{"id":47086,"date":"2023-01-27T14:55:57","date_gmt":"2023-01-27T06:55:57","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=47086"},"modified":"2025-09-09T16:37:10","modified_gmt":"2025-09-09T08:37:10","slug":"youbiz-best-sme-corporate-card","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/youbiz-best-sme-corporate-card\/","title":{"rendered":"What\u2019s The Difference Between YouTrip And YouBiz, Our New Corporate Card For SMEs?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"47086\" class=\"elementor elementor-47086\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5e16a26 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5e16a26\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-78b67b18\" data-id=\"78b67b18\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-21027a70 elementor-widget elementor-widget-text-editor\" data-id=\"21027a70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\n<h2 class=\"wp-block-heading\"><strong>Hey enterprising YouTroopers, meet YouBiz, the corporate card with a multi-currency expense management platform and zero account fees \u2014 specially designed for fast-growing SMEs in Singapore. It\u2019s not just a version of YouTrip for businesses, it\u2019s more!<\/strong><\/h2>\n<p><\/p>\n<p><\/p>\n<div class=\"wp-block-spacer\" style=\"height: 20px\" aria-hidden=\"true\">\u00a0<\/div>\n<p><\/p>\n<p><\/p>\n<p class=\"wp-block-paragraph\">So YouTrip vs YouBiz, how do they differ? YouBiz is only available to business entities registered in Singapore, helping them:<\/p>\n<p><\/p>\n<p><\/p>\n<p class=\"wp-block-paragraph\"><img decoding=\"async\" class=\"emoji\" role=\"img\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4b0.svg\" alt=\"\ud83d\udcb0\" \/> Earn unlimited 1% cashback and real 0% FX fees on global card spend<\/p>\n<p><\/p>\n<p><\/p>\n<p class=\"wp-block-paragraph\"><img decoding=\"async\" class=\"emoji\" role=\"img\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f3e6.svg\" alt=\"\ud83c\udfe6\" \/>\u00a0Enjoy free FAST transfers in Singapore with your own unique account details<\/p>\n<p><\/p>\n<p><\/p>\n<p class=\"wp-block-paragraph\"><img decoding=\"async\" class=\"emoji\" role=\"img\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f30d.svg\" alt=\"\ud83c\udf0d\" \/> Save on remittance to 150+ countries with best-in-market exchange rates<\/p>\n<p><\/p>\n<p><\/p>\n<p class=\"wp-block-paragraph\"><img decoding=\"async\" class=\"emoji\" role=\"img\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f511.svg\" alt=\"\ud83d\udd11\" \/> Scale faster with no wallet limit or annual spend limit, exclusive for YouBiz account<\/p>\n<p>\u00a0<\/p>\n<p><span style=\"color: var( --e-global-color-text );font-family: var( --e-global-typography-text-font-family ), Sans-serif;font-size: 16px\">On top of that, SME owners and financial controllers will gain useful business features such as:\u00a0<\/span><\/p>\n<p><\/p>\n<p><\/p>\n<p class=\"wp-block-paragraph\"><img decoding=\"async\" class=\"emoji\" role=\"img\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4b3.svg\" alt=\"\ud83d\udcb3\" \/> Unlimited virtual\/physical employee cards with custom spend limits<\/p>\n<p><img decoding=\"async\" class=\"emoji\" role=\"img\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4da.svg\" alt=\"\ud83d\udcda\" \/> Accounts across 9 currencies to exchange, hold and receive payments for free<\/p>\n<p><\/p>\n<p><\/p>\n<p class=\"wp-block-paragraph\"><img decoding=\"async\" class=\"emoji\" role=\"img\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f510.svg\" alt=\"\ud83d\udd10\" \/> Customisable payment approval flows to prevent employees from overspending<\/p>\n<p><\/p>\n<p><\/p>\n<p class=\"wp-block-paragraph\"><img decoding=\"async\" class=\"emoji\" role=\"img\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2705.svg\" alt=\"\u2705\" \/> Xero integration for real-time sync of all business transactions<\/p>\n<p><\/p>\n<p><\/p>\n<div class=\"wp-block-spacer\" style=\"height: 20px\" aria-hidden=\"true\">\u00a0<span style=\"font-size: 16px;color: var( --e-global-color-text );font-family: var( --e-global-typography-text-font-family ), Sans-serif\">\u00a0<\/span><\/div>\n<p><\/p>\n<p><\/p>\n<h2 class=\"wp-block-heading\"><strong>How YouBiz Helped Other SMEs Streamline Business Spend &amp; Unlock More Savings:<\/strong><\/h2>\n<p><\/p>\n<p><\/p>\n<div class=\"wp-block-spacer\" style=\"height: 20px\" aria-hidden=\"true\">\u00a0<\/div>\n<p><\/p>\n<p><\/p>\n<p class=\"wp-block-paragraph\">As COO of SG Code Campus \u2013 one of Singapore\u2019s largest coding enrichment providers \u2013\u00a0Trevor Lum is in charge of managing operational expenses such as online subscriptions, equipment purchases, and vendor payments. He found the process of managing these expenses becoming more cumbersome as the company scaled its operations regionally.<\/p>\n<p><\/p>\n<p><\/p>\n<p class=\"wp-block-paragraph\"><strong>\u201cFrom the annual corporate card fees to FX charges for online purchases and fees from remittance, these costs add up over time and the fragmented mix of platforms do not offer enough rewards to justify long-term usage.