{"id":18734,"date":"2020-07-06T17:26:15","date_gmt":"2020-07-06T09:26:15","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=18734"},"modified":"2020-10-21T13:33:21","modified_gmt":"2020-10-21T05:33:21","slug":"youtrip-3ds","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/youtrip-3ds\/","title":{"rendered":"YouTrip New Feature: 3DS Authorisation For Payments"},"content":{"rendered":"\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Hey YouTroopers!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While everything around us is changing, some things remain the same. Online shopping remains one of our favourite past times, especially since&#8230; well, 2020. Given that more and more of us are choosing to make purchases from overseas online stores, it\u2019s all the more important that your YouTrip card is protected from online fraud.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Enter 3D Secure, a verification step which helps to ensure that you\u2019re really the one behind the screen when making a purchase.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"350\" height=\"698\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/Gif-1.gif\" alt=\"\" class=\"wp-image-22826\" \/><\/figure><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How Do I Use The 3DS Function?<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Say you\u2019ve decided to get <a rel=\"noreferrer noopener\" href=\"https:\/\/www.you.co\/sg\/blog\/how-to-get-cheaper-airpods-amazon-us\/\" target=\"_blank\"><span style=\"color:#702d82\" class=\"color\">cheaper AirPods from Amazon US<\/span><\/a> or <a rel=\"noreferrer noopener\" href=\"https:\/\/www.you.co\/sg\/blog\/af-hack-vpn-cheaper-prices\/\" target=\"_blank\"><span style=\"color:#702d82\" class=\"color\">cheaper A&amp;F clothing directly from its US store<\/span><\/a>. After entering your YouTrip card details and confirming the purchase, you should see a page that looks like this on your screen:<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"900\" height=\"600\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/06\/YouTrip-3DS-Merchant-Authorisation-2.png\" alt=\"YouTrip 3DS Merchant Authorisation\" class=\"wp-image-19055\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/06\/YouTrip-3DS-Merchant-Authorisation-2.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/06\/YouTrip-3DS-Merchant-Authorisation-2-300x200.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/06\/YouTrip-3DS-Merchant-Authorisation-2-768x512.png 768w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/06\/YouTrip-3DS-Merchant-Authorisation-2-600x400.png 600w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 1: Push Notification to Launch App<\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-gallery columns-2 is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\"><ul class=\"blocks-gallery-grid\"><li class=\"blocks-gallery-item\"><figure><img decoding=\"async\" width=\"473\" height=\"1024\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/06\/YouTrip-3DS-Notification-473x1024.png\" alt=\"YouTrip Home Screen Before\" data-id=\"19044\" data-link=\"https:\/\/www.you.co\/sg\/?attachment_id=19044\" class=\"wp-image-19044\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/06\/YouTrip-3DS-Notification-473x1024.png 473w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/06\/YouTrip-3DS-Notification-139x300.png 139w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/06\/YouTrip-3DS-Notification-768x1663.png 768w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/06\/YouTrip-3DS-Notification-709x1536.png 709w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/06\/YouTrip-3DS-Notification-600x1299.png 600w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/06\/YouTrip-3DS-Notification.png 900w\" sizes=\"(max-width: 473px) 100vw, 473px\" \/><\/figure><\/li><li class=\"blocks-gallery-item\"><figure><img loading=\"lazy\" decoding=\"async\" width=\"473\" height=\"1024\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/2-473x1024.png\" alt=\"\" data-id=\"22830\" data-full-url=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/2.png\" data-link=\"https:\/\/www.you.co\/sg\/blog\/youtrip-3ds\/2-6\/\" class=\"wp-image-22830\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/2-473x1024.png 473w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/2-139x300.png 139w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/2-768x1663.png 768w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/2-709x1536.png 709w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/2-946x2048.png 946w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/2-600x1299.png 600w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/2.png 1125w\" sizes=\"(max-width: 473px) 100vw, 473px\" \/><\/figure><\/li><\/ul><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Upon which, you\u2019ll then be prompted via a push notification on your phone to authenticate the payment on your YouTrip app. All you\u2019ll need to do is log in to the app, where you\u2019ll be greeted with a pop-up window that allows you to verify and either approve or reject the payment.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 2: Authorise Your Payment<\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-gallery columns-2 is-cropped wp-block-gallery-2 is-layout-flex wp-block-gallery-is-layout-flex\"><ul class=\"blocks-gallery-grid\"><li class=\"blocks-gallery-item\"><figure><img loading=\"lazy\" decoding=\"async\" width=\"1125\" height=\"2436\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/3.png\" alt=\"\" data-id=\"22831\" data-link=\"https:\/\/www.you.co\/sg\/blog\/youtrip-3ds\/3-5\/\" class=\"wp-image-22831\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/3.png 1125w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/3-139x300.png 139w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/3-473x1024.png 473w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/3-768x1663.png 768w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/3-709x1536.png 709w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/3-946x2048.png 946w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/3-600x1299.png 600w\" sizes=\"(max-width: 1125px) 100vw, 1125px\" \/><\/figure><\/li><li class=\"blocks-gallery-item\"><figure><img loading=\"lazy\" decoding=\"async\" width=\"1125\" height=\"2436\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/4.png\" alt=\"\" data-id=\"22832\" data-full-url=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/4.png\" data-link=\"https:\/\/www.you.co\/sg\/blog\/youtrip-3ds\/4-4\/\" class=\"wp-image-22832\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/4.png 1125w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/4-139x300.png 139w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/4-473x1024.png 473w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/4-768x1663.png 768w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/4-709x1536.png 709w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/4-946x2048.png 946w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/4-600x1299.png 600w\" sizes=\"(max-width: 1125px) 100vw, 