{"id":10231,"date":"2019-11-15T21:01:41","date_gmt":"2019-11-15T13:01:41","guid":{"rendered":"https:\/\/www.you.co\/sg\/?p=10231"},"modified":"2020-01-13T16:51:30","modified_gmt":"2020-01-13T08:51:30","slug":"youtrip-vs-revolut-vs-transferwise-weekday-rates","status":"publish","type":"post","link":"https:\/\/www.you.co\/sg\/blog\/youtrip-vs-revolut-vs-transferwise-weekday-rates\/","title":{"rendered":"YouTrip vs Revolut vs TransferWise: Weekday Rates"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>We\u2019re putting the multi-currency mobile wallets to another test \u2013 a weekday rates comparison in USD, GBP, and HKD!<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Part #1: <\/strong><a rel=\"noreferrer noopener\" aria-label=\"YouTrip vs Revolut vs TransferWise: Weekend Rates (opens in a new tab)\" href=\"https:\/\/www.you.co\/sg\/blog\/youtrip-vs-revolut-vs-transferwise-jb-weekend-getaway\/\" target=\"_blank\"><span style=\"color:#702d82\" class=\"color\"><strong>YouTrip vs Revolut vs TransferWise: Weekend Rates<\/strong><\/span><\/a><strong><br>Part #2: YouTrip vs Revolut vs TransferWise: Weekday Rates<\/strong>\ufeff<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Ever since we tested all <a rel=\"noreferrer noopener\" aria-label=\"three multi-currency mobile wallets in Johor Bahru (JB) (opens in a new tab)\" href=\"https:\/\/www.you.co\/sg\/blog\/youtrip-vs-revolut-vs-transferwise-jb-weekend-getaway\/\" target=\"_blank\"><span style=\"color:#702d82\" class=\"color\">three multi-currency mobile wallets in Johor Bahru (JB)<\/span><\/a>, some readers have been asking if we could also do a comparison for weekday rates.<\/p>\n\n\n\n<p>Sure, even though most holidays happen through the weekends, there are times it&#8217;s likely to spill over to weekdays, especially when we stack annual leaves with long weekends. <em>*nervous laughter*<\/em><\/p>\n\n\n\n<p>Since the festive season is around the corner, we thought it&#8217;d be timely to grab some office essentials on multiple overseas e-commerce websites, and compare the weekday rates at the same time. Here&#8217;s how each multi-currency mobile wallet fared in US Dollars (USD), GBP (Great British Pounds), and HKD (Hong Kong Dollars) on weekdays:<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>YouTrip vs Revolut vs TransferWise at a glance:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>USD on iHerb<\/li><li>GBP on ASOS<\/li><li>HKD on Ztore<\/li><\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1. USD Weekday Rates<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Spending more than 8 hours in the office is detrimental to your skin, especially when the air-conditioner is blasting cold air that robs moisture from your skin, leaving it dehydrated and dull over time.<\/p>\n\n\n\n<p>In addition to our faces, our hands are equally at risk. I&#8217;m not saying someone has sandpaper hands in the office, but these organic hand moisturisers from iHerb will be a great addition to our &#8220;emergency dry skin&#8221; kit. Yes, I&#8217;m going to make that a thing now!<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img fetchpriority=\"high\" decoding=\"async\" width=\"900\" height=\"600\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/handcream.png\" alt=\"YouTrip vs Revolut vs TransferWise: USD Weekday Rates iHerb Hand Cream\" class=\"wp-image-10344\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/handcream.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/handcream-300x200.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/handcream-768x512.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"900\" height=\"600\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/iherb.png\" alt=\"YouTrip vs Revolut vs TransferWise: USD Weekday Rates\" class=\"wp-image-10350\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/iherb.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/iherb-300x200.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/iherb-768x512.