounts withdrawn<\/td><\/tr>
Sending Money Overseas<\/strong><\/td>Variable fee shown in-app<\/td>Variable fee from 0.4%<\/td><\/tr>
Bank Withdrawals<\/strong><\/td>\u2705 10 free bank withdrawals\/month

For more than 10 bank withdrawals: Request for a refund<\/a> (S$10 processing fee)<\/td>		\u274c Unavailable<\/td><\/tr>
Top-Up Fees<\/strong><\/td>\u2705 Mastercard credit & debit card, Visa debit card, PayNow: No fees 

\u2705 Linked Bank Account (eGIRO): No fees

\u2705 Visa credit cards: 1.5% service fee<\/td>		\u2705 PayNow: No fees<\/td><\/tr>
Wallet Limits<\/strong><\/td>Top-up:<\/strong> S$20,000

Annual spending:<\/strong> S$100,000<\/td>		Top-up: <\/strong>S$15,000

Annual spending:<\/strong> S$75,000<\/td><\/tr>
Rewards & Cashback<\/strong><\/td>Up to 17% off brands via YouTrip Perks<\/td>InstaPoints: 1 point per S$1 spent from Amaze wallet (0.5 points for foreign currency);

\u26a0\ufe0f Cashback redemption removed (March 2025)

\u26a0\ufe0f Card-linked transactions no longer earn points (March 2025)

Points redeemable for KrisFlyer miles only: 1,200 points = 400 miles<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
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\ud83d\udcd1 Table of Contents<\/strong><\/strong><\/h2>\n\n\n\n
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  1. What is YouTrip?<\/a><\/strong><\/li>\n\n\n\n
  2. What Is Amaze?<\/a><\/strong><\/li>\n\n\n\n
  3. Comparing MYR Exchange Rates<\/a><\/strong><\/li>\n\n\n\n
  4. YouTrip Pros & Cons<\/a><\/strong><\/li>\n\n\n\n
  5. Amaze Pros & Cons<\/a><\/strong><\/li>\n\n\n\n
  6. Verdict<\/a><\/strong><\/li>\n\n\n\n
  7. FAQs<\/a><\/strong><\/li>\n<\/ol>\n\n\n\n
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    What Is YouTrip?<\/strong><\/strong><\/h2>\n\n\n\n
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    \"YouTrip<\/figure>\n\n\n\n
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    YouTrip<\/strong> is Singapore\u2019s first multi-currency wallet and prepaid Mastercard, launched in 2018. It lets you pay in 150+ currencies<\/strong> globally at wholesale exchange rates<\/strong> \u2014 with zero foreign transaction fees<\/strong>.<\/p>\n\n\n\n

    Key features: <\/strong><\/p>\n\n\n\n