1125px\" \/><\/figure><\/li><\/ul><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Once you&#8217;ve checked that the merchant&#8217;s name and payment amount is correct, slide the &#8216;Confirm&#8217; bar to approve the payment. <\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 3: Check Confirmation<\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-gallery columns-2 is-cropped wp-block-gallery-3 is-layout-flex wp-block-gallery-is-layout-flex\"><ul class=\"blocks-gallery-grid\"><li class=\"blocks-gallery-item\"><figure><img loading=\"lazy\" decoding=\"async\" width=\"473\" height=\"1024\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/5-1-473x1024.png\" alt=\"\" data-id=\"22834\" data-link=\"https:\/\/www.you.co\/sg\/blog\/youtrip-3ds\/5-1-2\/\" class=\"wp-image-22834\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/5-1-473x1024.png 473w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/5-1-139x300.png 139w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/5-1-768x1663.png 768w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/5-1-709x1536.png 709w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/5-1-946x2048.png 946w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/5-1-600x1299.png 600w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/5-1.png 1125w\" sizes=\"(max-width: 473px) 100vw, 473px\" \/><\/figure><\/li><li class=\"blocks-gallery-item\"><figure><img loading=\"lazy\" decoding=\"async\" width=\"1125\" height=\"2436\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/6.png\" alt=\"\" data-id=\"22835\" data-full-url=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/6.png\" data-link=\"https:\/\/www.you.co\/sg\/blog\/youtrip-3ds\/6-4\/\" class=\"wp-image-22835\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/6.png 1125w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/6-139x300.png 139w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/6-473x1024.png 473w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/6-768x1663.png 768w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/6-709x1536.png 709w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/6-946x2048.png 946w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/10\/6-600x1299.png 600w\" sizes=\"(max-width: 1125px) 100vw, 1125px\" \/><\/figure><\/li><\/ul><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">When the payment is authorised, you&#8217;ll see a drop down notification on your YouTrip app, and the amount will be reflected in your transactions list. You can then head back to the online store to check for any confirmation provided by the store. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That\u2019s it! This entire process shouldn\u2019t take you more than a few seconds \u2013 or less time than it took for you to read these steps, actually.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why Do We Need 3DS?<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Beyond being a security enhancement for your YouTrip card, having 3DS enabled also expands your online shopping options. Because while YouTrip is enabled with 3DS, whether or not you\u2019ll have to use it at checkout is entirely up to the merchant. So even though some stores don\u2019t require it just yet, popular merchants like Shopee, Lazada, and Qoo10, are already adding 3DS steps to their checkout processes \u2013 so you can bet that this is a welcome addition to the YouTrip card.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With online fraud becoming more prevalent, shopping online securely is more important than ever before, and 3DS can help with just that. And while it\u2019s designed to be as simple and seamless as possible, you can always get in touch with our Customer Experience team at <a href=\"mailto:customer@you.co\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"color:#702d82\" class=\"color\">customer@you.co<\/span><\/a> if you do have any questions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Happy (secure) shopping! \ud83d\udc9c<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Read: <a href=\"https:\/\/www.you.co\/sg\/blog\/youtrip-app-new-look\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"color:#702d82\" class=\"color\">Introducing Our App\u2019s New Look<\/span><\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Read: <a rel=\"noreferrer noopener\" aria-label=\"YouTrip Wins Startup Of The Year &amp; Best Fintech Startup (opens in a new tab)\" href=\"https:\/\/www.you.co\/sg\/blog\/youtrip-startup-of-the-year-best-fintech-startup\/\" target=\"_blank\"><span style=\"color:#702d82\" class=\"color\">YouTrip Wins Startup Of The Year &amp; Best Fintech Startup<\/span><\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Read: <a href=\"https:\/\/www.you.co\/sg\/blog\/youtrip-guide-unfamiliar-transaction-scenarios\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"color:#702d82\" class=\"color\">YouTrip Guide to Unfamiliar Transaction Scenarios<\/span><\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Read: <a rel=\"noreferrer noopener\" aria-label=\"YouTrip New Feature: Online Payment &amp; ATM Alert (opens in a new tab)\" href=\"https:\/\/www.you.co\/sg\/blog\/youtrip-new-feature-online-payment-atm-alert\/\" target=\"_blank\"><span style=\"color:#702d82\" class=\"color\">YouTrip New Feature: Online Payment &amp; ATM Alert<\/span><\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Read: <a href=\"https:\/\/www.you.co\/sg\/blog\/youtrip-new-wallet-limit-5000\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"color:#702d82\" class=\"color\">YouTrip New Feature: $5,000 Wallet Limit<\/span><\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em>Enjoy overseas payment with no fees worldwide!<\/em><\/em><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/youtrip.onelink.me\/HnkC\/49ead0da\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"728\" height=\"90\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/04\/15_728x90.jpg\" alt=\"\" class=\"wp-image-15551\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/04\/15_728x90.jpg 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2020\/04\/15_728x90-300x37.jpg 300w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/a><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>New 3DS feature for a safe and secure payment experience!<\/p>\n","protected":false},"author":30,"featured_media":19050,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[622,13],"tags":[],"class_list":["post-18734","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-product-community","category-product"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/18734","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/comments?post=18734"}],"version-history":[{"count":0,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/18734\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media\/19050"}],"wp:attachment":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media?parent=18734"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/categories?post=18734"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/tags?post=18734"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}