{"id":50892,"date":"2026-05-19T13:30:37","date_gmt":"2026-05-19T05:30:37","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=50892"},"modified":"2026-05-25T17:58:12","modified_gmt":"2026-05-25T09:58:12","slug":"best-multi-currency-cards-singapore","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/best-multi-currency-cards-singapore\/","title":{"rendered":"7 Best Multi-Currency Cards in Singapore (2026)"},"content":{"rendered":"\n

The card you pick quietly decides how much your trip costs.<\/strong><\/h2>\n\n\n\n
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Whether you’re travelling, shopping online, or sending money overseas, the right multi-currency card can save you serious<\/em> cash. We’re talking better exchange rates, fewer fees, and no more 2.5\u20133.5% foreign transaction charges quietly added by your bank.<\/p>\n\n\n\n

In this guide, we break down the 7 most popular multi-currency cards available to Singaporeans: YouTrip, Revolut, Wise, Amaze, Trust Bank, DBS Multi-Currency Account, and UOB FX+<\/strong> \u2013 so you can figure out which one works best for you and your travel and spending style.<\/p>\n\n\n\n

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\ud83d\udc9c Stay Up To Date:<\/strong>
\u2013 SGD To MYR Rate Today: Best Exchange Rates, Forecast & Where to Change Money<\/a>
\u2013 SGD To Yen Guide: Capitalising On The Japanese Yen<\/a>
\u2013 Best SGD to EUR Rate in Singapore<\/a><\/p>\n\n\n\n

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\u26a1\ufe0f TL;DR: Best Multi-Currency Cards at a Glance<\/strong><\/h2>\n\n\n\n
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Card<\/strong><\/th>Best For<\/strong><\/th>FX Fees<\/strong><\/th>Free ATM Withdrawal<\/strong><\/th>Annual Fee<\/strong><\/th>Key Benefit<\/strong><\/th><\/tr><\/thead>
YouTrip<\/strong><\/td>Overall savings & travel<\/td>\u2705 None<\/td>S$400\/month (2% fee thereafter)<\/em><\/td>Free<\/td>No FX fees + wholesale exchange rates<\/td><\/tr>
Wise<\/strong><\/td>International transfers<\/td>Conversion fee from 0.23% to 0.45)<\/td>S$100\/month from 1 May 2026 (1.75% fee thereafter)<\/em><\/td>Free<\/td>40+ currencies supported<\/td><\/tr>
Revolut<\/strong><\/td>Budgeting & crypto<\/td>0% weekdays, 1% weekends<\/td>S$350\/month or 5 withdrawals (2% fee thereafter)<\/em><\/td>Free to S$219\/year<\/td>30 currencies + crypto trading<\/td><\/tr>
Amaze<\/strong><\/td>Credit card linking<\/td>\u2705 None from wallet; ~2.1% FX spread via linked card<\/td>None free (2% fee)<\/td>Free<\/td>Link 5 cards + InstaPoints<\/td><\/tr>
Trust Bank<\/strong><\/td>Local savings<\/td>\u2705 None<\/td>Unlimited free<\/td>Free<\/td>Up to 2.40% p.a. savings interest<\/td><\/tr>
DBS Multi-Currency Account<\/strong><\/td>DBS ecosystem users<\/td>3.25% when spending in unsupported currencies<\/td>S$7 per withdrawal (free at Westpac AU & DBS HK only)<\/em><\/td>Free<\/td>Seamless DBS integration<\/td><\/tr>
UOB FX+<\/strong><\/td>0% FX fees, no top-up needed<\/td>\u2705 Zero<\/td>Free at UOB ASEAN ATMs; S$5 + 2.5% at non-UOB ATMs<\/td>Free (waived first 3 years; waived with 12+ txns\/year thereafter)<\/td>Tap-and-go with no wallet to manage<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
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\u2696\ufe0f YouTrip offers the best combination of zero fees, wholesale rates, and S$400 free ATM withdrawals monthly.<\/p>\n\n\n\n

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\ud83d\udcda Table of Contents: <\/strong><\/h2>\n\n\n\n
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  1. What’s A Multi-Currency Card?<\/strong><\/a><\/li>\n\n\n\n
  2. What To Look For In A Multi-Currency Card<\/strong><\/a><\/li>\n\n\n\n
  3. Best Multi-Currency Cards In Singapore (2026)<\/strong><\/a><\/li>\n\n\n\n
  4. How To Choose: Which Card Is Right For You?<\/a><\/strong><\/li>\n\n\n\n
  5. Real-Life Comparison: Buying a YSL Bag in France<\/strong><\/a><\/li>\n\n\n\n
  6. Pros & Cons Overview<\/strong><\/a>\n