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<table class=\"wp-block-table is-style-stripes\"><tbody><tr><td><\/td><td><strong>YouTrip<\/strong><\/td><td><strong>Revolut<\/strong><\/td><td><strong>TransferWise<\/strong><\/td><\/tr><tr><td><strong>Price in USD<\/strong><\/td><td>US$6.44<\/td><td>US$6.44<\/td><td>US$6.44<\/td><\/tr><tr><td><strong>Markups<\/strong><\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>&#8211;<\/td><\/tr><tr><td><strong>Fees<\/strong><\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>S$0.04<\/td><\/tr><tr><td><strong>Rates<\/strong><\/td><td>S$1 = US$0.7343<\/td><td>S$1 = US$0.7340<\/td><td>S$1 = US$0.7341<\/td><\/tr><tr><td><strong>Price in SGD<\/strong><\/td><td><strong>S$8.77<\/strong><\/td><td>S$8.78<\/td><td>S$8.81<\/td><\/tr><\/tbody><\/table>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2. GBP Weekday Rates<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>It&#8217;s mid November, but our office has already put Mariah Carey&#8217;s Merry Christmas album on replay. Something tells me that Christmas decorations will be up even before I hit the publish button on this article.<\/p>\n\n\n\n<p>To play my part for the festive season, I&#8217;m getting some edgy Christmas cards (by office standards) from ASOS to paste them around the office.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"900\" height=\"600\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/treezus.png\" alt=\"YouTrip vs Revolut vs TransferWise: GBP Weekday Rates Festive Cards\" class=\"wp-image-10347\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/treezus.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/treezus-300x200.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/treezus-768x512.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"600\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/asos.png\" alt=\"YouTrip vs Revolut vs TransferWise: GBP Weekday Rates\" class=\"wp-image-10353\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/asos.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/asos-300x200.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/asos-768x512.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<table class=\"wp-block-table is-style-stripes\"><tbody><tr><td><\/td><td><strong>YouTrip<\/strong><\/td><td><strong>Revolut<\/strong><\/td><td><strong>TransferWise<\/strong><\/td><\/tr><tr><td><strong>Price in GBP<\/strong><\/td><td>\u00a39.56<\/td><td>\u00a39.56<\/td><td>\u00a39.56<\/td><\/tr><tr><td><strong>Markups<\/strong><\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>&#8211;<\/td><\/tr><tr><td><strong>Fees<\/strong><\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>S$0.07<\/td><\/tr><tr><td><strong>Rates<\/strong><\/td><td>S$1 = \u00a30.5710<\/td><td>S$1 = \u00a30.5711<\/td><td>S$1 = \u00a30.5710<\/td><\/tr><tr><td><strong>Price in SGD<\/strong><\/td><td><strong>S$16.74<\/strong><\/td><td><strong>S$16.74<\/strong><\/td><td>S$16.81<\/td><\/tr><\/tbody><\/table>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3. HKD Weekday Rates<\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>While I&#8217;m shopping for our office, how can I forget about our colleagues in the Hong Kong office? Working overtime on product and engineering development, app maintenance, and improving user experience, they need some pampering too. <\/p>\n\n\n\n<p>That&#8217;s why I ordered Yuzu lozenges from Zstore to be delivered to our Hong Kong office, and I hope our fellow colleagues will find my gesture as sweet as the candy. <\/p>\n\n\n\n<p>(To our Thailand colleagues: I&#8217;m truly sorry, my boss gave me limited budget for this \ud83d\ude3f)<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"600\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/lozenges.png\" alt=\"YouTrip vs Revolut vs TransferWise: HKD Weekday Rates  Lozenges\" class=\"wp-image-10348\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/lozenges.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/lozenges-300x200.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/lozenges-768x512.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"600\" src=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/ztore.png\" alt=\"YouTrip vs Revolut vs TransferWise: HKD Weekday Rates\" class=\"wp-image-10354\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/ztore.png 900w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/ztore-300x200.png 300w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2019\/11\/ztore-768x512.