\u201d &#8211; Trevor Lum, COO, SG Code Campus<\/strong><\/p>\n<p><\/p>\n<p><\/p>\n<p class=\"wp-block-paragraph\">Trevor shared that since onboarding YouBiz, the company has clawed back savings from company spend and reduced manual reconciliation of card spend and overseas payment from multiple platforms. As a result, Trevor shared that his team saved:<\/p>\n<p><\/p>\n<p><\/p>\n<p class=\"wp-block-paragraph\"><img decoding=\"async\" class=\"emoji\" role=\"img\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4b0.svg\" alt=\"\ud83d\udcb0\" \/> <strong>S$2,400 \/ year<\/strong> from cashback &amp; 0% FX fees\u00a0<\/p>\n<p><\/p>\n<p><\/p>\n<p class=\"wp-block-paragraph\"><img decoding=\"async\" class=\"emoji\" role=\"img\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/23f0.svg\" alt=\"\u23f0\" \/> <strong>5 hours \/ month <\/strong>on reconciling business expenses\u00a0<\/p>\n<p><\/p>\n<p><\/p>\n<p class=\"wp-block-paragraph\"><img decoding=\"async\" class=\"emoji\" role=\"img\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f30d.svg\" alt=\"\ud83c\udf0d\" \/> <strong>$600 \/ year<\/strong> on remittance fees<\/p>\n<p><\/p>\n<p><\/p>\n<p class=\"wp-block-paragraph\">Your business could enjoy these benefits too for S$0\/month, only on YouBiz! Open an account today.\u00a0<\/p>\n<div class=\"wp-block-spacer\" style=\"height: 20px\" aria-hidden=\"true\">\u00a0<span style=\"font-size: 16px;color: var( --e-global-color-text );font-family: var( --e-global-typography-text-font-family ), Sans-serif\">\u00a0<\/span><\/div>\n<p><\/p>\n<p><\/p>\n<h2 class=\"wp-block-heading\"><strong>For YouTroopers who know of SG-based businesses looking for the best fee-less business account<\/strong><\/h2>\n<p>\u00a0<\/p>\n<p><span style=\"font-weight: 400\">Introduce them to YouBiz, you\u2019ll both get<\/span><b> $50<\/b><span style=\"font-weight: 400\">\u00a0upon referee\u2019s account approval and first card spend of $5. <\/span>Referral reward to YouTrip users capped at S$500 (10 referrals). Referee reward limited to first 10 new YouBiz users with approved accounts and min card spend of S$5. For terms &amp; condition, please refer <strong><a href=\"https:\/\/youbiz.zendesk.com\/hc\/en-us\/articles\/7514521490585-How-does-the-YouBiz-Referral-Programme-work-\">here<\/a><\/strong>.<\/p>\n<p><\/p>\n<p><\/p>\n<p><\/p>\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u00a0<\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d7b0b3d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d7b0b3d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f07d51a\" data-id=\"f07d51a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8dea3ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"8dea3ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"https:\/\/biz.you.co\/sign-up?_ga=2.16071158.1738184946.1674545422-1117832697.1668414517\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Open A YouBiz Account!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-723bfb4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"723bfb4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cccfa1a\" data-id=\"cccfa1a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-902ebfb elementor-widget elementor-widget-spacer\" data-id=\"902ebfb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18ef561 elementor-widget elementor-widget-text-editor\" data-id=\"18ef561\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size: 16px;font-style: normal;font-weight: 400\"><span style=\"font-size: 16px;font-weight: bold\">Related Articles:<br \/><\/span><a style=\"font-size: 16px\" href=\"https:\/\/www.you.co\/sg\/blog\/introducing-youbiz\/\">Introducing YouBiz, The Smartest Corporate Card For SMEs To Earn Unlimited Cashback And Save On FX Fees<\/a><br \/><a style=\"font-size: 16px\" href=\"https:\/\/www.you.co\/sg\/blog\/how-youtrip-keeps-your-data-safe\/\">How YouTrip Keeps Your Data Safe<\/a><br \/><a style=\"font-size: 16px\" href=\"https:\/\/www.you.co\/sg\/blog\/top-10-most-searched-on-google-2022\/\">BREAKING NEWS: We\u2019re Top 10 Most Searched On Google In 2022<\/a><\/p>\n<figure class=\"wp-block-image\"><a style=\"font-size: 16px\" href=\"https:\/\/youtrip.onelink.me\/HnkC\/49ead0da\" target=\"_blank\" rel=\"noreferrer noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"728\" height=\"90\" class=\"wp-image-1176\" src=\"https:\/\/www.you.co\/en-SG\/wp-content\/uploads\/sites\/2\/2018\/12\/3_728-x-90.jpg\" alt=\"\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2018\/12\/3_728-x-90.jpg 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2018\/12\/3_728-x-90-300x37.jpg 300w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/a><\/figure>\n<figure class=\"wp-block-image size-full\"><a style=\"font-size: 16px\" href=\"https:\/\/www.you.co\/biz\/\"><img decoding=\"async\" width=\"728\" height=\"90\" class=\"wp-image-44712\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-21.png\" alt=\"\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-21.png 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-21-300x37.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2022\/11\/YB-Footer-1-21-600x74.png 600w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/a><\/figure>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f8d5ef2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f8d5ef2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d21c56e\" data-id=\"d21c56e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The best corporate card for SMEs<\/p>\n","protected":false},"author":6,"featured_media":47052,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[621,13],"tags":[39607,39608,39293,39140],"class_list":["post-47086","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-foreign-exchange","category-product","tag-corporate-card","tag-smes","tag-youbiz","tag-youtrip"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/47086","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/comments?post=47086"}],"version-history":[{"count":0,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/47086\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media\/47052"}],"wp:attachment":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media?parent=47086"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/categories?post=47086"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/tags?post=47086"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}