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<table class=\"wp-block-table is-style-stripes\"><tbody><tr><td><\/td><td><strong>YouTrip<\/strong><\/td><td><strong>Revolut<\/strong><\/td><td><strong>TransferWise<\/strong><\/td><\/tr><tr><td><strong>Price in HKD<\/strong><\/td><td>HK$77.90<\/td><td>HK$77.90<\/td><td>HK$77.90<\/td><\/tr><tr><td><strong>Markups<\/strong><\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>&#8211;<\/td><\/tr><tr><td><strong>Fees<\/strong><\/td><td>&#8211;<\/td><td>&#8211;<\/td><td>S$0.06<\/td><\/tr><tr><td><strong>Rates<\/strong><\/td><td>S$1 = HK$5.753<\/td><td>S$1 = HK$5.7533<\/td><td>S$1 = HK$5.7545<\/td><\/tr><tr><td><strong>Price in SGD<\/strong><\/td><td><strong>S$13.54<\/strong><\/td><td><strong>S$13.54<\/strong><\/td><td>S$13.60<\/td><\/tr><\/tbody><\/table>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h3>\n\n\n\n<p>If you&#8217;re also shopping overseas for the festive season, you can be sure to rely on <a rel=\"noreferrer noopener\" aria-label=\"YouTrip (opens in a new tab)\" href=\"https:\/\/www.you.co\/sg\/blog\/everything-you-need-to-know-about-youtrip\/\" target=\"_blank\"><span style=\"color:#702d82\" class=\"color\">YouTrip<\/span><\/a> to help you save the most money. Whether it&#8217;s weekdays or weekends, YouTrip&#8217;s currency exchange rates remain consistently the best, without any markups or conversion fees. <\/p>\n\n\n\n<p>Now that I&#8217;m done with Christmas, it&#8217;s time for me to request more budget for new year shopping. \ud83d\udc40<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Read:&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/www.you.co\/en-SG\/blog\/how-to-avoid-dcc-sgd-vs-foreign-currency\/\" target=\"_blank\"><span style=\"color:#702d82\" class=\"color\">How to Avoid DCC: SGD vs Local Currency<\/span><\/a><\/strong><\/p>\n\n\n\n<p><strong>Read:&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/www.you.co\/en-SG\/blog\/7-best-holiday-booking-hacks-to-score-best-deals\/\" target=\"_blank\"><span style=\"color:#702d82\" class=\"color\">7 Best Holiday Booking Hacks to Score Best Deals<\/span><\/a><\/strong><\/p>\n\n\n\n<p><strong>Read:&nbsp;<a rel=\"noreferrer noopener\" aria-label=\"How to Avoid Credit Card Scams and Frauds Overseas (opens in a new tab)\" href=\"https:\/\/www.you.co\/en-SG\/blog\/how-to-avoid-credit-card-scams-fraud\/\" target=\"_blank\"><span style=\"color:#702d82\" class=\"color\">How to Avoid Credit Card Scams and Frauds Overseas<\/span><\/a><\/strong><\/p>\n\n\n\n<p><strong>Read:&nbsp;<a rel=\"noreferrer noopener\" aria-label=\"YouTrip vs Revolut vs TransferWise: JB Weekend Getaway (opens in a new tab)\" href=\"https:\/\/www.you.co\/sg\/blog\/youtrip-vs-revolut-vs-transferwise-jb-weekend-getaway\/\" target=\"_blank\"><span style=\"color:#702d82\" class=\"color\">YouTrip vs Revolut vs TransferWise: JB Weekend Getaway<\/span><\/a><\/strong><\/p>\n\n\n\n<p><strong>Read:&nbsp;<a rel=\"noreferrer noopener\" aria-label=\"Multi-Currency Accounts vs Wallets vs Cards: FX Fees Comparison (opens in a new tab)\" href=\"https:\/\/www.you.co\/en-SG\/blog\/multi-currency-accounts-wallets-cards-fx-fees-comparison\/\" target=\"_blank\"><span style=\"color:#702d82\" class=\"color\">Multi-Currency Accounts vs Wallets vs Cards: FX Fees Comparison<\/span><\/a><\/strong><\/p>\n\n\n\n<p><em>Enjoy a worldwide fees-less travel experience!<\/em><\/p>\n\n\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/youtrip.onelink.me\/HnkC\/49ead0da\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"728\" height=\"90\" src=\"https:\/\/www.you.co\/en-SG\/wp-content\/uploads\/sites\/2\/2018\/12\/6_728-x-90.jpg\" alt=\"YouTrip Banner 3\" class=\"wp-image-1179\" srcset=\"https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2018\/12\/6_728-x-90.jpg 728w, https:\/\/www.you.co\/sg\/wp-content\/uploads\/sites\/2\/2018\/12\/6_728-x-90-300x37.jpg 300w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/a><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Here&#8217;s a weekday rates comparison in USD, GBP, and HKD!\ufeff<\/p>\n","protected":false},"author":8,"featured_media":10362,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[621],"tags":[],"class_list":["post-10231","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-foreign-exchange"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/10231","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/comments?post=10231"}],"version-history":[{"count":0,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/posts\/10231\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media\/10362"}],"wp:attachment":[{"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/media?parent=10231"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/categories?post=10231"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.you.co\/sg\/wp-json\/wp\/v2\/tags?post=10231"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}